Statistics

Investor statistics

16008

Active investors

324

Average number of loans Average loans per investor

14.94 %

Average interest rate Return on investment it will always be lower than the interest rate

5 791 €

Average active investment amount Average amount invested per investor

172 332 382 €

Principal received Principal received, including principal paid from Provision fund

48 814 197 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13703

Total active borrowers

4089 €

Average loan amount

67 months

Average loan term Weighted average loan term

883 €

Average income

966 €

A+ rating

872 €

A rating

894 €

B rating

814 €

C rating

983 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 259 336 707 € 18 427 819 € 76 072 478 € 104 565 904 € 49 187 207 € 11 074 448 €
Amount of issued credits 92 706 511 € 5 468 321 € 22 900 317 € 40 374 597 € 18 278 923 € 5 682 470 €
Amount of issued credits 63 416 6 534 19 799 22 619 12 224 2 222
Amount of issued credits 63 399 6 534 19 787 22 615 12 223 2 222
Not overdue and returned 219 325 871 €
84.57% 		17 774 145 €
96.45% 		69 473 933 €
91.33% 		88 129 652 €
84.28% 		36 917 397 €
75.05% 		7 022 254 €
63.41%
Not overdue and returned 52 836 529 €
56.99% 		4 814 647 €
88.05% 		16 320 518 €
71.27% 		24 007 137 €
59.46% 		6 062 430 €
33.17% 		1 630 276 €
28.69%
Not overdue and returned 55 901
88.15% 		6 436
98.50% 		18 818
95.05% 		19 769
87.40% 		9 504
77.75% 		1 357
61.07%
Not overdue and returned 55 884
88.15% 		6 436
98.50% 		18 806
95.04% 		19 765
87.40% 		9 503
77.75% 		1 357
61.07%
Overdue 39 869 982 €
15.37% 		653 674 €
3.55% 		6 579 799 €
8.65% 		16 367 460 €
15.65% 		12 216 493 €
24.84% 		4 052 194 €
36.59%
Overdue 39 869 982 €
43.01% 		653 674 €
11.95% 		6 579 799 €
28.73% 		16 367 460 €
40.54% 		12 216 493 €
66.83% 		4 052 194 €
71.31%
Overdue 7 484
11.80% 		98
1.50% 		975
4.92% 		2 838
12.55% 		2 707
22.14% 		865
38.93%
Overdue 7 484
11.80% 		98
1.50% 		975
4.93% 		2 838
12.55% 		2 707
22.15% 		865
38.93%
1-30 days 9 847 798 €
3.80% 		270 930 €
1.47% 		2 499 110 €
3.29% 		4 757 307 €
4.55% 		1 688 515 €
3.43% 		631 575 €
5.70%
1-30 days 9 847 798 €
10.62% 		270 930 €
4.95% 		2 499 110 €
10.91% 		4 757 307 €
11.78% 		1 688 515 €
9.24% 		631 575 €
11.11%
1-30 days 1 649
2.60% 		50
0.77% 		366
1.85% 		776
3.43% 		325
2.66% 		131
5.90%
1-30 days 1 649
2.60% 		50
0.77% 		366
1.85% 		776
3.43% 		325
2.66% 		131
5.90%
31-60 days 2 480 231 €
0.96% 		68 260 €
0.37% 		436 695 €
0.57% 		1 100 029 €
1.05% 		624 551 €
1.27% 		250 697 €
2.26%
31-60 days 2 480 231 €
2.68% 		68 260 €
1.25% 		436 695 €
1.91% 		1 100 029 €
2.72% 		624 551 €
3.42% 		250 697 €
4.41%
31-60 days 402
0.63% 		8
0.12% 		61
0.31% 		164
0.73% 		114
0.93% 		55
2.48%
31-60 days 402
0.63% 		8
0.12% 		61
0.31% 		164
0.73% 		114
0.93% 		55
2.48%
61-90 days 1 409 818 €
0.54% 		2 271 €
0.01% 		277 846 €
0.37% 		580 551 €
0.56% 		371 761 €
0.76% 		177 390 €
1.60%
61-90 days 1 409 818 €
1.52% 		2 271 €
0.04% 		277 846 €
1.21% 		580 551 €
1.44% 		371 761 €
2.03% 		177 390 €
3.12%
61-90 days 237
0.37% 		3
0.05% 		33
0.17% 		99
0.44% 		68
0.56% 		34
1.53%
61-90 days 237
0.37% 		3
0.05% 		33
0.17% 		99
0.44% 		68
0.56% 		34
1.53%
91-720 days 14 000 634 €
5.40% 		276 460 €
1.50% 		2 175 578 €
2.86% 		5 632 529 €
5.39% 		3 872 767 €
7.87% 		2 043 300 €
18.45%
