Statistics
Investor statistics
15557
Active investors
273
Average number of loans Average loans per investor
14.60 %
Average interest rate Return on investment it will always be lower than the interest rate
4 756 €
Average active investment amount Average amount invested per investor
116 000 316 €
Principal received Principal received, including principal paid from Provision fund
32 184 803 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
12382
Total active borrowers
3760 €
Average loan amount
68 months
Average loan term Weighted average loan term
818 €
Average income
908 €
A+ rating
820 €
A rating
814 €
B rating
760 €
C rating
942 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 185 900 883 € | 16 628 844 € | 62 739 947 € | 64 412 776 € | 35 956 327 € | 6 162 212 € |
Not overdue and returned |
156 588 710 €
84.23% |
15 929 934 €
95.80% |
57 261 375 €
91.27% |
52 895 545 €
82.12% |
26 581 412 €
73.93% |
3 919 668 €
63.61% |
Overdue |
29 312 173 €
15.77% |
698 910 €
4.20% |
5 478 573 €
8.73% |
11 517 231 €
17.88% |
9 374 915 €
26.07% |
2 242 544 €
36.39% |
1-30 days |
8 536 941 €
4.59% |
376 781 €
2.27% |
2 442 903 €
3.89% |
3 790 533 €
5.88% |
1 470 980 €
4.09% |
455 743 €
7.40% |
31-60 days |
2 418 012 €
1.30% |
90 652 €
0.55% |
548 108 €
0.87% |
1 048 988 €
1.63% |
511 978 €
1.42% |
218 286 €
3.54% |
61-90 days |
1 638 661 €
0.88% |
29 199 €
0.18% |
556 377 €
0.89% |
625 199 €
0.97% |
266 441 €
0.74% |
161 445 €
2.62% |
91-720 days |
9 418 258 €
5.07% |
196 042 €
1.18% |
1 467 816 €
2.34% |
3 810 486 €
5.92% |
2 782 211 €
7.74% |
1 161 702 €
18.85% |
> 720 days |
7 300 302 €
3.93% |
6 236 €
0.04% |
463 369 €
0.74% |
2 242 024 €
3.48% |
4 343 306 €
12.08% |
245 367 €
3.98% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 13 887 967 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 368 091 € | 8 010 710 € | 12 614 978 € | 16 058 289 € | 15 212 010 € | 18 944 629 € | 20 548 521 € | 15 795 656 € | 2 348 991 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 92.34 % | 89.58 % | 88.37 % | 86.22 % | 79.72 % | 69.17 % | 55.25 % | 35.95 % | 16.91 % |
Outstanding principal, EUR | 0 € | 196 574 € | 931 337 € | 1 659 444 € | 2 565 878 € | 3 870 960 € | 8 444 467 € | 16 640 210 € | 28 144 314 € | 11 538 976 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 196 573 € | 931 338 € | 1 659 444 € | 2 282 121 € | 2 006 062 € | 2 304 252 € | 3 752 716 € | 3 586 053 € | 0 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 7.66 % | 10.42 % | 11.63 % | 12.25 % | 10.51 % | 8.41 % | 10.09 % | 8.16 % | 0.00 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 14.69 % |
Interest paid, EUR | 1 142 € | 1 008 483 € | 3 296 503 € | 4 599 126 € | 5 818 141 € | 4 669 782 € | 5 031 794 € | 4 268 304 € | 3 153 220 € | 182 408 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 211 679 € | 921 309 € | 1 321 380 € | 1 535 477 € | 1 029 780 € | 706 311 € | 623 823 € | 485 679 € | 21 575 € |
>90 days overdue, EUR | 0 € | 211 679 € | 921 309 € | 1 321 380 € | 1 518 675 € | 977 364 € | 616 054 € | 455 675 € | 221 240 € | 0 € |