Statistics

Investor statistics

15895

Active investors

314

Average number of loans Average loans per investor

14.87 %

Average interest rate Return on investment it will always be lower than the interest rate

5 620 €

Average active investment amount Average amount invested per investor

158 339 674 €

Principal received Principal received, including principal paid from Provision fund

44 742 771 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13465

Total active borrowers

4009 €

Average loan amount

67 months

Average loan term Weighted average loan term

868 €

Average income

952 €

A+ rating

861 €

A rating

878 €

B rating

800 €

C rating

968 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 242 244 989 € 18 137 831 € 74 280 306 € 94 505 633 € 45 629 387 € 9 687 191 €
Amount of issued credits 89 333 441 € 6 062 766 € 24 071 079 € 37 165 968 € 17 039 372 € 4 993 870 €
Amount of issued credits 60 426 6 235 19 196 21 259 11 721 2 005
Amount of issued credits 60 409 6 235 19 184 21 255 11 720 2 005
Not overdue and returned 202 420 701 €
83.56% 		17 381 116 €
95.83% 		67 042 503 €
90.26% 		77 979 863 €
82.51% 		33 856 458 €
74.20% 		6 156 119 €
63.55%
Not overdue and returned 49 509 153 €
55.42% 		5 306 051 €
87.52% 		16 833 276 €
69.93% 		20 640 199 €
55.54% 		5 266 443 €
30.91% 		1 462 798 €
29.29%
Not overdue and returned 52 842
87.45% 		6 106
97.93% 		18 144
94.52% 		18 352
86.33% 		9 017
76.93% 		1 213
60.50%
Not overdue and returned 52 825
87.45% 		6 106
97.93% 		18 132
94.52% 		18 348
86.32% 		9 016
76.93% 		1 213
60.50%
Overdue 39 824 288 €
16.44% 		756 715 €
4.17% 		7 237 803 €
9.74% 		16 525 769 €
17.49% 		11 772 929 €
25.80% 		3 531 073 €
36.45%
Overdue 39 824 288 €
44.58% 		756 715 €
12.48% 		7 237 803 €
30.07% 		16 525 769 €
44.46% 		11 772 929 €
69.09% 		3 531 073 €
70.71%
Overdue 7 584
12.55% 		129
2.07% 		1 052
5.48% 		2 907
13.67% 		2 704
23.07% 		792
39.50%
Overdue 7 584
12.55% 		129
2.07% 		1 052
5.48% 		2 907
13.68% 		2 704
23.07% 		792
39.50%
1-30 days 11 554 038 €
4.77% 		450 633 €
2.48% 		3 108 022 €
4.18% 		5 592 480 €
5.92% 		1 858 335 €
4.07% 		544 569 €
5.62%
1-30 days 11 554 038 €
12.93% 		450 633 €
7.43% 		3 108 022 €
12.91% 		5 592 480 €
15.05% 		1 858 335 €
10.91% 		544 569 €
10.90%
1-30 days 1 974
3.27% 		85
1.36% 		438
2.28% 		936
4.40% 		382
3.26% 		133
6.63%
1-30 days 1 974
3.27% 		85
1.36% 		438
2.28% 		936
4.40% 		382
3.26% 		133
6.63%
31-60 days 2 979 850 €
1.23% 		13 235 €
0.07% 		603 900 €
0.81% 		1 413 384 €
1.50% 		656 049 €
1.44% 		293 282 €
3.03%
31-60 days 2 979 850 €
3.34% 		13 235 €
0.22% 		603 900 €
2.51% 		1 413 384 €
3.80% 		656 049 €
3.85% 		293 282 €
5.87%
31-60 days 492
0.81% 		12
0.19% 		81
0.42% 		212
1.00% 		129
1.10% 		58
2.89%
31-60 days 492
0.81% 		12
0.19% 		81
0.42% 		212
1.00% 		129
1.10% 		58
2.89%
61-90 days 1 525 146 €
0.63% 		1 465 €
0.01% 		360 100 €
0.48% 		646 131 €
0.68% 		365 762 €
0.80% 		151 688 €
1.57%
61-90 days 1 525 146 €
1.71% 		1 465 €
0.02% 		360 100 €
1.50% 		646 131 €
1.74% 		365 762 €
2.15% 		151 688 €
3.04%
61-90 days 220
0.36% 		1
0.02% 		34
0.18% 		89
0.42% 		59
0.50% 		37
1.85%
61-90 days 220
0.36% 		1
0.02% 		34
0.18% 		89
0.42% 		59
0.50% 		37
1.85%
91-720 days 13 247 001 €
5.47% 		260 443 €
1.44% 		2 186 274 €
2.94% 		5 313 901 €
5.62% 		3 626 149 €
7.95% 		1 860 234 €
19.20%
91-720 days 13 247 001 €
14.83% 		260 443 €
4.30% 		2 186 274 €
9.08% 		5 313 901 €
14.30% 		3 626 149 €
21.28% 		1 860 234 €
