Statistics

Investor statistics

14612

Active investors

248

Average number of loans Average loans per investor

14.42 %

Average interest rate Return on investment it will always be lower than the interest rate

4 137 €

Average active investment amount Average amount invested per investor

87 016 965 €

Principal received Principal received, including principal paid from Provision fund

24 861 885 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11470

Total active borrowers

3530 €

Average loan amount

65 months

Average loan term Weighted average loan term

784 €

Average income

884 €

A+ rating

792 €

A rating

771 €

B rating

733 €

C rating

916 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 145 015 987 € 12 034 724 € 48 694 529 € 49 522 978 € 30 834 320 € 3 929 435 €
Amount of issued credits 60 443 640 € 6 848 376 € 19 188 392 € 20 043 483 € 12 072 417 € 2 290 971 €
Amount of issued credits 41 077 3 882 13 626 13 335 9 262 972
Amount of issued credits 41 060 3 882 13 614 13 331 9 261 972
Not overdue and returned 122 639 330 €
84.57% 		11 583 744 €
96.25% 		44 615 156 €
91.62% 		41 332 638 €
83.46% 		22 516 293 €
73.02% 		2 591 499 €
65.95%
Not overdue and returned 38 066 983 €
62.98% 		6 397 396 €
93.41% 		15 109 019 €
78.74% 		11 853 144 €
59.14% 		3 754 390 €
31.10% 		953 035 €
41.60%
Not overdue and returned 35 213
85.72% 		3 767
97.04% 		12 705
93.24% 		11 333
84.99% 		6 813
73.56% 		595
61.21%
Not overdue and returned 35 196
85.72% 		3 767
97.04% 		12 693
93.23% 		11 329
84.98% 		6 812
73.56% 		595
61.21%
Overdue 22 376 657 €
15.43% 		450 980 €
3.75% 		4 079 373 €
8.38% 		8 190 340 €
16.54% 		8 318 027 €
26.98% 		1 337 937 €
34.05%
Overdue 22 376 657 €
37.02% 		450 980 €
6.59% 		4 079 373 €
21.26% 		8 190 340 €
40.86% 		8 318 027 €
68.90% 		1 337 937 €
58.40%
Overdue 5 864
14.28% 		115
2.96% 		921
6.76% 		2 002
15.01% 		2 449
26.44% 		377
38.79%
Overdue 5 864
14.28% 		115
2.96% 		921
6.77% 		2 002
15.02% 		2 449
26.44% 		377
38.79%
1-30 days 7 441 349 €
5.13% 		356 928 €
2.97% 		2 344 580 €
4.81% 		3 036 768 €
6.13% 		1 385 767 €
4.49% 		317 307 €
8.08%
1-30 days 7 441 349 €
12.31% 		356 928 €
5.21% 		2 344 580 €
12.22% 		3 036 768 €
15.15% 		1 385 767 €
11.48% 		317 307 €
13.85%
1-30 days 1 801
4.38% 		94
2.42% 		491
3.60% 		694
5.20% 		423
4.57% 		99
10.19%
1-30 days 1 801
4.39% 		94
2.42% 		491
3.61% 		694
5.21% 		423
4.57% 		99
10.19%
31-60 days 1 674 476 €
1.15% 		39 659 €
0.33% 		356 294 €
0.73% 		735 661 €
1.49% 		349 099 €
1.13% 		193 763 €
4.93%
31-60 days 1 674 476 €
2.77% 		39 659 €
0.58% 		356 294 €
1.86% 		735 661 €
3.67% 		349 099 €
2.89% 		193 763 €
8.46%
31-60 days 426
1.04% 		9
0.23% 		76
0.56% 		164
1.23% 		124
1.34% 		53
5.45%
31-60 days 426
1.04% 		9
0.23% 		76
0.56% 		164
1.23% 		124
1.34% 		53
5.45%
61-90 days 952 144 €
0.66% 		5 150 €
0.04% 		222 086 €
0.46% 		330 750 €
0.67% 		257 361 €
0.83% 		136 796 €
3.48%
61-90 days 952 144 €
1.58% 		5 150 €
0.08% 		222 086 €
1.16% 		330 750 €
1.65% 		257 361 €
2.13% 		136 796 €
