Statistics

Investor statistics

16005

Active investors

321

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 782 €

Average active investment amount Average amount invested per investor

168 718 540 €

Principal received Principal received, including principal paid from Provision fund

47 724 695 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13709

Total active borrowers

4074 €

Average loan amount

67 months

Average loan term Weighted average loan term

880 €

Average income

963 €

A+ rating

870 €

A rating

890 €

B rating

812 €

C rating

979 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 255 589 921 € 18 368 626 € 75 672 827 € 102 340 203 € 48 454 049 € 10 745 885 €
Amount of issued credits 92 537 941 € 5 618 221 € 23 328 810 € 39 873 097 € 18 132 003 € 5 583 136 €
Amount of issued credits 62 726 6 468 19 662 22 297 12 114 2 169
Amount of issued credits 62 709 6 468 19 650 22 293 12 113 2 169
Not overdue and returned 217 155 853 €
84.96% 		17 728 837 €
96.52% 		69 421 884 €
91.74% 		86 567 722 €
84.59% 		36 539 311 €
75.41% 		6 889 769 €
64.12%
Not overdue and returned 54 244 727 €
58.62% 		4 978 433 €
88.61% 		17 096 613 €
73.29% 		24 169 407 €
60.62% 		6 270 581 €
34.58% 		1 727 019 €
30.93%
Not overdue and returned 55 392
88.31% 		6 370
98.48% 		18 715
95.18% 		19 527
87.58% 		9 432
77.86% 		1 332
61.41%
Not overdue and returned 55 375
88.30% 		6 370
98.48% 		18 703
95.18% 		19 523
87.57% 		9 431
77.86% 		1 332
61.41%
Overdue 38 293 214 €
14.98% 		639 789 €
3.48% 		6 232 198 €
8.24% 		15 703 690 €
15.34% 		11 861 422 €
24.48% 		3 856 116 €
35.88%
Overdue 38 293 214 €
41.38% 		639 789 €
11.39% 		6 232 198 €
26.71% 		15 703 690 €
39.38% 		11 861 422 €
65.42% 		3 856 116 €
69.07%
Overdue 7 303
11.64% 		98
1.52% 		941
4.79% 		2 758
12.37% 		2 669
22.03% 		837
38.59%
Overdue 7 303
11.65% 		98
1.52% 		941
4.79% 		2 758
12.37% 		2 669
22.03% 		837
38.59%
1-30 days 8 982 467 €
3.51% 		290 504 €
1.58% 		2 228 597 €
2.95% 		4 319 677 €
4.22% 		1 576 844 €
3.25% 		566 845 €
5.27%
1-30 days 8 982 467 €
9.71% 		290 504 €
5.17% 		2 228 597 €
9.55% 		4 319 677 €
10.83% 		1 576 844 €
8.70% 		566 845 €
10.15%
1-30 days 1 579
2.52% 		58
0.90% 		346
1.76% 		726
3.26% 		323
2.67% 		126
5.81%
1-30 days 1 579
2.52% 		58
0.90% 		346
1.76% 		726
3.26% 		323
2.67% 		126
5.81%
31-60 days 2 467 969 €
0.97% 		33 572 €
0.18% 		398 113 €
0.53% 		1 159 946 €
1.13% 		628 725 €
1.30% 		247 614 €
2.30%
31-60 days 2 467 969 €
2.67% 		33 572 €
0.60% 		398 113 €
1.71% 		1 159 946 €
2.91% 		628 725 €
3.47% 		247 614 €
4.44%
31-60 days 415
0.66% 		3
0.05% 		59
0.30% 		183
0.82% 		113
0.93% 		57
2.63%
31-60 days 415
0.66% 		3
0.05% 		59
0.30% 		183
0.82% 		113
0.93% 		57
2.63%
61-90 days 1 439 967 €
0.56% 		29 361 €
0.16% 		297 671 €
0.39% 		612 485 €
0.60% 		281 085 €
0.58% 		219 366 €
2.04%
61-90 days 1 439 967 €
1.56% 		29 361 €
0.52% 		297 671 €
1.28% 		612 485 €
1.54% 		281 085 €
1.55% 		219 366 €
3.93%
61-90 days 217
0.35% 		3
0.05% 		35
0.18% 		83
0.37% 		55
0.45% 		41
1.89%
61-90 days 217
0.35% 		3
0.05% 		35
0.18% 		83
0.37% 		55
0.45% 		41
1.89%
91-720 days 13 730 812 €
5.37% 		250 565 €
1.36% 		2 141 796 €
2.83% 		5 539 113 €
5.41% 		3 862 288 €
7.97% 		1 937 050 €
18.03%
91-720 days 13 730 812 €
14.84% 		250 565 €
4.46% 		2 141 796 €
9.18% 		5 539 113 €
