PEER TO PEER LENDING Let your money work for you

22000.00 EUR loan financed by 111 investors Market
9400.00 EUR loan financed by 169 investors Market
12200.00 EUR loan financed by 258 investors Market
10100.00 EUR loan financed by 153 investors Market
2800.00 EUR loan financed by 45 investors Market

Why invest via NEO Finance?

What do we offer?

Unlimited e-money institution licence (EMI)

Unlimited e-money institution licence (EMI)

The first Lithuanian P2P platform operator to hold the unlimited EMI licence which allows operations in the entire European Union. This ensures safety of clients’ money, as it is kept in an account separate from that of the company. In addition, the company is constantly supervised by the Bank of Lithuania.

Buyback and Provision fund services

Buyback and Provision fund services

When agreements with borrowers are terminated, investors can sell their investments for 50-80% of their face value to NEO Finance. Also, a unique service of Provision Fund allows investors to reduce their investment risk: if a loan defaults, NEO Finance guarantees to repay investors with all the company assets as collateral.

Average return rate of 12 percent

Average return rate of 12 percent

Historically, Lithuanian consumer loans had high interest rates, as the market was not regulated until 2016. However, even after the regulation was implemented, the interest rates remained high (16.8% for banking consumer loans, and 78.9% for other financial institutions’ loans in 2016). Therefore, risk / reward ratio is one of the highest in Europe.

Personal IBAN accounts free of charge

Personal IBAN accounts free of charge

Every user account is linked to a personal IBAN account, which is free of charge. Payments sent to other financial institutions are also free of charge for VIP investors. In addition, one can have multiple IBAN accounts under their name at NEO Finance, which enables them to test and employ different investment strategies.

Built inhouse IT system

Built inhouse IT system

The Lending Platform is very similar in its functionality to a banking system with IBAN accounts, support of payment transactions, and similar functions. It was built and is being constantly developed in-house by highly experienced IT and banking professionals.

Close long-term partnership with debt collection and recovery company

Close long-term partnership with debt collection and recovery company

All debts are handled by a single firm, which has been a long-term partner of NEO Finance. The company has 8+ years of experience in delinquent loans recovery, which ensures speed and quality of the service: 65% of debts have been collected within two years.

Statistics and reports of "NEO Finance"

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14397

Number of investors

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137 751 023 €

Sum of granted loans

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18724

Issued loans count

Introducing P2P Lending platform NEO Finance

Loan proposals to select
Refinancing Loan
Refinancing Loan
20000.00 € 6968.10 € collected from 20000.00 €
72 months Maturity
10.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
24900.00 € 5826.32 € collected from 24900.00 €
110 months Maturity
15.00 % Interest
B Rating
Refinancing Loan
Refinancing Loan
25000.00 € 5702.89 € collected from 25000.00 €
110 months Maturity
15.00 % Interest
B Rating
Refinancing Loan
Refinancing Loan
13400.00 € 7160.49 € collected from 13400.00 €
120 months Maturity
12.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
11640.00 € 4608.00 € collected from 11640.00 €
72 months Maturity
10.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
7500.00 € 7146.99 € collected from 7500.00 €
90 months Maturity
12.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
15500.00 € 1869.52 € collected from 15500.00 €
110 months Maturity
15.00 % Interest
B Rating
Refinancing Loan
Refinancing Loan
15000.00 € 2442.33 € collected from 15000.00 €
120 months Maturity
12.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
17600.00 € 1535.24 € collected from 17600.00 €
110 months Maturity
15.00 % Interest
B Rating
Refinancing Loan
Refinancing Loan
20200.00 € 1466.68 € collected from 20200.00 €
110 months Maturity
15.00 % Interest
B Rating
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