Statistics
Investor statistics
15581
Active investors
275
Average number of loans Average loans per investor
14.60 %
Average interest rate Return on investment it will always be lower than the interest rate
4 784 €
Average active investment amount Average amount invested per investor
117 888 767 €
Principal received Principal received, including principal paid from Provision fund
32 743 908 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
12381
Total active borrowers
3771 €
Average loan amount
68 months
Average loan term Weighted average loan term
821 €
Average income
908 €
A+ rating
823 €
A rating
816 €
B rating
761 €
C rating
942 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 188 244 608 € | 16 704 999 € | 63 528 277 € | 65 499 526 € | 36 242 067 € | 6 268 962 € |
Not overdue and returned |
159 069 667 €
84.50% |
15 964 803 €
95.57% |
57 879 745 €
91.11% |
54 365 162 €
83.00% |
26 891 450 €
74.20% |
3 967 731 €
63.29% |
Overdue |
29 174 941 €
15.50% |
740 196 €
4.43% |
5 648 532 €
8.89% |
11 134 364 €
17.00% |
9 350 617 €
25.80% |
2 301 232 €
36.71% |
1-30 days |
8 541 812 €
4.54% |
455 960 €
2.73% |
2 694 550 €
4.24% |
3 456 498 €
5.28% |
1 426 553 €
3.94% |
508 251 €
8.11% |
31-60 days |
1 970 224 €
1.05% |
45 612 €
0.27% |
466 444 €
0.73% |
807 188 €
1.23% |
454 774 €
1.25% |
196 206 €
3.13% |
61-90 days |
1 628 658 €
0.87% |
36 744 €
0.22% |
472 591 €
0.74% |
706 355 €
1.08% |
291 052 €
0.80% |
121 916 €
1.94% |
91-720 days |
9 600 052 €
5.10% |
195 645 €
1.17% |
1 535 998 €
2.42% |
3 887 274 €
5.93% |
2 776 426 €
7.66% |
1 204 709 €
19.22% |
> 720 days |
7 434 195 €
3.95% |
6 236 €
0.04% |
478 949 €
0.75% |
2 277 048 €
3.48% |
4 401 813 €
12.15% |
270 149 €
4.31% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 16 231 692 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 370 116 € | 8 013 415 € | 12 622 623 € | 16 112 243 € | 15 297 093 € | 19 152 203 € | 20 812 392 € | 16 407 772 € | 2 899 222 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 92.41 % | 89.62 % | 88.43 % | 86.51 % | 80.16 % | 69.93 % | 55.96 % | 37.34 % | 17.86 % |
Outstanding principal, EUR | 0 € | 194 549 € | 928 632 € | 1 651 799 € | 2 511 924 € | 3 785 877 € | 8 236 893 € | 16 376 339 € | 27 532 198 € | 13 332 470 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 194 548 € | 928 632 € | 1 651 799 € | 2 267 109 € | 1 979 285 € | 2 333 657 € | 3 702 724 € | 3 896 342 € | 80 151 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 7.59 % | 10.39 % | 11.57 % | 12.17 % | 10.37 % | 8.52 % | 9.96 % | 8.87 % | 0.49 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 14.75 % |
Interest paid, EUR | 1 142 € | 1 012 228 € | 3 303 683 € | 4 618 057 € | 5 849 143 € | 4 697 244 € | 5 091 266 € | 4 378 807 € | 3 367 618 € | 270 040 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 211 904 € | 928 884 € | 1 330 881 € | 1 541 168 € | 1 044 120 € | 720 990 € | 641 505 € | 518 706 € | 33 088 € |
>90 days overdue, EUR | 0 € | 211 905 € | 928 884 € | 1 330 881 € | 1 526 409 € | 992 763 € | 631 837 € | 476 074 € | 255 460 € | 1 097 € |