Statistics

Investor statistics

16011

Active investors

321

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 778 €

Average active investment amount Average amount invested per investor

169 031 197 €

Principal received Principal received, including principal paid from Provision fund

47 853 177 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13695

Total active borrowers

4076 €

Average loan amount

67 months

Average loan term Weighted average loan term

880 €

Average income

963 €

A+ rating

870 €

A rating

890 €

B rating

812 €

C rating

979 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 255 956 819 € 18 370 626 € 75 705 263 € 102 544 532 € 48 521 731 € 10 806 336 €
Amount of issued credits 92 510 780 € 5 599 791 € 23 268 655 € 39 905 255 € 18 121 186 € 5 613 378 €
Amount of issued credits 62 783 6 470 19 673 22 322 12 125 2 177
Amount of issued credits 62 766 6 470 19 661 22 318 12 124 2 177
Not overdue and returned 217 039 022 €
84.80% 		17 717 947 €
96.45% 		69 360 387 €
91.62% 		86 522 517 €
84.38% 		36 478 338 €
75.18% 		6 951 502 €
64.33%
Not overdue and returned 53 733 837 €
58.08% 		4 947 112 €
88.34% 		16 942 525 €
72.81% 		23 952 031 €
60.02% 		6 131 109 €
33.83% 		1 758 544 €
31.33%
Not overdue and returned 55 428
88.29% 		6 380
98.61% 		18 729
95.20% 		19 531
87.50% 		9 429
77.76% 		1 343
61.69%
Not overdue and returned 55 411
88.28% 		6 380
98.61% 		18 717
95.20% 		19 527
87.49% 		9 428
77.76% 		1 343
61.69%
Overdue 38 776 944 €
15.15% 		652 679 €
3.55% 		6 326 130 €
8.36% 		15 953 224 €
15.56% 		11 990 077 €
24.71% 		3 854 835 €
35.67%
Overdue 38 776 944 €
41.92% 		652 679 €
11.66% 		6 326 130 €
27.19% 		15 953 224 €
39.98% 		11 990 077 €
66.17% 		3 854 835 €
68.67%
Overdue 7 324
11.67% 		90
1.39% 		938
4.77% 		2 779
12.45% 		2 683
22.13% 		834
38.31%
Overdue 7 324
11.67% 		90
1.39% 		938
4.77% 		2 779
12.45% 		2 683
22.13% 		834
38.31%
1-30 days 9 216 285 €
3.60% 		299 403 €
1.63% 		2 301 959 €
3.04% 		4 425 703 €
4.32% 		1 654 596 €
3.41% 		534 624 €
4.95%
1-30 days 9 216 285 €
9.96% 		299 403 €
5.35% 		2 301 959 €
9.89% 		4 425 703 €
11.09% 		1 654 596 €
9.13% 		534 624 €
9.52%
1-30 days 1 561
2.49% 		48
0.74% 		339
1.72% 		725
3.25% 		329
2.71% 		120
5.51%
1-30 days 1 561
2.49% 		48
0.74% 		339
1.72% 		725
3.25% 		329
2.71% 		120
5.51%
31-60 days 2 631 559 €
1.03% 		39 413 €
0.21% 		468 983 €
0.62% 		1 231 945 €
1.20% 		628 979 €
1.30% 		262 239 €
2.43%
31-60 days 2 631 559 €
2.84% 		39 413 €
0.70% 		468 983 €
2.02% 		1 231 945 €
3.09% 		628 979 €
3.47% 		262 239 €
4.67%
31-60 days 437
0.70% 		5
0.08% 		64
0.33% 		197
0.88% 		116
0.96% 		55
2.53%
31-60 days 437
0.70% 		5
0.08% 		64
0.33% 		197
0.88% 		116
0.96% 		55
2.53%
61-90 days 1 443 071 €
0.56% 		29 612 €
0.16% 		217 717 €
0.29% 		647 523 €
0.63% 		339 245 €
0.70% 		208 975 €
1.93%
61-90 days 1 443 071 €
1.56% 		29 612 €
0.53% 		217 717 €
0.94% 		647 523 €
1.62% 		339 245 €
1.87% 		208 975 €
3.72%
61-90 days 230
0.37% 		4
0.06% 		32
0.16% 		89
0.40% 		62
0.51% 		43
1.98%
61-90 days 230
0.37% 		4
0.06% 		32
0.16% 		89
0.40% 		62
0.51% 		43
1.98%
91-720 days 13 793 026 €
5.39% 		248 499 €
1.35% 		2 185 285 €
2.89% 		5 553 821 €
5.42% 		3 847 891 €
7.93% 		1 957 530 €
18.11%
91-720 days 13 793 026 €
14.91% 		248 499 €
4.44% 		2 185 285 €
9.39% 		5 553 821 €