13.89% 		3 862 288 €
21.30% 		1 937 050 €
34.69%
91-720 days 2 222
3.54% 		25
0.39% 		256
1.30% 		850
3.81% 		696
5.75% 		395
18.21%
91-720 days 2 222
3.54% 		25
0.39% 		256
1.30% 		850
3.81% 		696
5.75% 		395
18.21%
> 720 days 11 671 999 €
4.57% 		35 787 €
0.19% 		1 166 022 €
1.54% 		4 072 469 €
3.98% 		5 512 480 €
11.38% 		885 242 €
8.24%
> 720 days 11 671 999 €
12.61% 		35 787 €
0.64% 		1 166 022 €
5.00% 		4 072 469 €
10.21% 		5 512 480 €
30.40% 		885 242 €
15.86%
> 720 days 2 870
4.58% 		9
0.14% 		245
1.25% 		916
4.11% 		1 482
12.23% 		218
10.05%
> 720 days 2 870
4.58% 		9
0.14% 		245
1.25% 		916
4.11% 		1 482
12.23% 		218
10.05%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.06% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 40 984 111 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 862 965 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 377 208 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 23 010 507 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 7 755 675 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 2 974 036 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 078 € 8 089 559 € 12 783 104 € 16 574 270 € 16 688 867 € 22 232 760 € 25 695 258 € 25 032 510 € 21 113 195 € 12 297 675 €
A+
 0 € 0 € 0 € 0 € 0 € 1 506 435 € 2 540 605 € 3 698 376 € 3 215 214 € 1 410 711 € 379 064 €
A
 1 400 € 612 047 € 3 032 582 € 5 319 757 € 6 779 117 € 5 187 214 € 6 489 118 € 8 650 623 € 8 565 047 € 5 752 182 € 1 936 184 €
B
 2 750 € 835 585 € 2 907 310 € 3 968 682 € 5 480 206 € 5 714 449 € 7 586 115 € 9 328 994 € 9 207 614 € 10 303 694 € 7 062 915 €
C
 2 700 € 949 446 € 2 149 667 € 3 494 664 € 4 314 948 € 4 280 769 € 4 260 764 € 3 029 748 € 2 890 131 € 2 764 329 € 2 131 565 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 356 158 € 987 517 € 1 154 505 € 878 036 € 786 533 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.47 % 89.55 % 88.99 % 87.45 % 81.17 % 69.09 % 56.97 % 49.57 % 30.01 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.14 % 82.11 % 73.34 % 59.31 % 58.85 % 43.93 %
A
 100.00 % 93.29 % 97.10 % 98.19 % 98.16 % 93.94 % 81.21 % 67.38 % 56.40 % 49.36 % 30.36 %
B
 100.00 % 96.09 % 89.88 % 89.57 % 90.23 % 86.35 % 84.16 % 69.16 % 58.70 % 51.75 % 30.69 %
C
 100.00 % 91.38 % 83.18 % 78.96 % 76.44 % 79.38 % 77.62 % 68.82 % 53.81 % 43.55 % 27.48 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.29 % 69.73 % 50.73 % 38.53 % 26.45 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 146 086 € 814 286 € 1 460 076 € 2 016 026 € 2 378 065 € 5 156 335 € 11 493 472 € 18 907 460 € 21 479 699 € 28 686 437 €
A+
 0 € 0 € 0 € 0 € 0 € 44 347 € 553 705 € 1 344 446 € 2 205 567 € 986 256 € 483 901 €
A
 0 € 36 960 € 84 265 € 98 077 € 121 261 € 334 709 € 1 501 759 € 4 188 067 € 6 621 365 € 5 901 322 € 4 441 025 €
B
 0 € 34 018 € 309 552 € 445 963 € 574 686 € 887 310 € 1 427 537 € 4 159 707 € 6 478 986 € 9 607 747 € 15 947 592 €
C
 0 € 75 108 € 420 469 € 916 035 € 1 320 079 € 1 111 699 € 1 228 345 € 1 372 493 € 2 480 369 € 3 583 296 € 5 624 110 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 444 989 € 428 760 € 1 121 173 € 1 400 711 € 2 187 503 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 146 086 € 814 287 € 1 460 076 € 1 993 271 € 1 808 449 € 2 200 060 € 3 956 393 € 6 459 761 € 5 168 474 € 1 395 956 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 3 324 € 68 580 € 189 838 € 23 047 € 0 €
