Statistics

Investor statistics

15562

Active investors

273

Average number of loans Average loans per investor

14.60 %

Average interest rate Return on investment it will always be lower than the interest rate

4 756 €

Average active investment amount Average amount invested per investor

116 000 316 €

Principal received Principal received, including principal paid from Provision fund

32 184 803 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

12386

Total active borrowers

3760 €

Average loan amount

68 months

Average loan term Weighted average loan term

819 €

Average income

908 €

A+ rating

820 €

A rating

814 €

B rating

760 €

C rating

942 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 185 978 433 € 16 637 944 € 62 750 637 € 64 446 136 € 35 969 727 € 6 173 212 €
Amount of issued credits 74 017 593 € 8 171 695 € 23 938 303 € 25 160 096 € 13 301 357 € 3 445 366 €
Amount of issued credits 49 467 4 960 16 247 16 526 10 270 1 463
Amount of issued credits 49 450 4 960 16 235 16 522 10 269 1 463
Not overdue and returned 156 321 027 €
84.05% 		15 872 216 €
95.40% 		57 172 894 €
91.11% 		52 804 252 €
81.94% 		26 546 167 €
73.80% 		3 924 721 €
63.58%
Not overdue and returned 44 360 187 €
59.93% 		7 405 967 €
90.63% 		18 360 560 €
76.70% 		13 518 212 €
53.73% 		3 877 796 €
29.15% 		1 196 874 €
34.74%
Not overdue and returned 42 917
86.76% 		4 833
97.44% 		15 282
94.06% 		14 162
85.70% 		7 751
75.47% 		888
60.70%
Not overdue and returned 42 900
86.75% 		4 833
97.44% 		15 270
94.06% 		14 158
85.69% 		7 750
75.47% 		888
60.70%
Overdue 29 657 406 €
15.95% 		765 727 €
4.60% 		5 577 743 €
8.89% 		11 641 884 €
18.06% 		9 423 561 €
26.20% 		2 248 491 €
36.42%
Overdue 29 657 406 €
40.07% 		765 727 €
9.37% 		5 577 743 €
23.30% 		11 641 884 €
46.27% 		9 423 561 €
70.85% 		2 248 491 €
65.26%
Overdue 6 550
13.24% 		127
2.56% 		965
5.94% 		2 364
14.30% 		2 519
24.53% 		575
39.30%
Overdue 6 550
13.25% 		127
2.56% 		965
5.94% 		2 364
14.31% 		2 519
24.53% 		575
39.30%
1-30 days 8 779 836 €
4.72% 		444 610 €
2.67% 		2 505 504 €
3.99% 		3 871 501 €
6.01% 		1 511 467 €
4.20% 		446 755 €
7.24%
1-30 days 8 779 836 €
11.86% 		444 610 €
5.44% 		2 505 504 €
10.47% 		3 871 501 €
15.39% 		1 511 467 €
11.36% 		446 755 €
12.97%
1-30 days 1 757
3.55% 		86
1.73% 		418
2.57% 		749
4.53% 		380
3.70% 		124
8.48%
1-30 days 1 757
3.55% 		86
1.73% 		418
2.57% 		749
4.53% 		380
3.70% 		124
8.48%
31-60 days 2 447 144 €
1.32% 		89 641 €
0.54% 		570 214 €
0.91% 		1 046 136 €
1.62% 		511 361 €
1.42% 		229 792 €
3.72%
31-60 days 2 447 144 €
3.31% 		89 641 €
1.10% 		570 214 €
2.38% 		1 046 136 €
4.16% 		511 361 €
3.84% 		229 792 €
6.67%
31-60 days 477
0.96% 		13
0.26% 		92
0.57% 		192
1.16% 		127
1.24% 		53
3.62%
31-60 days 477
0.96% 		13
0.26% 		92
0.57% 		192
1.16% 		127
1.24% 		53
3.62%
61-90 days 1 689 383 €
0.91% 		29 199 €
0.18% 		591 143 €
0.94% 		644 404 €
1.00% 		271 826 €
0.76% 		152 811 €
2.48%
61-90 days 1 689 383 €
2.28% 		29 199 €
0.36% 		591 143 €
2.47% 		644 404 €
2.56% 		271 826 €
2.04% 		152 811 €
4.44%
61-90 days 251
0.51% 		5
0.10% 		62
0.38% 		88
0.53% 		59
0.57% 		37
2.53%
61-90 days 251
0.51% 		5
0.10% 		62
0.38% 		88