5.97%
61-90 days 206
0.50% 		1
0.03% 		30
0.22% 		68
0.51% 		72
0.78% 		35
3.60%
61-90 days 206
0.50% 		1
0.03% 		30
0.22% 		68
0.51% 		72
0.78% 		35
3.60%
91-720 days 6 199 325 €
4.27% 		49 242 €
0.41% 		737 724 €
1.52% 		2 193 287 €
4.43% 		2 554 229 €
8.28% 		664 843 €
16.92%
91-720 days 6 199 325 €
10.26% 		49 242 €
0.72% 		737 724 €
3.84% 		2 193 287 €
10.94% 		2 554 229 €
21.16% 		664 843 €
29.02%
91-720 days 1 665
4.05% 		11
0.28% 		182
1.34% 		545
4.09% 		743
8.02% 		184
18.93%
91-720 days 1 665
4.06% 		11
0.28% 		182
1.34% 		545
4.09% 		743
8.02% 		184
18.93%
> 720 days 6 109 362 €
4.21% 		0 €
0.00% 		418 690 €
0.86% 		1 893 874 €
3.82% 		3 771 571 €
12.23% 		25 228 €
0.64%
> 720 days 6 109 362 €
10.11% 		0 €
0.00% 		418 690 €
2.18% 		1 893 874 €
9.45% 		3 771 571 €
31.24% 		25 228 €
1.10%
> 720 days 1 766
4.30% 		0
0.00% 		142
1.04% 		531
3.98% 		1 087
11.74% 		6
0.62%
> 720 days 1 766
4.30% 		0
0.00% 		142
1.04% 		531
3.98% 		1 087
11.74% 		6
0.62%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 16 943 041 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 2 346 811 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 6 238 827 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 5 791 323 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 1 854 070 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 712 010 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 354 670 € 7 906 084 € 12 308 887 € 14 968 334 € 13 671 283 € 15 890 420 € 15 188 905 € 2 274 257 €
A+
 0 € 0 € 0 € 0 € 0 € 1 263 807 € 1 714 235 € 1 927 103 € 281 123 €
A
 1 400 € 595 782 € 3 004 412 € 5 217 401 € 6 206 693 € 4 231 353 € 4 555 724 € 4 827 510 € 863 688 €
B
 2 750 € 827 296 € 2 837 538 € 3 833 657 € 4 969 395 € 4 676 604 € 5 581 027 € 5 997 309 € 753 610 €
C
 2 700 € 931 592 € 2 064 134 € 3 257 828 € 3 792 245 € 3 499 518 € 3 043 431 € 1 895 393 € 274 986 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 996 004 € 541 591 € 100 850 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.81 % 88.41 % 86.23 % 80.37 % 71.64 % 58.02 % 40.84 % 13.42 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 81.49 % 55.40 % 38.21 % 11.98 %
A
 100.00 % 90.81 % 96.20 % 96.30 % 89.88 % 76.63 % 57.01 % 37.60 % 13.84 %
B
 100.00 % 95.13 % 87.72 % 86.52 % 81.82 % 70.67 % 61.92 % 44.46 % 13.01 %
C
 100.00 % 89.66 % 79.87 % 73.61 % 67.18 % 64.90 % 55.44 % 43.06 % 14.83 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 55.30 % 38.24 % 14.16 %
Outstanding principal, EUR 0 € 209 995 € 1 035 963 € 1 965 536 € 3 655 833 € 5 411 687 € 11 498 675 € 21 999 825 € 14 668 783 €
A+
 0 € 0 € 0 € 0 € 0 € 286 975 € 1 380 075 € 3 115 719 € 2 065 688 €
A
 0 € 60 292 € 118 587 € 200 433 € 699 212 € 1 290 570 € 3 435 154 € 8 011 180 € 5 375 139 €
B
 0 € 42 306 € 397 059 € 597 326 € 1 104 178 € 1 941 193 € 3 432 626 € 7 491 392 € 5 037 713 €
C
 0 € 107 396 € 520 317 € 1 167 777 € 1 852 443 € 1 892 950 € 2 445 677 € 2 506 848 € 1 579 084 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 805 143 € 874 686 € 611 160 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 209 995 € 1 035 964 € 1 870 107 € 2 548 389 € 2 063 546 € 2 291 246 € 2 194 205 € 95 236 €
