Statistics

Investor statistics

16019

Active investors

323

Average number of loans Average loans per investor

14.94 %

Average interest rate Return on investment it will always be lower than the interest rate

5 781 €

Average active investment amount Average amount invested per investor

171 530 789 €

Principal received Principal received, including principal paid from Provision fund

48 552 909 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13704

Total active borrowers

4085 €

Average loan amount

67 months

Average loan term Weighted average loan term

882 €

Average income

965 €

A+ rating

871 €

A rating

893 €

B rating

813 €

C rating

983 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 258 415 309 € 18 418 619 € 75 963 976 € 104 057 904 € 48 966 606 € 10 999 468 €
Amount of issued credits 92 605 267 € 5 503 100 € 23 002 281 € 40 259 631 € 18 180 686 € 5 657 551 €
Amount of issued credits 63 248 6 522 19 771 22 538 12 190 2 210
Amount of issued credits 63 231 6 522 19 759 22 534 12 189 2 210
Not overdue and returned 219 000 116 €
84.75% 		17 702 606 €
96.11% 		69 553 788 €
91.56% 		87 975 515 €
84.54% 		36 773 094 €
75.10% 		6 986 377 €
63.52%
Not overdue and returned 53 330 928 €
57.59% 		4 787 088 €
86.99% 		16 610 839 €
72.21% 		24 246 033 €
60.22% 		6 040 491 €
33.22% 		1 644 460 €
29.07%
Not overdue and returned 55 820
88.26% 		6 417
98.39% 		18 823
95.21% 		19 741
87.59% 		9 468
77.67% 		1 354
61.27%
Not overdue and returned 55 803
88.25% 		6 417
98.39% 		18 811
95.20% 		19 737
87.59% 		9 467
77.67% 		1 354
61.27%
Overdue 39 274 339 €
15.20% 		716 013 €
3.89% 		6 391 442 €
8.41% 		16 013 598 €
15.39% 		12 140 196 €
24.79% 		4 013 091 €
36.48%
Overdue 39 274 339 €
42.41% 		716 013 €
13.01% 		6 391 442 €
27.79% 		16 013 598 €
39.78% 		12 140 196 €
66.78% 		4 013 091 €
70.93%
Overdue 7 397
11.70% 		105
1.61% 		942
4.76% 		2 785
12.36% 		2 709
22.22% 		856
38.73%
Overdue 7 397
11.70% 		105
1.61% 		942
4.77% 		2 785
12.36% 		2 709
22.22% 		856
38.73%
1-30 days 9 709 980 €
3.76% 		371 423 €
2.02% 		2 355 940 €
3.10% 		4 608 125 €
4.43% 		1 747 304 €
3.57% 		627 189 €
5.70%
1-30 days 9 709 980 €
10.49% 		371 423 €
6.75% 		2 355 940 €
10.24% 		4 608 125 €
11.45% 		1 747 304 €
9.61% 		627 189 €
11.09%
1-30 days 1 590
2.51% 		60
0.92% 		339
1.71% 		720
3.19% 		342
2.81% 		129
5.84%
1-30 days 1 590
2.51% 		60
0.92% 		339
1.72% 		720
3.20% 		342
2.81% 		129
5.84%
31-60 days 2 160 438 €
0.84% 		30 394 €
0.17% 		397 052 €
0.52% 		986 224 €
0.95% 		523 815 €
1.07% 		222 953 €
2.03%
31-60 days 2 160 438 €
2.33% 		30 394 €
0.55% 		397 052 €
1.73% 		986 224 €
2.45% 		523 815 €
2.88% 		222 953 €
3.94%
31-60 days 391
0.62% 		7
0.11% 		55
0.28% 		182
0.81% 		100
0.82% 		47
2.13%
31-60 days 391
0.62% 		7
0.11% 		55
0.28% 		182
0.81% 		100
0.82% 		47
2.13%
61-90 days 1 425 821 €
0.55% 		1 934 €
0.01% 		237 701 €
0.31% 		561 398 €
0.54% 		411 163 €
0.84% 		213 625 €
1.94%
61-90 days 1 425 821 €
1.54% 		1 934 €
0.04% 		237 701 €
1.03% 		561 398 €
1.39% 		411 163 €
2.26% 		213 625 €
3.78%
61-90 days 238
0.38% 		2
0.03% 		32
0.16% 		89
0.39% 		73
0.60% 		42
1.90%
61-90 days 238
0.38% 		2
0.03% 		32
0.16% 		89
0.39% 		73
0.60% 		42
1.90%
91-720 days 13 961 583 €
5.40% 		276 510 €
1.50% 		2 215 006 €
2.92% 		5 622 874 €
5.40% 		3 837 156 €
7.84% 		2 010 037 €
