Statistics

Investor statistics

16012

Active investors

322

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 775 €

Average active investment amount Average amount invested per investor

169 900 096 €

Principal received Principal received, including principal paid from Provision fund

48 081 361 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13695

Total active borrowers

4080 €

Average loan amount

67 months

Average loan term Weighted average loan term

880 €

Average income

964 €

A+ rating

870 €

A rating

891 €

B rating

813 €

C rating

982 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 256 858 148 € 18 388 619 € 75 842 716 € 103 046 965 € 48 675 572 € 10 895 945 €
Amount of issued credits 92 475 005 € 5 571 469 € 23 199 679 € 39 918 658 € 18 125 946 € 5 656 737 €
Amount of issued credits 62 939 6 485 19 705 22 395 12 146 2 192
Amount of issued credits 62 922 6 485 19 693 22 391 12 145 2 192
Not overdue and returned 215 928 232 €
84.07% 		17 553 933 €
95.46% 		69 126 196 €
91.14% 		85 892 927 €
83.35% 		36 335 315 €
74.65% 		7 011 530 €
64.35%
Not overdue and returned 51 685 942 €
55.89% 		4 736 783 €
85.02% 		16 501 905 €
71.13% 		22 833 412 €
57.20% 		5 839 005 €
32.21% 		1 772 321 €
31.33%
Not overdue and returned 55 310
87.88% 		6 364
98.13% 		18 708
94.94% 		19 444
86.82% 		9 430
77.64% 		1 348
61.50%
Not overdue and returned 55 293
87.88% 		6 364
98.13% 		18 696
94.94% 		19 440
86.82% 		9 429
77.64% 		1 348
61.50%
Overdue 40 789 062 €
15.88% 		834 686 €
4.54% 		6 697 774 €
8.83% 		17 085 247 €
16.58% 		12 286 941 €
25.24% 		3 884 415 €
35.65%
Overdue 40 789 062 €
44.11% 		834 686 €
14.98% 		6 697 774 €
28.87% 		17 085 247 €
42.80% 		12 286 941 €
67.79% 		3 884 415 €
68.67%
Overdue 7 598
12.07% 		121
1.87% 		991
5.03% 		2 939
13.12% 		2 703
22.25% 		844
38.50%
Overdue 7 598
12.08% 		121
1.87% 		991
5.03% 		2 939
13.13% 		2 703
22.26% 		844
38.50%
1-30 days 11 189 239 €
4.36% 		508 190 €
2.76% 		2 666 793 €
3.52% 		5 543 101 €
5.38% 		1 936 936 €
3.98% 		534 219 €
4.90%
1-30 days 11 189 239 €
12.10% 		508 190 €
9.12% 		2 666 793 €
11.49% 		5 543 101 €
13.89% 		1 936 936 €
10.69% 		534 219 €
9.44%
1-30 days 1 805
2.87% 		80
1.23% 		382
1.94% 		874
3.90% 		345
2.84% 		124
5.66%
1-30 days 1 805
2.87% 		80
1.23% 		382
1.94% 		874
3.90% 		345
2.84% 		124
5.66%
31-60 days 2 509 059 €
0.98% 		12 933 €
0.07% 		440 641 €
0.58% 		1 230 753 €
1.19% 		564 829 €
1.16% 		259 904 €
2.39%
31-60 days 2 509 059 €
2.71% 		12 933 €
0.23% 		440 641 €
1.90% 		1 230 753 €
3.08% 		564 829 €
3.12% 		259 904 €
4.59%
31-60 days 432
0.69% 		4
0.06% 		68
0.35% 		198
0.88% 		108
0.89% 		54
2.46%
31-60 days 432
0.69% 		4
0.06% 		68
0.35% 		198
0.88% 		108
0.89% 		54
2.46%
61-90 days 1 512 034 €
0.59% 		29 612 €
0.16% 		255 174 €
0.34% 		592 320 €
0.57% 		398 608 €
0.82% 		236 320 €
2.17%
61-90 days 1 512 034 €
1.64% 		29 612 €
0.53% 		255 174 €
1.10% 		592 320 €
1.48% 		398 608 €
2.20% 		236 320 €
4.18%
61-90 days 249
0.40% 		4
0.06% 		39
0.20% 		90
0.40% 		70
0.58% 		46
2.10%
61-90 days 249
0.40% 		4
0.06% 		39
0.20% 		90
0.40% 		70
0.58% 		46
2.10%
91-720 days 13 863 964 €
5.40% 		248 198 €
1.35% 		2 198 845 €
2.90% 		5 594 211 €
5.43% 		3 869 730 €
7.95% 		1 952 979 €
17.92%
91-720 days 13 863 964 €
14.99% 		248 198 €
4.45% 		2 198 845 €