13.92% 		3 847 891 €
21.23% 		1 957 530 €
34.87%
91-720 days 2 221
3.54% 		24
0.37% 		259
1.32% 		850
3.81% 		691
5.70% 		397
18.24%
91-720 days 2 221
3.54% 		24
0.37% 		259
1.32% 		850
3.81% 		691
5.70% 		397
18.24%
> 720 days 11 693 003 €
4.57% 		35 753 €
0.19% 		1 152 186 €
1.52% 		4 094 232 €
3.99% 		5 519 366 €
11.38% 		891 466 €
8.25%
> 720 days 11 693 003 €
12.64% 		35 753 €
0.64% 		1 152 186 €
4.95% 		4 094 232 €
10.26% 		5 519 366 €
30.46% 		891 466 €
15.88%
> 720 days 2 875
4.58% 		9
0.14% 		244
1.24% 		918
4.11% 		1 485
12.25% 		219
10.06%
> 720 days 2 875
4.58% 		9
0.14% 		244
1.24% 		918
4.11% 		1 485
12.25% 		219
10.06%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.06% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 41 351 009 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 864 965 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 409 644 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 23 214 836 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 7 823 357 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 034 487 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 214 € 8 089 649 € 12 784 267 € 16 575 627 € 16 696 944 € 22 261 369 € 25 722 732 € 25 070 971 € 21 169 966 € 12 529 596 €
A+
 0 € 0 € 0 € 0 € 0 € 1 507 118 € 2 542 720 € 3 701 930 € 3 220 631 € 1 413 265 € 385 171 €
A
 1 400 € 612 184 € 3 032 613 € 5 319 757 € 6 779 278 € 5 190 522 € 6 505 052 € 8 660 389 € 8 577 974 € 5 773 290 € 1 965 403 €
B
 2 750 € 835 585 € 2 907 315 € 3 969 407 € 5 480 570 € 5 716 663 € 7 591 083 € 9 335 118 € 9 223 457 € 10 328 265 € 7 180 272 €
C
 2 700 € 949 446 € 2 149 720 € 3 495 102 € 4 315 780 € 4 282 641 € 4 265 637 € 3 036 821 € 2 892 906 € 2 771 339 € 2 185 136 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 356 876 € 988 474 € 1 156 002 € 879 558 € 812 048 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.47 % 89.56 % 89.00 % 87.50 % 81.28 % 69.17 % 57.06 % 49.70 % 30.30 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.18 % 82.17 % 73.41 % 59.41 % 58.96 % 44.53 %
A
 100.00 % 93.31 % 97.11 % 98.19 % 98.17 % 94.00 % 81.41 % 67.46 % 56.48 % 49.54 % 30.66 %
B
 100.00 % 96.09 % 89.88 % 89.58 % 90.24 % 86.38 % 84.22 % 69.21 % 58.80 % 51.87 % 30.93 %
C
 100.00 % 91.38 % 83.18 % 78.97 % 76.46 % 79.42 % 77.71 % 68.98 % 53.87 % 43.66 % 27.93 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.33 % 69.79 % 50.80 % 38.60 % 26.76 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 949 € 814 197 € 1 458 913 € 2 014 669 € 2 369 988 € 5 127 727 € 11 465 998 € 18 868 999 € 21 422 927 € 28 821 413 €
A+
 0 € 0 € 0 € 0 € 0 € 43 664 € 551 589 € 1 340 891 € 2 200 151 € 983 701 € 479 794 €
A
 0 € 36 823 € 84 234 € 98 077 € 121 100 € 331 401 € 1 485 825 € 4 178 301 € 6 608 438 € 5 880 214 € 4 444 242 €
B
 0 € 34 018 € 309 547 € 445 238 € 574 322 € 885 096 € 1 422 569 € 4 153 583 € 6 463 142 € 9 583 176 € 16 034 564 €
C
 0 € 75 108 € 420 416 € 915 597 € 1 319 247 € 1 109 827 € 1 223 472 € 1 365 419 € 2 477 594 € 3 576 285 € 5 638 221 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 444 271 € 427 804 € 1 119 675 € 1 399 189 € 2 222 439 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 949 € 814 197 € 1 458 913 € 1 992 138 € 1 806 313 € 2 164 664 € 3 995 781 € 6 493 883 € 5 138 320 € 1 475 869 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 531 € 68 407 € 189 704 € 23 047 € 0 €
