Statistics

Investor statistics

15940

Active investors

317

Average number of loans Average loans per investor

14.90 %

Average interest rate Return on investment it will always be lower than the interest rate

5 697 €

Average active investment amount Average amount invested per investor

162 186 714 €

Principal received Principal received, including principal paid from Provision fund

45 787 296 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13582

Total active borrowers

4035 €

Average loan amount

67 months

Average loan term Weighted average loan term

873 €

Average income

956 €

A+ rating

864 €

A rating

883 €

B rating

805 €

C rating

973 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 247 425 078 € 18 213 731 € 74 818 185 € 97 440 281 € 46 887 661 € 10 060 579 €
Amount of issued credits 90 806 417 € 5 896 045 € 23 794 235 € 38 265 185 € 17 706 510 € 5 144 063 €
Amount of issued credits 61 324 6 313 19 381 21 670 11 883 2 067
Amount of issued credits 61 307 6 313 19 369 21 666 11 882 2 067
Not overdue and returned 210 353 410 €
85.02% 		17 532 068 €
96.26% 		68 542 370 €
91.61% 		82 358 150 €
84.52% 		35 441 428 €
75.59% 		6 474 752 €
64.36%
Not overdue and returned 53 736 664 €
59.18% 		5 214 381 €
88.44% 		17 518 421 €
73.62% 		23 184 969 €
60.59% 		6 260 277 €
35.36% 		1 558 236 €
30.29%
Not overdue and returned 54 250
88.46% 		6 227
98.64% 		18 461
95.25% 		19 013
87.74% 		9 266
77.98% 		1 273
61.59%
Not overdue and returned 54 233
88.46% 		6 227
98.64% 		18 449
95.25% 		19 009
87.74% 		9 265
77.98% 		1 273
61.59%
Overdue 37 069 753 €
14.98% 		681 663 €
3.74% 		6 275 814 €
8.39% 		15 080 216 €
15.48% 		11 446 233 €
24.41% 		3 585 827 €
35.64%
Overdue 37 069 753 €
40.82% 		681 663 €
11.56% 		6 275 814 €
26.38% 		15 080 216 €
39.41% 		11 446 233 €
64.64% 		3 585 827 €
69.71%
Overdue 7 073
11.53% 		86
1.36% 		920
4.75% 		2 656
12.26% 		2 617
22.02% 		794
38.41%
Overdue 7 073
11.54% 		86
1.36% 		920
4.75% 		2 656
12.26% 		2 617
22.02% 		794
38.41%
1-30 days 8 667 504 €
3.50% 		314 151 €
1.72% 		2 336 386 €
3.12% 		4 104 970 €
4.21% 		1 368 361 €
2.92% 		543 636 €
5.40%
1-30 days 8 667 504 €
9.55% 		314 151 €
5.33% 		2 336 386 €
9.82% 		4 104 970 €
10.73% 		1 368 361 €
7.73% 		543 636 €
10.57%
1-30 days 1 456
2.37% 		44
0.70% 		330
1.70% 		671
3.10% 		286
2.41% 		125
6.05%
1-30 days 1 456
2.37% 		44
0.70% 		330
1.70% 		671
3.10% 		286
2.41% 		125
6.05%
31-60 days 2 392 944 €
0.97% 		59 444 €
0.33% 		376 996 €
0.50% 		1 180 837 €
1.21% 		585 062 €
1.25% 		190 605 €
1.89%
31-60 days 2 392 944 €
2.64% 		59 444 €
1.01% 		376 996 €
1.58% 		1 180 837 €
3.09% 		585 062 €
3.30% 		190 605 €
3.71%
31-60 days 401
0.65% 		6
0.10% 		52
0.27% 		190
0.88% 		108
0.91% 		45
2.18%
31-60 days 401
0.65% 		6
0.10% 		52
0.27% 		190
0.88% 		108
0.91% 		45
2.18%
61-90 days 1 583 094 €
0.64% 		18 272 €
0.10% 		266 961 €
0.36% 		677 565 €
0.70% 		395 048 €
0.84% 		225 248 €
2.24%
61-90 days 1 583 094 €
1.74% 		18 272 €
0.31% 		266 961 €
1.12% 		677 565 €
1.77% 		395 048 €
2.23% 		225 248 €
4.38%
61-90 days 243
0.40% 		4
0.06% 		29
0.15% 		98
0.45% 		67
0.56% 		45
2.18%
61-90 days 243
0.40% 		4
0.06% 		29
0.15% 		98
0.45% 		67
0.56% 		45
2.18%
91-720 days 13 516 331 €
5.46% 		258 910 €
1.42% 		2 240 910 €
3.00% 		5 388 977 €
5.53% 		3 741 816 €
7.98% 		1 885 718 €
18.74%
91-720 days 13 516 331 €
14.88% 		258 910 €
4.39% 		2 240 910 €
9.42% 		5 388 977 €
14.08% 		3 741 816 €
21.13% 		1 885 718 €
36.66%
91-720 days 2 208
3.60% 		27
0.43% 		273
1.41% 		830
