Statistics

Investor statistics

16017

Active investors

322

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 777 €

Average active investment amount Average amount invested per investor

170 356 951 €

Principal received Principal received, including principal paid from Provision fund

48 170 133 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13706

Total active borrowers

4081 €

Average loan amount

67 months

Average loan term Weighted average loan term

881 €

Average income

965 €

A+ rating

870 €

A rating

892 €

B rating

813 €

C rating

982 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 257 201 691 € 18 402 019 € 75 853 846 € 103 303 798 € 48 727 752 € 10 905 945 €
Amount of issued credits 92 523 032 € 5 563 709 € 23 147 346 € 40 016 439 € 18 149 769 € 5 643 254 €
Amount of issued credits 63 013 6 499 19 721 22 431 12 152 2 194
Amount of issued credits 62 996 6 499 19 709 22 427 12 151 2 194
Not overdue and returned 214 799 687 €
83.51% 		17 559 807 €
95.42% 		68 661 809 €
90.52% 		85 475 889 €
82.74% 		36 180 275 €
74.25% 		6 913 576 €
63.39%
Not overdue and returned 50 261 882 €
54.32% 		4 721 498 €
84.86% 		15 974 055 €
69.01% 		22 257 321 €
55.62% 		5 655 608 €
31.16% 		1 650 885 €
29.25%
Not overdue and returned 55 188
87.58% 		6 368
97.98% 		18 669
94.67% 		19 406
86.51% 		9 394
77.30% 		1 335
60.85%
Not overdue and returned 55 171
87.58% 		6 368
97.98% 		18 657
94.66% 		19 402
86.51% 		9 393
77.30% 		1 335
60.85%
Overdue 42 261 150 €
16.43% 		842 211 €
4.58% 		7 173 291 €
9.46% 		17 759 118 €
17.19% 		12 494 161 €
25.64% 		3 992 369 €
36.61%
Overdue 42 261 150 €
45.68% 		842 211 €
15.14% 		7 173 291 €
30.99% 		17 759 118 €
44.38% 		12 494 161 €
68.84% 		3 992 369 €
70.75%
Overdue 7 794
12.37% 		131
2.02% 		1 046
5.30% 		3 013
13.43% 		2 745
22.59% 		859
39.15%
Overdue 7 794
12.37% 		131
2.02% 		1 046
5.31% 		3 013
13.43% 		2 745
22.59% 		859
39.15%
1-30 days 12 320 849 €
4.79% 		495 344 €
2.69% 		3 068 479 €
4.05% 		5 976 416 €
5.79% 		2 143 721 €
4.40% 		636 890 €
5.84%
1-30 days 12 320 849 €
13.32% 		495 344 €
8.90% 		3 068 479 €
13.26% 		5 976 416 €
14.93% 		2 143 721 €
11.81% 		636 890 €
11.29%
1-30 days 1 954
3.10% 		88
1.35% 		428
2.17% 		920
4.10% 		381
3.14% 		137
6.24%
1-30 days 1 954
3.10% 		88
1.35% 		428
2.17% 		920
4.10% 		381
3.14% 		137
6.24%
31-60 days 2 571 268 €
1.00% 		33 305 €
0.18% 		428 321 €
0.56% 		1 362 356 €
1.32% 		512 888 €
1.05% 		234 398 €
2.15%
31-60 days 2 571 268 €
2.78% 		33 305 €
0.60% 		428 321 €
1.85% 		1 362 356 €
3.40% 		512 888 €
2.83% 		234 398 €
4.15%
31-60 days 444
0.70% 		6
0.09% 		68
0.34% 		217
0.97% 		103
0.85% 		50
2.28%
31-60 days 444
0.70% 		6
0.09% 		68
0.35% 		217
0.97% 		103
0.85% 		50
2.28%
61-90 days 1 659 919 €
0.65% 		28 699 €
0.16% 		284 701 €
0.38% 		662 496 €
0.64% 		426 442 €
0.88% 		257 580 €
2.36%
61-90 days 1 659 919 €
1.79% 		28 699 €
0.52% 		284 701 €
1.23% 		662 496 €
1.66% 		426 442 €
2.35% 		257 580 €
4.56%
61-90 days 268
0.43% 		3
0.05% 		44
0.22% 		94
0.42% 		77
0.63% 		50
2.28%
61-90 days 268
0.43% 		3
0.05% 		44
0.22% 		94
0.42% 		77
0.63% 		50
2.28%
91-720 days 13 978 406 €
5.43% 		249 111 €
1.35% 		2 255 563 €
2.97% 		5 634 660 €
5.45% 		3 872 179 €
7.95% 		1 966 894 €
18.04%
91-720 days 13 978 406 €
15.11% 		249 111 €
