Statistics
Investor statistics
15850
Active investors
312
Average number of loans Average loans per investor
14.86 %
Average interest rate Return on investment it will always be lower than the interest rate
5 596 €
Average active investment amount Average amount invested per investor
156 456 314 €
Principal received Principal received, including principal paid from Provision fund
44 265 411 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13379
Total active borrowers
4003 €
Average loan amount
67 months
Average loan term Weighted average loan term
866 €
Average income
950 €
A+ rating
859 €
A rating
875 €
B rating
799 €
C rating
968 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 239 758 653 € | 18 069 281 € | 73 904 219 € | 93 184 985 € | 45 114 465 € | 9 481 062 € |
Not overdue and returned |
203 608 720 €
84.92% |
17 444 062 €
96.54% |
67 732 088 €
91.65% |
78 440 490 €
84.18% |
33 905 152 €
75.15% |
6 082 287 €
64.15% |
Overdue |
36 149 933 €
15.08% |
625 219 €
3.46% |
6 172 130 €
8.35% |
14 744 495 €
15.82% |
11 209 313 €
24.85% |
3 398 776 €
35.85% |
1-30 days |
8 758 747 €
3.65% |
321 481 €
1.78% |
2 175 974 €
2.94% |
4 272 134 €
4.58% |
1 500 842 €
3.33% |
488 317 €
5.15% |
31-60 days |
2 664 180 €
1.11% |
10 896 €
0.06% |
599 910 €
0.81% |
1 160 724 €
1.25% |
616 028 €
1.37% |
276 621 €
2.92% |
61-90 days |
1 389 705 €
0.58% |
974 €
0.01% |
306 709 €
0.42% |
550 158 €
0.59% |
342 703 €
0.76% |
189 160 €
2.00% |
91-720 days |
12 943 545 €
5.40% |
260 928 €
1.44% |
2 128 755 €
2.88% |
5 263 798 €
5.65% |
3 515 763 €
7.79% |
1 774 301 €
18.71% |
> 720 days |
10 393 756 €
4.34% |
30 940 €
0.17% |
960 782 €
1.30% |
3 497 680 €
3.75% |
5 233 977 €
11.60% |
670 377 €
7.07% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 25 152 843 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 389 781 € | 8 079 514 € | 12 757 884 € | 16 528 263 € | 16 475 624 € | 21 687 488 € | 24 820 780 € | 23 522 050 € | 18 730 929 € | 6 059 015 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.18 % | 90.35 % | 89.38 % | 88.75 % | 86.34 % | 79.18 % | 66.74 % | 53.53 % | 43.98 % | 24.09 % |
Outstanding principal, EUR | 0 € | 174 884 € | 862 533 € | 1 516 538 € | 2 095 904 € | 2 607 345 € | 5 701 608 € | 12 367 950 € | 20 417 920 € | 23 861 964 € | 19 093 828 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 174 883 € | 862 534 € | 1 516 538 € | 2 061 818 € | 1 846 198 € | 2 218 505 € | 3 840 860 € | 6 214 885 € | 4 277 323 € | 323 758 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.82 % | 9.65 % | 10.62 % | 11.07 % | 9.67 % | 8.10 % | 10.33 % | 14.14 % | 10.04 % | 1.29 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.60 % |
Interest paid, EUR | 1 142 € | 1 075 849 € | 3 476 000 € | 4 904 637 € | 6 244 810 € | 5 096 842 € | 6 008 174 € | 6 098 583 € | 6 624 644 € | 3 899 238 € | 675 586 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 231 413 € | 1 057 450 € | 1 532 997 € | 1 786 078 € | 1 311 289 € | 983 852 € | 1 071 218 € | 1 460 868 € | 723 391 € | 78 421 € |
>90 days overdue, EUR | 0 € | 231 413 € | 1 057 450 € | 1 532 997 € | 1 785 866 € | 1 292 390 € | 932 042 € | 953 097 € | 1 243 080 € | 535 608 € | 8 723 € |