Statistics

Investor statistics

15556

Active investors

273

Average number of loans Average loans per investor

14.60 %

Average interest rate Return on investment it will always be lower than the interest rate

4 745 €

Average active investment amount Average amount invested per investor

115 379 585 €

Principal received Principal received, including principal paid from Provision fund

32 083 434 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

12374

Total active borrowers

3756 €

Average loan amount

68 months

Average loan term Weighted average loan term

818 €

Average income

908 €

A+ rating

820 €

A rating

813 €

B rating

760 €

C rating

942 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 185 297 282 € 16 540 904 € 62 570 722 € 64 187 721 € 35 867 388 € 6 130 547 €
Amount of issued credits 73 820 473 € 8 138 462 € 23 878 551 € 25 110 456 € 13 275 942 € 3 417 063 €
Amount of issued credits 49 332 4 940 16 210 16 477 10 252 1 453
Amount of issued credits 49 315 4 940 16 198 16 473 10 251 1 453
Not overdue and returned 156 329 300 €
84.37% 		15 872 372 €
95.96% 		57 082 393 €
91.23% 		52 825 926 €
82.30% 		26 617 556 €
74.21% 		3 931 052 €
64.12%
Not overdue and returned 44 852 490 €
60.76% 		7 469 930 €
91.79% 		18 390 222 €
77.02% 		13 748 661 €
54.75% 		4 026 110 €
30.33% 		1 217 568 €
35.63%
Not overdue and returned 42 951
87.07% 		4 832
97.81% 		15 272
94.21% 		14 182
86.07% 		7 772
75.81% 		893
61.46%
Not overdue and returned 42 934
87.06% 		4 832
97.81% 		15 260
94.21% 		14 178
86.07% 		7 771
75.81% 		893
61.46%
Overdue 28 967 982 €
15.63% 		668 532 €
4.04% 		5 488 329 €
8.77% 		11 361 795 €
17.70% 		9 249 832 €
25.79% 		2 199 495 €
35.88%
Overdue 28 967 982 €
39.24% 		668 532 €
8.21% 		5 488 329 €
22.98% 		11 361 795 €
45.25% 		9 249 832 €
69.67% 		2 199 495 €
64.37%
Overdue 6 381
12.93% 		108
2.19% 		938
5.79% 		2 295
13.93% 		2 480
24.19% 		560
38.54%
Overdue 6 381
12.94% 		108
2.19% 		938
5.79% 		2 295
13.93% 		2 480
24.19% 		560
38.54%
1-30 days 8 291 999 €
4.47% 		376 028 €
2.27% 		2 455 681 €
3.92% 		3 679 247 €
5.73% 		1 372 809 €
3.83% 		408 233 €
6.66%
1-30 days 8 291 999 €
11.23% 		376 028 €
4.62% 		2 455 681 €
10.28% 		3 679 247 €
14.65% 		1 372 809 €
10.34% 		408 233 €
11.95%
1-30 days 1 621
3.29% 		69
1.40% 		398
2.46% 		693
4.21% 		348
3.39% 		113
7.78%
1-30 days 1 621
3.29% 		69
1.40% 		398
2.46% 		693
4.21% 		348
3.39% 		113
7.78%
31-60 days 2 479 297 €
1.34% 		77 899 €
0.47% 		670 663 €
1.07% 		1 027 295 €
1.60% 		487 435 €
1.36% 		216 005 €
3.52%
31-60 days 2 479 297 €
3.36% 		77 899 €
0.96% 		670 663 €
2.81% 		1 027 295 €
4.09% 		487 435 €
3.67% 		216 005 €
6.32%
31-60 days 455
0.92% 		12
0.24% 		93
0.57% 		183
1.11% 		118
1.15% 		49
3.37%
31-60 days 455
0.92% 		12
0.24% 		93
0.57% 		183
1.11% 		118
1.15% 		49
3.37%
61-90 days 1 495 382 €
0.81% 		12 253 €
0.07% 		444 867 €
0.71% 		604 143 €
0.94% 		256 015 €
0.71% 		178 105 €
2.91%
61-90 days 1 495 382 €
2.03% 		12 253 €
0.15% 		444 867 €
1.86% 		604 143 €
2.41% 		256 015 €
1.93% 		178 105 €
5.21%
61-90 days 248
0.50% 		4
0.08% 		53
0.33% 		88
0.53% 		61
0.60% 		42
2.89%
61-90 days 248
0.50% 		4
0.08% 		53
0.33% 		88
0.53% 		61
0.60% 		42
