Statistics
Investor statistics
15836
Active investors
312
Average number of loans Average loans per investor
14.86 %
Average interest rate Return on investment it will always be lower than the interest rate
5 587 €
Average active investment amount Average amount invested per investor
155 181 281 €
Principal received Principal received, including principal paid from Provision fund
43 866 254 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13387
Total active borrowers
3995 €
Average loan amount
67 months
Average loan term Weighted average loan term
865 €
Average income
948 €
A+ rating
858 €
A rating
873 €
B rating
798 €
C rating
967 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 238 323 579 € | 18 047 966 € | 73 733 494 € | 92 285 844 € | 44 896 145 € | 9 355 519 € |
Not overdue and returned |
199 030 644 €
83.51% |
17 320 296 €
95.97% |
66 432 210 €
90.10% |
76 214 728 €
82.59% |
33 261 152 €
74.08% |
5 798 044 €
61.97% |
Overdue |
39 292 935 €
16.49% |
727 670 €
4.03% |
7 301 284 €
9.90% |
16 071 116 €
17.41% |
11 634 993 €
25.92% |
3 557 476 €
38.03% |
1-30 days |
11 959 973 €
5.02% |
390 980 €
2.17% |
3 324 694 €
4.51% |
5 537 457 €
6.00% |
2 023 978 €
4.51% |
682 466 €
7.29% |
31-60 days |
2 631 518 €
1.10% |
4 225 €
0.02% |
560 452 €
0.76% |
1 312 914 €
1.42% |
489 700 €
1.09% |
264 228 €
2.82% |
61-90 days |
1 529 366 €
0.64% |
37 362 €
0.21% |
378 695 €
0.51% |
569 351 €
0.62% |
377 731 €
0.84% |
166 227 €
1.78% |
91-720 days |
12 958 656 €
5.44% |
264 164 €
1.46% |
2 127 324 €
2.89% |
5 221 822 €
5.66% |
3 541 197 €
7.89% |
1 804 148 €
19.28% |
> 720 days |
10 213 423 €
4.29% |
30 940 €
0.17% |
910 120 €
1.23% |
3 429 571 €
3.72% |
5 202 386 €
11.59% |
640 407 €
6.85% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 23 717 769 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 389 624 € | 8 077 701 € | 12 756 104 € | 16 523 828 € | 16 447 941 € | 21 607 323 € | 24 718 000 € | 23 368 023 € | 18 472 267 € | 5 475 247 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.17 % | 90.33 % | 89.36 % | 88.72 % | 86.19 % | 78.89 % | 66.47 % | 53.18 % | 43.37 % | 23.08 % |
Outstanding principal, EUR | 0 € | 175 041 € | 864 346 € | 1 518 318 € | 2 100 338 € | 2 635 028 € | 5 781 773 € | 12 470 730 € | 20 571 946 € | 24 120 627 € | 18 242 523 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 175 040 € | 864 346 € | 1 518 318 € | 2 064 817 € | 1 851 604 € | 2 219 173 € | 3 814 941 € | 6 173 232 € | 4 207 393 € | 283 213 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.83 % | 9.67 % | 10.64 % | 11.09 % | 9.70 % | 8.10 % | 10.26 % | 14.05 % | 9.88 % | 1.19 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.58 % |
Interest paid, EUR | 1 142 € | 1 075 510 € | 3 473 697 € | 4 895 654 € | 6 234 921 € | 5 086 362 € | 5 984 357 € | 6 052 162 € | 6 539 791 € | 3 781 690 € | 581 314 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 230 415 € | 1 053 889 € | 1 526 346 € | 1 779 199 € | 1 307 079 € | 980 912 € | 1 068 208 € | 1 449 583 € | 711 236 € | 78 770 € |
>90 days overdue, EUR | 0 € | 230 415 € | 1 053 889 € | 1 526 346 € | 1 778 937 € | 1 286 302 € | 925 228 € | 941 398 € | 1 218 227 € | 515 011 € | 7 165 € |