Statistics
Investor statistics
15853
Active investors
312
Average number of loans Average loans per investor
14.87 %
Average interest rate Return on investment it will always be lower than the interest rate
5 596 €
Average active investment amount Average amount invested per investor
156 541 220 €
Principal received Principal received, including principal paid from Provision fund
44 293 257 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13389
Total active borrowers
4003 €
Average loan amount
67 months
Average loan term Weighted average loan term
866 €
Average income
950 €
A+ rating
859 €
A rating
875 €
B rating
799 €
C rating
968 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 239 833 964 € | 18 070 381 € | 73 922 507 € | 93 204 353 € | 45 142 020 € | 9 490 062 € |
Not overdue and returned |
203 087 462 €
84.68% |
17 428 615 €
96.45% |
67 678 043 €
91.55% |
78 143 748 €
83.84% |
33 787 554 €
74.85% |
6 044 861 €
63.70% |
Overdue |
36 746 502 €
15.32% |
641 766 €
3.55% |
6 244 464 €
8.45% |
15 060 605 €
16.16% |
11 354 466 €
25.15% |
3 445 201 €
36.30% |
1-30 days |
9 262 063 €
3.86% |
337 774 €
1.87% |
2 221 881 €
3.01% |
4 529 006 €
4.86% |
1 640 157 €
3.63% |
533 245 €
5.62% |
31-60 days |
2 649 307 €
1.10% |
11 150 €
0.06% |
586 221 €
0.79% |
1 195 522 €
1.28% |
600 303 €
1.33% |
256 111 €
2.70% |
61-90 days |
1 488 974 €
0.62% |
974 €
0.01% |
329 179 €
0.45% |
583 263 €
0.63% |
364 391 €
0.81% |
211 168 €
2.23% |
91-720 days |
12 931 807 €
5.39% |
260 928 €
1.44% |
2 126 271 €
2.88% |
5 255 134 €
5.64% |
3 515 174 €
7.79% |
1 774 301 €
18.70% |
> 720 days |
10 414 350 €
4.34% |
30 940 €
0.17% |
980 912 €
1.33% |
3 497 680 €
3.75% |
5 234 441 €
11.60% |
670 377 €
7.06% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 25 228 154 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 389 781 € | 8 079 514 € | 12 757 988 € | 16 528 339 € | 16 476 345 € | 21 691 481 € | 24 825 017 € | 23 531 344 € | 18 740 175 € | 6 090 664 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.18 % | 90.35 % | 89.38 % | 88.75 % | 86.34 % | 79.20 % | 66.75 % | 53.55 % | 44.00 % | 24.14 % |
Outstanding principal, EUR | 0 € | 174 884 € | 862 533 € | 1 516 434 € | 2 095 828 € | 2 606 625 € | 5 697 615 € | 12 363 713 € | 20 408 625 € | 23 852 719 € | 19 137 490 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 174 883 € | 862 534 € | 1 516 434 € | 2 061 818 € | 1 846 198 € | 2 218 505 € | 3 842 469 € | 6 234 390 € | 4 273 857 € | 315 071 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.82 % | 9.65 % | 10.62 % | 11.07 % | 9.67 % | 8.10 % | 10.33 % | 14.19 % | 10.03 % | 1.25 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.60 % |
Interest paid, EUR | 1 142 € | 1 075 849 € | 3 476 000 € | 4 904 722 € | 6 244 832 € | 5 097 023 € | 6 009 801 € | 6 101 252 € | 6 631 741 € | 3 909 250 € | 682 991 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 231 506 € | 1 057 959 € | 1 533 804 € | 1 787 355 € | 1 312 350 € | 985 832 € | 1 073 193 € | 1 466 051 € | 728 554 € | 82 224 € |
>90 days overdue, EUR | 0 € | 231 506 € | 1 057 959 € | 1 533 804 € | 1 787 124 € | 1 293 360 € | 932 958 € | 954 804 € | 1 247 190 € | 537 690 € | 8 976 € |