Statistics

Investor statistics

15989

Active investors

320

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 773 €

Average active investment amount Average amount invested per investor

167 504 282 €

Principal received Principal received, including principal paid from Provision fund

47 320 463 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13681

Total active borrowers

4067 €

Average loan amount

67 months

Average loan term Weighted average loan term

878 €

Average income

962 €

A+ rating

869 €

A rating

889 €

B rating

810 €

C rating

978 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 254 145 733 € 18 344 526 € 75 521 101 € 101 432 967 € 48 178 585 € 10 662 003 €
Amount of issued credits 92 311 816 € 5 666 136 € 23 418 059 € 39 593 133 € 18 085 540 € 5 547 570 €
Amount of issued credits 62 482 6 443 19 605 22 192 12 073 2 155
Amount of issued credits 62 465 6 443 19 593 22 188 12 072 2 155
Not overdue and returned 210 569 584 €
82.85% 		17 525 733 €
95.54% 		67 750 999 €
89.71% 		82 957 377 €
81.79% 		35 551 995 €
73.79% 		6 776 928 €
63.56%
Not overdue and returned 48 876 520 €
52.95% 		4 847 343 €
85.55% 		15 666 703 €
66.90% 		21 186 335 €
53.51% 		5 512 267 €
30.48% 		1 662 494 €
29.97%
Not overdue and returned 54 399
87.06% 		6 303
97.83% 		18 490
94.31% 		19 013
85.68% 		9 270
76.78% 		1 309
60.74%
Not overdue and returned 54 382
87.06% 		6 303
97.83% 		18 478
94.31% 		19 009
85.67% 		9 269
76.78% 		1 309
60.74%
Overdue 43 435 296 €
17.09% 		818 793 €
4.46% 		7 751 356 €
10.26% 		18 406 798 €
18.15% 		12 573 273 €
26.10% 		3 885 076 €
36.44%
Overdue 43 435 296 €
47.05% 		818 793 €
14.45% 		7 751 356 €
33.10% 		18 406 798 €
46.49% 		12 573 273 €
69.52% 		3 885 076 €
70.03%
Overdue 8 052
12.89% 		140
2.17% 		1 109
5.66% 		3 167
14.27% 		2 790
23.11% 		846
39.26%
Overdue 8 052
12.89% 		140
2.17% 		1 109
5.66% 		3 167
14.27% 		2 790
23.11% 		846
39.26%
1-30 days 13 893 891 €
5.47% 		492 466 €
2.68% 		3 597 554 €
4.76% 		6 858 889 €
6.76% 		2 305 298 €
4.78% 		639 684 €
6.00%
1-30 days 13 893 891 €
15.05% 		492 466 €
8.69% 		3 597 554 €
15.36% 		6 858 889 €
17.32% 		2 305 298 €
12.75% 		639 684 €
11.53%
1-30 days 2 277
3.64% 		96
1.49% 		487
2.48% 		1 106
4.98% 		446
3.69% 		142
6.59%
1-30 days 2 277
3.65% 		96
1.49% 		487
2.49% 		1 106
4.98% 		446
3.69% 		142
6.59%
31-60 days 2 726 276 €
1.07% 		37 533 €
0.20% 		542 196 €
0.72% 		1 264 830 €
1.25% 		618 471 €
1.28% 		263 246 €
2.47%
31-60 days 2 726 276 €
2.95% 		37 533 €
0.66% 		542 196 €
2.32% 		1 264 830 €
3.19% 		618 471 €
3.42% 		263 246 €
4.75%
31-60 days 456
0.73% 		9
0.14% 		78
0.40% 		199
0.90% 		112
0.93% 		58
2.69%
31-60 days 456
0.73% 		9
0.14% 		78
0.40% 		199
0.90% 		112
0.93% 		58
2.69%
61-90 days 1 236 601 €
0.49% 		4 161 €
0.02% 		209 625 €
0.28% 		578 547 €
0.57% 		259 735 €
0.54% 		184 533 €
1.73%
61-90 days 1 236 601 €
1.34% 		4 161 €
0.07% 		209 625 €
0.90% 		578 547 €
1.46% 		259 735 €
1.44% 		184 533 €
3.33%
61-90 days 217
0.35% 		2
0.03% 		37
0.19% 		89
0.40% 		50
0.41% 		39
1.81%
61-90 days 217
0.35% 		2
0.03% 		37
0.19% 		89
0.40% 		50
0.41% 		39
1.81%
91-720 days 14 161 383 €
5.57% 		248 847 €
1.36% 		2 263 171 €
3.00% 		5 750 692 €
5.67% 		3 940 519 €
8.18% 		1 958 154 €
18.37%
91-720 days 14 161 383 €
15.34% 		248 847 €
4.39% 		2 263 171 €
9.66% 		5 750 692 €
14.52% 		3 940 519 €
21.79% 		1 958 154 €