9.48% 		5 594 211 €
14.01% 		3 869 730 €
21.35% 		1 952 979 €
34.52%
91-720 days 2 234
3.55% 		24
0.37% 		259
1.31% 		858
3.83% 		694
5.71% 		399
18.20%
91-720 days 2 234
3.55% 		24
0.37% 		259
1.32% 		858
3.83% 		694
5.71% 		399
18.20%
> 720 days 11 714 766 €
4.56% 		35 753 €
0.19% 		1 136 321 €
1.50% 		4 124 862 €
4.00% 		5 516 838 €
11.33% 		900 993 €
8.27%
> 720 days 11 714 766 €
12.67% 		35 753 €
0.64% 		1 136 321 €
4.90% 		4 124 862 €
10.33% 		5 516 838 €
30.44% 		900 993 €
15.93%
> 720 days 2 878
4.57% 		9
0.14% 		243
1.23% 		919
4.10% 		1 486
12.23% 		221
10.08%
> 720 days 2 878
4.57% 		9
0.14% 		243
1.23% 		919
4.10% 		1 486
12.24% 		221
10.08%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 42 252 338 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 882 958 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 547 097 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 23 717 269 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 7 977 198 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 124 096 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 237 € 8 090 010 € 12 785 673 € 16 577 205 € 16 709 480 € 22 288 760 € 25 802 617 € 25 202 826 € 21 318 990 € 13 062 642 €
A+
 0 € 0 € 0 € 0 € 0 € 1 507 270 € 2 544 395 € 3 708 915 € 3 229 178 € 1 421 578 € 405 814 €
A
 1 400 € 612 207 € 3 032 680 € 5 319 806 € 6 779 423 € 5 194 395 € 6 511 995 € 8 700 565 € 8 620 445 € 5 814 588 € 2 036 788 €
B
 2 750 € 835 585 € 2 907 453 € 3 969 961 € 5 481 363 € 5 720 230 € 7 598 680 € 9 359 429 € 9 290 859 € 10 415 528 € 7 477 679 €
C
 2 700 € 949 446 € 2 149 877 € 3 495 906 € 4 316 419 € 4 287 585 € 4 275 408 € 3 044 418 € 2 900 594 € 2 781 879 € 2 292 078 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 358 282 € 989 290 € 1 161 750 € 881 169 € 848 717 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.47 % 89.57 % 89.01 % 87.56 % 81.38 % 69.38 % 57.36 % 50.05 % 30.92 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.19 % 82.23 % 73.55 % 59.57 % 59.31 % 45.96 %
A
 100.00 % 93.31 % 97.11 % 98.19 % 98.17 % 94.07 % 81.49 % 67.77 % 56.76 % 49.90 % 31.11 %
B
 100.00 % 96.09 % 89.89 % 89.60 % 90.25 % 86.44 % 84.30 % 69.39 % 59.23 % 52.31 % 31.53 %
C
 100.00 % 91.38 % 83.19 % 78.99 % 76.47 % 79.51 % 77.89 % 69.16 % 54.01 % 43.83 % 28.73 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.41 % 69.85 % 51.05 % 38.67 % 27.17 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 926 € 813 835 € 1 457 507 € 2 013 091 € 2 357 452 € 5 100 336 € 11 386 113 € 18 737 144 € 21 273 903 € 29 189 696 €
A+
 0 € 0 € 0 € 0 € 0 € 43 512 € 549 914 € 1 333 907 € 2 191 603 € 975 389 € 477 144 €
A
 0 € 36 800 € 84 167 € 98 029 € 120 955 € 327 528 € 1 478 882 € 4 138 125 € 6 565 967 € 5 838 916 € 4 510 310 €
B
 0 € 34 018 € 309 409 € 444 684 € 573 529 € 881 529 € 1 414 973 € 4 129 272 € 6 395 741 € 9 495 913 € 16 239 590 €
C
 0 € 75 108 € 420 260 € 914 794 € 1 318 607 € 1 104 883 € 1 213 701 € 1 357 823 € 2 469 906 € 3 565 745 € 5 685 120 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 442 866 € 426 987 € 1 113 927 € 1 397 578 € 2 275 379 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 926 € 813 836 € 1 457 507 € 1 990 842 € 1 806 721 € 2 175 403 € 3 977 350 € 6 492 398 € 5 212 340 € 1 506 407 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 531 € 68 282 € 189 528 € 23 047 € 0 €
