Statistics

Investor statistics

14996

Active investors

256

Average number of loans Average loans per investor

14.48 %

Average interest rate Return on investment it will always be lower than the interest rate

4 408 €

Average active investment amount Average amount invested per investor

95 836 920 €

Principal received Principal received, including principal paid from Provision fund

27 263 461 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11926

Total active borrowers

3603 €

Average loan amount

66 months

Average loan term Weighted average loan term

797 €

Average income

897 €

A+ rating

802 €

A rating

787 €

B rating

743 €

C rating

925 €

C- - rating

Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 159 090 769 € 13 894 094 € 53 357 569 € 54 545 303 € 32 577 300 € 4 716 502 €
Amount of issued credits 66 102 016 € 7 537 010 € 21 133 530 € 22 120 194 € 12 564 714 € 2 746 568 €
Amount of issued credits 44 158 4 376 14 573 14 451 9 606 1 152
Amount of issued credits 44 141 4 376 14 561 14 447 9 605 1 152
Not overdue and returned 133 679 181 €
84.03%
13 355 952 €
96.13%
48 522 123 €
90.94%
44 917 848 €
82.35%
23 917 420 €
73.42%
2 965 838 €
62.88%
Not overdue and returned 40 690 429 €
61.56%
6 998 868 €
92.86%
16 298 083 €
77.12%
12 492 739 €
56.48%
3 904 834 €
31.08%
995 905 €
36.26%
Not overdue and returned 38 008
86.07%
4 269
97.55%
13 613
93.41%
12 298
85.10%
7 129
74.21%
699
60.68%
Not overdue and returned 37 991
86.07%
4 269
97.55%
13 601
93.41%
12 294
85.10%
7 128
74.21%
699
60.68%
Overdue 25 411 588 €
15.97%
538 142 €
3.87%
4 835 446 €
9.06%
9 627 455 €
17.65%
8 659 880 €
26.58%
1 750 664 €
37.12%
Overdue 25 411 588 €
38.44%
538 142 €
7.14%
4 835 446 €
22.88%
9 627 455 €
43.52%
8 659 880 €
68.92%
1 750 664 €
63.74%
Overdue 6 150
13.93%
107
2.45%
960
6.59%
2 153
14.90%
2 477
25.79%
453
39.32%
Overdue 6 150
13.93%
107
2.45%
960
6.59%
2 153
14.90%
2 477
25.79%
453
39.32%
1-30 days 8 804 238 €
5.53%
383 439 €
2.76%
2 761 049 €
5.17%
3 713 426 €
6.81%
1 462 828 €
4.49%
483 495 €
10.25%
1-30 days 8 804 238 €
13.32%
383 439 €
5.09%
2 761 049 €
13.06%
3 713 426 €
16.79%
1 462 828 €
11.64%
483 495 €
17.60%
1-30 days 1 830
4.14%
78
1.78%
489
3.36%
737
5.10%
404
4.21%
122
10.59%
1-30 days 1 830
4.15%
78
1.78%
489
3.36%
737
5.10%
404
4.21%
122
10.59%
31-60 days 1 955 042 €
1.23%
64 641 €
0.47%
388 521 €
0.73%
885 326 €
1.62%
432 848 €
1.33%
183 706 €
3.89%
31-60 days 1 955 042 €
2.96%
64 641 €
0.86%
388 521 €
1.84%
885 326 €
4.00%
432 848 €
3.44%
183 706 €
6.69%
31-60 days 417
0.94%
13
0.30%
75
0.51%
182
1.26%
108
1.12%
39
3.39%
31-60 days 417
0.94%
13
0.30%
75
0.52%
182
1.26%
108
1.12%
39
3.39%
61-90 days 1 337 812 €
0.84%
37 151 €
0.27%
355 243 €
0.67%
485 709 €
0.89%
284 349 €
0.87%
175 360 €
3.72%
61-90 days 1 337 812 €
2.02%
37 151 €
0.49%
355 243 €
1.68%
485 709 €
2.20%
284 349 €
2.26%
175 360 €
6.38%
61-90 days 282
0.64%
5
0.11%
50
0.34%
103
0.71%
85
0.88%
39
3.39%
61-90 days 282