35.30%
91-720 days 2 266
3.63% 		24
0.37% 		264
1.35% 		871
3.92% 		709
5.87% 		398
18.47%
91-720 days 2 266
3.63% 		24
0.37% 		264
1.35% 		871
3.93% 		709
5.87% 		398
18.47%
> 720 days 11 417 146 €
4.49% 		35 787 €
0.20% 		1 138 810 €
1.51% 		3 953 840 €
3.90% 		5 449 251 €
11.31% 		839 457 €
7.87%
> 720 days 11 417 146 €
12.37% 		35 787 €
0.63% 		1 138 810 €
4.86% 		3 953 840 €
9.99% 		5 449 251 €
30.13% 		839 457 €
15.13%
> 720 days 2 836
4.54% 		9
0.14% 		243
1.24% 		902
4.06% 		1 473
12.20% 		209
9.70%
> 720 days 2 836
4.54% 		9
0.14% 		243
1.24% 		902
4.07% 		1 473
12.20% 		209
9.70%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.06% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 39 539 923 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 838 865 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 225 482 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 22 103 271 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 7 480 211 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 2 890 154 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 396 167 € 8 088 356 € 12 780 217 € 16 569 095 € 16 670 145 € 22 180 416 € 25 555 585 € 24 892 402 € 20 835 433 € 11 718 398 €
A+
 0 € 0 € 0 € 0 € 0 € 1 503 483 € 2 533 764 € 3 687 343 € 3 197 754 € 1 400 009 € 356 037 €
A
 1 400 € 612 025 € 3 032 582 € 5 318 753 € 6 776 499 € 5 180 108 € 6 472 203 € 8 606 235 € 8 519 756 € 5 699 610 € 1 865 123 €
B
 2 750 € 835 585 € 2 907 191 € 3 967 640 € 5 478 528 € 5 708 921 € 7 572 520 € 9 261 660 € 9 158 816 € 10 154 435 € 6 722 996 €
C
 2 700 € 948 557 € 2 148 584 € 3 493 824 € 4 314 067 € 4 277 633 € 4 248 371 € 3 015 887 € 2 867 867 € 2 715 402 € 2 006 837 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 353 558 € 984 459 € 1 148 209 € 861 733 € 766 474 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.43 % 90.45 % 89.53 % 88.97 % 87.36 % 80.98 % 68.72 % 56.65 % 48.92 % 29.64 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 96.95 % 81.88 % 73.12 % 58.99 % 58.41 % 42.44 %
A
 100.00 % 93.29 % 97.10 % 98.17 % 98.13 % 93.81 % 80.99 % 67.03 % 56.10 % 48.91 % 29.96 %
B
 100.00 % 96.09 % 89.88 % 89.54 % 90.20 % 86.27 % 84.01 % 68.66 % 58.39 % 51.00 % 30.42 %
C
 100.00 % 91.30 % 83.13 % 78.95 % 76.43 % 79.33 % 77.40 % 68.51 % 53.40 % 42.78 % 26.83 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.15 % 69.51 % 50.46 % 37.82 % 26.52 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 146 997 € 815 489 € 1 462 962 € 2 021 201 € 2 396 787 € 5 208 680 € 11 633 145 € 19 047 568 € 21 757 460 € 27 821 526 €
A+
 0 € 0 € 0 € 0 € 0 € 47 299 € 560 546 € 1 355 478 € 2 223 027 € 996 958 € 482 828 €
A
 0 € 36 981 € 84 265 € 99 082 € 123 879 € 341 815 € 1 518 674 € 4 232 454 € 6 666 656 € 5 953 894 € 4 360 359 €
B
 0 € 34 018 € 309 671 € 447 005 € 576 363 € 892 838 € 1 441 133 € 4 227 041 € 6 527 784 € 9 757 006 € 15 380 275 €
C
 0 € 75 998 € 421 553 € 916 875 € 1 320 959 € 1 114 836 € 1 240 738 € 1 386 353 € 2 502 633 € 3 632 222 € 5 473 374 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 447 590 € 431 818 € 1 127 468 € 1 417 014 € 2 123 680 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 146 997 € 815 490 € 1 462 962 € 1 996 257 € 1 812 104 € 2 206 407 € 3 962 788 € 6 568 698 € 5 222 915 € 1 383 911 €
A+
 0 € 0 € 0 € 0 € 0 € 2 075 € 1 574 € 66 523 € 190 267 € 24 195 € 0 €
A
