Statistics

Investor statistics

15797

Active investors

287

Average number of loans Average loans per investor

14.67 %

Average interest rate Return on investment it will always be lower than the interest rate

4 956 €

Average active investment amount Average amount invested per investor

127 636 574 €

Principal received Principal received, including principal paid from Provision fund

35 905 784 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

12633

Total active borrowers

3805 €

Average loan amount

68 months

Average loan term Weighted average loan term

835 €

Average income

921 €

A+ rating

835 €

A rating

834 €

B rating

771 €

C rating

951 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 201 471 217 € 17 191 569 € 66 749 951 € 72 414 217 € 38 195 179 € 6 915 689 €
Amount of issued credits 78 288 204 € 7 522 451 € 24 412 208 € 28 644 185 € 13 962 679 € 3 745 465 €
Amount of issued credits 52 952 5 368 17 322 18 024 10 647 1 582
Amount of issued credits 52 935 5 368 17 310 18 020 10 646 1 582
Not overdue and returned 170 316 224 €
84.54% 		16 476 450 €
95.84% 		60 919 679 €
91.27% 		60 123 968 €
83.03% 		28 368 567 €
74.27% 		4 423 388 €
63.96%
Not overdue and returned 47 133 211 €
60.20% 		6 807 332 €
90.49% 		18 581 936 €
76.12% 		16 353 936 €
57.09% 		4 136 066 €
29.62% 		1 253 164 €
33.46%
Not overdue and returned 46 395
87.62% 		5 261
98.01% 		16 383
94.58% 		15 645
86.80% 		8 138
76.43% 		960
60.68%
Not overdue and returned 46 378
87.61% 		5 261
98.01% 		16 371
94.58% 		15 641
86.80% 		8 137
76.43% 		960
60.68%
Overdue 31 154 993 €
15.46% 		715 119 €
4.16% 		5 830 272 €
8.73% 		12 290 249 €
16.97% 		9 826 612 €
25.73% 		2 492 301 €
36.04%
Overdue 31 154 993 €
39.80% 		715 119 €
9.51% 		5 830 272 €
23.88% 		12 290 249 €
42.91% 		9 826 612 €
70.38% 		2 492 301 €
66.54%
Overdue 6 557
12.38% 		107
1.99% 		939
5.42% 		2 379
13.20% 		2 509
23.57% 		622
39.32%
Overdue 6 557
12.39% 		107
1.99% 		939
5.42% 		2 379
13.20% 		2 509
23.57% 		622
39.32%
1-30 days 8 145 421 €
4.04% 		374 319 €
2.18% 		2 259 661 €
3.39% 		3 662 448 €
5.06% 		1 426 843 €
3.74% 		421 711 €
6.10%
1-30 days 8 145 421 €
10.40% 		374 319 €
4.98% 		2 259 661 €
9.26% 		3 662 448 €
12.79% 		1 426 843 €
10.22% 		421 711 €
11.26%
1-30 days 1 535
2.90% 		64
1.19% 		369
2.13% 		668
3.71% 		324
3.04% 		109
6.89%
1-30 days 1 535
2.90% 		64
1.19% 		369
2.13% 		668
3.71% 		324
3.04% 		109
6.89%
31-60 days 2 508 504 €
1.25% 		48 495 €
0.28% 		658 207 €
0.99% 		1 051 934 €
1.45% 		549 213 €
1.44% 		200 656 €
2.90%
31-60 days 2 508 504 €
3.20% 		48 495 €
0.64% 		658 207 €
2.70% 		1 051 934 €
3.67% 		549 213 €
3.93% 		200 656 €
5.36%
31-60 days 475
0.90% 		9
0.17% 		88
0.51% 		200
1.11% 		125
1.17% 		53
3.35%
31-60 days 475
0.90% 		9
0.17% 		88
0.51% 		200
1.11% 		125
1.17% 		53
3.35%
61-90 days 1 525 081 €
0.76% 		71 837 €
0.42% 		456 458 €
0.68% 		499 565 €
0.69% 		362 451 €
0.95% 		134 769 €
1.95%
61-90 days 1 525 081 €
1.95% 		71 837 €
0.95% 		456 458 €
1.87% 		499 565 €
1.74% 		362 451 €
2.60% 		134 769 €
3.60%
61-90 days 271
0.51% 		8
0.15% 		51
0.29% 		102
0.57% 		74
0.70% 		36
2.28%
61-90 days 271
0.51% 		8
0.15% 		51
0.29% 		102
0.57% 		74
0.70% 		36
2.28%