0.53% 		59
0.57% 		37
2.53%
91-720 days 9 431 720 €
5.07% 		196 042 €
1.18% 		1 447 513 €
2.31% 		3 836 608 €
5.95% 		2 785 654 €
7.74% 		1 165 902 €
18.89%
91-720 days 9 431 720 €
12.74% 		196 042 €
2.40% 		1 447 513 €
6.05% 		3 836 608 €
15.25% 		2 785 654 €
20.94% 		1 165 902 €
33.84%
91-720 days 1 976
3.99% 		21
0.42% 		238
1.46% 		710
4.30% 		709
6.90% 		298
20.37%
91-720 days 1 976
4.00% 		21
0.42% 		238
1.47% 		710
4.30% 		709
6.90% 		298
20.37%
> 720 days 7 309 323 €
3.93% 		6 236 €
0.04% 		463 369 €
0.74% 		2 243 235 €
3.48% 		4 343 252 €
12.07% 		253 230 €
4.10%
> 720 days 7 309 323 €
9.88% 		6 236 €
0.08% 		463 369 €
1.94% 		2 243 235 €
8.92% 		4 343 252 €
32.65% 		253 230 €
7.35%
> 720 days 2 089
4.22% 		2
0.04% 		155
0.95% 		625
3.78% 		1 244
12.11% 		63
4.31%
> 720 days 2 089
4.22% 		2
0.04% 		155
0.95% 		625
3.78% 		1 244
12.11% 		63
4.31%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 13 965 517 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 1 529 249 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 5 108 523 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 5 027 881 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 1 618 977 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 680 110 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 368 091 € 8 010 710 € 12 614 978 € 16 059 258 € 15 212 522 € 18 945 962 € 20 557 848 € 15 817 363 € 2 366 348 €
A+
 0 € 0 € 0 € 0 € 0 € 1 380 861 € 2 094 118 € 2 878 808 € 1 911 769 € 200 693 €
A
 1 400 € 597 423 € 3 027 573 € 5 301 709 € 6 637 958 € 4 686 669 € 5 504 330 € 6 769 292 € 5 490 839 € 795 141 €
B
 2 750 € 832 493 € 2 876 938 € 3 910 644 € 5 306 740 € 5 209 559 € 6 578 722 € 7 689 566 € 5 889 077 € 989 550 €
C
 2 700 € 938 176 € 2 106 198 € 3 402 625 € 4 114 560 € 3 935 433 € 3 609 702 € 2 461 692 € 1 816 998 € 279 381 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 159 088 € 758 490 € 708 679 € 101 583 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.34 % 89.58 % 88.37 % 86.23 % 79.72 % 69.17 % 55.28 % 36.00 % 16.94 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 89.04 % 67.68 % 57.09 % 35.27 % 13.12 %
A
 100.00 % 91.06 % 96.94 % 97.86 % 96.12 % 84.87 % 68.88 % 52.73 % 36.16 % 15.56 %
B
 100.00 % 95.73 % 88.94 % 88.26 % 87.37 % 78.72 % 72.99 % 57.01 % 37.54 % 19.68 %
C
 100.00 % 90.30 % 81.49 % 76.88 % 72.89 % 72.98 % 65.76 % 55.92 % 33.83 % 17.26 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 64.35 % 53.56 % 31.14 % 14.94 %
Outstanding principal, EUR 0 € 196 574 € 931 337 € 1 659 444 € 2 564 909 € 3 870 448 € 8 443 134 € 16 630 883 € 28 122 607 € 11 599 169 €
A+
 0 € 0 € 0 € 0 € 0 € 169 922 € 1 000 191 € 2 164 014 € 3 509 012 € 1 328 557 €
A
 0 € 58 651 € 95 425 € 116 125 € 267 948 € 835 254 € 2 486 547 € 6 069 398 € 9 695 573 € 4 313 382 €
B
 0 € 37 110 € 357 658 € 520 338 € 766 833 € 1 408 237 € 2 434 931 € 5 799 135 € 9 797 523 € 4 038 331 €
C
 0 € 100 813 € 478 253 € 1 022 980 € 1 530 128 € 1 457 035 € 1 879 407 € 1 940 549 € 3 553 502 € 1 339 596 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 642 059 € 657 787 € 1 566 998 € 578 527 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 196 573 € 931 338 € 1 659 444 € 2 283 295 € 2 002 855 € 2 326 190 € 3 739 910 € 3 601 437 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 5 788 € 3 519 € 44 466 € 148 505 € 0 €