37.25%
91-720 days 2 199
3.64% 		26
0.42% 		274
1.43% 		824
3.88% 		685
5.84% 		390
19.45%
91-720 days 2 199
3.64% 		26
0.42% 		274
1.43% 		824
3.88% 		685
5.84% 		390
19.45%
> 720 days 10 518 253 €
4.34% 		30 940 €
0.17% 		979 507 €
1.32% 		3 559 874 €
3.77% 		5 266 634 €
11.54% 		681 300 €
7.03%
> 720 days 10 518 253 €
11.77% 		30 940 €
0.51% 		979 507 €
4.07% 		3 559 874 €
9.58% 		5 266 634 €
30.91% 		681 300 €
13.64%
> 720 days 2 699
4.47% 		5
0.08% 		225
1.17% 		846
3.98% 		1 449
12.36% 		174
8.68%
> 720 days 2 699
4.47% 		5
0.08% 		225
1.17% 		846
3.98% 		1 449
12.36% 		174
8.68%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 €
0.00% 		0 €
0.00% 		0 €
0.00% 		0 €
0.00% 		0 €
0.00% 		0 €
0.00%
Written-off loans 0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00%
Written-off loans 0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 27 639 179 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 632 170 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 4 984 687 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 15 175 937 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 4 931 013 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 1 915 342 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 390 271 € 8 081 312 € 12 761 734 € 16 535 152 € 16 511 892 € 21 788 091 € 24 929 905 € 23 778 921 € 19 171 132 € 6 956 288 €
A+
 0 € 0 € 0 € 0 € 0 € 1 491 140 € 2 487 845 € 3 607 471 € 3 001 598 € 1 280 229 € 206 781 €
A
 1 400 € 607 250 € 3 032 224 € 5 317 471 € 6 771 410 € 5 122 178 € 6 355 309 € 8 356 257 € 8 159 797 € 5 278 934 € 1 206 997 €
B
 2 750 € 835 296 € 2 905 803 € 3 959 885 € 5 467 416 € 5 651 847 € 7 448 655 € 9 054 383 € 8 757 806 € 9 319 021 € 3 936 804 €
C
 2 700 € 947 725 € 2 143 285 € 3 484 378 € 4 296 326 € 4 246 727 € 4 161 317 € 2 952 924 € 2 764 872 € 2 484 864 € 1 104 897 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 334 964 € 958 870 € 1 094 848 € 803 860 € 500 779 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.20 % 90.37 % 89.40 % 88.78 % 86.53 % 79.55 % 67.04 % 54.12 % 45.01 % 25.17 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 96.15 % 80.40 % 71.54 % 55.37 % 53.41 % 32.71 %
A
 100.00 % 92.56 % 97.09 % 98.15 % 98.05 % 92.76 % 79.53 % 65.09 % 53.73 % 45.30 % 24.21 %
B
 100.00 % 96.05 % 89.84 % 89.37 % 90.02 % 85.40 % 82.64 % 67.13 % 55.83 % 46.80 % 25.94 %
C
 100.00 % 91.22 % 82.93 % 78.73 % 76.11 % 78.75 % 75.81 % 67.08 % 51.48 % 39.15 % 22.41 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 74.12 % 67.70 % 48.11 % 35.28 % 26.15 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 174 394 € 860 735 € 1 512 688 € 2 089 015 € 2 571 077 € 5 601 005 € 12 258 826 € 20 161 049 € 23 421 761 € 20 682 891 €
A+
 0 € 0 € 0 € 0 € 0 € 59 642 € 606 464 € 1 435 351 € 2 419 183 € 1 116 737 € 425 389 €
A
 0 € 48 824 € 90 774 € 100 363 € 134 495 € 399 745 € 1 635 568 € 4 482 433 € 7 026 615 € 6 374 570 € 3 777 691 €
B
 0 € 34 307 € 328 794 € 471 098 € 606 158 € 965 949 € 1 564 998 € 4 434 318 € 6 928 793 € 10 592 420 € 11 239 132 €
C
 0 € 91 263 € 441 166 € 941 227 € 1 348 362 € 1 145 742 € 1 327 791 € 1 449 316 € 2 605 628 € 3 862 760 € 3 826 116 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 466 183 € 457 408 € 1 180 829 € 1 474 887 € 1 414 563 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 174 393 € 860 735 € 1 512 688 € 2 057 736 € 1 842 917 € 2 216 571 € 3 840 116 € 6 280 764 € 4 416 510 € 562 822 €
A+
