Statistics

Investor statistics

15940

Active investors

318

Average number of loans Average loans per investor

14.91 %

Average interest rate Return on investment it will always be lower than the interest rate

5 729 €

Average active investment amount Average amount invested per investor

163 672 331 €

Principal received Principal received, including principal paid from Provision fund

46 263 369 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13620

Total active borrowers

4044 €

Average loan amount

67 months

Average loan term Weighted average loan term

874 €

Average income

957 €

A+ rating

865 €

A rating

885 €

B rating

807 €

C rating

973 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 249 426 781 € 18 246 325 € 75 012 050 € 98 678 631 € 47 269 938 € 10 213 846 €
Amount of issued credits 91 319 850 € 5 822 622 € 23 631 394 € 38 781 935 € 17 835 744 € 5 246 423 €
Amount of issued credits 61 677 6 351 19 448 21 831 11 941 2 094
Amount of issued credits 61 660 6 351 19 436 21 827 11 940 2 094
Not overdue and returned 209 312 919 €
83.92% 		17 411 241 €
95.42% 		68 227 115 €
90.95% 		81 948 488 €
83.05% 		35 181 165 €
74.43% 		6 539 300 €
64.02%
Not overdue and returned 51 240 533 €
56.11% 		4 987 539 €
85.66% 		16 853 526 €
71.32% 		22 053 707 €
56.87% 		5 772 535 €
32.36% 		1 571 877 €
29.96%
Not overdue and returned 54 143
87.78% 		6 235
98.17% 		18 433
94.78% 		18 946
86.78% 		9 237
77.36% 		1 281
61.17%
Not overdue and returned 54 126
87.78% 		6 235
98.17% 		18 421
94.78% 		18 942
86.78% 		9 236
77.35% 		1 281
61.17%
Overdue 40 079 317 €
16.07% 		835 084 €
4.58% 		6 777 868 €
9.04% 		16 728 229 €
16.95% 		12 063 209 €
25.52% 		3 674 546 €
35.98%
Overdue 40 079 317 €
43.89% 		835 084 €
14.34% 		6 777 868 €
28.68% 		16 728 229 €
43.13% 		12 063 209 €
67.64% 		3 674 546 €
70.04%
Overdue 7 525
12.20% 		116
1.83% 		1 012
5.20% 		2 884
13.21% 		2 699
22.60% 		813
38.83%
Overdue 7 525
12.20% 		116
1.83% 		1 012
5.21% 		2 884
13.21% 		2 699
22.60% 		813
38.83%
1-30 days 11 306 929 €
4.53% 		505 062 €
2.77% 		2 746 750 €
3.66% 		5 492 556 €
5.57% 		1 960 742 €
4.15% 		601 437 €
5.89%
1-30 days 11 306 929 €
12.38% 		505 062 €
8.67% 		2 746 750 €
11.62% 		5 492 556 €
14.16% 		1 960 742 €
10.99% 		601 437 €
11.46%
1-30 days 1 866
3.03% 		75
1.18% 		417
2.14% 		865
3.96% 		370
3.10% 		138
6.59%
1-30 days 1 866
3.03% 		75
1.18% 		417
2.15% 		865
3.96% 		370
3.10% 		138
6.59%
31-60 days 2 392 083 €
0.96% 		23 075 €
0.13% 		483 778 €
0.64% 		1 186 272 €
1.20% 		497 314 €
1.05% 		201 645 €
1.97%
31-60 days 2 392 083 €
2.62% 		23 075 €
0.40% 		483 778 €
2.05% 		1 186 272 €
3.06% 		497 314 €
2.79% 		201 645 €
3.84%
31-60 days 391
0.63% 		5
0.08% 		56
0.29% 		188
0.86% 		92
0.77% 		50
2.39%
31-60 days 391
0.63% 		5
0.08% 		56
0.29% 		188
0.86% 		92
0.77% 		50
2.39%
61-90 days 1 396 166 €
0.56% 		17 774 €
0.10% 		163 034 €
0.22% 		638 172 €
0.65% 		426 582 €
0.90% 		150 604 €
1.47%
61-90 days 1 396 166 €
1.53% 		17 774 €
0.31% 		163 034 €
0.69% 		638 172 €
1.65% 		426 582 €
2.39% 		150 604 €
2.87%
61-90 days 245
0.40% 		3
0.05% 		28
0.14% 		106
0.49% 		76
0.64% 		32
1.53%
61-90 days 245
0.40% 		3
0.05% 		28
0.14% 		106
0.49% 		76
0.64% 		32
1.53%
91-720 days 13 912 346 €
5.58% 		257 426 €
1.41% 		2 301 202 €
3.07% 		5 576 344 €
5.65% 		3 839 789 €
8.12% 		1 937 585 €
18.97%
91-720 days 13 912 346 €
15.23% 		257 426 €
4.42% 		2 301 202 €
9.74% 		5 576 344 €
14.38% 		3 839 789 €
21.53% 		1 937 585 €
36.93%
91-720 days 2 238
3.63% 		26
0.41% 		274
1.41% 		842
3.86% 		697
5.84% 		399
19.05%
91-720 days 2 238
3.63% 		26
0.41% 		274
1.41% 		842
3.86% 		697