18.27%
91-720 days 13 961 583 €
15.08% 		276 510 €
5.02% 		2 215 006 €
9.63% 		5 622 874 €
13.97% 		3 837 156 €
21.11% 		2 010 037 €
35.53%
91-720 days 2 250
3.56% 		27
0.41% 		269
1.36% 		855
3.79% 		689
5.65% 		410
18.55%
91-720 days 2 250
3.56% 		27
0.41% 		269
1.36% 		855
3.79% 		689
5.65% 		410
18.55%
> 720 days 12 016 516 €
4.65% 		35 753 €
0.19% 		1 185 742 €
1.56% 		4 234 977 €
4.07% 		5 620 757 €
11.48% 		939 287 €
8.54%
> 720 days 12 016 516 €
12.98% 		35 753 €
0.65% 		1 185 742 €
5.15% 		4 234 977 €
10.52% 		5 620 757 €
30.92% 		939 287 €
16.60%
> 720 days 2 928
4.63% 		9
0.14% 		247
1.25% 		939
4.17% 		1 505
12.35% 		228
10.32%
> 720 days 2 928
4.63% 		9
0.14% 		247
1.25% 		939
4.17% 		1 505
12.35% 		228
10.32%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 43 809 499 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 912 958 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 668 357 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 24 728 208 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 268 232 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 227 619 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 293 € 8 091 696 € 12 787 373 € 16 584 375 € 16 730 842 € 22 348 905 € 25 892 503 € 25 376 763 € 21 535 516 € 13 916 980 €
A+
 0 € 0 € 0 € 0 € 0 € 1 508 369 € 2 554 196 € 3 721 491 € 3 262 762 € 1 437 395 € 431 305 €
A
 1 400 € 612 219 € 3 032 706 € 5 320 210 € 6 780 540 € 5 201 733 € 6 529 640 € 8 729 877 € 8 690 114 € 5 873 127 € 2 171 383 €
B
 2 750 € 835 585 € 2 907 618 € 3 970 600 € 5 486 671 € 5 727 602 € 7 614 552 € 9 393 885 € 9 335 577 € 10 517 705 € 7 936 844 €
C
 2 700 € 949 489 € 2 151 371 € 3 496 563 € 4 317 165 € 4 293 138 € 4 289 401 € 3 051 799 € 2 918 116 € 2 809 243 € 2 453 619 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 361 116 € 995 451 € 1 170 194 € 893 796 € 921 360 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.49 % 89.58 % 89.05 % 87.67 % 81.60 % 69.62 % 57.75 % 50.56 % 31.77 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.27 % 82.54 % 73.80 % 60.19 % 59.97 % 47.24 %
A
 100.00 % 93.32 % 97.11 % 98.20 % 98.18 % 94.20 % 81.71 % 68.00 % 57.22 % 50.40 % 32.56 %
B
 100.00 % 96.09 % 89.89 % 89.61 % 90.34 % 86.55 % 84.48 % 69.64 % 59.51 % 52.82 % 32.10 %
C
 100.00 % 91.39 % 83.24 % 79.01 % 76.48 % 79.61 % 78.14 % 69.32 % 54.34 % 44.26 % 29.68 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.57 % 70.29 % 51.42 % 39.22 % 28.55 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 870 € 812 150 € 1 455 806 € 2 005 921 € 2 336 090 € 5 040 191 € 11 296 228 € 18 563 207 € 21 057 378 € 29 892 520 €
A+
 0 € 0 € 0 € 0 € 0 € 42 414 € 540 113 € 1 321 331 € 2 158 019 € 959 571 € 481 653 €
A
 0 € 36 788 € 84 141 € 97 624 € 119 838 € 320 190 € 1 461 237 € 4 108 813 € 6 496 298 € 5 780 377 € 4 496 975 €
B
 0 € 34 018 € 309 244 € 444 045 € 568 221 € 874 157 € 1 399 101 € 4 094 816 € 6 351 023 € 9 393 735 € 16 791 364 €
C
 0 € 75 065 € 418 765 € 914 137 € 1 317 862 € 1 099 330 € 1 199 708 € 1 350 442 € 2 452 384 € 3 538 381 € 5 814 613 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 440 032 € 420 826 € 1 105 483 € 1 384 951 € 2 306 259 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 870 € 812 150 € 1 455 806 € 1 985 389 € 1 807 627 € 2 186 625 € 3 971 613 € 6 553 932 € 5 347 043 € 1 712 044 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 507 € 67 894 € 217 547 € 23 750 € 0 €
