Put your money to work
Receivable interest
6 - 27 %
Min 3 month
Max. 60 months
Maturity (in months)
Min 6%
Max. 27%
Invest into loans, the annual interest rate of which is in the range
166.28€ - 171.03€
Monthly payment
0.00€ - 0.00€
Brokerage fee
0.00€ - 0.00€
Provision fund fee
47.69€ - 76.17€
Return on investment
Provision fund
Reduced risk of investment

Statistics of "Paskolų klubas"

Sum of granted loans
6155192.13€
Number of investors
4504
Average APR
18.04%
Sum of paid interest
435237.57€

Payments of the income tax

Resident income tax for the interest paid to the non-Lithuanian residents, must be deducted and paid into the budget of the Republic of Lithuania by “Paskolų klubas”. The rate of the income tax is 15 percent, therefore prior to paying the interest to the investors, “Paskolų klubas” will deduct 15 percent of this amount and will transfer the deduction into the budget. If Lithuania has signed the double taxation avoidance agreement with the certain country and the investor has submitted to “Paskolų klubas” the request regarding the rate specified in the aforementioned agreement, then “Paskolų klubas” would deduct the respective rate. Lithuania has signed the double taxation avoidance agreements with the following countries https://www.vmi.lt/cms/en/tarptautines-dvigubo-apmokestinimo-isvengimo-sutartys. Income tax rate of 0 percent is set with Latvia and Cyprus, and income tax rate of 10 percent are set with other countries. We would like to note that the income tax that is payable in the investors state of residence can be reduced by the amount of income tax that was paid in Lithuania. If 15 percent were deducted, and according to the double taxation avoidance agreement signed between Lithuania and the other country, the tax rate is set at 10 percent, then the investor can reduce the income tax in his place of residence by 10 percent. In case when “Paskolų klubas” receives the request regarding the application of the lower income tax rate, then the investor can reduce the income tax in the country of his residence by the amount that was paid as an income tax in Lithuania. We would like to note that when choosing the peer to peer lending platform, it is very important to make sure that the tax legislation of that country was adhered to. Otherwise the investors risk facing the violations of the tax obligations, those could involve the investors themselves. “Paskolų klubas” advices to the investors to thoroughly learn if the peer to peer lending platform does not violate the tax legislation of the resident country prior to investing, due to which they themselves could face the improper payment of the taxes.

Why is it useful to invest in "Paskolų klubas"?

6 % - 27 %
Possible annual interest rate of the loan receivers
Confidentiality
We ensure the personal data security and confidentiality
provision fund
Total reduction of the investment risk
Automatic investment
We select the best investment opportunities

Last transactions

8928€
A
2017-06-28
Date of granting
16%
AIR
60 months
Maturity
1500€
B
2017-06-28
Date of granting
13%
AIR
24 months
Maturity
900€
C
2017-06-28
Date of granting
15%
AIR
48 months
Maturity
5306€
B
2017-06-28
Date of granting
20%
AIR
60 months
Maturity

Provision fund
the guaranteed return on investment

Invest into the loan by using the provision fund, its annual fee is from 0.81% to 15%. The fee depends on the rating and maturity.
In case of the delay the payments are covered from the accumulated provision fund fees.
The funds of the collateral fund are being accumulated in the separate account of "Paskolų klubas".
120076.05 €
FUNDS CURRENTLY ACCUMULATED IN THE PROVISION FUND

"Paskolų klubas" operational ground

The activity of "NEO Finance" is supervised by the Bank of Lithuania. The company is included in the public list of the consumer credit providers and in the list of the payment initiation service providers that undertaken to adhere to the principles of good practice, it is also the first platform that is included in the public list of mutual lending platform operators. The company is operating on the basis of the electronic money institution licence granted by the Bank of Lithuania.

Paskolų klubas
2017-05-30
Interview with Evaldas Remeikis, Chairman of the board at UAB NEO Finance
Read this new interview with P2P- Banking.com!
Detailed
Live chat
Or email us
invest@paskoluklubas.lt
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