5.84% 		399
19.05%
> 720 days 11 071 793 €
4.44% 		31 747 €
0.17% 		1 083 104 €
1.44% 		3 834 884 €
3.89% 		5 338 783 €
11.29% 		783 275 €
7.67%
> 720 days 11 071 793 €
12.12% 		31 747 €
0.55% 		1 083 104 €
4.58% 		3 834 884 €
9.89% 		5 338 783 €
29.93% 		783 275 €
14.93%
> 720 days 2 785
4.52% 		7
0.11% 		237
1.22% 		883
4.04% 		1 464
12.26% 		194
9.26%
> 720 days 2 785
4.52% 		7
0.11% 		237
1.22% 		883
4.05% 		1 464
12.26% 		194
9.26%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 34 545 €
0.01% 		0 €
0.00% 		7 067 €
0.01% 		1 914 €
0.00% 		25 563 €
0.05% 		0 €
0.00%
Written-off loans 9
0.01% 		0
0.00% 		3
0.02% 		1
0.00% 		5
0.04% 		0
0.00%
Written-off loans 9
0.01% 		0
0.00% 		3
0.02% 		1
0.00% 		5
0.04% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 34 820 971 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 740 664 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 5 716 431 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 19 348 935 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 6 571 564 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 2 441 997 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 395 261 € 8 085 986 € 12 773 910 € 16 556 673 € 16 615 106 € 22 026 750 € 25 327 218 € 24 433 133 € 20 261 554 € 9 589 946 €
A+
 0 € 0 € 0 € 0 € 0 € 1 500 838 € 2 510 502 € 3 656 734 € 3 112 561 € 1 354 044 € 289 021 €
A
 1 400 € 611 862 € 3 032 402 € 5 318 194 € 6 774 183 € 5 162 583 € 6 428 678 € 8 531 481 € 8 386 155 € 5 536 207 € 1 590 443 €
B
 2 750 € 835 585 € 2 906 667 € 3 964 514 € 5 473 923 € 5 684 440 € 7 524 236 € 9 174 773 € 8 985 692 € 9 865 497 € 5 476 705 €
C
 2 700 € 947 814 € 2 146 917 € 3 491 202 € 4 308 567 € 4 267 246 € 4 217 295 € 2 989 056 € 2 820 833 € 2 650 055 € 1 566 946 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 346 038 € 975 174 € 1 127 890 € 851 520 € 666 800 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.39 % 90.43 % 89.49 % 88.90 % 87.07 % 80.42 % 68.10 % 55.61 % 47.57 % 27.54 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 96.78 % 81.13 % 72.51 % 57.42 % 56.49 % 39.02 %
A
 100.00 % 93.26 % 97.10 % 98.16 % 98.09 % 93.49 % 80.45 % 66.45 % 55.22 % 47.51 % 27.82 %
B
 100.00 % 96.09 % 89.86 % 89.47 % 90.13 % 85.90 % 83.48 % 68.02 % 57.28 % 49.55 % 28.30 %
C
 100.00 % 91.22 % 83.07 % 78.89 % 76.33 % 79.13 % 76.83 % 67.90 % 52.52 % 41.75 % 23.84 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 74.73 % 68.85 % 49.56 % 37.37 % 27.31 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 15 327 € 16 226 € 2 991 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 1 914 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 8 260 € 14 312 € 2 991 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 1.87 % 0.61 % 0.07 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.06 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 0.80 % 0.55 % 0.07 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 154 076 € 839 834 € 1 497 521 € 2 067 494 € 2 467 863 € 5 362 346 € 11 861 512 € 19 506 837 € 22 331 339 € 25 231 026 €
A+
 0 € 0 € 0 € 0 € 0 € 49 944 € 583 807 € 1 386 087 € 2 308 220 € 1 042 922 € 451 643 €
A
 0 € 37 144 € 90 596 € 99 641 € 131 722 € 359 340 € 1 562 199 € 4 307 209 € 6 800 257 € 6 117 297 € 4 125 988 €
B
 0 € 34 018 € 326 015 € 466 468 € 599 651 € 933 357 € 1 489 417 € 4 313 928 € 6 700 907 € 10 045 944 € 13 872 230 €
C
 0 € 82 914 € 423 223 € 931 412 € 1 336 121 € 1 125 223 € 1 271 813 € 1 413 185 € 2 549 667 € 3 697 569 € 5 004 618 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 455 109 € 441 103 € 1 147 787 € 1 427 227 € 1 775 197 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 154 076 € 839 835 € 1 497 521 € 2 040 105 € 1 831 941 € 2 218 461 € 3 969 513 € 6 515 180 € 4 887 632 € 1 029 874 €
