Statistics
Investor statistics
13937
Active investors
221
Average number of loans Average loans per investor
15.24 %
Average interest rate Return on investment it will always be lower than the interest rate
3 377 €
Average active investment amount Average amount invested per investor
57 862 619 €
Principal received Principal received, including principal paid from Provision fund
18 052 774 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
10637
Total active borrowers
3217 €
Average loan amount
58 months
Average loan term Weighted average loan term
748 €
Average income
825 €
A+ rating
761 €
A rating
738 €
B rating
711 €
C rating
879 €
C- rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 103 424 265 € | 6 611 733 € | 33 317 307 € | 34 451 379 € | 26 578 630 € | 2 465 215 € |
Not overdue and returned |
88 391 718 €
85.47% |
6 471 994 €
97.89% |
31 599 650 €
94.84% |
29 540 472 €
85.75% |
19 035 281 €
71.62% |
1 744 321 €
70.76% |
Overdue |
15 032 547 €
14.53% |
139 739 €
2.11% |
1 717 658 €
5.16% |
4 910 907 €
14.25% |
7 543 349 €
28.38% |
720 895 €
29.24% |
1-30 days |
3 862 887 €
3.73% |
117 713 €
1.78% |
824 933 €
2.48% |
1 445 846 €
4.20% |
1 261 685 €
4.75% |
212 709 €
8.63% |
31-60 days |
882 525 €
0.85% |
7 614 €
0.12% |
132 842 €
0.40% |
284 757 €
0.83% |
377 427 €
1.42% |
79 885 €
3.24% |
61-90 days |
576 619 €
0.56% |
1 971 €
0.03% |
48 458 €
0.15% |
191 863 €
0.56% |
234 070 €
0.88% |
100 256 €
4.07% |
91-720 days |
5 000 729 €
4.84% |
12 440 €
0.19% |
359 082 €
1.08% |
1 499 548 €
4.35% |
2 801 616 €
10.54% |
328 043 €
13.31% |
> 720 days |
4 709 786 €
4.55% |
0 €
0.00% |
352 342 €
1.06% |
1 488 893 €
4.32% |
2 868 551 €
10.79% |
0 €
0.00% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 12 540 049 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 329 367 € | 7 630 567 € | 11 282 835 € | 12 757 022 € | 10 588 184 € | 9 820 449 € | 1 839 653 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 90.83 % | 85.33 % | 79.04 % | 68.50 % | 55.48 % | 35.86 % | 14.67 % |
Outstanding principal, EUR | 0 € | 235 298 € | 1 311 480 € | 2 991 587 € | 5 867 144 € | 8 494 786 € | 17 568 647 € | 10 700 396 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 235 297 € | 1 202 303 € | 2 120 464 € | 2 823 285 € | 1 948 713 € | 1 375 745 € | 8 700 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 9.17 % | 13.45 % | 14.85 % | 15.16 % | 10.21 % | 5.02 % | 0.07 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.39 % |
Interest paid, EUR | 1 142 € | 931 135 € | 2 867 193 € | 3 910 480 € | 4 591 130 € | 3 241 078 € | 2 196 682 € | 171 025 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 172 317 € | 784 046 € | 1 051 048 € | 1 121 783 € | 540 114 € | 206 251 € | 12 166 € |
>90 days overdue, EUR | 0 € | 172 317 € | 767 126 € | 999 556 € | 1 012 713 € | 443 462 € | 102 127 € | 159 € |