Statistics
Investor statistics
15693
Active investors
282
Average number of loans Average loans per investor
14.63 %
Average interest rate Return on investment it will always be lower than the interest rate
4 855 €
Average active investment amount Average amount invested per investor
123 384 182 €
Principal received Principal received, including principal paid from Provision fund
34 509 623 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
12521
Total active borrowers
3783 €
Average loan amount
68 months
Average loan term Weighted average loan term
828 €
Average income
915 €
A+ rating
830 €
A rating
825 €
B rating
768 €
C rating
944 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 195 189 975 € | 16 978 519 € | 65 205 348 € | 69 212 176 € | 37 242 253 € | 6 547 937 € |
Not overdue and returned |
163 496 855 €
83.76% |
16 084 950 €
94.74% |
58 971 023 €
90.44% |
56 805 603 €
82.07% |
27 504 388 €
73.85% |
4 127 150 €
63.03% |
Overdue |
31 693 120 €
16.24% |
893 569 €
5.26% |
6 234 325 €
9.56% |
12 406 573 €
17.93% |
9 737 865 €
26.15% |
2 420 788 €
36.97% |
1-30 days |
9 687 976 €
4.96% |
500 813 €
2.95% |
3 026 651 €
4.64% |
4 134 307 €
5.97% |
1 565 287 €
4.20% |
460 918 €
7.04% |
31-60 days |
2 604 528 €
1.33% |
132 184 €
0.78% |
528 198 €
0.81% |
1 148 637 €
1.66% |
605 697 €
1.63% |
189 813 €
2.90% |
61-90 days |
1 393 798 €
0.71% |
49 647 €
0.29% |
420 236 €
0.64% |
501 333 €
0.72% |
264 811 €
0.71% |
157 770 €
2.41% |
91-720 days |
10 301 213 €
5.28% |
204 595 €
1.21% |
1 757 655 €
2.70% |
4 237 684 €
6.12% |
2 796 299 €
7.51% |
1 304 980 €
19.93% |
> 720 days |
7 705 605 €
3.95% |
6 331 €
0.04% |
501 586 €
0.77% |
2 384 612 €
3.45% |
4 505 770 €
12.10% |
307 307 €
4.69% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 23 177 058 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 372 813 € | 8 029 637 € | 12 653 727 € | 16 250 239 € | 15 562 854 € | 19 648 579 € | 21 543 755 € | 18 146 112 € | 4 786 423 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 92.52 % | 89.80 % | 88.65 % | 87.25 % | 81.55 % | 71.74 % | 57.93 % | 41.30 % | 20.65 % |
Outstanding principal, EUR | 0 € | 191 852 € | 912 410 € | 1 620 695 € | 2 373 928 € | 3 520 116 € | 7 740 517 € | 15 644 976 € | 25 793 858 € | 18 390 635 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 191 852 € | 912 410 € | 1 620 695 € | 2 220 446 € | 1 930 261 € | 2 297 881 € | 3 786 431 € | 4 668 870 € | 377 972 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 7.48 % | 10.20 % | 11.35 % | 11.92 % | 10.12 % | 8.39 % | 10.18 % | 10.63 % | 1.63 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 14.93 % |
Interest paid, EUR | 1 142 € | 1 019 928 € | 3 341 565 € | 4 670 871 € | 5 926 219 € | 4 783 806 € | 5 284 433 € | 4 716 293 € | 3 985 419 € | 635 895 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 216 680 € | 945 037 € | 1 358 801 € | 1 575 533 € | 1 082 084 € | 749 944 € | 707 486 € | 677 191 € | 81 341 € |
>90 days overdue, EUR | 0 € | 216 681 € | 945 037 € | 1 358 801 € | 1 566 668 € | 1 037 091 € | 666 997 € | 545 802 € | 382 625 € | 9 957 € |