Statistics

Investor statistics

15894

Active investors

314

Average number of loans Average loans per investor

14.87 %

Average interest rate Return on investment it will always be lower than the interest rate

5 622 €

Average active investment amount Average amount invested per investor

158 502 242 €

Principal received Principal received, including principal paid from Provision fund

44 809 133 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13475

Total active borrowers

4009 €

Average loan amount

67 months

Average loan term Weighted average loan term

869 €

Average income

952 €

A+ rating

861 €

A rating

878 €

B rating

800 €

C rating

968 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 242 380 065 € 18 140 231 € 74 296 528 € 94 586 200 € 45 647 208 € 9 705 257 €
Amount of issued credits 89 361 339 € 6 046 603 € 24 053 909 € 37 209 630 € 17 042 614 € 5 008 197 €
Amount of issued credits 60 461 6 239 19 204 21 275 11 724 2 009
Amount of issued credits 60 444 6 239 19 192 21 271 11 723 2 009
Not overdue and returned 204 180 817 €
84.24% 		17 440 784 €
96.14% 		67 643 420 €
91.05% 		78 851 686 €
83.36% 		34 026 922 €
74.54% 		6 213 363 €
64.02%
Not overdue and returned 51 162 091 €
57.25% 		5 347 156 €
88.43% 		17 400 801 €
72.34% 		21 475 116 €
57.71% 		5 422 328 €
31.82% 		1 516 303 €
30.28%
Not overdue and returned 53 123
87.86% 		6 131
98.27% 		18 220
94.88% 		18 492
86.92% 		9 044
77.14% 		1 226
61.03%
Not overdue and returned 53 106
87.86% 		6 131
98.27% 		18 208
94.87% 		18 488
86.92% 		9 043
77.14% 		1 226
61.03%
Overdue 38 199 248 €
15.76% 		699 447 €
3.86% 		6 653 108 €
8.95% 		15 734 514 €
16.64% 		11 620 286 €
25.46% 		3 491 894 €
35.98%
Overdue 38 199 248 €
42.75% 		699 447 €
11.57% 		6 653 108 €
27.66% 		15 734 514 €
42.29% 		11 620 286 €
68.18% 		3 491 894 €
69.72%
Overdue 7 338
12.14% 		108
1.73% 		984
5.12% 		2 783
13.08% 		2 680
22.86% 		783
38.97%
Overdue 7 338
12.14% 		108
1.73% 		984
5.13% 		2 783
13.08% 		2 680
22.86% 		783
38.97%
1-30 days 9 881 460 €
4.08% 		378 960 €
2.09% 		2 536 826 €
3.41% 		4 807 940 €
5.08% 		1 665 261 €
3.65% 		492 473 €
5.07%
1-30 days 9 881 460 €
11.06% 		378 960 €
6.27% 		2 536 826 €
10.55% 		4 807 940 €
12.92% 		1 665 261 €
9.77% 		492 473 €
9.83%
1-30 days 1 731
2.86% 		66
1.06% 		371
1.93% 		822
3.86% 		352
3.00% 		120
5.97%
1-30 days 1 731
2.86% 		66
1.06% 		371
1.93% 		822
3.86% 		352
3.00% 		120
5.97%
31-60 days 3 016 664 €
1.24% 		27 900 €
0.15% 		566 224 €
0.76% 		1 469 049 €
1.55% 		666 681 €
1.46% 		286 811 €
2.96%
31-60 days 3 016 664 €
3.38% 		27 900 €
0.46% 		566 224 €
2.35% 		1 469 049 €
3.95% 		666 681 €
3.91% 		286 811 €
5.73%
31-60 days 485
0.80% 		10
0.16% 		77
0.40% 		211
0.99% 		128
1.09% 		59
2.94%
31-60 days 485
0.80% 		10
0.16% 		77
0.40% 		211
0.99% 		128
1.09% 		59
2.94%
61-90 days 1 483 756 €
0.61% 		1 465 €
0.01% 		369 546 €
0.50% 		538 358 €
0.57% 		411 636 €
0.90% 		162 751 €
1.68%
61-90 days 1 483 756 €
1.66% 		1 465 €
0.02% 		369 546 €
1.54% 		538 358 €
1.45% 		411 636 €
2.42% 		162 751 €
3.25%
61-90 days 221
0.37% 		1
0.02% 		37
0.19% 		77
0.36% 		68
0.58% 		38
1.89%
61-90 days 221
0.37% 		1
0.02% 		37
0.19% 		77
0.36% 		68
0.58% 		38
1.89%
91-720 days 13 268 637 €
5.47% 		260 183 €
1.43% 		2 201 153 €
2.96% 		5 337 547 €
5.64% 		3 610 095 €
7.91% 		1 859 659 €
19.16%
91-720 days 13 268 637 €
14.85% 		260 183 €
4.30% 		2 201 153 €
9.15% 		5 337 547 €
14.34% 		3 610 095 €
21.18% 		1 859 659 €
