Statistics

Investor statistics

14996

Active investors

256

Average number of loans Average loans per investor

14.48 %

Average interest rate Return on investment it will always be lower than the interest rate

4 408 €

Average active investment amount Average amount invested per investor

95 836 920 €

Principal received Principal received, including principal paid from Provision fund

27 263 461 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11926

Total active borrowers

3603 €

Average loan amount

66 months

Average loan term Weighted average loan term

797 €

Average income

897 €

A+ rating

802 €

A rating

787 €

B rating

743 €

C rating

925 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 159 090 769 € 13 894 094 € 53 357 569 € 54 545 303 € 32 577 300 € 4 716 502 €
Amount of issued credits 66 102 016 € 7 537 010 € 21 133 530 € 22 120 194 € 12 564 714 € 2 746 568 €
Amount of issued credits 44 158 4 376 14 573 14 451 9 606 1 152
Amount of issued credits 44 141 4 376 14 561 14 447 9 605 1 152
Not overdue and returned 133 679 181 €
84.03% 		13 355 952 €
96.13% 		48 522 123 €
90.94% 		44 917 848 €
82.35% 		23 917 420 €
73.42% 		2 965 838 €
62.88%
Not overdue and returned 40 690 429 €
61.56% 		6 998 868 €
92.86% 		16 298 083 €
77.12% 		12 492 739 €
56.48% 		3 904 834 €
31.08% 		995 905 €
36.26%
Not overdue and returned 38 008
86.07% 		4 269
97.55% 		13 613
93.41% 		12 298
85.10% 		7 129
74.21% 		699
60.68%
Not overdue and returned 37 991
86.07% 		4 269
97.55% 		13 601
93.41% 		12 294
85.10% 		7 128
74.21% 		699
60.68%
Overdue 25 411 588 €
15.97% 		538 142 €
3.87% 		4 835 446 €
9.06% 		9 627 455 €
17.65% 		8 659 880 €
26.58% 		1 750 664 €
37.12%
Overdue 25 411 588 €
38.44% 		538 142 €
7.14% 		4 835 446 €
22.88% 		9 627 455 €
43.52% 		8 659 880 €
68.92% 		1 750 664 €
63.74%
Overdue 6 150
13.93% 		107
2.45% 		960
6.59% 		2 153
14.90% 		2 477
25.79% 		453
39.32%
Overdue 6 150
13.93% 		107
2.45% 		960
6.59% 		2 153
14.90% 		2 477
25.79% 		453
39.32%
1-30 days 8 804 238 €
5.53% 		383 439 €
2.76% 		2 761 049 €
5.17% 		3 713 426 €
6.81% 		1 462 828 €
4.49% 		483 495 €
10.25%
1-30 days 8 804 238 €
13.32% 		383 439 €
5.09% 		2 761 049 €
13.06% 		3 713 426 €
16.79% 		1 462 828 €
11.64% 		483 495 €
17.60%
1-30 days 1 830
4.14% 		78
1.78% 		489
3.36% 		737
5.10% 		404
4.21% 		122
10.59%
1-30 days 1 830
4.15% 		78
1.78% 		489
3.36% 		737
5.10% 		404
4.21% 		122
10.59%
31-60 days 1 955 042 €
1.23% 		64 641 €
0.47% 		388 521 €
0.73% 		885 326 €
1.62% 		432 848 €
1.33% 		183 706 €
3.89%
31-60 days 1 955 042 €
2.96% 		64 641 €
0.86% 		388 521 €
1.84% 		885 326 €
4.00% 		432 848 €
3.44% 		183 706 €
6.69%
31-60 days 417
0.94% 		13
0.30% 		75
0.51% 		182
1.26% 		108
1.12% 		39
3.39%
31-60 days 417
0.94% 		13
0.30% 		75
0.52% 		182
1.26% 		108
1.12% 		39
3.39%
61-90 days 1 337 812 €
0.84% 		37 151 €
0.27% 		355 243 €
0.67% 		485 709 €
0.89% 		284 349 €
0.87% 		175 360 €
3.72%
61-90 days 1 337 812 €
2.02% 		37 151 €
0.49% 		355 243 €
1.68% 		485 709 €
2.20% 		284 349 €
2.26% 		175 360 €
