Statistics
Investor statistics
12611
Active investors
183
Average number of loans Average loans per investor
16.60 %
Average interest rate Return on investment it will always be lower than the interest rate
2 736 €
Average active investment amount Average amount invested per investor
30 952 953 €
Principal received Principal received, including principal paid from Provision fund
10 885 039 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
9338
Total active borrowers
2875 €
Average loan amount
51 months
Average loan term Weighted average loan term
719 €
Average income
781 €
A+ rating
746 €
A rating
710 €
B rating
689 €
C rating
609 €
pk_front_statistics_averageIncome_RATING_CM
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 64 589 898 € | 1 667 782 € | 21 889 354 € | 21 588 916 € | 19 430 877 € | 12 969 € |
Not overdue and returned |
52 410 066 €
81.14% |
1 616 959 €
96.95% |
20 531 271 €
93.80% |
17 563 957 €
81.36% |
12 684 910 €
65.28% |
12 969 €
100.00% |
Overdue |
12 179 832 €
18.86% |
50 823 €
3.05% |
1 358 083 €
6.20% |
4 024 960 €
18.64% |
6 745 967 €
34.72% |
0 €
0.00% |
1-30 days |
2 924 193 €
4.53% |
50 592 €
3.03% |
518 679 €
2.37% |
1 113 129 €
5.16% |
1 241 792 €
6.39% |
0 €
0.00% |
31-60 days |
820 110 €
1.27% |
231 €
0.01% |
92 280 €
0.42% |
281 290 €
1.30% |
446 309 €
2.30% |
0 €
0.00% |
61-90 days |
642 582 €
0.99% |
0 €
0.00% |
92 417 €
0.42% |
207 102 €
0.96% |
343 062 €
1.77% |
0 €
0.00% |
91-720 days |
5 820 586 €
9.01% |
0 €
0.00% |
485 628 €
2.22% |
1 831 717 €
8.48% |
3 503 240 €
18.03% |
0 €
0.00% |
> 720 days |
1 972 362 €
3.05% |
0 €
0.00% |
169 078 €
0.77% |
591 721 €
2.74% |
1 211 563 €
6.24% |
0 €
0.00% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 1 094 778 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 226 913 € | 6 739 199 € | 8 976 335 € | 8 251 513 € | 3 851 984 € | 30 567 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 86.83 % | 75.37 % | 62.88 % | 44.31 % | 20.19 % | 2.79 % |
Outstanding principal, EUR | 0 € | 337 752 € | 2 202 848 € | 5 298 087 € | 10 372 653 € | 15 230 986 € | 1 064 212 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 264 917 € | 1 384 842 € | 2 360 554 € | 2 803 962 € | 978 674 € | 0 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 10.33 % | 15.49 % | 16.54 % | 15.06 % | 5.13 % | 0.00 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.79 % |
Interest paid, EUR | 1 142 € | 866 825 € | 2 515 186 € | 3 118 831 € | 3 055 775 € | 1 191 594 € | 117 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 144 900 € | 621 993 € | 766 272 € | 671 990 € | 152 422 € | 0 € |
>90 days overdue, EUR | 0 € | 141 389 € | 581 163 € | 668 251 € | 514 808 € | 68 882 € | 0 € |