0.64%
5
0.11%
50
0.34%
103
0.71%
85
0.88%
39
3.39%
91-720 days 6 758 195 €
4.25%
52 911 €
0.38%
889 423 €
1.67%
2 514 086 €
4.61%
2 468 867 €
7.58%
832 907 €
17.66%
91-720 days 6 758 195 €
10.22%
52 911 €
0.70%
889 423 €
4.21%
2 514 086 €
11.37%
2 468 867 €
19.65%
832 907 €
30.33%
91-720 days 1 716
3.89%
11
0.25%
196
1.34%
559
3.87%
716
7.45%
234
20.31%
91-720 days 1 716
3.89%
11
0.25%
196
1.35%
559
3.87%
716
7.45%
234
20.31%
> 720 days 6 556 300 €
4.12%
0 €
0.00%
441 210 €
0.83%
2 028 908 €
3.72%
4 010 988 €
12.31%
75 195 €
1.59%
> 720 days 6 556 300 €
9.92%
0 €
0.00%
441 210 €
2.09%
2 028 908 €
9.17%
4 010 988 €
31.92%
75 195 €
2.74%
> 720 days 1 905
4.31%
0
0.00%
150
1.03%
572
3.96%
1 164
12.12%
19
1.65%
> 720 days 1 905
4.32%
0
0.00%
150
1.03%
572
3.96%
1 164
12.12%
19
1.65%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 31 017 823 €
A+
0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 4 206 181 €
A
1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 10 901 867 €
B
2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 10 813 648 €
C
2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 3 597 050 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 1 499 077 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 360 124 € 7 949 497 € 12 462 814 € 15 408 119 € 14 325 502 € 17 085 308 € 17 451 852 € 5 938 110 €
A+
0 € 0 € 0 € 0 € 0 € 1 311 316 € 1 872 508 € 2 354 024 € 819 235 €
A
1 400 € 595 959 € 3 013 008 € 5 273 454 € 6 383 652 € 4 416 220 € 4 936 088 € 5 559 675 € 2 044 582 €
B
2 750 € 829 660 € 2 853 636 € 3 870 778 € 5 108 797 € 4 906 780 € 5 968 946 € 6 765 587 € 2 117 962 €
C
2 700 € 934 504 € 2 082 854 € 3 318 582 € 3 915 670 € 3 691 185 € 3 252 823 € 2 120 399 € 693 507 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 054 943 € 652 167 € 262 824 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.02 % 88.90 % 87.31 % 82.73 % 75.07 % 62.38 % 46.93 % 19.14 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 84.56 % 60.51 % 46.68 % 19.48 %
A
100.00 % 90.84 % 96.48 % 97.34 % 92.44 % 79.98 % 61.77 % 43.30 % 18.75 %
B
100.00 % 95.41 % 88.22 % 87.36 % 84.12 % 74.15 % 66.22 % 50.16 % 19.59 %
C
100.00 % 89.94 % 80.59 % 74.99 % 69.37 % 68.45 % 59.26 % 48.17 % 19.28 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 58.57 % 46.05 % 17.53 %
Outstanding principal, EUR 0 € 204 541 € 992 550 € 1 811 608 € 3 216 048 € 4 757 468 € 10 303 787 € 19 736 878 € 25 079 713 €
A+
0 € 0 € 0 € 0 € 0 € 239 466 € 1 221 801 € 2 688 797 € 3 386 946 €
A
0 € 60 115 € 109 991 € 144 381 € 522 253 € 1 105 703 € 3 054 789 € 7 279 015 € 8 857 285 €
B
0 € 39 943 € 380 961 € 560 204 € 964 777 € 1 711 016 € 3 044 707 € 6 723 114 € 8 695 686 €
C
0 € 104 484 € 501 598 € 1 107 023 € 1 729 018 € 1 701 283 € 2 236 286 € 2 281 842 € 2 903 543 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 746 205 € 764 110 € 1 236 254 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 204 541 € 992 551 € 1 787 304 € 2 449 161 € 2 045 277 € 2 345 813 € 2 703 944 € 785 906 €
