Statistics

Investor statistics

16014

Active investors

324

Average number of loans Average loans per investor

14.94 %

Average interest rate Return on investment it will always be lower than the interest rate

5 786 €

Average active investment amount Average amount invested per investor

172 959 006 €

Principal received Principal received, including principal paid from Provision fund

49 014 640 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13707

Total active borrowers

4091 €

Average loan amount

67 months

Average loan term Weighted average loan term

883 €

Average income

966 €

A+ rating

872 €

A rating

896 €

B rating

814 €

C rating

985 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 260 047 358 € 18 439 269 € 76 122 410 € 105 014 690 € 49 316 865 € 11 145 273 €
Amount of issued credits 92 654 332 € 5 439 037 € 22 806 506 € 40 366 714 € 18 322 044 € 5 718 154 €
Amount of issued credits 63 554 6 549 19 823 22 688 12 243 2 233
Amount of issued credits 63 537 6 549 19 811 22 684 12 242 2 233
Not overdue and returned 216 453 903 €
83.24% 		17 581 413 €
95.35% 		68 737 493 €
90.30% 		86 722 493 €
82.58% 		36 438 927 €
73.89% 		6 964 726 €
62.49%
Not overdue and returned 49 201 731 €
53.10% 		4 581 181 €
84.23% 		15 440 335 €
67.70% 		22 143 308 €
54.86% 		5 497 423 €
30.00% 		1 537 607 €
26.89%
Not overdue and returned 55 483
87.30% 		6 410
97.88% 		18 715
94.41% 		19 550
86.17% 		9 443
77.13% 		1 347
60.32%
Not overdue and returned 55 466
87.30% 		6 410
97.88% 		18 703
94.41% 		19 546
86.17% 		9 442
77.13% 		1 347
60.32%
Overdue 43 452 601 €
16.71% 		857 856 €
4.65% 		7 366 171 €
9.68% 		18 223 405 €
17.35% 		12 824 621 €
26.00% 		4 180 547 €
37.51%
Overdue 43 452 601 €
46.90% 		857 856 €
15.77% 		7 366 171 €
32.30% 		18 223 405 €
45.14% 		12 824 621 €
70.00% 		4 180 547 €
73.11%
Overdue 8 040
12.65% 		139
2.12% 		1 102
5.56% 		3 126
13.78% 		2 787
22.76% 		886
39.68%
Overdue 8 040
12.65% 		139
2.12% 		1 102
5.56% 		3 126
13.78% 		2 787
22.77% 		886
39.68%
1-30 days 12 831 910 €
4.93% 		480 600 €
2.61% 		3 162 368 €
4.15% 		6 288 639 €
5.99% 		2 240 980 €
4.54% 		659 324 €
5.92%
1-30 days 12 831 910 €
13.85% 		480 600 €
8.84% 		3 162 368 €
13.87% 		6 288 639 €
15.58% 		2 240 980 €
12.23% 		659 324 €
11.53%
1-30 days 2 097
3.30% 		91
1.39% 		464
2.34% 		1 010
4.45% 		394
3.22% 		138
6.18%
1-30 days 2 097
3.30% 		91
1.39% 		464
2.34% 		1 010
4.45% 		394
3.22% 		138
6.18%
31-60 days 2 668 504 €
1.03% 		63 089 €
0.34% 		478 200 €
0.63% 		1 184 478 €
1.13% 		641 002 €
1.30% 		301 735 €
2.71%
31-60 days 2 668 504 €
2.88% 		63 089 €
1.16% 		478 200 €
2.10% 		1 184 478 €
2.93% 		641 002 €
3.50% 		301 735 €
5.28%
31-60 days 454
0.71% 		8
0.12% 		78
0.39% 		193
0.85% 		111
0.91% 		64
2.87%
31-60 days 454
0.71% 		8
0.12% 		78
0.39% 		193
0.85% 		111
0.91% 		64
2.87%
61-90 days 1 470 253 €
0.57% 		2 243 €
0.01% 		283 591 €
0.37% 		707 097 €
0.67% 		283 809 €
0.58% 		193 512 €
1.74%
61-90 days 1 470 253 €
1.59% 		2 243 €
0.04% 		283 591 €
1.24% 		707 097 €
1.75% 		283 809 €
1.55% 		193 512 €
3.38%
61-90 days 243
0.38% 		3
0.05% 		38
0.19% 		109
0.48% 		60
0.49% 		33
1.48%
61-90 days 243
0.38% 		3
0.05% 		38
0.19% 		109
0.48% 		60
0.49% 		33
1.48%
91-720 days 14 274 527 €
5.49% 		276 170 €
1.50% 		2 248 343 €
2.95% 		5 710 671 €
5.44% 		3 970 329 €
8.05% 		2 069 015 €
18.56%
