Statistics
Investor statistics
14996
Active investors
256
Average number of loans Average loans per investor
14.48 %
Average interest rate Return on investment it will always be lower than the interest rate
4 408 €
Average active investment amount Average amount invested per investor
95 836 920 €
Principal received Principal received, including principal paid from Provision fund
27 263 461 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
11926
Total active borrowers
3603 €
Average loan amount
66 months
Average loan term Weighted average loan term
797 €
Average income
897 €
A+ rating
802 €
A rating
787 €
B rating
743 €
C rating
925 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 159 090 769 € | 13 894 094 € | 53 357 569 € | 54 545 303 € | 32 577 300 € | 4 716 502 € |
Not overdue and returned |
133 679 181 €
84.03% |
13 355 952 €
96.13% |
48 522 123 €
90.94% |
44 917 848 €
82.35% |
23 917 420 €
73.42% |
2 965 838 €
62.88% |
Overdue |
25 411 588 €
15.97% |
538 142 €
3.87% |
4 835 446 €
9.06% |
9 627 455 €
17.65% |
8 659 880 €
26.58% |
1 750 664 €
37.12% |
1-30 days |
8 804 238 €
5.53% |
383 439 €
2.76% |
2 761 049 €
5.17% |
3 713 426 €
6.81% |
1 462 828 €
4.49% |
483 495 €
10.25% |
31-60 days |
1 955 042 €
1.23% |
64 641 €
0.47% |
388 521 €
0.73% |
885 326 €
1.62% |
432 848 €
1.33% |
183 706 €
3.89% |
61-90 days |
1 337 812 €
0.84% |
37 151 €
0.27% |
355 243 €
0.67% |
485 709 €
0.89% |
284 349 €
0.87% |
175 360 €
3.72% |
91-720 days |
6 758 195 €
4.25% |
52 911 €
0.38% |
889 423 €
1.67% |
2 514 086 €
4.61% |
2 468 867 €
7.58% |
832 907 €
17.66% |
> 720 days |
6 556 300 €
4.12% |
0 €
0.00% |
441 210 €
0.83% |
2 028 908 €
3.72% |
4 010 988 €
12.31% |
75 195 €
1.59% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 31 017 823 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 360 124 € | 7 949 497 € | 12 462 814 € | 15 408 119 € | 14 325 502 € | 17 085 308 € | 17 451 852 € | 5 938 110 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 92.02 % | 88.90 % | 87.31 % | 82.73 % | 75.07 % | 62.38 % | 46.93 % | 19.14 % |
Outstanding principal, EUR | 0 € | 204 541 € | 992 550 € | 1 811 608 € | 3 216 048 € | 4 757 468 € | 10 303 787 € | 19 736 878 € | 25 079 713 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 204 541 € | 992 551 € | 1 787 304 € | 2 449 161 € | 2 045 277 € | 2 345 813 € | 2 703 944 € | 785 906 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 7.98 % | 11.10 % | 12.52 % | 13.15 % | 10.72 % | 8.56 % | 7.27 % | 2.53 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 13.90 % |
Interest paid, EUR | 1 142 € | 988 885 € | 3 197 028 € | 4 426 556 € | 5 557 040 € | 4 370 750 € | 4 374 681 € | 3 187 348 € | 1 010 288 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 197 576 € | 868 437 € | 1 244 630 € | 1 421 809 € | 892 575 € | 585 139 € | 391 689 € | 135 946 € |
>90 days overdue, EUR | 0 € | 197 576 € | 868 437 € | 1 238 439 € | 1 382 046 € | 825 578 € | 482 237 € | 235 417 € | 26 153 € |