Statistics
Investor statistics
15839
Active investors
311
Average number of loans Average loans per investor
14.86 %
Average interest rate Return on investment it will always be lower than the interest rate
5 570 €
Average active investment amount Average amount invested per investor
154 587 024 €
Principal received Principal received, including principal paid from Provision fund
43 717 263 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13381
Total active borrowers
3992 €
Average loan amount
67 months
Average loan term Weighted average loan term
864 €
Average income
947 €
A+ rating
857 €
A rating
872 €
B rating
798 €
C rating
965 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 237 494 047 € | 18 029 366 € | 73 612 634 € | 91 802 547 € | 44 750 811 € | 9 294 078 € |
Not overdue and returned |
196 593 890 €
82.78% |
17 164 598 €
95.20% |
65 650 983 €
89.18% |
75 018 730 €
81.72% |
33 006 847 €
73.76% |
5 748 519 €
61.85% |
Overdue |
40 900 157 €
17.22% |
864 767 €
4.80% |
7 961 651 €
10.82% |
16 783 817 €
18.28% |
11 743 964 €
26.24% |
3 545 559 €
38.15% |
1-30 days |
13 304 122 €
5.60% |
518 612 €
2.88% |
3 843 595 €
5.22% |
6 136 681 €
6.68% |
2 121 925 €
4.74% |
682 912 €
7.35% |
31-60 days |
3 031 601 €
1.28% |
13 332 €
0.07% |
734 836 €
1.00% |
1 441 366 €
1.57% |
555 682 €
1.24% |
286 385 €
3.08% |
61-90 days |
1 380 771 €
0.58% |
23 491 €
0.13% |
315 331 €
0.43% |
552 349 €
0.60% |
341 334 €
0.76% |
148 266 €
1.60% |
91-720 days |
13 052 554 €
5.50% |
278 394 €
1.54% |
2 163 134 €
2.94% |
5 246 016 €
5.71% |
3 549 391 €
7.93% |
1 815 619 €
19.54% |
> 720 days |
10 131 108 €
4.27% |
30 940 €
0.17% |
904 754 €
1.23% |
3 407 404 €
3.71% |
5 175 633 €
11.57% |
612 377 €
6.59% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 22 888 237 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 389 507 € | 8 077 497 € | 12 754 447 € | 16 520 067 € | 16 440 685 € | 21 582 857 € | 24 644 949 € | 23 264 539 € | 18 357 045 € | 5 226 143 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.17 % | 90.33 % | 89.35 % | 88.70 % | 86.15 % | 78.80 % | 66.27 % | 52.95 % | 43.10 % | 22.83 % |
Outstanding principal, EUR | 0 € | 175 158 € | 864 550 € | 1 519 975 € | 2 104 099 € | 2 642 284 € | 5 806 239 € | 12 543 781 € | 20 675 431 € | 24 235 848 € | 17 662 094 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 175 157 € | 864 551 € | 1 519 975 € | 2 068 199 € | 1 854 324 € | 2 222 783 € | 3 815 254 € | 6 199 893 € | 4 228 920 € | 234 605 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.83 % | 9.67 % | 10.65 % | 11.10 % | 9.72 % | 8.12 % | 10.26 % | 14.11 % | 9.93 % | 1.03 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.58 % |
Interest paid, EUR | 1 142 € | 1 074 809 € | 3 465 522 € | 4 891 345 € | 6 228 600 € | 5 084 103 € | 5 976 968 € | 6 035 297 € | 6 509 783 € | 3 741 254 € | 554 056 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 230 297 € | 1 050 959 € | 1 522 694 € | 1 777 169 € | 1 301 968 € | 977 751 € | 1 066 103 € | 1 444 577 € | 704 740 € | 73 223 € |
>90 days overdue, EUR | 0 € | 230 297 € | 1 050 959 € | 1 522 694 € | 1 776 910 € | 1 281 196 € | 920 224 € | 934 806 € | 1 204 566 € | 500 686 € | 5 981 € |