91-720 days 14 274 527 €
15.41% 		276 170 €
5.08% 		2 248 343 €
9.86% 		5 710 671 €
14.15% 		3 970 329 €
21.67% 		2 069 015 €
36.18%
91-720 days 2 294
3.61% 		28
0.43% 		271
1.37% 		867
3.82% 		710
5.80% 		418
18.72%
91-720 days 2 294
3.61% 		28
0.43% 		271
1.37% 		867
3.82% 		710
5.80% 		418
18.72%
> 720 days 12 207 406 €
4.69% 		35 753 €
0.19% 		1 193 670 €
1.57% 		4 332 520 €
4.13% 		5 688 502 €
11.53% 		956 961 €
8.59%
> 720 days 12 207 406 €
13.18% 		35 753 €
0.66% 		1 193 670 €
5.23% 		4 332 520 €
10.73% 		5 688 502 €
31.05% 		956 961 €
16.74%
> 720 days 2 952
4.64% 		9
0.14% 		251
1.27% 		947
4.17% 		1 512
12.35% 		233
10.43%
> 720 days 2 952
4.65% 		9
0.14% 		251
1.27% 		947
4.17% 		1 512
12.35% 		233
10.43%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 45 441 548 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 933 608 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 826 791 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 25 684 994 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 618 491 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 373 424 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 436 € 8 095 276 € 12 792 227 € 16 589 750 € 16 760 221 € 22 414 366 € 25 996 855 € 25 538 979 € 21 852 528 € 14 807 686 €
A+
 0 € 0 € 0 € 0 € 0 € 1 509 419 € 2 562 118 € 3 738 666 € 3 285 721 € 1 449 743 € 454 565 €
A
 1 400 € 612 349 € 3 032 894 € 5 320 783 € 6 780 806 € 5 211 456 € 6 546 661 € 8 768 903 € 8 750 983 € 5 962 423 € 2 308 500 €
B
 2 750 € 835 585 € 2 910 538 € 3 972 759 € 5 489 280 € 5 738 971 € 7 632 910 € 9 432 012 € 9 382 116 € 10 698 897 € 8 483 366 €
C
 2 700 € 949 502 € 2 151 844 € 3 498 684 € 4 319 663 € 4 300 375 € 4 305 246 € 3 059 747 € 2 931 130 € 2 833 118 € 2 589 496 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 367 432 € 997 527 € 1 189 028 € 904 091 € 969 041 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.48 % 90.53 % 89.62 % 89.08 % 87.83 % 81.84 % 69.91 % 58.12 % 51.31 % 32.59 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.33 % 82.80 % 74.14 % 60.61 % 60.48 % 48.69 %
A
 100.00 % 93.34 % 97.11 % 98.21 % 98.19 % 94.38 % 81.93 % 68.30 % 57.62 % 51.16 % 33.82 %
B
 100.00 % 96.09 % 89.98 % 89.66 % 90.38 % 86.72 % 84.68 % 69.93 % 59.81 % 53.73 % 33.03 %
C
 100.00 % 91.39 % 83.26 % 79.06 % 76.53 % 79.75 % 78.43 % 69.50 % 54.58 % 44.63 % 30.05 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.92 % 70.43 % 52.25 % 39.67 % 28.73 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 728 € 808 569 € 1 450 953 € 2 000 546 € 2 306 712 € 4 974 729 € 11 191 875 € 18 400 991 € 20 740 365 € 30 633 862 €
A+
 0 € 0 € 0 € 0 € 0 € 41 363 € 532 191 € 1 304 156 € 2 135 060 € 947 223 € 479 043 €
A
 0 € 36 658 € 83 954 € 97 051 € 119 572 € 310 467 € 1 444 216 € 4 069 786 € 6 435 429 € 5 691 081 € 4 518 292 €
B
 0 € 34 018 € 306 323 € 441 886 € 565 611 € 862 788 € 1 380 743 € 4 056 688 € 6 304 483 € 9 212 544 € 17 201 628 €
C
 0 € 75 052 € 418 292 € 912 016 € 1 315 363 € 1 092 093 € 1 183 863 € 1 342 494 € 2 439 370 € 3 514 506 € 6 028 995 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 433 716 € 418 751 € 1 086 649 € 1 374 656 € 2 404 383 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 728 € 808 570 € 1 450 953 € 1 980 676 € 1 798 503 € 2 180 996 € 4 047 180 € 6 583 538 € 5 506 768 € 1 979 023 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 507 € 67 658 € 217 194 € 23 750 € 251 €