4.48% 		2 255 563 €
9.74% 		5 634 660 €
14.08% 		3 872 179 €
21.33% 		1 966 894 €
34.85%
91-720 days 2 244
3.56% 		25
0.38% 		263
1.33% 		860
3.83% 		693
5.70% 		403
18.37%
91-720 days 2 244
3.56% 		25
0.38% 		263
1.33% 		860
3.83% 		693
5.70% 		403
18.37%
> 720 days 11 730 709 €
4.56% 		35 753 €
0.19% 		1 136 227 €
1.50% 		4 123 189 €
3.99% 		5 538 932 €
11.37% 		896 608 €
8.22%
> 720 days 11 730 709 €
12.68% 		35 753 €
0.64% 		1 136 227 €
4.91% 		4 123 189 €
10.30% 		5 538 932 €
30.52% 		896 608 €
15.89%
> 720 days 2 884
4.58% 		9
0.14% 		243
1.23% 		922
4.11% 		1 491
12.27% 		219
9.98%
> 720 days 2 884
4.58% 		9
0.14% 		243
1.23% 		922
4.11% 		1 491
12.27% 		219
9.98%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 42 595 881 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 896 358 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 558 227 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 23 974 102 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 029 378 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 134 096 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 237 € 8 090 031 € 12 785 839 € 16 578 044 € 16 714 114 € 22 305 404 € 25 818 109 € 25 235 253 € 21 357 863 € 13 249 060 €
A+
 0 € 0 € 0 € 0 € 0 € 1 507 415 € 2 546 364 € 3 710 598 € 3 237 628 € 1 426 207 € 410 098 €
A
 1 400 € 612 207 € 3 032 680 € 5 319 806 € 6 779 727 € 5 196 026 € 6 516 303 € 8 706 547 € 8 627 095 € 5 824 823 € 2 071 140 €
B
 2 750 € 835 585 € 2 907 453 € 3 970 096 € 5 481 647 € 5 721 994 € 7 602 228 € 9 364 853 € 9 302 552 € 10 437 284 € 7 592 127 €
C
 2 700 € 949 446 € 2 149 897 € 3 495 938 € 4 316 670 € 4 288 679 € 4 281 206 € 3 046 279 € 2 903 612 € 2 783 380 € 2 306 859 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 359 303 € 989 832 € 1 164 367 € 881 921 € 867 269 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.47 % 89.57 % 89.01 % 87.59 % 81.44 % 69.42 % 57.43 % 50.14 % 31.10 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.20 % 82.29 % 73.58 % 59.73 % 59.50 % 45.75 %
A
 100.00 % 93.31 % 97.11 % 98.19 % 98.17 % 94.10 % 81.55 % 67.81 % 56.81 % 49.98 % 31.58 %
B
 100.00 % 96.09 % 89.89 % 89.60 % 90.25 % 86.46 % 84.34 % 69.43 % 59.30 % 52.42 % 31.67 %
C
 100.00 % 91.38 % 83.19 % 78.99 % 76.47 % 79.53 % 77.99 % 69.20 % 54.07 % 43.85 % 28.73 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.47 % 69.89 % 51.17 % 38.70 % 27.67 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 926 € 813 815 € 1 457 340 € 2 012 252 € 2 352 819 € 5 083 691 € 11 370 621 € 18 704 717 € 21 235 030 € 29 346 821 €
A+
 0 € 0 € 0 € 0 € 0 € 43 367 € 547 946 € 1 332 224 € 2 183 153 € 970 760 € 486 260 €
A
 0 € 36 800 € 84 167 € 98 029 € 120 651 € 325 897 € 1 474 574 € 4 132 142 € 6 559 317 € 5 828 681 € 4 487 087 €
B
 0 € 34 018 € 309 409 € 444 549 € 573 244 € 879 765 € 1 411 424 € 4 123 848 € 6 384 048 € 9 474 157 € 16 381 975 €
C
 0 € 75 108 € 420 239 € 914 762 € 1 318 357 € 1 103 789 € 1 207 902 € 1 355 962 € 2 466 888 € 3 564 245 € 5 722 519 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 441 845 € 426 445 € 1 111 311 € 1 396 826 € 2 266 827 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 926 € 813 815 € 1 457 340 € 1 990 263 € 1 812 062 € 2 182 150 € 4 001 074 € 6 492 230 € 5 264 615 € 1 549 640 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 531 € 68 282 € 189 528 € 23 959 € 0 €