37.13%
91-720 days 2 198
3.64% 		26
0.42% 		274
1.43% 		825
3.88% 		682
5.82% 		391
19.46%
91-720 days 2 198
3.64% 		26
0.42% 		274
1.43% 		825
3.88% 		682
5.82% 		391
19.46%
> 720 days 10 548 732 €
4.35% 		30 940 €
0.17% 		979 359 €
1.32% 		3 581 621 €
3.79% 		5 266 612 €
11.54% 		690 200 €
7.11%
> 720 days 10 548 732 €
11.80% 		30 940 €
0.51% 		979 359 €
4.07% 		3 581 621 €
9.63% 		5 266 612 €
30.90% 		690 200 €
13.78%
> 720 days 2 703
4.47% 		5
0.08% 		225
1.17% 		848
3.99% 		1 450
12.37% 		175
8.71%
> 720 days 2 703
4.47% 		5
0.08% 		225
1.17% 		848
3.99% 		1 450
12.37% 		175
8.71%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 €
0.00% 		0 €
0.00% 		0 €
0.00% 		0 €
0.00% 		0 €
0.00% 		0 €
0.00%
Written-off loans 0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00%
Written-off loans 0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 27 774 255 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 634 570 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 5 000 909 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 15 256 504 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 4 948 834 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 1 933 408 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 390 271 € 8 081 568 € 12 761 788 € 16 535 331 € 16 519 422 € 21 794 891 € 24 940 231 € 23 807 029 € 19 201 226 € 6 980 119 €
A+
 0 € 0 € 0 € 0 € 0 € 1 491 255 € 2 488 817 € 3 608 559 € 3 014 399 € 1 282 620 € 207 978 €
A
 1 400 € 607 250 € 3 032 224 € 5 317 471 € 6 771 493 € 5 128 470 € 6 357 248 € 8 361 078 € 8 166 497 € 5 285 845 € 1 213 642 €
B
 2 750 € 835 296 € 2 905 803 € 3 959 939 € 5 467 512 € 5 652 557 € 7 450 866 € 9 057 836 € 8 763 186 € 9 332 204 € 3 948 622 €
C
 2 700 € 947 725 € 2 143 541 € 3 484 378 € 4 296 326 € 4 247 139 € 4 162 583 € 2 953 558 € 2 767 311 € 2 491 660 € 1 107 673 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 335 377 € 959 200 € 1 095 636 € 804 672 € 502 174 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.20 % 90.38 % 89.40 % 88.78 % 86.57 % 79.58 % 67.06 % 54.18 % 45.08 % 25.13 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 96.16 % 80.43 % 71.56 % 55.61 % 53.51 % 32.77 %
A
 100.00 % 92.56 % 97.09 % 98.15 % 98.05 % 92.87 % 79.56 % 65.12 % 53.78 % 45.36 % 24.27 %
B
 100.00 % 96.05 % 89.84 % 89.37 % 90.02 % 85.41 % 82.66 % 67.15 % 55.86 % 46.87 % 25.88 %
C
 100.00 % 91.22 % 82.94 % 78.73 % 76.11 % 78.76 % 75.83 % 67.09 % 51.53 % 39.25 % 22.38 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 74.14 % 67.73 % 48.15 % 35.31 % 25.97 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 174 394 € 860 479 € 1 512 634 € 2 088 835 € 2 563 548 € 5 594 205 € 12 248 499 € 20 132 941 € 23 391 668 € 20 794 137 €
A+
 0 € 0 € 0 € 0 € 0 € 59 527 € 605 492 € 1 434 263 € 2 406 382 € 1 114 346 € 426 592 €
A
 0 € 48 824 € 90 774 € 100 363 € 134 412 € 393 453 € 1 633 629 € 4 477 611 € 7 019 915 € 6 367 659 € 3 787 268 €
B
 0 € 34 307 € 328 794 € 471 044 € 606 061 € 965 240 € 1 562 787 € 4 430 865 € 6 923 413 € 10 579 237 € 11 307 882 €
C
 0 € 91 263 € 440 911 € 941 227 € 1 348 362 € 1 145 329 € 1 326 525 € 1 448 683 € 2 603 189 € 3 855 964 € 3 841 161 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 465 771 € 457 077 € 1 180 041 € 1 474 075 € 1 431 234 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 174 393 € 860 480 € 1 512 634 € 2 057 653 € 1 842 216 € 2 211 781 € 3 842 463 € 6 266 175 € 4 476 002 € 573 572 €
A+