91-720 days 10 962 290 €
5.44% 		214 662 €
1.25% 		1 933 494 €
2.90% 		4 534 360 €
6.26% 		2 878 531 €
7.54% 		1 401 243 €
20.26%
91-720 days 10 962 290 €
14.00% 		214 662 €
2.85% 		1 933 494 €
7.92% 		4 534 360 €
15.83% 		2 878 531 €
20.62% 		1 401 243 €
37.41%
91-720 days 2 050
3.87% 		24
0.45% 		266
1.54% 		740
4.11% 		676
6.35% 		344
21.74%
91-720 days 2 050
3.87% 		24
0.45% 		266
1.54% 		740
4.11% 		676
6.35% 		344
21.74%
> 720 days 8 013 696 €
3.98% 		5 806 €
0.03% 		522 452 €
0.78% 		2 541 942 €
3.51% 		4 609 575 €
12.07% 		333 923 €
4.83%
> 720 days 8 013 696 €
10.24% 		5 806 €
0.08% 		522 452 €
2.14% 		2 541 942 €
8.87% 		4 609 575 €
33.01% 		333 923 €
8.92%
> 720 days 2 226
4.20% 		2
0.04% 		165
0.95% 		669
3.71% 		1 310
12.30% 		80
5.06%
> 720 days 2 226
4.21% 		2
0.04% 		165
0.95% 		669
3.71% 		1 310
12.31% 		80
5.06%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 29 458 300 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 082 874 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 9 107 837 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 12 995 962 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 3 844 429 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 1 422 587 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 378 564 € 8 043 163 € 12 672 036 € 16 313 836 € 15 719 856 € 20 008 194 € 22 082 360 € 19 167 360 € 6 779 763 €
A+
 0 € 0 € 0 € 0 € 0 € 1 415 852 € 2 231 377 € 3 127 006 € 2 324 657 € 570 227 €
A
 1 400 € 602 920 € 3 029 953 € 5 308 328 € 6 717 659 € 4 852 570 € 5 821 392 € 7 315 847 € 6 633 564 € 2 053 497 €
B
 2 750 € 834 361 € 2 889 005 € 3 932 654 € 5 392 080 € 5 383 492 € 6 904 088 € 8 195 723 € 7 184 726 € 3 046 952 €
C
 2 700 € 941 282 € 2 124 206 € 3 431 055 € 4 204 096 € 4 067 942 € 3 814 729 € 2 630 982 € 2 148 676 € 861 758 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 236 608 € 812 803 € 875 737 € 243 935 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.74 % 89.95 % 88.77 % 87.59 % 82.38 % 73.05 % 59.38 % 43.62 % 23.01 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 91.30 % 72.11 % 62.01 % 42.88 % 27.38 %
A
 100.00 % 91.90 % 97.02 % 97.98 % 97.27 % 87.88 % 72.85 % 56.98 % 43.68 % 22.55 %
B
 100.00 % 95.95 % 89.32 % 88.75 % 88.78 % 81.35 % 76.60 % 60.76 % 45.80 % 23.45 %
C
 100.00 % 90.60 % 82.19 % 77.53 % 74.48 % 75.44 % 69.50 % 59.76 % 40.01 % 22.42 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 68.66 % 57.39 % 38.48 % 17.15 %
Outstanding principal, EUR 0 € 186 101 € 898 884 € 1 602 386 € 2 310 331 € 3 363 113 € 7 380 902 € 15 106 370 € 24 772 610 € 22 678 537 €
A+
 0 € 0 € 0 € 0 € 0 € 134 930 € 862 933 € 1 915 816 € 3 096 124 € 1 512 648 €
A
 0 € 53 154 € 93 046 € 109 507 € 188 246 € 669 352 € 2 169 485 € 5 522 843 € 8 552 849 € 7 054 340 €
B
 0 € 35 241 € 345 592 € 498 328 € 681 493 € 1 234 304 € 2 109 565 € 5 292 978 € 8 501 874 € 9 949 010 €
C
 0 € 97 706 € 460 246 € 994 550 € 1 440 592 € 1 324 526 € 1 674 379 € 1 771 259 € 3 221 824 € 2 982 671 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 564 540 € 603 475 € 1 399 940 € 1 178 652 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 186 101 € 898 885 € 1 602 386 € 2 201 523 € 1 926 130 € 2 307 724 € 3 841 146 € 5 119 465 € 892 626 €