2.89%
91-720 days 9 385 186 €
5.06% 		196 116 €
1.19% 		1 453 607 €
2.32% 		3 804 476 €
5.93% 		2 779 239 €
7.75% 		1 151 748 €
18.79%
91-720 days 9 385 186 €
12.71% 		196 116 €
2.41% 		1 453 607 €
6.09% 		3 804 476 €
15.15% 		2 779 239 €
20.93% 		1 151 748 €
33.71%
91-720 days 1 965
3.98% 		21
0.43% 		239
1.47% 		705
4.28% 		706
6.89% 		294
20.23%
91-720 days 1 965
3.98% 		21
0.43% 		239
1.48% 		705
4.28% 		706
6.89% 		294
20.23%
> 720 days 7 316 119 €
3.95% 		6 236 €
0.04% 		463 511 €
0.74% 		2 246 634 €
3.50% 		4 354 334 €
12.14% 		245 404 €
4.00%
> 720 days 7 316 119 €
9.91% 		6 236 €
0.08% 		463 511 €
1.94% 		2 246 634 €
8.95% 		4 354 334 €
32.80% 		245 404 €
7.18%
> 720 days 2 092
4.24% 		2
0.04% 		155
0.96% 		626
3.80% 		1 247
12.16% 		62
4.27%
> 720 days 2 092
4.24% 		2
0.04% 		155
0.96% 		626
3.80% 		1 247
12.16% 		62
4.27%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 13 284 366 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 1 432 209 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 4 928 608 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 4 769 466 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 1 516 638 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 637 445 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 367 464 € 8 009 188 € 12 613 778 € 16 049 247 € 15 201 834 € 18 915 844 € 20 500 687 € 15 654 180 € 2 156 070 €
A+
 0 € 0 € 0 € 0 € 0 € 1 380 082 € 2 092 023 € 2 870 937 € 1 895 390 € 164 009 €
A
 1 400 € 597 319 € 3 027 053 € 5 301 709 € 6 635 151 € 4 682 323 € 5 490 936 € 6 755 937 € 5 445 726 € 754 565 €
B
 2 750 € 832 480 € 2 876 735 € 3 910 157 € 5 303 251 € 5 206 673 € 6 568 929 € 7 664 495 € 5 820 432 € 890 338 €
C
 2 700 € 937 665 € 2 105 400 € 3 401 911 € 4 110 845 € 3 932 756 € 3 606 140 € 2 451 149 € 1 796 086 € 246 204 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 157 816 € 758 168 € 696 545 € 100 955 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.31 % 89.57 % 88.37 % 86.17 % 79.66 % 69.06 % 55.13 % 35.63 % 16.23 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 88.99 % 67.61 % 56.93 % 34.97 % 11.45 %
A
 100.00 % 91.04 % 96.93 % 97.86 % 96.08 % 84.80 % 68.72 % 52.62 % 35.86 % 15.31 %
B
 100.00 % 95.73 % 88.94 % 88.25 % 87.32 % 78.68 % 72.88 % 56.82 % 37.10 % 18.67 %
C
 100.00 % 90.25 % 81.46 % 76.87 % 72.83 % 72.93 % 65.70 % 55.68 % 33.44 % 16.23 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 64.28 % 53.53 % 30.61 % 15.84 %
Outstanding principal, EUR 0 € 197 201 € 932 859 € 1 660 645 € 2 574 919 € 3 881 136 € 8 473 251 € 16 688 043 € 28 285 790 € 11 128 297 €
A+
 0 € 0 € 0 € 0 € 0 € 170 700 € 1 002 286 € 2 171 884 € 3 525 391 € 1 268 200 €
A
 0 € 58 755 € 95 945 € 116 125 € 270 754 € 839 600 € 2 499 941 € 6 082 752 € 9 740 686 € 4 174 043 €
B
 0 € 37 122 € 357 861 € 520 825 € 770 323 € 1 411 124 € 2 444 724 € 5 824 206 € 9 866 167 € 3 879 128 €
C
 0 € 101 323 € 479 052 € 1 023 694 € 1 533 843 € 1 459 712 € 1 882 969 € 1 951 092 € 3 574 414 € 1 270 434 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 643 331 € 658 109 € 1 579 132 € 536 490 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 197 200 € 932 859 € 1 660 645 € 2 284 331 € 2 007 872 € 2 311 727 € 3 770 322 € 3 536 349 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 5 814 € 3 519 € 44 466 € 148 553 € 0 €
