Statistics

Investor statistics

16012

Active investors

324

Average number of loans Average loans per investor

14.94 %

Average interest rate Return on investment it will always be lower than the interest rate

5 789 €

Average active investment amount Average amount invested per investor

172 784 091 €

Principal received Principal received, including principal paid from Provision fund

48 945 390 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13702

Total active borrowers

4090 €

Average loan amount

67 months

Average loan term Weighted average loan term

883 €

Average income

966 €

A+ rating

872 €

A rating

895 €

B rating

814 €

C rating

985 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 259 747 092 € 18 431 619 € 76 102 260 € 104 822 544 € 49 260 653 € 11 121 165 €
Amount of issued credits 92 693 559 € 5 450 635 € 22 852 999 € 40 372 035 € 18 302 998 € 5 713 009 €
Amount of issued credits 63 496 6 540 19 815 22 657 12 236 2 230
Amount of issued credits 63 479 6 540 19 803 22 653 12 235 2 230
Not overdue and returned 217 736 198 €
83.83% 		17 583 806 €
95.40% 		69 166 632 €
90.89% 		87 318 299 €
83.30% 		36 651 779 €
74.40% 		7 007 193 €
63.01%
Not overdue and returned 50 823 518 €
54.83% 		4 602 822 €
84.45% 		15 936 117 €
69.73% 		22 936 582 €
56.81% 		5 747 440 €
31.40% 		1 599 037 €
27.99%
Not overdue and returned 55 678
87.69% 		6 408
97.98% 		18 771
94.73% 		19 654
86.75% 		9 474
77.43% 		1 354
60.72%
Not overdue and returned 55 661
87.68% 		6 408
97.98% 		18 759
94.73% 		19 650
86.74% 		9 473
77.43% 		1 354
60.72%
Overdue 41 870 040 €
16.12% 		847 813 €
4.60% 		6 916 882 €
9.09% 		17 435 453 €
16.63% 		12 555 558 €
25.49% 		4 113 973 €
36.99%
Overdue 41 870 040 €
45.17% 		847 813 €
15.55% 		6 916 882 €
30.27% 		17 435 453 €
43.19% 		12 555 558 €
68.60% 		4 113 973 €
72.01%
Overdue 7 787
12.26% 		132
2.02% 		1 038
5.24% 		2 991
13.20% 		2 749
22.47% 		876
39.28%
Overdue 7 787
12.27% 		132
2.02% 		1 038
5.24% 		2 991
13.20% 		2 749
22.47% 		876
39.28%
1-30 days 11 528 765 €
4.44% 		491 891 €
2.67% 		2 736 744 €
3.60% 		5 667 246 €
5.41% 		1 989 616 €
4.04% 		642 905 €
5.78%
1-30 days 11 528 765 €
12.44% 		491 891 €
9.02% 		2 736 744 €
11.98% 		5 667 246 €
14.04% 		1 989 616 €
10.87% 		642 905 €
11.25%
1-30 days 1 895
2.98% 		86
1.31% 		411
2.07% 		898
3.96% 		363
2.97% 		136
6.10%
1-30 days 1 895
2.99% 		86
1.31% 		411
2.08% 		898
3.96% 		363
2.97% 		136
6.10%
31-60 days 2 637 319 €
1.02% 		41 519 €
0.23% 		540 910 €
0.71% 		1 178 986 €
1.12% 		603 890 €
1.23% 		272 015 €
2.45%
31-60 days 2 637 319 €
2.85% 		41 519 €
0.76% 		540 910 €
2.37% 		1 178 986 €
2.92% 		603 890 €
3.30% 		272 015 €
4.76%
31-60 days 430
0.68% 		6
0.09% 		75
0.38% 		185
0.82% 		105
0.86% 		59
2.65%
31-60 days 430
0.68% 		6
0.09% 		75
0.38% 		185
0.82% 		105
0.86% 		59
2.65%
61-90 days 1 442 334 €
0.56% 		2 243 €
0.01% 		254 309 €
0.33% 		625 208 €
0.60% 		368 442 €
0.75% 		192 132 €
1.73%
61-90 days 1 442 334 €
1.56% 		2 243 €
0.04% 		254 309 €
1.11% 		625 208 €
1.55% 		368 442 €
2.01% 		192 132 €
3.36%
61-90 days 242
0.38% 		3
0.05% 		35
0.18% 		101
0.45% 		71
0.58% 		32
1.43%
61-90 days 242
0.38% 		3
0.05% 		35
0.18% 		101
0.45% 		71
0.58% 		32
1.43%
91-720 days 14 074 751 €
5.42% 		276 407 €
1.50% 		2 190 822 €
2.88% 		5 649 046 €
5.39% 		3 906 704 €
7.93% 		2 051 770 €
