Statistics

Investor statistics

15578

Active investors

274

Average number of loans Average loans per investor

14.60 %

Average interest rate Return on investment it will always be lower than the interest rate

4 773 €

Average active investment amount Average amount invested per investor

116 819 949 €

Principal received Principal received, including principal paid from Provision fund

32 367 167 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

12385

Total active borrowers

3766 €

Average loan amount

68 months

Average loan term Weighted average loan term

820 €

Average income

908 €

A+ rating

822 €

A rating

815 €

B rating

761 €

C rating

942 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 187 077 408 € 16 701 799 € 63 192 927 € 64 921 306 € 36 046 487 € 6 214 112 €
Amount of issued credits 74 359 129 € 8 143 510 € 24 120 780 € 25 372 034 € 13 264 426 € 3 457 602 €
Amount of issued credits 49 672 4 973 16 333 16 607 10 286 1 472
Amount of issued credits 49 655 4 973 16 321 16 603 10 285 1 472
Not overdue and returned 155 508 082 €
83.12% 		15 866 594 €
95.00% 		56 820 565 €
89.92% 		52 523 243 €
80.90% 		26 405 506 €
73.25% 		3 891 398 €
62.62%
Not overdue and returned 42 789 803 €
57.54% 		7 308 306 €
89.74% 		17 748 418 €
73.58% 		12 973 971 €
51.13% 		3 623 445 €
27.32% 		1 134 887 €
32.82%
Not overdue and returned 42 695
85.95% 		4 810
96.72% 		15 225
93.22% 		14 078
84.77% 		7 712
74.98% 		869
59.04%
Not overdue and returned 42 678
85.95% 		4 810
96.72% 		15 213
93.21% 		14 074
84.77% 		7 711
74.97% 		869
59.04%
Overdue 31 569 326 €
16.88% 		835 204 €
5.00% 		6 372 363 €
10.08% 		12 398 063 €
19.10% 		9 640 982 €
26.75% 		2 322 714 €
37.38%
Overdue 31 569 326 €
42.46% 		835 204 €
10.26% 		6 372 363 €
26.42% 		12 398 063 €
48.87% 		9 640 982 €
72.68% 		2 322 714 €
67.18%
Overdue 6 977
14.05% 		163
3.28% 		1 108
6.78% 		2 529
15.23% 		2 574
25.02% 		603
40.96%
Overdue 6 977
14.05% 		163
3.28% 		1 108
6.79% 		2 529
15.23% 		2 574
25.03% 		603
40.96%
1-30 days 10 441 096 €
5.58% 		516 117 €
3.09% 		3 243 951 €
5.13% 		4 553 534 €
7.01% 		1 604 529 €
4.45% 		522 965 €
8.42%
1-30 days 10 441 096 €
14.04% 		516 117 €
6.34% 		3 243 951 €
13.45% 		4 553 534 €
17.95% 		1 604 529 €
12.10% 		522 965 €
15.13%
1-30 days 2 139
4.31% 		122
2.45% 		559
3.42% 		893
5.38% 		413
4.02% 		152
10.33%
1-30 days 2 139
4.31% 		122
2.45% 		559
3.43% 		893
5.38% 		413
4.02% 		152
10.33%
31-60 days 2 409 372 €
1.29% 		100 574 €
0.60% 		612 419 €
0.97% 		930 251 €
1.43% 		569 843 €
1.58% 		196 286 €
3.16%
31-60 days 2 409 372 €
3.24% 		100 574 €
1.24% 		612 419 €
2.54% 		930 251 €
3.67% 		569 843 €
4.30% 		196 286 €
5.68%
31-60 days 484
0.97% 		13
0.26% 		88
0.54% 		197
1.19% 		135
1.31% 		51
3.46%
31-60 days 484
0.97% 		13
0.26% 		88
0.54% 		197
1.19% 		135
1.31% 		51
3.46%
61-90 days 1 723 681 €
0.92% 		16 250 €
0.10% 		545 581 €
0.86% 		737 245 €
1.14% 		271 433 €
0.75% 		153 173 €
2.46%
61-90 days 1 723 681 €
2.32% 		16 250 €
0.20% 		545 581 €
2.26% 		737 245 €
2.91% 		271 433 €
2.05% 		153 173 €
4.43%
61-90 days 268
0.54% 		5
0.10% 		64
0.39% 		99
0.60% 		67
0.65% 		33
2.24%
61-90 days 268
0.54% 		5
0.10% 		64
0.39% 		99