A
 0 € 36 800 € 84 167 € 98 029 € 112 688 € 84 223 € 221 097 € 892 824 € 1 309 907 € 545 104 € 6 951 €
B
 0 € 34 018 € 309 410 € 444 549 € 559 219 € 646 007 € 682 623 € 1 794 697 € 2 651 849 € 2 090 813 € 544 664 €
C
 0 € 75 108 € 420 239 € 914 762 € 1 318 357 € 1 080 268 € 878 469 € 905 562 € 1 523 842 € 1 682 412 € 612 092 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 430 € 339 709 € 817 104 € 922 326 € 385 932 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.69 % 9.10 % 10.21 % 10.69 % 9.50 % 7.97 % 10.76 % 14.78 % 12.36 % 3.64 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 3.50 % 1.00 % 0.00 %
A
 0.00 % 5.61 % 2.70 % 1.81 % 1.63 % 1.53 % 2.77 % 6.95 % 8.63 % 4.68 % 0.11 %
B
 0.00 % 3.91 % 9.57 % 10.03 % 9.21 % 9.76 % 7.57 % 13.31 % 16.91 % 10.50 % 2.27 %
C
 0.00 % 7.23 % 16.26 % 20.67 % 23.36 % 20.03 % 16.00 % 20.57 % 28.37 % 26.50 % 7.62 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.12 % 23.99 % 35.91 % 40.48 % 12.31 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.63 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.28 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.25 %
Interest paid, EUR 1 142 € 1 086 836 € 3 517 299 € 4 979 890 € 6 349 902 € 5 185 766 € 6 216 012 € 6 516 659 € 7 392 132 € 4 903 781 € 1 859 897 €
A+
 0 € 0 € 0 € 0 € 0 € 227 361 € 453 157 € 596 532 € 685 663 € 186 384 € 17 207 €
A
 61 € 215 230 € 870 104 € 1 271 588 € 1 522 864 € 1 113 039 € 1 456 698 € 2 009 507 € 2 345 596 € 1 153 162 € 220 817 €
B
 416 € 354 542 € 1 319 181 € 1 520 410 € 2 067 203 € 1 912 472 € 2 044 919 € 2 491 671 € 2 779 497 € 2 414 464 € 1 046 455 €
C
 664 € 517 064 € 1 328 015 € 2 187 892 € 2 759 836 € 1 932 894 € 1 664 368 € 1 008 267 € 1 103 944 € 867 354 € 421 530 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 596 871 € 410 683 € 477 432 € 282 123 € 153 889 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 214 219 € 1 061 008 € 1 563 820 € 1 838 348 € 1 382 089 € 1 071 074 € 1 221 290 € 1 800 328 € 1 065 449 € 259 135 €
A+
 0 € 0 € 0 € 0 € 0 € 170 € 141 € 8 657 € 22 904 € 2 827 € 69 €
A
 0 € 50 664 € 70 965 € 69 156 € 56 096 € 35 850 € 55 915 € 150 493 € 241 698 € 76 643 € 3 647 €
B
 0 € 41 819 € 348 886 € 397 617 € 440 597 € 428 752 € 256 683 € 530 022 € 686 826 € 349 545 € 82 300 €
C
 0 € 121 735 € 641 157 € 1 097 046 € 1 341 654 € 917 316 € 485 473 € 366 488 € 506 918 € 376 996 € 101 525 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 272 863 € 165 630 € 341 983 € 259 438 € 71 594 €
>90 days overdue, EUR 0 € 214 219 € 1 061 008 € 1 563 820 € 1 838 180 € 1 368 245 € 1 025 695 € 1 102 871 € 1 593 939 € 920 755 € 102 223 €
A+
 0 € 0 € 0 € 0 € 0 € 170 € 0 € 7 212 € 19 133 € 2 089 € 0 €
A
 0 € 50 664 € 70 965 € 69 156 € 56 096 € 35 057 € 50 884 € 127 937 € 205 020 € 59 560 € 284 €
B
 0 € 41 819 € 348 886 € 397 617 € 440 430 € 418 259 € 242 469 € 474 492 € 603 976 € 277 519 € 23 571 €
C
 0 € 121 736 € 641 157 € 1 097 046 € 1 341 654 € 914 760 € 465 437 € 338 886 € 453 583 € 339 462 € 44 670 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 266 905 € 154 345 € 312 228 € 242 124 € 33 698 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 160 874 €
Receivable fee amount 14 550 547 €
Historical Returns