3.83% 		684
5.76% 		394
19.06%
91-720 days 2 208
3.60% 		27
0.43% 		273
1.41% 		830
3.83% 		684
5.76% 		394
19.06%
> 720 days 10 909 880 €
4.41% 		30 885 €
0.17% 		1 054 562 €
1.41% 		3 727 866 €
3.83% 		5 355 945 €
11.42% 		740 621 €
7.36%
> 720 days 10 909 880 €
12.01% 		30 885 €
0.52% 		1 054 562 €
4.43% 		3 727 866 €
9.74% 		5 355 945 €
30.25% 		740 621 €
14.40%
> 720 days 2 765
4.51% 		5
0.08% 		236
1.22% 		867
4.00% 		1 472
12.39% 		185
8.95%
> 720 days 2 765
4.51% 		5
0.08% 		236
1.22% 		867
4.00% 		1 472
12.39% 		185
8.95%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 1 914 €
0.00% 		0 €
0.00% 		0 €
0.00% 		1 914 €
0.00% 		0 €
0.00% 		0 €
0.00%
Written-off loans 1
0.00% 		0
0.00% 		0
0.00% 		1
0.00% 		0
0.00% 		0
0.00%
Written-off loans 1
0.00% 		0
0.00% 		0
0.00% 		1
0.00% 		0
0.00% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 32 819 268 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 708 070 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 5 522 566 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 18 110 585 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 6 189 287 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 2 288 730 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 394 834 € 8 084 150 € 12 770 344 € 16 551 122 € 16 585 626 € 21 965 777 € 25 211 370 € 24 261 135 € 19 936 459 € 8 849 081 €
A+
 0 € 0 € 0 € 0 € 0 € 1 495 986 € 2 505 647 € 3 637 609 € 3 075 332 € 1 341 720 € 261 393 €
A
 1 400 € 611 728 € 3 032 385 € 5 318 037 € 6 773 525 € 5 152 687 € 6 411 937 € 8 476 891 € 8 318 889 € 5 446 395 € 1 480 076 €
B
 2 750 € 835 335 € 2 906 426 € 3 963 037 € 5 472 749 € 5 673 796 € 7 506 066 € 9 143 127 € 8 939 106 € 9 697 650 € 5 033 142 €
C
 2 700 € 947 771 € 2 145 339 € 3 489 271 € 4 304 848 € 4 263 157 € 4 198 476 € 2 981 246 € 2 808 937 € 2 608 166 € 1 431 241 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 343 651 € 972 497 € 1 118 871 € 838 298 € 643 200 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.38 % 90.41 % 89.46 % 88.87 % 86.91 % 80.20 % 67.79 % 55.21 % 46.81 % 26.96 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 96.47 % 80.98 % 72.13 % 56.73 % 55.98 % 36.92 %
A
 100.00 % 93.24 % 97.10 % 98.16 % 98.08 % 93.31 % 80.24 % 66.03 % 54.78 % 46.74 % 26.80 %
B
 100.00 % 96.06 % 89.85 % 89.44 % 90.11 % 85.74 % 83.27 % 67.78 % 56.99 % 48.70 % 27.79 %
C
 100.00 % 91.22 % 83.01 % 78.84 % 76.26 % 79.06 % 76.49 % 67.72 % 52.30 % 41.09 % 23.12 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 74.60 % 68.67 % 49.17 % 36.79 % 28.10 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 0 € 1 914 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 1 914 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 0.00 % 0.06 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.06 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 169 831 € 855 983 € 1 504 078 € 2 073 045 € 2 497 344 € 5 423 319 € 11 977 360 € 19 678 835 € 22 656 434 € 23 970 187 €
A+
 0 € 0 € 0 € 0 € 0 € 54 796 € 588 663 € 1 405 213 € 2 345 449 € 1 055 247 € 446 677 €
A
 0 € 44 346 € 90 614 € 99 798 € 132 380 € 369 236 € 1 578 941 € 4 361 798 € 6 867 523 € 6 207 109 € 4 042 491 €
B
 0 € 34 268 € 326 257 € 467 945 € 600 825 € 944 000 € 1 507 587 € 4 345 574 € 6 747 494 € 10 213 791 € 13 077 443 €
C
 0 € 91 217 € 439 113 € 936 334 € 1 339 840 € 1 129 312 € 1 290 632 € 1 420 995 € 2 561 563 € 3 739 458 € 4 758 046 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 457 497 € 443 781 € 1 156 806 € 1 440 449 € 1 645 530 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 169 831 € 855 984 € 1 504 078 € 2 044 727 € 1 831 803 € 2 210 009 € 3 882 109 € 6 431 488 € 4 671 282 € 824 900 €