A
 0 € 36 960 € 84 265 € 98 077 € 112 813 € 85 315 € 235 301 € 856 950 € 1 291 892 € 497 450 € 8 794 €
B
 0 € 34 018 € 309 553 € 445 963 € 560 379 € 638 981 € 692 761 € 1 786 851 € 2 638 215 € 2 061 634 € 443 228 €
C
 0 € 75 108 € 420 469 € 916 035 € 1 320 079 € 1 082 589 € 869 756 € 909 785 € 1 510 795 € 1 669 350 € 600 802 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 918 € 334 227 € 829 021 € 916 993 € 343 132 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.70 % 9.11 % 10.23 % 10.70 % 9.48 % 8.03 % 10.64 % 14.70 % 12.13 % 3.41 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.11 % 1.36 % 3.50 % 0.96 % 0.00 %
A
 0.00 % 5.63 % 2.70 % 1.81 % 1.63 % 1.55 % 2.94 % 6.67 % 8.51 % 4.27 % 0.14 %
B
 0.00 % 3.91 % 9.57 % 10.06 % 9.23 % 9.66 % 7.69 % 13.25 % 16.82 % 10.35 % 1.93 %
C
 0.00 % 7.23 % 16.27 % 20.70 % 23.39 % 20.08 % 15.85 % 20.67 % 28.13 % 26.30 % 7.75 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.15 % 23.60 % 36.43 % 40.24 % 11.54 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.65 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.31 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.21 %
Interest paid, EUR 1 142 € 1 085 874 € 3 513 245 € 4 970 134 € 6 339 195 € 5 176 853 € 6 189 743 € 6 468 667 € 7 317 155 € 4 799 782 € 1 702 149 €
A+
 0 € 0 € 0 € 0 € 0 € 227 161 € 451 542 € 592 587 € 676 334 € 182 967 € 15 820 €
A
 61 € 215 136 € 869 795 € 1 270 972 € 1 522 163 € 1 111 733 € 1 446 236 € 1 990 049 € 2 320 916 € 1 129 537 € 205 303 €
B
 416 € 354 170 € 1 317 055 € 1 517 744 € 2 064 438 € 1 908 721 € 2 037 859 € 2 474 821 € 2 753 545 € 2 361 911 € 958 608 €
C
 664 € 516 569 € 1 326 395 € 2 181 418 € 2 752 594 € 1 929 238 € 1 659 460 € 1 002 457 € 1 093 193 € 848 702 € 383 886 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 594 646 € 408 753 € 473 167 € 276 382 € 138 531 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 213 548 € 1 056 691 € 1 558 885 € 1 830 001 € 1 373 035 € 1 064 322 € 1 203 338 € 1 749 510 € 1 017 153 € 218 853 €
A+
 0 € 0 € 0 € 0 € 0 € 187 € 128 € 7 852 € 22 416 € 2 469 € 55 €
A
 0 € 50 488 € 70 727 € 68 670 € 55 800 € 35 519 € 59 523 € 149 538 € 230 931 € 71 196 € 2 089 €
B
 0 € 41 735 € 347 544 € 396 308 € 438 791 € 425 708 € 253 540 € 521 134 € 665 705 € 329 668 € 64 697 €
C
 0 € 121 326 € 638 420 € 1 093 907 € 1 335 410 € 911 621 € 480 217 € 361 102 € 495 502 € 361 945 € 87 632 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 270 914 € 163 712 € 334 956 € 251 875 € 64 380 €
>90 days overdue, EUR 0 € 213 549 € 1 056 691 € 1 558 885 € 1 829 804 € 1 359 408 € 1 019 255 € 1 089 834 € 1 551 935 € 885 076 € 85 942 €
A+
 0 € 0 € 0 € 0 € 0 € 164 € 9 € 6 971 € 18 631 € 2 005 € 0 €
A
 0 € 50 488 € 70 727 € 68 670 € 55 791 € 34 684 € 54 455 € 128 109 € 197 560 € 57 226 € 282 €
B
 0 € 41 735 € 347 544 € 396 308 € 438 602 € 415 710 € 240 264 € 468 717 € 587 020 € 265 686 € 19 490 €
C
 0 € 121 326 € 638 420 € 1 093 907 € 1 335 410 € 908 850 € 460 031 € 333 773 € 443 089 € 325 434 € 37 922 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 264 496 € 152 264 € 305 635 € 234 725 € 28 248 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 167 406 €
Receivable fee amount 14 551 988 €
Historical Returns