 0 € 36 981 € 84 265 € 99 082 € 113 842 € 84 600 € 236 545 € 853 179 € 1 361 216 € 525 312 € 6 958 €
B
 0 € 34 018 € 309 672 € 447 005 € 561 457 € 640 657 € 686 648 € 1 806 106 € 2 681 033 € 2 086 632 € 451 305 €
C
 0 € 75 997 € 421 553 € 916 875 € 1 320 959 € 1 084 772 € 881 993 € 901 381 € 1 520 371 € 1 669 079 € 596 790 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 399 646 € 335 599 € 815 811 € 917 697 € 328 858 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.73 % 9.12 % 10.25 % 10.72 % 9.50 % 8.06 % 10.66 % 14.95 % 12.26 % 3.50 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.13 % 0.05 % 1.32 % 3.51 % 1.01 % 0.00 %
A
 0.00 % 5.64 % 2.70 % 1.83 % 1.65 % 1.53 % 2.96 % 6.65 % 8.96 % 4.51 % 0.11 %
B
 0.00 % 3.91 % 9.57 % 10.09 % 9.24 % 9.68 % 7.62 % 13.39 % 17.09 % 10.48 % 2.04 %
C
 0.00 % 7.31 % 16.31 % 20.72 % 23.40 % 20.12 % 16.07 % 20.48 % 28.31 % 26.29 % 7.98 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.19 % 23.70 % 35.85 % 40.27 % 11.38 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.74 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.67 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.68 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.34 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.56 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.18 %
Interest paid, EUR 1 142 € 1 085 112 € 3 510 453 € 4 963 585 € 6 328 285 € 5 168 779 € 6 170 194 € 6 426 745 € 7 238 154 € 4 694 182 € 1 553 890 €
A+
 0 € 0 € 0 € 0 € 0 € 226 878 € 449 722 € 588 973 € 670 552 € 179 968 € 14 901 €
A
 61 € 215 077 € 869 166 € 1 269 577 € 1 521 832 € 1 110 559 € 1 441 028 € 1 976 739 € 2 292 523 € 1 106 191 € 191 119 €
B
 416 € 353 973 € 1 316 216 € 1 515 312 € 2 059 679 € 1 906 347 € 2 031 916 € 2 457 496 € 2 722 694 € 2 307 047 € 871 166 €
C
 664 € 516 062 € 1 325 072 € 2 178 697 € 2 746 774 € 1 924 995 € 1 654 748 € 996 678 € 1 083 957 € 829 576 € 348 806 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 592 781 € 406 859 € 468 430 € 271 116 € 127 898 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 212 780 € 1 052 365 € 1 552 314 € 1 822 744 € 1 365 988 € 1 059 110 € 1 199 857 € 1 740 005 € 1 011 227 € 226 713 €
A+
 0 € 0 € 0 € 0 € 0 € 299 € 186 € 8 250 € 22 129 € 2 629 € 47 €
A
 0 € 50 294 € 70 405 € 68 387 € 55 691 € 35 234 € 59 547 € 151 398 € 234 156 € 73 293 € 3 608 €
B
 0 € 41 485 € 345 970 € 395 180 € 437 538 € 423 369 € 253 085 € 519 246 € 663 845 € 335 034 € 74 918 €
C
 0 € 121 001 € 635 991 € 1 088 747 € 1 329 514 € 907 086 € 477 046 € 358 806 € 488 640 € 355 898 € 88 583 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 269 246 € 162 158 € 331 236 € 244 373 € 59 557 €
>90 days overdue, EUR 0 € 212 780 € 1 052 365 € 1 552 314 € 1 822 549 € 1 351 055 € 1 009 581 € 1 075 398 € 1 523 162 € 857 141 € 74 271 €
A+
 0 € 0 € 0 € 0 € 0 € 201 € 0 € 6 919 € 18 134 € 1 930 € 0 €
A
 0 € 50 294 € 70 405 € 68 387 € 55 683 € 34 314 € 53 890 € 126 331 € 194 224 € 55 459 € 242 €
B
 0 € 41 485 € 345 970 € 395 180 € 437 352 € 412 532 € 237 922 € 461 104 € 577 551 € 257 147 € 16 042 €
C
 0 € 121 001 € 635 991 € 1 088 747 € 1 329 514 € 904 007 € 455 341 € 330 448 € 433 656 € 316 043 € 32 559 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 262 428 € 150 597 € 299 596 € 226 561 € 25 428 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 171 313 €
Receivable fee amount 14 506 354 €
Historical Returns