91-720 days 14 000 634 €
15.10% 		276 460 €
5.06% 		2 175 578 €
9.50% 		5 632 529 €
13.95% 		3 872 767 €
21.19% 		2 043 300 €
35.96%
91-720 days 2 255
3.56% 		28
0.43% 		264
1.33% 		856
3.78% 		693
5.67% 		414
18.63%
91-720 days 2 255
3.56% 		28
0.43% 		264
1.33% 		856
3.79% 		693
5.67% 		414
18.63%
> 720 days 12 131 501 €
4.68% 		35 753 €
0.19% 		1 190 571 €
1.57% 		4 297 045 €
4.11% 		5 658 900 €
11.50% 		949 233 €
8.57%
> 720 days 12 131 501 €
13.09% 		35 753 €
0.65% 		1 190 571 €
5.20% 		4 297 045 €
10.64% 		5 658 900 €
30.96% 		949 233 €
16.70%
> 720 days 2 941
4.64% 		9
0.14% 		251
1.27% 		943
4.17% 		1 507
12.33% 		231
10.40%
> 720 days 2 941
4.64% 		9
0.14% 		251
1.27% 		943
4.17% 		1 507
12.33% 		231
10.40%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 44 730 897 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 922 158 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 776 859 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 25 236 208 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 488 833 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 302 599 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 402 € 8 094 864 € 12 789 709 € 16 588 841 € 16 749 013 € 22 385 968 € 25 931 461 € 25 480 872 € 21 743 412 € 14 320 951 €
A+
 0 € 0 € 0 € 0 € 0 € 1 509 306 € 2 559 424 € 3 728 415 € 3 276 440 € 1 442 703 € 443 210 €
A
 1 400 € 612 328 € 3 032 894 € 5 320 252 € 6 780 645 € 5 206 996 € 6 537 918 € 8 744 040 € 8 733 095 € 5 938 196 € 2 245 650 €
B
 2 750 € 835 585 € 2 910 441 € 3 971 402 € 5 488 919 € 5 733 262 € 7 624 983 € 9 406 002 € 9 366 211 € 10 631 008 € 8 151 953 €
C
 2 700 € 949 489 € 2 151 529 € 3 498 055 € 4 319 277 € 4 299 448 € 4 301 120 € 3 056 115 € 2 924 612 € 2 826 728 € 2 525 892 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 362 523 € 996 888 € 1 180 514 € 900 527 € 951 526 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.48 % 90.53 % 89.60 % 89.07 % 87.77 % 81.73 % 69.73 % 57.99 % 51.05 % 32.02 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.33 % 82.71 % 73.94 % 60.44 % 60.19 % 48.06 %
A
 100.00 % 93.33 % 97.11 % 98.20 % 98.19 % 94.30 % 81.82 % 68.11 % 57.51 % 50.96 % 33.14 %
B
 100.00 % 96.09 % 89.98 % 89.63 % 90.37 % 86.63 % 84.59 % 69.73 % 59.71 % 53.39 % 32.30 %
C
 100.00 % 91.39 % 83.25 % 79.04 % 76.52 % 79.73 % 78.36 % 69.42 % 54.46 % 44.53 % 29.76 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.65 % 70.39 % 51.88 % 39.52 % 28.81 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 762 € 808 981 € 1 453 470 € 2 001 455 € 2 317 920 € 5 003 128 € 11 257 269 € 18 459 098 € 20 849 482 € 30 409 947 €
A+
 0 € 0 € 0 € 0 € 0 € 41 476 € 534 886 € 1 314 407 € 2 144 341 € 954 263 € 478 948 €
A
 0 € 36 679 € 83 954 € 97 582 € 119 733 € 314 927 € 1 452 959 € 4 094 649 € 6 453 317 € 5 715 308 € 4 531 209 €
B
 0 € 34 018 € 306 421 € 443 243 € 565 972 € 868 497 € 1 388 670 € 4 082 699 € 6 320 389 € 9 280 432 € 17 084 255 €
C
 0 € 75 065 € 418 607 € 912 644 € 1 315 750 € 1 093 020 € 1 187 989 € 1 346 125 € 2 445 888 € 3 520 896 € 5 962 941 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 438 625 € 419 389 € 1 095 163 € 1 378 220 € 2 351 073 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 762 € 808 982 € 1 453 470 € 1 981 450 € 1 799 631 € 2 161 007 € 3 995 939 € 6 577 727 € 5 331 299 € 1 876 868 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 507 € 67 894 € 217 247 € 23 750 € 251 €