18.45%
91-720 days 14 074 751 €
15.18% 		276 407 €
5.07% 		2 190 822 €
9.59% 		5 649 046 €
13.99% 		3 906 704 €
21.34% 		2 051 770 €
35.91%
91-720 days 2 271
3.58% 		28
0.43% 		265
1.34% 		862
3.80% 		699
5.71% 		417
18.70%
91-720 days 2 271
3.58% 		28
0.43% 		265
1.34% 		862
3.81% 		699
5.71% 		417
18.70%
> 720 days 12 186 871 €
4.69% 		35 753 €
0.19% 		1 194 095 €
1.57% 		4 314 967 €
4.12% 		5 686 905 €
11.54% 		955 151 €
8.59%
> 720 days 12 186 871 €
13.15% 		35 753 €
0.66% 		1 194 095 €
5.23% 		4 314 967 €
10.69% 		5 686 905 €
31.07% 		955 151 €
16.72%
> 720 days 2 949
4.64% 		9
0.14% 		252
1.27% 		945
4.17% 		1 511
12.35% 		232
10.40%
> 720 days 2 949
4.65% 		9
0.14% 		252
1.27% 		945
4.17% 		1 511
12.35% 		232
10.40%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 45 141 282 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 925 958 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 806 641 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 25 492 848 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 562 279 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 349 316 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 423 € 8 095 276 € 12 791 589 € 16 589 175 € 16 755 211 € 22 399 378 € 25 965 222 € 25 511 992 € 21 810 837 € 14 589 727 €
A+
 0 € 0 € 0 € 0 € 0 € 1 509 306 € 2 560 767 € 3 733 338 € 3 281 556 € 1 446 091 € 449 926 €
A
 1 400 € 612 349 € 3 032 894 € 5 320 384 € 6 780 696 € 5 209 558 € 6 542 286 € 8 761 892 € 8 742 947 € 5 952 332 € 2 273 778 €
B
 2 750 € 835 585 € 2 910 538 € 3 972 521 € 5 489 127 € 5 736 273 € 7 629 255 € 9 414 809 € 9 375 954 € 10 675 524 € 8 339 380 €
C
 2 700 € 949 489 € 2 151 844 € 3 498 684 € 4 319 353 € 4 300 073 € 4 303 318 € 3 057 942 € 2 928 998 € 2 830 678 € 2 561 260 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 363 752 € 997 241 € 1 182 537 € 901 963 € 962 663 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.48 % 90.53 % 89.61 % 89.07 % 87.80 % 81.78 % 69.82 % 58.06 % 51.21 % 32.32 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.33 % 82.76 % 74.03 % 60.54 % 60.33 % 48.59 %
A
 100.00 % 93.34 % 97.11 % 98.20 % 98.19 % 94.34 % 81.87 % 68.25 % 57.57 % 51.08 % 33.41 %
B
 100.00 % 96.09 % 89.98 % 89.65 % 90.38 % 86.68 % 84.64 % 69.80 % 59.77 % 53.62 % 32.71 %
C
 100.00 % 91.39 % 83.26 % 79.06 % 76.52 % 79.74 % 78.40 % 69.46 % 54.54 % 44.59 % 29.91 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.72 % 70.41 % 51.96 % 39.58 % 28.74 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 741 € 808 569 € 1 451 590 € 2 001 121 € 2 311 721 € 4 989 718 € 11 223 509 € 18 427 978 € 20 782 057 € 30 551 556 €
A+
 0 € 0 € 0 € 0 € 0 € 41 476 € 533 543 € 1 309 484 € 2 139 225 € 950 876 € 476 032 €
A
 0 € 36 658 € 83 954 € 97 450 € 119 682 € 312 365 € 1 448 592 € 4 076 798 € 6 443 465 € 5 701 172 € 4 532 863 €
B
 0 € 34 018 € 306 323 € 442 124 € 565 765 € 865 486 € 1 384 397 € 4 073 892 € 6 310 645 € 9 235 917 € 17 153 468 €
C
 0 € 75 065 € 418 292 € 912 016 € 1 315 674 € 1 092 395 € 1 185 790 € 1 344 298 € 2 441 502 € 3 516 946 € 6 001 019 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 437 396 € 419 036 € 1 093 140 € 1 376 784 € 2 386 653 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 740 € 808 570 € 1 451 590 € 1 981 166 € 1 799 329 € 2 161 674 € 4 011 068 € 6 577 917 € 5 384 688 € 1 939 878 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 507 € 67 894 € 217 194 € 23 750 € 251 €