A
 0 € 36 800 € 84 167 € 98 029 € 112 731 € 84 223 € 220 901 € 868 496 € 1 309 947 € 512 920 € 6 951 €
B
 0 € 34 018 € 309 410 € 444 684 € 559 504 € 640 105 € 683 089 € 1 795 065 € 2 652 373 € 2 080 745 € 520 080 €
C
 0 € 75 108 € 420 260 € 914 794 € 1 318 607 € 1 080 830 € 871 023 € 905 661 € 1 516 166 € 1 682 677 € 601 444 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 860 € 339 846 € 824 384 € 912 951 € 377 932 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.69 % 9.10 % 10.21 % 10.69 % 9.47 % 7.94 % 10.70 % 14.78 % 12.24 % 3.57 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 3.50 % 0.96 % 0.00 %
A
 0.00 % 5.61 % 2.70 % 1.81 % 1.63 % 1.53 % 2.76 % 6.76 % 8.63 % 4.40 % 0.11 %
B
 0.00 % 3.91 % 9.57 % 10.04 % 9.21 % 9.67 % 7.58 % 13.31 % 16.91 % 10.45 % 2.19 %
C
 0.00 % 7.23 % 16.26 % 20.67 % 23.36 % 20.04 % 15.87 % 20.57 % 28.23 % 26.51 % 7.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.14 % 24.00 % 36.23 % 40.06 % 12.10 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.69 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.64 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.28 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.25 %
Interest paid, EUR 1 142 € 1 086 577 € 3 516 571 € 4 978 864 € 6 347 805 € 5 183 653 € 6 209 931 € 6 506 911 € 7 376 999 € 4 885 588 € 1 829 265 €
A+
 0 € 0 € 0 € 0 € 0 € 227 336 € 452 470 € 595 759 € 684 048 € 185 665 € 16 978 €
A
 61 € 215 230 € 869 991 € 1 271 588 € 1 522 710 € 1 112 724 € 1 455 058 € 2 005 749 € 2 340 390 € 1 148 684 € 217 156 €
B
 416 € 354 312 € 1 318 881 € 1 520 149 € 2 066 587 € 1 911 539 € 2 043 205 € 2 487 777 € 2 775 271 € 2 404 960 € 1 029 631 €
C
 664 € 517 035 € 1 327 699 € 2 187 128 € 2 758 509 € 1 932 054 € 1 663 150 € 1 007 452 € 1 101 340 € 865 067 € 413 291 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 596 048 € 410 174 € 475 951 € 280 918 € 152 208 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 214 031 € 1 060 291 € 1 562 269 € 1 836 467 € 1 380 436 € 1 069 082 € 1 216 028 € 1 788 217 € 1 051 766 € 249 096 €
A+
 0 € 0 € 0 € 0 € 0 € 169 € 214 € 8 512 € 22 721 € 2 829 € 26 €
A
 0 € 50 606 € 70 966 € 69 044 € 56 111 € 35 868 € 55 912 € 149 300 € 238 568 € 74 767 € 2 969 €
B
 0 € 41 804 € 348 671 € 397 193 € 440 222 € 428 219 € 256 017 € 528 002 € 680 216 € 343 305 € 77 120 €
C
 0 € 121 620 € 640 655 € 1 096 032 € 1 340 134 € 916 180 € 484 138 € 365 044 € 505 523 € 372 670 € 100 094 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 272 800 € 165 170 € 341 189 € 258 195 € 68 887 €
>90 days overdue, EUR 0 € 214 031 € 1 060 291 € 1 562 269 € 1 836 282 € 1 366 271 € 1 024 033 € 1 099 083 € 1 585 017 € 913 832 € 98 548 €
A+
 0 € 0 € 0 € 0 € 0 € 169 € 0 € 7 192 € 18 833 € 2 071 € 0 €
A
 0 € 50 606 € 70 966 € 69 044 € 56 111 € 34 943 € 50 942 € 127 487 € 203 728 € 59 126 € 282 €
B
 0 € 41 804 € 348 671 € 397 193 € 440 037 € 417 692 € 242 173 € 472 950 € 600 559 € 275 067 € 22 368 €
C
 0 € 121 621 € 640 655 € 1 096 032 € 1 340 134 € 913 468 € 464 211 € 337 381 € 450 403 € 336 772 € 43 360 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 266 708 € 154 073 € 311 494 € 240 795 € 32 538 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 162 494 €
Receivable fee amount 14 542 390 €
Historical Returns