A+
0 € 0 € 0 € 0 € 0 € 6 943 € 14 872 € 25 797 € 5 300 €
A
0 € 60 115 € 109 991 € 135 040 € 182 718 € 81 136 € 249 215 € 385 134 € 127 285 €
B
0 € 39 943 € 380 962 € 551 632 € 706 429 € 703 210 € 724 739 € 1 167 833 € 268 246 €
C
0 € 104 484 € 501 598 € 1 100 631 € 1 560 014 € 1 253 989 € 930 720 € 799 784 € 228 636 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 426 268 € 325 395 € 156 439 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.98 % 11.10 % 12.52 % 13.15 % 10.72 % 8.56 % 7.27 % 2.53 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.48 % 0.51 % 0.13 %
A
0.00 % 9.16 % 3.52 % 2.49 % 2.65 % 1.47 % 3.12 % 3.00 % 1.17 %
B
0.00 % 4.59 % 11.78 % 12.45 % 11.63 % 10.63 % 8.04 % 8.66 % 2.48 %
C
0.00 % 10.06 % 19.41 % 24.87 % 27.64 % 23.25 % 16.96 % 18.17 % 6.36 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.67 % 22.98 % 10.44 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 13.90 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.46 %
A
16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.20 %
B
19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.36 %
C
26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.05 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 23.54 %
Interest paid, EUR 1 142 € 988 885 € 3 197 028 € 4 426 556 € 5 557 040 € 4 370 750 € 4 374 681 € 3 187 348 € 1 010 288 €
A+
0 € 0 € 0 € 0 € 0 € 197 782 € 308 095 € 295 415 € 94 223 €
A
61 € 188 555 € 831 567 € 1 233 562 € 1 457 149 € 961 102 € 996 816 € 933 935 € 320 161 €
B
416 € 332 037 € 1 194 696 € 1 362 043 € 1 851 386 € 1 614 344 € 1 472 163 € 1 236 116 € 392 268 €
C
664 € 468 294 € 1 170 764 € 1 830 951 € 2 248 504 € 1 597 521 € 1 172 199 € 509 227 € 144 733 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 425 409 € 212 655 € 58 903 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 197 576 € 868 437 € 1 244 630 € 1 421 809 € 892 575 € 585 139 € 391 689 € 135 946 €
A+
0 € 0 € 0 € 0 € 0 € 1 139 € 1 052 € 2 689 € 1 890 €
A
0 € 50 940 € 66 524 € 53 186 € 49 520 € 19 266 € 28 553 € 40 781 € 20 194 €
B
0 € 35 417 € 296 554 € 323 270 € 346 721 € 270 172 € 143 148 € 148 694 € 47 123 €
C
0 € 111 218 € 505 359 € 868 174 € 1 025 569 € 601 999 € 263 000 € 137 408 € 38 901 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 149 386 € 62 117 € 27 837 €
>90 days overdue, EUR 0 € 197 576 € 868 437 € 1 238 439 € 1 382 046 € 825 578 € 482 237 € 235 417 € 26 153 €
A+
0 € 0 € 0 € 0 € 0 € 935 € 591 € 809 € 123 €
A
0 € 50 940 € 66 524 € 52 853 € 46 393 € 16 802 € 19 711 € 16 208 € 2 305 €
B
0 € 35 417 € 296 554 € 321 940 € 335 875 € 245 050 € 114 232 € 83 764 € 7 333 €
C
0 € 111 218 € 505 359 € 863 646 € 999 778 € 562 791 € 219 588 € 95 777 € 10 105 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 128 115 € 38 859 € 6 288 €
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 669 102 €
Receivable fee amount 10 507 599 €
Historical Returns