 0 € 0 € 0 € 0 € 0 € 2 666 € 5 412 € 67 177 € 191 252 € 24 615 € 0 €
A
 0 € 48 824 € 90 774 € 100 363 € 121 604 € 85 969 € 240 493 € 790 271 € 1 222 102 € 476 988 € 3 126 €
B
 0 € 34 307 € 328 795 € 471 044 € 587 687 € 651 353 € 697 347 € 1 743 456 € 2 574 174 € 1 672 873 € 158 133 €
C
 0 € 91 263 € 440 911 € 941 227 € 1 348 362 € 1 102 228 € 867 624 € 901 291 € 1 472 183 € 1 457 699 € 253 920 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 400 906 € 340 268 € 806 464 € 843 828 € 158 393 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 6.80 % 9.62 % 10.60 % 11.05 % 9.65 % 8.08 % 10.33 % 14.26 % 10.51 % 2.07 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.17 % 0.17 % 1.33 % 3.53 % 1.03 % 0.00 %
A
 0.00 % 7.44 % 2.91 % 1.85 % 1.76 % 1.56 % 3.01 % 6.16 % 8.05 % 4.09 % 0.06 %
B
 0.00 % 3.95 % 10.16 % 10.63 % 9.68 % 9.84 % 7.74 % 12.93 % 16.41 % 8.40 % 1.04 %
C
 0.00 % 8.78 % 17.06 % 21.27 % 23.89 % 20.44 % 15.81 % 20.47 % 27.41 % 22.96 % 5.13 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.26 % 24.03 % 35.44 % 37.03 % 8.19 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.62 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.70 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.88 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.47 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.64 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.25 %
Interest paid, EUR 1 142 € 1 077 466 € 3 480 389 € 4 916 227 € 6 259 775 € 5 109 096 € 6 037 495 € 6 160 022 € 6 739 790 € 4 054 878 € 804 837 €
A+
 0 € 0 € 0 € 0 € 0 € 225 589 € 438 752 € 564 176 € 620 004 € 158 875 € 8 273 €
A
 61 € 212 823 € 867 471 € 1 266 718 € 1 517 585 € 1 102 403 € 1 405 655 € 1 888 033 € 2 125 797 € 956 484 € 111 551 €
B
 416 € 352 245 € 1 308 271 € 1 501 004 € 2 040 032 € 1 884 883 € 1 991 175 € 2 352 625 € 2 540 867 € 1 985 931 € 447 954 €
C
 664 € 512 398 € 1 304 647 € 2 148 506 € 2 702 158 € 1 896 221 € 1 618 385 € 962 726 € 1 012 445 € 715 842 € 170 778 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 583 528 € 392 463 € 440 678 € 237 500 € 66 281 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 232 471 € 1 064 828 € 1 543 238 € 1 800 500 € 1 326 798 € 1 001 668 € 1 099 773 € 1 522 160 € 783 324 € 105 061 €
A+
 0 € 0 € 0 € 0 € 0 € 274 € 511 € 7 612 € 19 188 € 1 931 € 26 €
A
 0 € 56 698 € 73 566 € 66 468 € 55 881 € 33 292 € 55 416 € 133 820 € 199 112 € 59 732 € 2 036 €
B
 0 € 40 661 € 351 223 € 400 296 € 442 137 € 417 864 € 239 532 € 476 948 € 577 252 € 251 683 € 32 736 €
C
 0 € 135 112 € 640 039 € 1 076 474 € 1 302 482 € 875 368 € 453 200 € 330 030 € 433 805 € 275 215 € 42 078 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 253 008 € 151 363 € 292 802 € 194 763 € 28 185 €
>90 days overdue, EUR 0 € 232 472 € 1 064 828 € 1 543 238 € 1 800 253 € 1 308 389 € 948 753 € 977 451 € 1 296 125 € 580 967 € 16 709 €
A+
 0 € 0 € 0 € 0 € 0 € 244 € 259 € 6 524 € 15 444 € 1 327 € 0 €
A
 0 € 56 698 € 73 566 € 66 468 € 55 870 € 32 321 € 49 640 € 111 507 € 160 382 € 43 778 € 105 €
B
 0 € 40 661 € 351 223 € 400 296 € 441 901 € 405 946 € 223 444 € 421 163 € 486 631 € 167 571 € 3 279 €
C
 0 € 135 112 € 640 039 € 1 076 474 € 1 302 482 € 869 878 € 430 709 € 299 453 € 373 355 € 209 170 € 7 265 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 244 702 € 138 804 € 260 313 € 159 121 € 6 060 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 195 923 €
Receivable fee amount 13 962 424 €
Historical Returns