6.38%
61-90 days 282
0.64% 		5
0.11% 		50
0.34% 		103
0.71% 		85
0.88% 		39
3.39%
61-90 days 282
0.64% 		5
0.11% 		50
0.34% 		103
0.71% 		85
0.88% 		39
3.39%
91-720 days 6 758 195 €
4.25% 		52 911 €
0.38% 		889 423 €
1.67% 		2 514 086 €
4.61% 		2 468 867 €
7.58% 		832 907 €
17.66%
91-720 days 6 758 195 €
10.22% 		52 911 €
0.70% 		889 423 €
4.21% 		2 514 086 €
11.37% 		2 468 867 €
19.65% 		832 907 €
30.33%
91-720 days 1 716
3.89% 		11
0.25% 		196
1.34% 		559
3.87% 		716
7.45% 		234
20.31%
91-720 days 1 716
3.89% 		11
0.25% 		196
1.35% 		559
3.87% 		716
7.45% 		234
20.31%
> 720 days 6 556 300 €
4.12% 		0 €
0.00% 		441 210 €
0.83% 		2 028 908 €
3.72% 		4 010 988 €
12.31% 		75 195 €
1.59%
> 720 days 6 556 300 €
9.92% 		0 €
0.00% 		441 210 €
2.09% 		2 028 908 €
9.17% 		4 010 988 €
31.92% 		75 195 €
2.74%
> 720 days 1 905
4.31% 		0
0.00% 		150
1.03% 		572
3.96% 		1 164
12.12% 		19
1.65%
> 720 days 1 905
4.32% 		0
0.00% 		150
1.03% 		572
3.96% 		1 164
12.12% 		19
1.65%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 31 017 823 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 4 206 181 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 10 901 867 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 10 813 648 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 3 597 050 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 1 499 077 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 360 124 € 7 949 497 € 12 462 814 € 15 408 119 € 14 325 502 € 17 085 308 € 17 451 852 € 5 938 110 €
A+
 0 € 0 € 0 € 0 € 0 € 1 311 316 € 1 872 508 € 2 354 024 € 819 235 €
A
 1 400 € 595 959 € 3 013 008 € 5 273 454 € 6 383 652 € 4 416 220 € 4 936 088 € 5 559 675 € 2 044 582 €
B
 2 750 € 829 660 € 2 853 636 € 3 870 778 € 5 108 797 € 4 906 780 € 5 968 946 € 6 765 587 € 2 117 962 €
C
 2 700 € 934 504 € 2 082 854 € 3 318 582 € 3 915 670 € 3 691 185 € 3 252 823 € 2 120 399 € 693 507 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 054 943 € 652 167 € 262 824 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.02 % 88.90 % 87.31 % 82.73 % 75.07 % 62.38 % 46.93 % 19.14 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 84.56 % 60.51 % 46.68 % 19.48 %
A
 100.00 % 90.84 % 96.48 % 97.34 % 92.44 % 79.98 % 61.77 % 43.30 % 18.75 %
B
 100.00 % 95.41 % 88.22 % 87.36 % 84.12 % 74.15 % 66.22 % 50.16 % 19.59 %
C
 100.00 % 89.94 % 80.59 % 74.99 % 69.37 % 68.45 % 59.26 % 48.17 % 19.28 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 58.57 % 46.05 % 17.53 %
Outstanding principal, EUR 0 € 204 541 € 992 550 € 1 811 608 € 3 216 048 € 4 757 468 € 10 303 787 € 19 736 878 € 25 079 713 €
A+
 0 € 0 € 0 € 0 € 0 € 239 466 € 1 221 801 € 2 688 797 € 3 386 946 €
A
 0 € 60 115 € 109 991 € 144 381 € 522 253 € 1 105 703 € 3 054 789 € 7 279 015 € 8 857 285 €
B
 0 € 39 943 € 380 961 € 560 204 € 964 777 € 1 711 016 € 3 044 707 € 6 723 114 € 8 695 686 €
C
 0 € 104 484 € 501 598 € 1 107 023 € 1 729 018 € 1 701 283 € 2 236 286 € 2 281 842 € 2 903 543 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 746 205 € 764 110 € 1 236 254 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 204 541 € 992 551 € 1 787 304 € 2 449 161 € 2 045 277 € 2 345 813 € 2 703 944 € 785 906 €