A
 0 € 36 823 € 84 234 € 98 077 € 112 731 € 85 315 € 218 679 € 885 147 € 1 310 799 € 496 872 € 8 794 €
B
 0 € 34 018 € 309 548 € 445 238 € 560 160 € 638 626 € 686 525 € 1 790 960 € 2 653 654 € 2 036 991 € 492 332 €
C
 0 € 75 108 € 420 416 € 915 597 € 1 319 247 € 1 080 809 € 859 126 € 911 344 € 1 516 757 € 1 664 531 € 604 321 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 804 € 339 922 € 822 969 € 916 880 € 370 422 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.69 % 9.11 % 10.22 % 10.70 % 9.47 % 7.90 % 10.74 % 14.78 % 12.06 % 3.57 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.36 % 3.50 % 0.96 % 0.00 %
A
 0.00 % 5.61 % 2.70 % 1.81 % 1.63 % 1.55 % 2.74 % 6.89 % 8.63 % 4.26 % 0.14 %
B
 0.00 % 3.91 % 9.57 % 10.05 % 9.22 % 9.65 % 7.62 % 13.28 % 16.92 % 10.23 % 2.12 %
C
 0.00 % 7.23 % 16.27 % 20.69 % 23.37 % 20.04 % 15.65 % 20.70 % 28.24 % 26.22 % 7.72 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.14 % 24.00 % 36.16 % 40.24 % 12.21 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.74 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.64 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.30 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.23 %
Interest paid, EUR 1 142 € 1 086 466 € 3 515 502 € 4 974 044 € 6 343 814 € 5 179 546 € 6 201 178 € 6 481 283 € 7 343 610 € 4 835 607 € 1 748 924 €
A+
 0 € 0 € 0 € 0 € 0 € 227 319 € 452 166 € 593 827 € 679 763 € 183 707 € 16 234 €
A
 61 € 215 193 € 869 940 € 1 271 399 € 1 522 650 € 1 112 008 € 1 452 247 € 1 994 229 € 2 329 893 € 1 137 451 € 209 268 €
B
 416 € 354 312 € 1 318 256 € 1 519 251 € 2 065 588 € 1 909 737 € 2 040 429 € 2 479 143 € 2 763 375 € 2 380 025 € 986 733 €
C
 664 € 516 961 € 1 327 306 € 2 183 395 € 2 755 576 € 1 930 482 € 1 661 269 € 1 004 691 € 1 096 137 € 855 277 € 393 795 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 595 067 € 409 393 € 474 442 € 278 851 € 142 894 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 213 480 € 1 057 685 € 1 559 631 € 1 831 761 € 1 375 183 € 1 063 379 € 1 208 436 € 1 759 778 € 1 028 815 € 230 840 €
A+
 0 € 0 € 0 € 0 € 0 € 166 € 77 € 7 926 € 22 268 € 2 714 € 23 €
A
 0 € 50 509 € 70 732 € 68 820 € 55 877 € 35 617 € 55 694 € 150 193 € 232 542 € 73 372 € 2 168 €
B
 0 € 41 669 € 347 811 € 396 349 € 439 096 € 426 616 € 254 442 € 523 921 € 668 809 € 333 325 € 68 659 €
C
 0 € 121 302 € 639 142 € 1 094 462 € 1 336 788 € 912 784 € 481 510 € 362 342 € 499 229 € 365 908 € 92 601 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 271 657 € 164 053 € 336 930 € 253 495 € 67 389 €
>90 days overdue, EUR 0 € 213 480 € 1 057 685 € 1 559 631 € 1 831 569 € 1 361 660 € 1 018 155 € 1 097 618 € 1 564 785 € 894 788 € 90 535 €
A+
 0 € 0 € 0 € 0 € 0 € 166 € 0 € 6 979 € 18 744 € 2 029 € 0 €
A
 0 € 50 509 € 70 732 € 68 820 € 55 868 € 34 773 € 50 558 € 130 542 € 199 836 € 57 780 € 285 €
B
 0 € 41 669 € 347 811 € 396 349 € 438 912 € 416 730 € 240 481 € 471 695 € 592 681 € 268 759 € 20 410 €
C
 0 € 121 302 € 639 142 € 1 094 462 € 1 336 788 € 909 992 € 461 579 € 335 435 € 445 805 € 329 445 € 39 783 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 265 536 € 152 967 € 307 719 € 236 775 € 30 057 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 164 498 €
Receivable fee amount 14 549 602 €
Historical Returns