Statistics
Investor statistics
15922
Active investors
315
Average number of loans Average loans per investor
14.89 %
Average interest rate Return on investment it will always be lower than the interest rate
5 669 €
Average active investment amount Average amount invested per investor
160 501 299 €
Principal received Principal received, including principal paid from Provision fund
45 375 792 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13550
Total active borrowers
4024 €
Average loan amount
67 months
Average loan term Weighted average loan term
871 €
Average income
955 €
A+ rating
863 €
A rating
881 €
B rating
803 €
C rating
970 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 245 277 228 € | 18 178 681 € | 74 618 937 € | 96 144 850 € | 46 425 296 € | 9 904 823 € |
Not overdue and returned |
205 238 971 €
83.68% |
17 404 106 €
95.74% |
67 456 259 €
90.40% |
79 615 016 €
82.81% |
34 492 355 €
74.30% |
6 266 980 €
63.27% |
Overdue |
40 038 257 €
16.32% |
774 575 €
4.26% |
7 162 677 €
9.60% |
16 529 834 €
17.19% |
11 932 941 €
25.70% |
3 637 843 €
36.73% |
1-30 days |
11 393 937 €
4.65% |
456 987 €
2.51% |
3 057 173 €
4.10% |
5 393 763 €
5.61% |
1 861 269 €
4.01% |
624 358 €
6.30% |
31-60 days |
2 886 745 €
1.18% |
24 331 €
0.13% |
600 008 €
0.80% |
1 357 615 €
1.41% |
669 319 €
1.44% |
235 471 €
2.38% |
61-90 days |
1 371 235 €
0.56% |
3 752 €
0.02% |
222 832 €
0.30% |
657 460 €
0.68% |
328 964 €
0.71% |
158 226 €
1.60% |
91-720 days |
13 667 628 €
5.57% |
258 619 €
1.42% |
2 282 350 €
3.06% |
5 455 391 €
5.67% |
3 765 381 €
8.11% |
1 905 888 €
19.24% |
> 720 days |
10 718 713 €
4.37% |
30 885 €
0.17% |
1 000 314 €
1.34% |
3 665 605 €
3.81% |
5 308 009 €
11.43% |
713 900 €
7.21% |
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. |
0 €
0.00% |
0 €
0.00% |
0 €
0.00% |
0 €
0.00% |
0 €
0.00% |
0 €
0.00% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 30 671 418 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 390 417 € | 8 083 129 € | 12 766 214 € | 16 542 945 € | 16 557 174 € | 21 877 931 € | 25 105 922 € | 24 019 799 € | 19 621 849 € | 8 046 538 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.21 % | 90.39 % | 89.43 % | 88.83 % | 86.76 % | 79.88 % | 67.51 % | 54.67 % | 46.07 % | 26.23 % |
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € |
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
Outstanding principal, EUR | 0 € | 174 247 € | 858 918 € | 1 508 208 € | 2 081 221 € | 2 525 796 € | 5 511 164 € | 12 082 809 € | 19 920 171 € | 22 971 045 € | 22 624 880 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 174 247 € | 858 919 € | 1 508 208 € | 2 051 788 € | 1 834 431 € | 2 219 134 € | 3 893 914 € | 6 436 955 € | 4 638 123 € | 770 621 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.79 % | 9.61 % | 10.57 % | 11.02 % | 9.61 % | 8.10 % | 10.47 % | 14.65 % | 10.89 % | 2.51 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.70 % |
Interest paid, EUR | 1 142 € | 1 078 485 € | 3 485 077 € | 4 926 181 € | 6 273 923 € | 5 126 060 € | 6 068 738 € | 6 223 612 € | 6 857 694 € | 4 211 754 € | 965 333 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 233 740 € | 1 070 771 € | 1 552 502 € | 1 813 258 € | 1 336 556 € | 1 015 542 € | 1 123 696 € | 1 573 058 € | 832 500 € | 128 544 € |
>90 days overdue, EUR | 0 € | 233 740 € | 1 070 771 € | 1 552 502 € | 1 813 054 € | 1 319 347 € | 963 583 € | 1 001 211 € | 1 348 247 € | 639 674 € | 23 516 € |