A+
 0 € 0 € 0 € 0 € 0 € 4 989 € 1 115 € 68 139 € 135 480 € 10 744 €
A
 0 € 53 154 € 93 046 € 109 507 € 141 120 € 88 016 € 239 747 € 740 574 € 878 762 € 112 020 €
B
 0 € 35 241 € 345 593 € 498 328 € 634 127 € 667 293 € 732 457 € 1 755 624 € 2 088 227 € 319 411 €
C
 0 € 97 706 € 460 246 € 994 550 € 1 426 276 € 1 165 833 € 917 192 € 929 037 € 1 266 789 € 230 477 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 417 214 € 347 772 € 750 206 € 219 974 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.26 % 10.05 % 11.23 % 11.82 % 10.09 % 8.43 % 10.33 % 11.65 % 3.03 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.32 % 0.04 % 1.35 % 2.50 % 0.52 %
A
 0.00 % 8.10 % 2.98 % 2.02 % 2.04 % 1.59 % 3.00 % 5.77 % 5.79 % 1.23 %
B
 0.00 % 4.05 % 10.68 % 11.25 % 10.44 % 10.08 % 8.13 % 13.02 % 13.31 % 2.46 %
C
 0.00 % 9.40 % 17.81 % 22.47 % 25.27 % 21.62 % 16.71 % 21.10 % 23.59 % 6.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.16 % 24.56 % 32.97 % 15.46 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.08 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.32 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.71 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.27 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.46 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.88 %
Interest paid, EUR 1 142 € 1 030 422 € 3 363 861 € 4 702 145 € 5 970 981 € 4 840 376 € 5 423 680 € 4 955 116 € 4 451 523 € 1 019 381 €
A+
 0 € 0 € 0 € 0 € 0 € 216 118 € 388 171 € 455 023 € 399 133 € 58 026 €
A
 61 € 199 699 € 858 568 € 1 253 402 € 1 502 467 € 1 054 440 € 1 245 197 € 1 494 148 € 1 375 047 € 293 295 €
B
 416 € 341 933 € 1 254 277 € 1 439 101 € 1 967 421 € 1 790 027 € 1 803 009 € 1 898 498 € 1 712 135 € 447 168 €
C
 664 € 488 790 € 1 251 017 € 2 009 642 € 2 501 092 € 1 779 791 € 1 458 035 € 787 035 € 676 485 € 159 579 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 529 269 € 320 412 € 288 723 € 61 238 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 214 467 € 962 331 € 1 389 724 € 1 614 180 € 1 118 506 € 781 651 € 760 565 € 783 290 € 132 162 €
A+
 0 € 0 € 0 € 0 € 0 € 777 € 282 € 5 512 € 11 297 € 752 €
A
 0 € 50 839 € 67 598 € 59 184 € 51 823 € 26 196 € 42 091 € 84 800 € 96 524 € 13 059 €
B
 0 € 39 658 € 323 152 € 362 058 € 392 951 € 344 105 € 184 366 € 318 434 € 283 382 € 44 492 €
C
 0 € 123 970 € 571 581 € 968 483 € 1 169 406 € 747 428 € 355 556 € 240 566 € 228 913 € 41 618 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 199 356 € 111 254 € 163 173 € 32 227 €
>90 days overdue, EUR 0 € 214 467 € 962 331 € 1 389 724 € 1 609 027 € 1 078 800 € 704 528 € 606 776 € 494 311 € 32 165 €
A+
 0 € 0 € 0 € 0 € 0 € 684 € 49 € 3 696 € 5 367 € 82 €
A
 0 € 50 839 € 67 598 € 59 184 € 51 551 € 24 088 € 35 556 € 59 078 € 50 251 € 2 680 €
B
 0 € 39 658 € 323 152 € 362 058 € 391 767 € 326 594 € 162 093 € 248 684 € 174 218 € 8 175 €
C
 0 € 123 970 € 571 581 € 968 483 € 1 165 709 € 727 434 € 321 913 € 201 941 € 148 451 € 9 132 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 184 917 € 93 378 € 116 025 € 12 096 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 338 724 €
Receivable fee amount 12 060 183 €
Historical Returns