A
 0 € 36 788 € 84 141 € 97 624 € 112 267 € 84 853 € 219 971 € 871 729 € 1 319 318 € 564 617 € 9 441 €
B
 0 € 34 018 € 309 244 € 444 045 € 555 260 € 642 439 € 693 745 € 1 779 815 € 2 664 651 € 2 115 333 € 619 303 €
C
 0 € 75 064 € 418 765 € 914 137 € 1 317 862 € 1 078 772 € 873 272 € 902 343 € 1 530 651 € 1 708 529 € 638 518 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 130 € 349 832 € 821 766 € 934 814 € 444 782 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.69 % 9.08 % 10.20 % 10.66 % 9.47 % 7.98 % 10.68 % 14.92 % 12.55 % 3.91 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 4.01 % 0.99 % 0.00 %
A
 0.00 % 5.61 % 2.69 % 1.80 % 1.63 % 1.54 % 2.75 % 6.79 % 8.69 % 4.85 % 0.14 %
B
 0.00 % 3.91 % 9.56 % 10.02 % 9.14 % 9.71 % 7.70 % 13.19 % 16.99 % 10.62 % 2.50 %
C
 0.00 % 7.22 % 16.20 % 20.66 % 23.35 % 20.01 % 15.91 % 20.50 % 28.50 % 26.92 % 7.72 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.10 % 24.70 % 36.11 % 41.02 % 13.78 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.62 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.25 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.27 %
Interest paid, EUR 1 142 € 1 087 331 € 3 523 146 € 4 985 941 € 6 359 624 € 5 192 591 € 6 233 076 € 6 553 700 € 7 460 303 € 4 987 009 € 1 998 390 €
A+
 0 € 0 € 0 € 0 € 0 € 227 502 € 454 884 € 599 806 € 691 542 € 189 193 € 18 254 €
A
 61 € 215 243 € 870 271 € 1 272 115 € 1 523 214 € 1 113 898 € 1 461 217 € 2 021 608 € 2 369 169 € 1 172 826 € 234 620 €
B
 416 € 354 734 € 1 319 409 € 1 521 372 € 2 072 856 € 1 915 122 € 2 050 790 € 2 507 199 € 2 804 861 € 2 458 771 € 1 127 143 €
C
 664 € 517 353 € 1 333 466 € 2 192 454 € 2 763 555 € 1 936 069 € 1 668 003 € 1 012 579 € 1 112 313 € 879 850 € 453 349 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 598 182 € 412 508 € 482 417 € 286 074 € 164 993 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 215 256 € 1 062 808 € 1 571 678 € 1 847 124 € 1 390 854 € 1 078 903 € 1 232 040 € 1 824 916 € 1 092 748 € 266 779 €
A+
 0 € 0 € 0 € 0 € 0 € 198 € 89 € 8 587 € 23 894 € 2 755 € 85 €
A
 0 € 50 922 € 71 323 € 69 307 € 56 421 € 36 150 € 56 159 € 150 771 € 244 589 € 77 506 € 2 682 €
B
 0 € 42 048 € 351 061 € 400 057 € 440 339 € 431 181 € 257 673 € 534 203 € 694 393 € 354 395 € 77 939 €
C
 0 € 122 286 € 640 425 € 1 102 314 € 1 350 364 € 923 325 € 489 535 € 370 987 € 515 703 € 389 467 € 107 711 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 275 447 € 167 492 € 346 337 € 268 626 € 78 362 €
>90 days overdue, EUR 0 € 215 256 € 1 062 808 € 1 571 678 € 1 846 936 € 1 377 396 € 1 034 941 € 1 119 261 € 1 627 646 € 962 544 € 123 662 €
A+
 0 € 0 € 0 € 0 € 0 € 176 € 9 € 7 382 € 19 926 € 2 173 € 0 €
A
 0 € 50 922 € 71 323 € 69 307 € 56 414 € 35 406 € 51 452 € 129 495 € 209 941 € 62 441 € 315 €
B
 0 € 42 048 € 351 061 € 400 057 € 440 159 € 420 994 € 244 129 € 481 650 € 617 314 € 291 819 € 28 146 €
C
 0 € 122 286 € 640 425 € 1 102 314 € 1 350 364 € 920 820 € 469 976 € 344 002 € 463 174 € 353 820 € 54 074 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 269 375 € 156 732 € 317 291 € 252 289 € 41 127 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 157 748 €
Receivable fee amount 14 559 777 €
Historical Returns