Statistics
Investor statistics
15934
Active investors
319
Average number of loans Average loans per investor
14.91 %
Average interest rate Return on investment it will always be lower than the interest rate
5 753 €
Average active investment amount Average amount invested per investor
165 050 206 €
Principal received Principal received, including principal paid from Provision fund
46 694 211 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13635
Total active borrowers
4051 €
Average loan amount
67 months
Average loan term Weighted average loan term
876 €
Average income
959 €
A+ rating
867 €
A rating
886 €
B rating
808 €
C rating
974 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 251 181 227 € | 18 282 765 € | 75 251 317 € | 99 711 503 € | 47 618 998 € | 10 310 193 € |
Not overdue and returned |
211 753 814 €
84.30% |
17 591 304 €
96.22% |
68 562 085 €
91.11% |
83 560 857 €
83.80% |
35 583 608 €
74.73% |
6 449 509 €
62.55% |
Overdue |
39 286 560 €
15.64% |
691 460 €
3.78% |
6 670 486 €
8.86% |
16 081 854 €
16.13% |
11 982 074 €
25.16% |
3 860 684 €
37.45% |
1-30 days |
10 727 075 €
4.27% |
348 752 €
1.91% |
2 718 790 €
3.61% |
4 951 460 €
4.97% |
1 973 794 €
4.14% |
734 279 €
7.12% |
31-60 days |
2 134 383 €
0.85% |
49 742 €
0.27% |
351 241 €
0.47% |
1 097 515 €
1.10% |
404 217 €
0.85% |
231 668 €
2.25% |
61-90 days |
1 385 593 €
0.55% |
5 090 €
0.03% |
299 970 €
0.40% |
617 132 €
0.62% |
352 008 €
0.74% |
111 393 €
1.08% |
91-720 days |
13 809 132 €
5.50% |
253 073 €
1.38% |
2 195 044 €
2.92% |
5 560 908 €
5.58% |
3 840 246 €
8.06% |
1 959 862 €
19.01% |
> 720 days |
11 230 376 €
4.47% |
34 803 €
0.19% |
1 105 442 €
1.47% |
3 854 840 €
3.87% |
5 411 809 €
11.36% |
823 482 €
7.99% |
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. |
140 854 €
0.06% |
0 €
0.00% |
18 746 €
0.02% |
68 792 €
0.07% |
53 316 €
0.11% |
0 €
0.00% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 36 575 417 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 396 004 € | 8 087 321 € | 12 776 685 € | 16 561 247 € | 16 639 562 € | 22 086 451 € | 25 426 883 € | 24 594 504 € | 20 521 438 € | 10 267 952 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.42 % | 90.44 % | 89.51 % | 88.92 % | 87.20 % | 80.64 % | 68.37 % | 55.97 % | 48.18 % | 28.07 % |
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. | 0 € | 21 501 € | 38 202 € | 31 243 € | 33 870 € | 16 037 € | 0 € | 0 € | 0 € | 0 € | 0 € |
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. | 0.00 % | 2.47 % | 1.30 % | 0.71 % | 0.56 % | 0.24 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
Outstanding principal, EUR | 0 € | 147 160 € | 816 524 € | 1 466 494 € | 2 029 049 € | 2 427 370 € | 5 302 644 € | 11 761 847 € | 19 345 466 € | 22 071 455 € | 26 307 466 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 147 160 € | 816 525 € | 1 466 494 € | 2 001 229 € | 1 819 325 € | 2 226 698 € | 3 899 166 € | 6 499 742 € | 5 023 491 € | 1 139 678 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 5.74 % | 9.13 % | 10.27 % | 10.75 % | 9.53 % | 8.13 % | 10.48 % | 14.79 % | 11.79 % | 3.12 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.72 % |
Interest paid, EUR | 1 142 € | 1 082 578 € | 3 505 290 € | 4 953 901 € | 6 308 324 € | 5 154 775 € | 6 137 624 € | 6 363 106 € | 7 120 910 € | 4 549 051 € | 1 350 344 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 212 788 € | 1 046 055 € | 1 540 797 € | 1 812 319 € | 1 351 988 € | 1 044 740 € | 1 168 434 € | 1 672 729 € | 937 560 € | 179 630 € |
>90 days overdue, EUR | 0 € | 212 788 € | 1 046 055 € | 1 540 797 € | 1 812 094 € | 1 336 745 € | 995 957 € | 1 050 388 € | 1 465 382 € | 796 123 € | 56 623 € |