Statistics
Investor statistics
15919
Active investors
316
Average number of loans Average loans per investor
14.90 %
Average interest rate Return on investment it will always be lower than the interest rate
5 678 €
Average active investment amount Average amount invested per investor
160 909 693 €
Principal received Principal received, including principal paid from Provision fund
45 464 570 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13568
Total active borrowers
4027 €
Average loan amount
67 months
Average loan term Weighted average loan term
871 €
Average income
955 €
A+ rating
863 €
A rating
881 €
B rating
804 €
C rating
970 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 245 782 184 € | 18 186 081 € | 74 657 197 € | 96 469 387 € | 46 545 055 € | 9 919 823 € |
Not overdue and returned |
204 285 240 €
83.12% |
17 372 672 €
95.53% |
67 024 895 €
89.78% |
79 255 713 €
82.16% |
34 376 458 €
73.86% |
6 250 861 €
63.01% |
Overdue |
41 496 944 €
16.88% |
813 409 €
4.47% |
7 632 302 €
10.22% |
17 213 673 €
17.84% |
12 168 597 €
26.14% |
3 668 963 €
36.99% |
1-30 days |
12 589 991 €
5.12% |
494 045 €
2.72% |
3 409 078 €
4.57% |
5 975 375 €
6.19% |
2 054 753 €
4.41% |
656 740 €
6.62% |
31-60 days |
2 888 080 €
1.18% |
26 108 €
0.14% |
612 758 €
0.82% |
1 356 089 €
1.41% |
674 551 €
1.45% |
218 574 €
2.20% |
61-90 days |
1 619 581 €
0.66% |
2 794 €
0.02% |
344 635 €
0.46% |
757 054 €
0.78% |
345 587 €
0.74% |
169 511 €
1.71% |
91-720 days |
13 661 680 €
5.56% |
259 576 €
1.43% |
2 270 016 €
3.04% |
5 442 321 €
5.64% |
3 779 481 €
8.12% |
1 910 285 €
19.26% |
> 720 days |
10 737 612 €
4.37% |
30 885 €
0.17% |
995 814 €
1.33% |
3 682 834 €
3.82% |
5 314 226 €
11.42% |
713 853 €
7.20% |
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. |
0 €
0.00% |
0 €
0.00% |
0 €
0.00% |
0 €
0.00% |
0 €
0.00% |
0 €
0.00% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 31 176 374 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 394 785 € | 8 083 301 € | 12 766 953 € | 16 544 533 € | 16 560 782 € | 21 896 470 € | 25 127 196 € | 24 057 479 € | 19 713 573 € | 8 243 312 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.38 % | 90.40 % | 89.44 % | 88.83 % | 86.78 % | 79.95 % | 67.57 % | 54.75 % | 46.28 % | 26.44 % |
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € |
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
Outstanding principal, EUR | 0 € | 169 880 € | 858 746 € | 1 507 469 € | 2 079 633 € | 2 522 188 € | 5 492 625 € | 12 061 534 € | 19 882 491 € | 22 879 321 € | 22 933 063 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 169 879 € | 858 746 € | 1 507 469 € | 2 050 454 € | 1 834 002 € | 2 224 423 € | 3 872 931 € | 6 461 202 € | 4 648 481 € | 771 704 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.62 % | 9.60 % | 10.56 % | 11.01 % | 9.61 % | 8.12 % | 10.41 % | 14.70 % | 10.91 % | 2.48 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.70 % |
Interest paid, EUR | 1 142 € | 1 080 397 € | 3 485 819 € | 4 927 976 € | 6 275 240 € | 5 127 816 € | 6 074 070 € | 6 232 129 € | 6 871 978 € | 4 229 351 € | 983 897 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 232 135 € | 1 071 586 € | 1 553 536 € | 1 815 749 € | 1 338 809 € | 1 018 276 € | 1 130 905 € | 1 589 853 € | 851 608 € | 131 590 € |
>90 days overdue, EUR | 0 € | 232 135 € | 1 071 586 € | 1 553 536 € | 1 815 516 € | 1 321 460 € | 964 905 € | 1 003 881 € | 1 355 555 € | 647 733 € | 24 727 € |