 0 € 0 € 0 € 0 € 0 € 2 666 € 5 412 € 67 177 € 191 512 € 24 615 € 0 €
A
 0 € 48 824 € 90 774 € 100 363 € 121 687 € 86 476 € 240 688 € 788 962 € 1 225 308 € 459 573 € 3 126 €
B
 0 € 34 307 € 328 795 € 471 098 € 587 687 € 651 507 € 697 347 € 1 743 605 € 2 574 831 € 1 626 464 € 158 133 €
C
 0 € 91 263 € 441 166 € 941 227 € 1 348 362 € 1 102 268 € 872 219 € 899 932 € 1 485 395 € 1 462 030 € 248 920 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 400 906 € 340 440 € 803 718 € 843 828 € 152 643 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 6.80 % 9.63 % 10.60 % 11.05 % 9.66 % 8.09 % 10.33 % 14.29 % 10.37 % 2.04 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.17 % 0.17 % 1.33 % 3.53 % 1.03 % 0.00 %
A
 0.00 % 7.44 % 2.91 % 1.85 % 1.76 % 1.57 % 3.01 % 6.15 % 8.07 % 3.94 % 0.06 %
B
 0.00 % 3.95 % 10.16 % 10.63 % 9.68 % 9.84 % 7.74 % 12.93 % 16.41 % 8.17 % 1.04 %
C
 0.00 % 8.78 % 17.07 % 21.27 % 23.89 % 20.44 % 15.89 % 20.44 % 27.66 % 23.03 % 5.05 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.26 % 24.04 % 35.32 % 37.03 % 7.97 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.62 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.70 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.88 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.48 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.64 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.25 %
Interest paid, EUR 1 142 € 1 077 466 € 3 480 319 € 4 916 093 € 6 259 282 € 5 107 978 € 6 034 429 € 6 153 341 € 6 724 380 € 4 033 582 € 789 867 €
A+
 0 € 0 € 0 € 0 € 0 € 225 560 € 438 453 € 563 951 € 619 251 € 158 137 € 8 097 €
A
 61 € 212 823 € 867 471 € 1 266 718 € 1 517 528 € 1 102 130 € 1 404 726 € 1 885 039 € 2 119 024 € 952 617 € 109 248 €
B
 416 € 352 245 € 1 308 271 € 1 500 913 € 2 039 792 € 1 884 384 € 1 990 186 € 2 349 904 € 2 536 240 € 1 973 903 € 440 202 €
C
 664 € 512 398 € 1 304 577 € 2 148 463 € 2 701 961 € 1 895 904 € 1 617 599 € 962 203 € 1 010 001 € 712 247 € 167 219 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 583 465 € 392 245 € 439 864 € 236 432 € 65 100 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 232 269 € 1 063 881 € 1 541 592 € 1 798 406 € 1 325 577 € 1 000 949 € 1 100 305 € 1 525 271 € 786 567 € 107 532 €
A+
 0 € 0 € 0 € 0 € 0 € 277 € 464 € 7 583 € 19 092 € 2 164 € 39 €
A
 0 € 56 650 € 73 485 € 66 391 € 55 846 € 33 241 € 55 484 € 135 399 € 201 654 € 59 464 € 2 239 €
B
 0 € 40 623 € 350 859 € 399 902 € 441 692 € 417 630 € 239 821 € 477 089 € 578 661 € 255 528 € 34 097 €
C
 0 € 134 995 € 639 536 € 1 075 299 € 1 300 868 € 874 430 € 452 645 € 329 217 € 433 516 € 275 334 € 42 737 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 252 535 € 151 016 € 292 348 € 194 078 € 28 421 €
>90 days overdue, EUR 0 € 232 269 € 1 063 881 € 1 541 592 € 1 798 161 € 1 306 985 € 947 367 € 975 547 € 1 291 993 € 577 384 € 16 021 €
A+
 0 € 0 € 0 € 0 € 0 € 242 € 257 € 6 511 € 15 383 € 1 215 € 0 €
A
 0 € 56 650 € 73 485 € 66 391 € 55 836 € 32 286 € 49 564 € 111 421 € 160 107 € 43 403 € 105 €
B
 0 € 40 623 € 350 859 € 399 902 € 441 457 € 405 607 € 223 121 € 419 877 € 485 831 € 166 055 € 3 077 €
C
 0 € 134 996 € 639 536 € 1 075 299 € 1 300 868 € 868 850 € 430 181 € 299 276 € 371 515 € 208 458 € 6 883 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 244 244 € 138 462 € 259 157 € 158 254 € 5 957 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 196 647 €
Receivable fee amount 13 956 401 €
Historical Returns