Statistics
Investor statistics
15927
Active investors
318
Average number of loans Average loans per investor
14.91 %
Average interest rate Return on investment it will always be lower than the interest rate
5 746 €
Average active investment amount Average amount invested per investor
164 348 356 €
Principal received Principal received, including principal paid from Provision fund
46 470 169 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13642
Total active borrowers
4047 €
Average loan amount
67 months
Average loan term Weighted average loan term
875 €
Average income
958 €
A+ rating
866 €
A rating
885 €
B rating
807 €
C rating
973 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 250 280 000 € | 18 263 675 € | 75 124 185 € | 99 160 456 € | 47 462 094 € | 10 263 599 € |
Not overdue and returned |
208 286 079 €
83.22% |
17 500 492 €
95.82% |
67 641 268 €
90.04% |
81 691 379 €
82.38% |
34 989 702 €
73.72% |
6 457 626 €
62.92% |
Overdue |
41 889 676 €
16.74% |
763 183 €
4.18% |
7 470 322 €
9.94% |
17 420 910 €
17.57% |
12 428 908 €
26.19% |
3 805 973 €
37.08% |
1-30 days |
12 999 669 €
5.19% |
420 643 €
2.30% |
3 453 542 €
4.60% |
6 134 042 €
6.19% |
2 314 770 €
4.88% |
676 290 €
6.59% |
31-60 days |
2 331 916 €
0.93% |
35 906 €
0.20% |
386 847 €
0.51% |
1 155 301 €
1.17% |
505 808 €
1.07% |
248 054 €
2.42% |
61-90 days |
1 493 123 €
0.60% |
16 828 €
0.09% |
265 512 €
0.35% |
728 057 €
0.73% |
362 862 €
0.76% |
119 863 €
1.17% |
91-720 days |
13 992 201 €
5.59% |
255 002 €
1.40% |
2 300 664 €
3.06% |
5 586 481 €
5.63% |
3 888 925 €
8.19% |
1 961 129 €
19.11% |
> 720 days |
11 072 768 €
4.42% |
34 803 €
0.19% |
1 063 757 €
1.42% |
3 817 028 €
3.85% |
5 356 542 €
11.29% |
800 637 €
7.80% |
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. |
104 245 €
0.04% |
0 €
0.00% |
12 594 €
0.02% |
48 167 €
0.05% |
43 484 €
0.09% |
0 €
0.00% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 35 674 190 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 395 261 € | 8 086 574 € | 12 775 414 € | 16 558 976 € | 16 629 257 € | 22 052 295 € | 25 377 039 € | 24 501 288 € | 20 393 949 € | 9 888 909 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.39 % | 90.43 % | 89.50 % | 88.91 % | 87.14 % | 80.51 % | 68.24 % | 55.76 % | 47.88 % | 27.72 % |
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. | 0 € | 15 327 € | 27 763 € | 11 247 € | 33 870 € | 16 037 € | 0 € | 0 € | 0 € | 0 € | 0 € |
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. | 0.00 % | 1.87 % | 0.97 % | 0.25 % | 0.56 % | 0.24 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
Outstanding principal, EUR | 0 € | 154 076 € | 827 710 € | 1 487 761 € | 2 031 320 € | 2 437 676 € | 5 336 801 € | 11 811 691 € | 19 438 682 € | 22 198 944 € | 25 785 282 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 154 076 € | 827 711 € | 1 487 761 € | 2 004 578 € | 1 813 901 € | 2 237 050 € | 3 929 978 € | 6 543 672 € | 4 975 011 € | 1 091 230 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.01 % | 9.26 % | 10.42 % | 10.76 % | 9.51 % | 8.17 % | 10.57 % | 14.89 % | 11.68 % | 3.06 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.74 % |
Interest paid, EUR | 1 142 € | 1 081 992 € | 3 504 210 € | 4 950 047 € | 6 303 137 € | 5 150 840 € | 6 125 799 € | 6 340 260 € | 7 072 744 € | 4 486 955 € | 1 276 526 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 219 604 € | 1 051 493 € | 1 555 993 € | 1 806 439 € | 1 347 273 € | 1 041 676 € | 1 164 768 € | 1 670 047 € | 932 977 € | 179 555 € |
>90 days overdue, EUR | 0 € | 219 604 € | 1 051 493 € | 1 555 993 € | 1 806 230 € | 1 331 450 € | 990 046 € | 1 040 429 € | 1 442 558 € | 748 905 € | 50 779 € |