A+
 0 € 0 € 0 € 0 € 0 € 6 943 € 14 872 € 25 797 € 5 300 €
A
 0 € 60 115 € 109 991 € 135 040 € 182 718 € 81 136 € 249 215 € 385 134 € 127 285 €
B
 0 € 39 943 € 380 962 € 551 632 € 706 429 € 703 210 € 724 739 € 1 167 833 € 268 246 €
C
 0 € 104 484 € 501 598 € 1 100 631 € 1 560 014 € 1 253 989 € 930 720 € 799 784 € 228 636 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 426 268 € 325 395 € 156 439 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.98 % 11.10 % 12.52 % 13.15 % 10.72 % 8.56 % 7.27 % 2.53 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.48 % 0.51 % 0.13 %
A
 0.00 % 9.16 % 3.52 % 2.49 % 2.65 % 1.47 % 3.12 % 3.00 % 1.17 %
B
 0.00 % 4.59 % 11.78 % 12.45 % 11.63 % 10.63 % 8.04 % 8.66 % 2.48 %
C
 0.00 % 10.06 % 19.41 % 24.87 % 27.64 % 23.25 % 16.96 % 18.17 % 6.36 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.67 % 22.98 % 10.44 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 13.90 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.46 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.20 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.36 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.05 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 23.54 %
Interest paid, EUR 1 142 € 988 885 € 3 197 028 € 4 426 556 € 5 557 040 € 4 370 750 € 4 374 681 € 3 187 348 € 1 010 288 €
A+
 0 € 0 € 0 € 0 € 0 € 197 782 € 308 095 € 295 415 € 94 223 €
A
 61 € 188 555 € 831 567 € 1 233 562 € 1 457 149 € 961 102 € 996 816 € 933 935 € 320 161 €
B
 416 € 332 037 € 1 194 696 € 1 362 043 € 1 851 386 € 1 614 344 € 1 472 163 € 1 236 116 € 392 268 €
C
 664 € 468 294 € 1 170 764 € 1 830 951 € 2 248 504 € 1 597 521 € 1 172 199 € 509 227 € 144 733 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 425 409 € 212 655 € 58 903 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 197 576 € 868 437 € 1 244 630 € 1 421 809 € 892 575 € 585 139 € 391 689 € 135 946 €
A+
 0 € 0 € 0 € 0 € 0 € 1 139 € 1 052 € 2 689 € 1 890 €
A
 0 € 50 940 € 66 524 € 53 186 € 49 520 € 19 266 € 28 553 € 40 781 € 20 194 €
B
 0 € 35 417 € 296 554 € 323 270 € 346 721 € 270 172 € 143 148 € 148 694 € 47 123 €
C
 0 € 111 218 € 505 359 € 868 174 € 1 025 569 € 601 999 € 263 000 € 137 408 € 38 901 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 149 386 € 62 117 € 27 837 €
>90 days overdue, EUR 0 € 197 576 € 868 437 € 1 238 439 € 1 382 046 € 825 578 € 482 237 € 235 417 € 26 153 €
A+
 0 € 0 € 0 € 0 € 0 € 935 € 591 € 809 € 123 €
A
 0 € 50 940 € 66 524 € 52 853 € 46 393 € 16 802 € 19 711 € 16 208 € 2 305 €
B
 0 € 35 417 € 296 554 € 321 940 € 335 875 € 245 050 € 114 232 € 83 764 € 7 333 €
C
 0 € 111 218 € 505 359 € 863 646 € 999 778 € 562 791 € 219 588 € 95 777 € 10 105 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 128 115 € 38 859 € 6 288 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 669 102 €
Receivable fee amount 10 507 599 €
Historical Returns