A+
 0 € 0 € 0 € 0 € 0 € 2 075 € 5 099 € 67 453 € 191 084 € 23 461 € 0 €
A
 0 € 37 144 € 90 596 € 99 641 € 120 274 € 85 859 € 247 376 € 880 113 € 1 324 149 € 496 028 € 3 126 €
B
 0 € 34 018 € 326 016 € 466 468 € 583 710 € 652 311 € 696 347 € 1 785 094 € 2 674 786 € 1 881 939 € 310 539 €
C
 0 € 82 914 € 423 223 € 931 412 € 1 336 121 € 1 091 696 € 869 273 € 907 397 € 1 518 459 € 1 587 559 € 430 519 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 400 366 € 329 456 € 806 703 € 898 644 € 285 690 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 6.01 % 9.39 % 10.49 % 10.95 % 9.60 % 8.10 % 10.67 % 14.83 % 11.48 % 2.96 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.13 % 0.16 % 1.34 % 3.53 % 0.98 % 0.00 %
A
 0.00 % 5.66 % 2.90 % 1.84 % 1.74 % 1.55 % 3.10 % 6.86 % 8.72 % 4.26 % 0.05 %
B
 0.00 % 3.91 % 10.08 % 10.53 % 9.61 % 9.86 % 7.73 % 13.23 % 17.05 % 9.45 % 1.60 %
C
 0.00 % 7.98 % 16.38 % 21.05 % 23.67 % 20.24 % 15.84 % 20.61 % 28.27 % 25.01 % 6.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.23 % 23.26 % 35.45 % 39.44 % 11.70 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.75 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.66 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.77 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.45 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.59 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.17 %
Interest paid, EUR 1 142 € 1 081 616 € 3 501 169 € 4 945 964 € 6 297 009 € 5 146 346 € 6 114 024 € 6 316 975 € 7 038 319 € 4 440 808 € 1 219 549 €
A+
 0 € 0 € 0 € 0 € 0 € 226 467 € 444 678 € 579 173 € 650 048 € 171 381 € 12 019 €
A
 61 € 214 942 € 868 377 € 1 268 439 € 1 519 112 € 1 107 438 € 1 426 511 € 1 940 221 € 2 223 668 € 1 045 848 € 156 022 €
B
 416 € 353 228 € 1 312 365 € 1 509 958 € 2 049 846 € 1 897 395 € 2 013 151 € 2 413 203 € 2 655 530 € 2 177 278 € 684 638 €
C
 664 € 513 446 € 1 320 427 € 2 167 568 € 2 728 052 € 1 915 046 € 1 640 725 € 982 196 € 1 052 526 € 786 978 € 265 969 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 588 958 € 402 182 € 456 547 € 259 064 € 100 900 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 218 935 € 1 059 691 € 1 563 204 € 1 833 872 € 1 354 316 € 1 034 929 € 1 153 944 € 1 639 180 € 904 296 € 161 667 €
A+
 0 € 0 € 0 € 0 € 0 € 230 € 559 € 7 743 € 20 552 € 2 345 € 15 €
A
 0 € 49 709 € 74 641 € 67 520 € 56 709 € 34 386 € 57 638 € 142 506 € 217 773 € 65 207 € 2 265 €
B
 0 € 40 968 € 354 937 € 405 918 € 451 539 € 427 797 € 248 839 € 501 078 € 618 892 € 295 913 € 49 807 €
C
 0 € 128 257 € 630 113 € 1 089 766 € 1 325 624 € 891 904 € 465 862 € 346 318 € 466 407 € 319 020 € 65 988 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 262 031 € 156 298 € 315 555 € 221 798 € 43 593 €
>90 days overdue, EUR 0 € 218 935 € 1 059 691 € 1 563 204 € 1 833 682 € 1 337 727 € 984 707 € 1 033 404 € 1 421 398 € 724 906 € 43 714 €
A+
 0 € 0 € 0 € 0 € 0 € 185 € 289 € 6 679 € 16 398 € 1 718 € 0 €
A
 0 € 49 709 € 74 641 € 67 520 € 56 709 € 33 382 € 52 222 € 121 002 € 180 294 € 49 058 € 140 €
B
 0 € 40 968 € 354 937 € 405 918 € 451 349 € 416 161 € 233 317 € 443 984 € 534 613 € 215 553 € 8 185 €
C
 0 € 128 257 € 630 113 € 1 089 766 € 1 325 624 € 888 000 € 444 269 € 316 901 € 406 112 € 264 135 € 18 012 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 254 611 € 144 838 € 283 982 € 194 443 € 17 377 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 180 561 €
Receivable fee amount 14 327 639 €
Historical Returns