A
 0 € 36 658 € 83 954 € 97 051 € 112 215 € 84 793 € 219 760 € 905 256 € 1 308 309 € 564 026 € 29 992 €
B
 0 € 34 018 € 306 324 € 441 886 € 553 097 € 638 703 € 689 124 € 1 803 509 € 2 697 146 € 2 206 138 € 673 246 €
C
 0 € 75 052 € 418 292 € 912 016 € 1 315 363 € 1 073 445 € 873 382 € 917 316 € 1 539 088 € 1 753 544 € 781 334 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 397 223 € 353 441 € 821 802 € 959 310 € 494 200 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.68 % 9.04 % 10.16 % 10.63 % 9.42 % 7.96 % 10.88 % 14.98 % 12.93 % 4.36 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.34 % 4.01 % 0.99 % 0.03 %
A
 0.00 % 5.59 % 2.69 % 1.79 % 1.62 % 1.54 % 2.75 % 7.05 % 8.61 % 4.84 % 0.44 %
B
 0.00 % 3.91 % 9.47 % 9.97 % 9.11 % 9.65 % 7.65 % 13.37 % 17.19 % 11.08 % 2.62 %
C
 0.00 % 7.22 % 16.18 % 20.61 % 23.30 % 19.91 % 15.91 % 20.84 % 28.66 % 27.63 % 9.07 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.05 % 24.96 % 36.11 % 42.10 % 14.65 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.60 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.21 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.53 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.28 %
Interest paid, EUR 1 142 € 1 088 011 € 3 531 507 € 4 993 412 € 6 368 890 € 5 205 173 € 6 254 392 € 6 599 451 € 7 545 000 € 5 101 905 € 2 178 771 €
A+
 0 € 0 € 0 € 0 € 0 € 227 695 € 456 451 € 604 512 € 700 920 € 193 241 € 19 770 €
A
 61 € 215 380 € 870 397 € 1 272 909 € 1 523 844 € 1 115 404 € 1 467 714 € 2 037 737 € 2 399 690 € 1 200 640 € 251 757 €
B
 416 € 354 922 € 1 325 302 € 1 523 524 € 2 075 497 € 1 918 721 € 2 056 882 € 2 524 839 € 2 834 248 € 2 516 457 € 1 230 615 €
C
 664 € 517 709 € 1 335 808 € 2 196 979 € 2 769 549 € 1 943 353 € 1 673 191 € 1 018 704 € 1 122 902 € 900 851 € 495 080 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 600 154 € 413 659 € 487 241 € 290 408 € 181 518 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 216 230 € 1 064 407 € 1 580 095 € 1 858 640 € 1 399 530 € 1 093 560 € 1 258 466 € 1 882 121 € 1 148 646 € 322 516 €
A+
 0 € 0 € 0 € 0 € 0 € 183 € 254 € 9 105 € 24 792 € 2 852 € 63 €
A
 0 € 51 093 € 71 795 € 69 561 € 56 880 € 36 561 € 57 330 € 156 521 € 254 068 € 82 675 € 4 190 €
B
 0 € 42 169 € 349 458 € 401 949 € 443 334 € 435 088 € 262 452 € 544 999 € 718 794 € 377 612 € 103 831 €
C
 0 € 122 969 € 643 153 € 1 108 585 € 1 358 427 € 927 698 € 495 465 € 377 035 € 530 476 € 406 263 € 125 366 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 278 059 € 170 807 € 353 991 € 279 245 € 89 066 €
>90 days overdue, EUR 0 € 216 230 € 1 064 407 € 1 580 095 € 1 858 469 € 1 386 586 € 1 049 671 € 1 142 400 € 1 680 479 € 1 007 539 € 150 523 €
A+
 0 € 0 € 0 € 0 € 0 € 183 € 9 € 7 612 € 20 305 € 2 275 € 1 €
A
 0 € 51 093 € 71 795 € 69 561 € 56 880 € 35 790 € 52 362 € 133 943 € 218 982 € 66 241 € 543 €
B
 0 € 42 169 € 349 458 € 401 949 € 443 162 € 425 083 € 248 400 € 490 997 € 636 847 € 306 844 € 35 847 €
C
 0 € 122 969 € 643 153 € 1 108 585 € 1 358 427 € 925 530 € 476 314 € 350 148 € 478 760 € 370 327 € 64 597 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 272 586 € 159 701 € 325 584 € 261 852 € 49 535 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 153 511 €
Receivable fee amount 14 561 056 €
Historical Returns