A
 0 € 36 679 € 83 954 € 97 582 € 112 242 € 84 793 € 217 492 € 860 111 € 1 310 069 € 538 872 € 24 356 €
B
 0 € 34 018 € 306 422 € 443 243 € 553 458 € 640 395 € 688 108 € 1 804 050 € 2 684 849 € 2 118 587 € 656 443 €
C
 0 € 75 064 € 418 607 € 912 644 € 1 315 750 € 1 072 881 € 856 166 € 914 740 € 1 532 566 € 1 716 166 € 717 083 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 397 734 € 349 144 € 832 996 € 933 923 € 478 735 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.68 % 9.05 % 10.18 % 10.64 % 9.43 % 7.89 % 10.75 % 14.97 % 12.52 % 4.20 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 4.01 % 0.99 % 0.03 %
A
 0.00 % 5.59 % 2.69 % 1.80 % 1.63 % 1.54 % 2.72 % 6.70 % 8.63 % 4.62 % 0.36 %
B
 0.00 % 3.91 % 9.47 % 10.00 % 9.11 % 9.68 % 7.63 % 13.37 % 17.12 % 10.64 % 2.60 %
C
 0.00 % 7.22 % 16.20 % 20.62 % 23.31 % 19.90 % 15.60 % 20.78 % 28.54 % 27.04 % 8.45 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.08 % 24.65 % 36.60 % 40.98 % 14.50 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.69 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.61 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.23 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.29 %
Interest paid, EUR 1 142 € 1 087 955 € 3 529 851 € 4 989 504 € 6 366 161 € 5 200 730 € 6 244 079 € 6 577 624 € 7 508 093 € 5 051 004 € 2 092 288 €
A+
 0 € 0 € 0 € 0 € 0 € 227 676 € 455 772 € 601 985 € 696 265 € 191 280 € 18 882 €
A
 61 € 215 329 € 870 397 € 1 272 596 € 1 523 669 € 1 114 573 € 1 464 190 € 2 029 937 € 2 387 453 € 1 187 654 € 242 502 €
B
 416 € 354 922 € 1 324 988 € 1 522 530 € 2 074 564 € 1 917 142 € 2 053 832 € 2 515 901 € 2 821 430 € 2 491 576 € 1 182 536 €
C
 664 € 517 704 € 1 334 466 € 2 194 377 € 2 767 928 € 1 941 339 € 1 671 205 € 1 016 544 € 1 117 618 € 892 029 € 472 977 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 599 080 € 413 256 € 485 327 € 288 169 € 175 361 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 215 507 € 1 061 394 € 1 575 232 € 1 849 986 € 1 391 576 € 1 084 810 € 1 241 812 € 1 844 887 € 1 110 622 € 285 754 €
A+
 0 € 0 € 0 € 0 € 0 € 179 € 124 € 8 652 € 23 756 € 2 600 € 67 €
A
 0 € 50 971 € 71 459 € 69 490 € 56 670 € 36 330 € 56 739 € 152 506 € 245 942 € 79 339 € 2 780 €
B
 0 € 41 995 € 348 092 € 400 736 € 441 190 € 432 349 € 259 623 € 539 182 € 703 159 € 359 631 € 86 499 €
C
 0 € 122 540 € 641 843 € 1 105 006 € 1 352 126 € 922 718 € 491 815 € 372 814 € 522 968 € 395 799 € 114 025 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 276 509 € 168 659 € 349 062 € 273 241 € 82 383 €
>90 days overdue, EUR 0 € 215 507 € 1 061 394 € 1 575 232 € 1 849 801 € 1 378 810 € 1 041 542 € 1 128 897 € 1 646 737 € 980 499 € 135 709 €
A+
 0 € 0 € 0 € 0 € 0 € 179 € 9 € 7 386 € 19 885 € 2 215 € 1 €
A
 0 € 50 971 € 71 459 € 69 490 € 56 662 € 35 509 € 51 962 € 132 043 € 212 838 € 64 303 € 498 €
B
 0 € 41 995 € 348 092 € 400 736 € 441 012 € 422 674 € 245 995 € 485 961 € 624 452 € 296 902 € 31 099 €
C
 0 € 122 541 € 641 843 € 1 105 006 € 1 352 126 € 920 448 € 472 627 € 345 634 € 469 006 € 360 753 € 59 596 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 270 949 € 157 873 € 320 557 € 256 325 € 44 515 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 155 114 €
Receivable fee amount 14 574 485 €
Historical Returns