A
 0 € 58 651 € 95 426 € 116 125 € 150 006 € 80 878 € 227 294 € 713 859 € 468 643 € 0 €
B
 0 € 37 110 € 357 659 € 520 338 € 663 810 € 704 206 € 718 078 € 1 656 095 € 1 422 547 € 0 €
C
 0 € 100 813 € 478 253 € 1 022 980 € 1 469 479 € 1 211 983 € 947 122 € 939 203 € 959 074 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 430 177 € 386 287 € 602 669 € 0 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.66 % 10.42 % 11.63 % 12.26 % 10.50 % 8.49 % 10.06 % 8.20 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.37 % 0.11 % 0.88 % 2.74 % 0.00 %
A
 0.00 % 8.94 % 3.06 % 2.14 % 2.17 % 1.46 % 2.84 % 5.56 % 3.09 % 0.00 %
B
 0.00 % 4.27 % 11.06 % 11.74 % 10.93 % 10.64 % 7.97 % 12.28 % 9.07 % 0.00 %
C
 0.00 % 9.70 % 18.51 % 23.12 % 26.03 % 22.48 % 17.25 % 21.33 % 17.86 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.88 % 27.27 % 26.48 % 0.00 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 14.69 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.63 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 11.29 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.42 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.84 %
Interest paid, EUR 1 142 € 1 008 483 € 3 296 503 € 4 599 266 € 5 818 745 € 4 670 115 € 5 032 403 € 4 269 786 € 3 154 935 € 183 373 €
A+
 0 € 0 € 0 € 0 € 0 € 209 532 € 357 925 € 396 105 € 282 605 € 11 120 €
A
 61 € 192 029 € 852 981 € 1 245 773 € 1 487 876 € 1 022 143 € 1 151 010 € 1 284 597 € 973 332 € 59 108 €
B
 416 € 337 801 € 1 224 266 € 1 406 450 € 1 924 830 € 1 723 074 € 1 683 788 € 1 638 653 € 1 220 335 € 71 937 €
C
 664 € 478 653 € 1 219 256 € 1 947 044 € 2 406 038 € 1 715 366 € 1 351 925 € 679 170 € 475 305 € 28 994 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 487 754 € 271 260 € 203 359 € 12 214 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 211 794 € 921 860 € 1 321 947 € 1 535 057 € 1 030 537 € 706 851 € 626 508 € 490 612 € 21 642 €
A+
 0 € 0 € 0 € 0 € 0 € 1 208 € 592 € 4 194 € 7 868 € 101 €
A
 0 € 54 293 € 64 051 € 55 964 € 50 557 € 23 415 € 36 082 € 66 066 € 60 487 € 3 390 €
B
 0 € 38 271 € 313 011 € 345 081 € 373 876 € 317 957 € 167 728 € 253 328 € 175 068 € 7 771 €
C
 0 € 119 230 € 544 798 € 920 903 € 1 110 623 € 687 957 € 320 424 € 204 652 € 143 256 € 4 639 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 182 025 € 98 269 € 103 933 € 5 742 €
>90 days overdue, EUR 0 € 211 794 € 921 860 € 1 321 947 € 1 518 482 € 977 738 € 616 771 € 456 172 € 222 270 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 1 090 € 59 € 2 081 € 2 353 € 0 €
A
 0 € 54 293 € 64 051 € 55 964 € 49 433 € 21 173 € 28 615 € 38 961 € 21 132 € 0 €
B
 0 € 38 271 € 313 011 € 345 081 € 369 443 € 295 974 € 141 901 € 178 406 € 73 476 € 0 €
C
 0 € 119 231 € 544 798 € 920 903 € 1 099 606 € 659 501 € 281 936 € 161 171 € 67 512 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 164 259 € 75 553 € 57 797 € 0 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 445 749 €
Receivable fee amount 11 507 853 €
Historical Returns