0.60% 		67
0.65% 		33
2.24%
91-720 days 9 605 807 €
5.13% 		196 028 €
1.17% 		1 485 023 €
2.35% 		3 918 282 €
6.04% 		2 818 472 €
7.82% 		1 188 003 €
19.12%
91-720 days 9 605 807 €
12.92% 		196 028 €
2.41% 		1 485 023 €
6.16% 		3 918 282 €
15.44% 		2 818 472 €
21.25% 		1 188 003 €
34.36%
91-720 days 1 986
4.00% 		21
0.42% 		241
1.48% 		713
4.29% 		708
6.88% 		303
20.58%
91-720 days 1 986
4.00% 		21
0.42% 		241
1.48% 		713
4.29% 		708
6.88% 		303
20.58%
> 720 days 7 389 370 €
3.95% 		6 236 €
0.04% 		485 389 €
0.77% 		2 258 752 €
3.48% 		4 376 705 €
12.14% 		262 288 €
4.22%
> 720 days 7 389 370 €
9.94% 		6 236 €
0.08% 		485 389 €
2.01% 		2 258 752 €
8.90% 		4 376 705 €
33.00% 		262 288 €
7.59%
> 720 days 2 100
4.23% 		2
0.04% 		156
0.96% 		627
3.78% 		1 251
12.16% 		64
4.35%
> 720 days 2 100
4.23% 		2
0.04% 		156
0.96% 		627
3.78% 		1 251
12.16% 		64
4.35%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 15 064 492 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 1 593 104 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 5 550 813 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 5 503 051 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 1 695 737 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 721 010 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 369 108 € 8 011 489 € 12 618 765 € 16 081 814 € 15 242 511 € 19 021 615 € 20 641 311 € 16 071 520 € 2 651 373 €
A+
 0 € 0 € 0 € 0 € 0 € 1 383 123 € 2 105 429 € 2 889 051 € 1 955 341 € 225 345 €
A
 1 400 € 597 423 € 3 027 573 € 5 301 909 € 6 644 835 € 4 697 376 € 5 532 094 € 6 809 015 € 5 576 605 € 883 916 €
B
 2 750 € 833 393 € 2 877 596 € 3 911 652 € 5 318 753 € 5 218 427 € 6 604 055 € 7 704 311 € 5 979 210 € 1 099 097 €
C
 2 700 € 938 292 € 2 106 320 € 3 405 204 € 4 118 225 € 3 943 585 € 3 617 129 € 2 478 712 € 1 841 436 € 328 563 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 162 908 € 760 223 € 718 928 € 114 452 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.37 % 89.59 % 88.40 % 86.35 % 79.87 % 69.45 % 55.50 % 36.58 % 17.60 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 89.19 % 68.04 % 57.29 % 36.07 % 14.15 %
A
 100.00 % 91.06 % 96.94 % 97.86 % 96.22 % 85.07 % 69.23 % 53.04 % 36.72 % 15.92 %
B
 100.00 % 95.84 % 88.96 % 88.28 % 87.57 % 78.85 % 73.27 % 57.12 % 38.12 % 19.97 %
C
 100.00 % 90.31 % 81.50 % 76.94 % 72.96 % 73.13 % 65.90 % 56.31 % 34.29 % 19.38 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 64.56 % 53.68 % 31.59 % 15.87 %
Outstanding principal, EUR 0 € 195 557 € 930 558 € 1 655 657 € 2 542 353 € 3 840 459 € 8 367 481 € 16 547 419 € 27 868 450 € 12 413 119 €
A+
 0 € 0 € 0 € 0 € 0 € 167 660 € 988 881 € 2 153 771 € 3 465 440 € 1 367 759 €
A
 0 € 58 651 € 95 425 € 115 926 € 261 070 € 824 547 € 2 458 783 € 6 029 674 € 9 609 807 € 4 666 897 €
B
 0 € 36 210 € 357 001 € 519 331 € 754 821 € 1 399 369 € 2 409 598 € 5 784 390 € 9 707 390 € 4 403 953 €
C
 0 € 100 696 € 478 132 € 1 020 401 € 1 526 462 € 1 448 883 € 1 871 979 € 1 923 529 € 3 529 064 € 1 367 174 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 638 239 € 656 055 € 1 556 749 € 606 558 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 195 557 € 930 559 € 1 655 657 € 2 276 485 € 1 986 898 € 2 322 803 € 3 794 038 € 3 793 779 € 39 400 €