A
 0 € 58 755 € 95 945 € 116 125 € 148 042 € 81 040 € 227 294 € 736 198 € 453 718 € 0 €
B
 0 € 37 122 € 357 862 € 520 825 € 665 412 € 704 447 € 704 424 € 1 663 561 € 1 397 457 € 0 €
C
 0 € 101 323 € 479 052 € 1 023 694 € 1 470 876 € 1 216 571 € 945 993 € 942 868 € 953 196 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 430 499 € 383 228 € 583 425 € 0 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.69 % 10.43 % 11.63 % 12.27 % 10.52 % 8.44 % 10.14 % 8.05 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.37 % 0.11 % 0.88 % 2.74 % 0.00 %
A
 0.00 % 8.96 % 3.07 % 2.14 % 2.14 % 1.47 % 2.84 % 5.73 % 2.99 % 0.00 %
B
 0.00 % 4.27 % 11.06 % 11.75 % 10.96 % 10.64 % 7.82 % 12.33 % 8.91 % 0.00 %
C
 0.00 % 9.75 % 18.54 % 23.13 % 26.06 % 22.56 % 17.23 % 21.42 % 17.75 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.90 % 27.06 % 25.64 % 0.00 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 14.68 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.64 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 11.32 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.42 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.58 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.84 %
Interest paid, EUR 1 142 € 1 008 338 € 3 295 331 € 4 592 993 € 5 815 526 € 4 664 989 € 5 023 067 € 4 253 989 € 3 119 338 € 169 372 €
A+
 0 € 0 € 0 € 0 € 0 € 209 320 € 357 665 € 394 006 € 278 373 € 10 460 €
A
 61 € 191 951 € 852 848 € 1 245 137 € 1 487 595 € 1 020 958 € 1 148 784 € 1 279 493 € 962 303 € 54 463 €
B
 416 € 337 795 € 1 224 057 € 1 404 182 € 1 923 777 € 1 721 657 € 1 680 553 € 1 633 464 € 1 207 101 € 66 820 €
C
 664 € 478 592 € 1 218 426 € 1 943 675 € 2 404 154 € 1 713 055 € 1 349 573 € 676 329 € 470 994 € 26 356 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 486 491 € 270 697 € 200 566 € 11 275 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 211 478 € 920 740 € 1 322 356 € 1 531 947 € 1 027 572 € 704 518 € 620 332 € 475 770 € 20 698 €
A+
 0 € 0 € 0 € 0 € 0 € 1 209 € 578 € 3 935 € 7 325 € 15 €
A
 0 € 54 255 € 63 926 € 55 811 € 50 440 € 23 245 € 36 008 € 65 073 € 57 544 € 3 628 €
B
 0 € 38 192 € 312 426 € 345 177 € 373 330 € 316 489 € 167 021 € 250 292 € 170 327 € 7 394 €
C
 0 € 119 032 € 544 387 € 921 367 € 1 108 178 € 686 630 € 319 106 € 203 610 € 138 726 € 4 630 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 181 805 € 97 423 € 101 850 € 5 030 €
>90 days overdue, EUR 0 € 211 478 € 920 740 € 1 322 356 € 1 514 823 € 975 162 € 614 390 € 453 084 € 216 205 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 1 090 € 59 € 2 010 € 2 363 € 0 €
A
 0 € 54 255 € 63 926 € 55 811 € 49 281 € 21 029 € 28 552 € 38 559 € 20 670 € 0 €
B
 0 € 38 192 € 312 426 € 345 177 € 368 844 € 294 833 € 141 401 € 176 684 € 71 012 € 0 €
C
 0 € 119 032 € 544 387 € 921 367 € 1 096 698 € 658 210 € 280 473 € 160 741 € 65 588 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 163 906 € 75 090 € 56 572 € 0 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 448 499 €
Receivable fee amount 11 496 079 €
Historical Returns