Statistics
Investor statistics
15561
Active investors
273
Average number of loans Average loans per investor
14.60 %
Average interest rate Return on investment it will always be lower than the interest rate
4 755 €
Average active investment amount Average amount invested per investor
115 692 395 €
Principal received Principal received, including principal paid from Provision fund
32 140 749 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
12382
Total active borrowers
3759 €
Average loan amount
68 months
Average loan term Weighted average loan term
818 €
Average income
908 €
A+ rating
820 €
A rating
813 €
B rating
760 €
C rating
941 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 185 730 936 € | 16 571 884 € | 62 721 047 € | 64 349 096 € | 35 945 997 € | 6 142 912 € |
Not overdue and returned |
156 533 333 €
84.28% |
15 810 094 €
95.40% |
57 270 924 €
91.31% |
52 906 134 €
82.22% |
26 612 293 €
74.03% |
3 933 888 €
64.04% |
Overdue |
29 197 603 €
15.72% |
761 790 €
4.60% |
5 450 123 €
8.69% |
11 442 962 €
17.78% |
9 333 704 €
25.97% |
2 209 024 €
35.96% |
1-30 days |
8 403 655 €
4.52% |
439 587 €
2.65% |
2 403 966 €
3.83% |
3 698 902 €
5.75% |
1 435 213 €
3.99% |
425 986 €
6.93% |
31-60 days |
2 541 905 €
1.37% |
107 598 €
0.65% |
612 943 €
0.98% |
1 087 476 €
1.69% |
519 520 €
1.45% |
214 368 €
3.49% |
61-90 days |
1 529 996 €
0.82% |
12 253 €
0.07% |
501 990 €
0.80% |
599 192 €
0.93% |
248 590 €
0.69% |
167 971 €
2.73% |
91-720 days |
9 413 145 €
5.07% |
196 116 €
1.18% |
1 467 816 €
2.34% |
3 815 221 €
5.93% |
2 778 660 €
7.73% |
1 155 331 €
18.81% |
> 720 days |
7 308 902 €
3.94% |
6 236 €
0.04% |
463 407 €
0.74% |
2 242 171 €
3.48% |
4 351 721 €
12.11% |
245 367 €
3.99% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 13 718 020 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 367 568 € | 8 010 710 € | 12 614 357 € | 16 053 974 € | 15 207 735 € | 18 928 033 € | 20 524 281 € | 15 734 558 € | 2 294 203 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 92.31 % | 89.58 % | 88.37 % | 86.20 % | 79.69 % | 69.11 % | 55.19 % | 35.81 % | 16.72 % |
Outstanding principal, EUR | 0 € | 197 097 € | 931 337 € | 1 660 065 € | 2 570 192 € | 3 875 234 € | 8 461 063 € | 16 664 449 € | 28 205 412 € | 11 423 817 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 197 097 € | 931 338 € | 1 660 065 € | 2 282 452 € | 2 006 545 € | 2 309 962 € | 3 745 526 € | 3 589 061 € | 0 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 7.69 % | 10.42 % | 11.63 % | 12.26 % | 10.51 % | 8.43 % | 10.07 % | 8.17 % | 0.00 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 14.69 % |
Interest paid, EUR | 1 142 € | 1 008 416 € | 3 296 433 € | 4 597 891 € | 5 816 646 € | 4 668 037 € | 5 026 758 € | 4 261 617 € | 3 139 544 € | 174 998 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 211 631 € | 920 828 € | 1 320 899 € | 1 533 906 € | 1 027 989 € | 706 795 € | 621 142 € | 481 797 € | 21 142 € |
>90 days overdue, EUR | 0 € | 211 631 € | 920 828 € | 1 320 899 € | 1 517 110 € | 976 287 € | 615 808 € | 454 059 € | 219 655 € | 0 € |