A
 0 € 36 658 € 83 954 € 97 450 € 112 242 € 84 793 € 217 490 € 880 585 € 1 307 451 € 538 589 € 25 707 €
B
 0 € 34 018 € 306 324 € 442 124 € 553 251 € 639 312 € 689 213 € 1 798 925 € 2 687 470 € 2 140 338 € 673 039 €
C
 0 € 75 064 € 418 292 € 912 016 € 1 315 674 € 1 073 662 € 855 798 € 914 614 € 1 538 855 € 1 736 069 € 753 564 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 397 666 € 349 048 € 826 947 € 945 942 € 487 318 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.68 % 9.04 % 10.17 % 10.64 % 9.43 % 7.89 % 10.79 % 14.97 % 12.64 % 4.30 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 4.01 % 0.99 % 0.03 %
A
 0.00 % 5.59 % 2.69 % 1.80 % 1.63 % 1.54 % 2.72 % 6.86 % 8.61 % 4.62 % 0.38 %
B
 0.00 % 3.91 % 9.47 % 9.98 % 9.11 % 9.66 % 7.65 % 13.34 % 17.13 % 10.75 % 2.64 %
C
 0.00 % 7.22 % 16.18 % 20.61 % 23.31 % 19.91 % 15.59 % 20.78 % 28.65 % 27.35 % 8.80 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.08 % 24.65 % 36.34 % 41.51 % 14.55 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.60 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.22 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.29 %
Interest paid, EUR 1 142 € 1 087 960 € 3 531 291 € 4 991 864 € 6 366 658 € 5 203 892 € 6 249 528 € 6 589 362 € 7 528 366 € 5 080 522 € 2 140 952 €
A+
 0 € 0 € 0 € 0 € 0 € 227 676 € 456 048 € 603 512 € 698 853 € 192 495 € 19 421 €
A
 61 € 215 335 € 870 397 € 1 272 637 € 1 523 677 € 1 115 028 € 1 465 907 € 2 033 711 € 2 394 217 € 1 194 998 € 247 545 €
B
 416 € 354 922 € 1 325 298 € 1 523 153 € 2 074 768 € 1 917 977 € 2 055 388 € 2 521 157 € 2 827 833 € 2 505 530 € 1 209 484 €
C
 664 € 517 704 € 1 335 596 € 2 196 074 € 2 768 212 € 1 943 211 € 1 672 699 € 1 017 509 € 1 120 977 € 897 307 € 485 591 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 599 486 € 413 472 € 486 486 € 289 897 € 178 879 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 215 934 € 1 062 497 € 1 577 653 € 1 855 631 € 1 395 972 € 1 089 572 € 1 249 681 € 1 864 657 € 1 131 377 € 308 241 €
A+
 0 € 0 € 0 € 0 € 0 € 181 € 202 € 9 014 € 24 341 € 2 866 € 103 €
A
 0 € 51 061 € 71 646 € 69 636 € 56 870 € 36 595 € 57 166 € 154 237 € 250 269 € 80 979 € 3 771 €
B
 0 € 42 092 € 348 782 € 401 409 € 442 519 € 433 900 € 261 387 € 541 407 € 711 472 € 369 214 € 97 296 €
C
 0 € 122 781 € 642 069 € 1 106 608 € 1 356 242 € 925 296 € 493 157 € 375 269 € 526 510 € 401 720 € 120 758 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 277 660 € 169 755 € 352 066 € 276 587 € 86 313 €
>90 days overdue, EUR 0 € 215 935 € 1 062 497 € 1 577 653 € 1 855 443 € 1 382 688 € 1 046 000 € 1 135 076 € 1 664 055 € 994 902 € 143 208 €
A+
 0 € 0 € 0 € 0 € 0 € 181 € 9 € 7 476 € 19 971 € 2 245 € 1 €
A
 0 € 51 061 € 71 646 € 69 636 € 56 870 € 35 649 € 52 155 € 133 056 € 216 304 € 65 162 € 503 €
B
 0 € 42 092 € 348 782 € 401 409 € 442 330 € 423 890 € 247 493 € 488 097 € 630 696 € 301 595 € 32 843 €
C
 0 € 122 781 € 642 069 € 1 106 608 € 1 356 242 € 922 969 € 474 389 € 347 581 € 473 478 € 366 390 € 63 078 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 271 954 € 158 866 € 323 607 € 259 510 € 46 783 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 154 193 €
Receivable fee amount 14 571 093 €
Historical Returns