A+
 0 € 0 € 0 € 0 € 0 € 6 943 € 16 362 € 25 938 € 0 €
A
 0 € 60 292 € 118 587 € 153 233 € 202 500 € 80 445 € 218 950 € 303 061 € 19 346 €
B
 0 € 42 306 € 397 060 € 569 382 € 746 252 € 689 869 € 717 880 € 904 811 € 19 600 €
C
 0 € 107 396 € 520 317 € 1 147 492 € 1 599 638 € 1 286 288 € 916 998 € 698 381 € 49 290 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 421 056 € 262 014 € 7 000 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.19 % 11.59 % 13.10 % 13.68 % 10.81 % 8.37 % 5.90 % 0.56 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.53 % 0.51 % 0.00 %
A
 0.00 % 9.19 % 3.80 % 2.83 % 2.93 % 1.46 % 2.74 % 2.36 % 0.31 %
B
 0.00 % 4.87 % 12.28 % 12.85 % 12.29 % 10.42 % 7.96 % 6.71 % 0.34 %
C
 0.00 % 10.34 % 20.13 % 25.93 % 28.34 % 23.85 % 16.71 % 15.86 % 2.66 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.38 % 18.50 % 0.98 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 13.01 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 7.86 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 10.64 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 14.43 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 19.19 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 23.07 %
Interest paid, EUR 1 142 € 978 132 € 3 117 405 € 4 326 982 € 5 385 198 € 4 164 653 € 3 963 423 € 2 478 642 € 289 538 €
A+
 0 € 0 € 0 € 0 € 0 € 189 827 € 275 829 € 228 370 € 24 742 €
A
 61 € 187 341 € 821 194 € 1 221 264 € 1 432 662 € 917 887 € 900 263 € 712 347 € 90 610 €
B
 416 € 329 935 € 1 164 692 € 1 338 675 € 1 792 378 € 1 542 876 € 1 340 327 € 961 323 € 116 479 €
C
 664 € 460 856 € 1 131 519 € 1 767 043 € 2 160 158 € 1 514 063 € 1 063 340 € 407 731 € 42 091 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 383 664 € 168 870 € 15 616 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 190 400 € 843 922 € 1 197 341 € 1 352 249 € 814 585 € 505 706 € 275 889 € 34 939 €
A+
 0 € 0 € 0 € 0 € 0 € 962 € 2 000 € 2 178 € 343 €
A
 0 € 48 470 € 67 629 € 54 401 € 46 702 € 17 194 € 22 321 € 29 458 € 6 802 €
B
 0 € 34 263 € 289 497 € 309 207 € 336 605 € 241 142 € 122 034 € 103 433 € 12 577 €
C
 0 € 107 667 € 486 796 € 833 733 € 968 942 € 555 287 € 226 766 € 96 716 € 10 361 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 132 585 € 44 105 € 4 856 €
>90 days overdue, EUR 0 € 190 400 € 843 922 € 1 182 864 € 1 295 926 € 737 762 € 393 257 € 129 491 € 1 335 €
A+
 0 € 0 € 0 € 0 € 0 € 657 € 1 028 € 293 € 0 €
A
 0 € 48 470 € 67 629 € 53 490 € 42 225 € 14 224 € 13 964 € 6 810 € 207 €
B
 0 € 34 263 € 289 497 € 305 989 € 321 376 € 213 763 € 91 587 € 44 743 € 293 €
C
 0 € 107 667 € 486 796 € 823 386 € 932 326 € 509 119 € 178 537 € 55 927 € 684 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 108 141 € 21 719 € 151 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 848 056 €
Receivable fee amount 9 363 803 €
Historical Returns