A+
 0 € 0 € 0 € 0 € 0 € 2 666 € 5 134 € 67 823 € 190 710 € 23 461 € 0 €
A
 0 € 44 346 € 90 614 € 99 798 € 120 614 € 85 479 € 238 478 € 826 865 € 1 295 554 € 490 599 € 3 126 €
B
 0 € 34 268 € 326 257 € 467 945 € 584 273 € 649 867 € 691 641 € 1 746 722 € 2 621 773 € 1 745 730 € 248 366 €
C
 0 € 91 217 € 439 113 € 936 334 € 1 339 840 € 1 093 791 € 873 998 € 908 871 € 1 526 313 € 1 527 963 € 360 323 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 400 758 € 331 828 € 797 138 € 883 529 € 213 086 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 6.62 % 9.57 % 10.54 % 10.98 % 9.60 % 8.07 % 10.44 % 14.64 % 10.97 % 2.51 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.17 % 0.17 % 1.34 % 3.52 % 0.98 % 0.00 %
A
 0.00 % 6.76 % 2.90 % 1.84 % 1.75 % 1.55 % 2.98 % 6.44 % 8.53 % 4.21 % 0.06 %
B
 0.00 % 3.94 % 10.09 % 10.56 % 9.62 % 9.82 % 7.67 % 12.95 % 16.71 % 8.77 % 1.37 %
C
 0.00 % 8.78 % 16.99 % 21.16 % 23.74 % 20.28 % 15.92 % 20.65 % 28.42 % 24.07 % 5.82 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.25 % 23.43 % 35.03 % 38.77 % 9.31 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.80 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.45 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.61 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.19 %
Interest paid, EUR 1 142 € 1 080 795 € 3 487 272 € 4 938 915 € 6 284 358 € 5 135 734 € 6 093 168 € 6 271 690 € 6 946 576 € 4 328 988 € 1 081 211 €
A+
 0 € 0 € 0 € 0 € 0 € 226 197 € 443 331 € 574 537 € 640 607 € 167 734 € 10 759 €
A
 61 € 214 837 € 868 190 € 1 267 914 € 1 518 639 € 1 105 985 € 1 420 674 € 1 924 287 € 2 193 384 € 1 017 529 € 143 300 €
B
 416 € 352 925 € 1 310 911 € 1 507 610 € 2 047 845 € 1 892 901 € 2 007 793 € 2 396 679 € 2 618 698 € 2 123 127 € 603 426 €
C
 664 € 513 033 € 1 308 171 € 2 163 392 € 2 717 874 € 1 910 652 € 1 633 491 € 976 260 € 1 041 111 € 767 845 € 235 244 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 587 879 € 399 928 € 452 776 € 252 495 € 88 481 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 233 263 € 1 074 752 € 1 560 115 € 1 824 108 € 1 345 875 € 1 023 073 € 1 132 667 € 1 595 965 € 854 969 € 132 157 €
A+
 0 € 0 € 0 € 0 € 0 € 276 € 467 € 7 356 € 20 123 € 2 171 € 22 €
A
 0 € 55 400 € 74 261 € 67 187 € 56 522 € 33 839 € 56 287 € 138 762 € 209 892 € 62 747 € 1 176 €
B
 0 € 41 001 € 353 330 € 403 903 € 448 368 € 425 213 € 244 479 € 491 010 € 603 906 € 273 682 € 39 768 €
C
 0 € 136 862 € 647 161 € 1 089 025 € 1 319 218 € 886 548 € 462 951 € 340 782 € 454 773 € 302 215 € 53 043 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 258 890 € 154 757 € 307 271 € 214 154 € 38 148 €
>90 days overdue, EUR 0 € 233 263 € 1 074 752 € 1 560 115 € 1 823 889 € 1 329 283 € 973 345 € 1 016 187 € 1 380 586 € 682 945 € 32 353 €
A+
 0 € 0 € 0 € 0 € 0 € 272 € 283 € 6 574 € 15 988 € 1 301 € 0 €
A
 0 € 55 400 € 74 261 € 67 187 € 56 513 € 33 090 € 51 373 € 117 479 € 173 068 € 48 533 € 136 €
B
 0 € 41 001 € 353 330 € 403 903 € 448 158 € 413 699 € 229 479 € 436 784 € 518 855 € 200 808 € 6 621 €
C
 0 € 136 862 € 647 161 € 1 089 025 € 1 319 218 € 882 223 € 440 937 € 312 242 € 395 843 € 248 179 € 13 825 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 251 273 € 143 108 € 276 831 € 184 125 € 11 772 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 184 974 €
Receivable fee amount 14 236 104 €
Historical Returns