A+
 0 € 0 € 0 € 0 € 0 € 5 788 € 3 505 € 44 466 € 148 505 € 0 €
A
 0 € 58 651 € 95 426 € 115 926 € 148 475 € 80 784 € 229 636 € 728 253 € 513 262 € 0 €
B
 0 € 36 210 € 357 001 € 519 331 € 660 429 € 694 759 € 719 312 € 1 687 633 € 1 482 558 € 19 800 €
C
 0 € 100 696 € 478 132 € 1 020 401 € 1 467 581 € 1 205 567 € 940 548 € 944 599 € 1 026 754 € 10 900 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 429 803 € 389 086 € 622 701 € 8 700 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.63 % 10.41 % 11.60 % 12.22 % 10.41 % 8.48 % 10.20 % 8.63 % 0.26 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.37 % 0.11 % 0.88 % 2.74 % 0.00 %
A
 0.00 % 8.94 % 3.06 % 2.14 % 2.15 % 1.46 % 2.87 % 5.67 % 3.38 % 0.00 %
B
 0.00 % 4.16 % 11.04 % 11.72 % 10.87 % 10.50 % 7.98 % 12.51 % 9.45 % 0.36 %
C
 0.00 % 9.69 % 18.50 % 23.06 % 26.00 % 22.36 % 17.13 % 21.46 % 19.12 % 0.64 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.86 % 27.47 % 27.36 % 1.21 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 14.67 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.62 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 11.25 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.42 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.85 %
Interest paid, EUR 1 142 € 1 008 872 € 3 299 763 € 4 606 282 € 5 829 514 € 4 680 064 € 5 055 029 € 4 302 903 € 3 228 884 € 210 361 €
A+
 0 € 0 € 0 € 0 € 0 € 209 908 € 359 547 € 399 314 € 289 436 € 13 223 €
A
 61 € 192 094 € 853 052 € 1 246 250 € 1 490 099 € 1 023 825 € 1 158 308 € 1 295 504 € 998 036 € 67 239 €
B
 416 € 337 911 € 1 226 554 € 1 408 567 € 1 927 934 € 1 727 263 € 1 690 499 € 1 651 193 € 1 247 755 € 83 271 €
C
 664 € 478 868 € 1 220 158 € 1 951 465 € 2 411 481 € 1 719 069 € 1 356 651 € 684 072 € 485 256 € 32 538 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 490 023 € 272 819 € 208 401 € 14 090 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 212 628 € 925 060 € 1 325 920 € 1 541 231 € 1 038 491 € 716 761 € 646 110 € 520 837 € 29 828 €
A+
 0 € 0 € 0 € 0 € 0 € 1 214 € 657 € 4 323 € 8 779 € 240 €
A
 0 € 54 517 € 64 407 € 56 302 € 50 103 € 23 940 € 36 327 € 71 492 € 64 929 € 4 539 €
B
 0 € 38 397 € 313 064 € 345 734 € 375 619 € 320 290 € 170 752 € 260 633 € 188 179 € 11 092 €
C
 0 € 119 713 € 547 588 € 923 884 € 1 115 508 € 693 048 € 325 153 € 209 104 € 150 644 € 6 850 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 183 873 € 100 558 € 108 305 € 7 107 €
>90 days overdue, EUR 0 € 212 628 € 925 060 € 1 325 920 € 1 524 757 € 984 727 € 622 963 € 467 934 € 236 301 € 385 €
A+
 0 € 0 € 0 € 0 € 0 € 1 106 € 53 € 2 233 € 2 745 € 0 €
A
 0 € 54 517 € 64 407 € 56 302 € 48 930 € 21 469 € 28 991 € 40 428 € 22 657 € 0 €
B
 0 € 38 397 € 313 064 € 345 734 € 371 253 € 298 111 € 143 473 € 183 304 € 78 131 € 17 €
C
 0 € 119 714 € 547 588 € 923 884 € 1 104 574 € 664 041 € 284 359 € 164 204 € 72 393 € 183 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 166 087 € 77 765 € 60 375 € 186 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 438 705 €
Receivable fee amount 11 531 595 €
Historical Returns