Statistics

Investor statistics

16006

Active investors

324

Average number of loans Average loans per investor

14.94 %

Average interest rate Return on investment it will always be lower than the interest rate

5 792 €

Average active investment amount Average amount invested per investor

172 384 694 €

Principal received Principal received, including principal paid from Provision fund

48 836 162 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13703

Total active borrowers

4089 €

Average loan amount

67 months

Average loan term Weighted average loan term

883 €

Average income

966 €

A+ rating

872 €

A rating

894 €

B rating

814 €

C rating

983 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 259 378 639 € 18 428 219 € 76 074 778 € 104 596 136 € 49 187 207 € 11 083 448 €
Amount of issued credits 92 703 330 € 5 465 422 € 22 893 049 € 40 376 036 € 18 276 326 € 5 690 614 €
Amount of issued credits 63 425 6 535 19 801 22 624 12 224 2 223
Amount of issued credits 63 408 6 535 19 789 22 620 12 223 2 223
Not overdue and returned 218 736 824 €
84.33% 		17 719 514 €
96.15% 		69 311 445 €
91.11% 		87 914 184 €
84.05% 		36 759 850 €
74.73% 		7 023 342 €
63.37%
Not overdue and returned 52 202 369 €
56.31% 		4 756 717 €
87.03% 		16 148 462 €
70.54% 		23 762 876 €
58.85% 		5 902 285 €
32.29% 		1 630 508 €
28.65%
Not overdue and returned 55 793
87.97% 		6 421
98.26% 		18 796
94.92% 		19 726
87.19% 		9 476
77.52% 		1 357
61.04%
Not overdue and returned 55 776
87.96% 		6 421
98.26% 		18 784
94.92% 		19 722
87.19% 		9 475
77.52% 		1 357
61.04%
Overdue 40 500 962 €
15.61% 		708 705 €
3.85% 		6 744 587 €
8.87% 		16 613 160 €
15.88% 		12 374 041 €
25.16% 		4 060 107 €
36.63%
Overdue 40 500 962 €
43.69% 		708 705 €
12.97% 		6 744 587 €
29.46% 		16 613 160 €
41.15% 		12 374 041 €
67.71% 		4 060 107 €
71.35%
Overdue 7 601
11.98% 		114
1.74% 		999
5.05% 		2 886
12.76% 		2 735
22.37% 		866
38.96%
Overdue 7 601
11.99% 		114
1.74% 		999
5.05% 		2 886
12.76% 		2 735
22.38% 		866
38.96%
1-30 days 10 405 838 €
4.01% 		325 961 €
1.77% 		2 649 517 €
3.48% 		4 968 241 €
4.75% 		1 832 430 €
3.73% 		629 329 €
5.68%
1-30 days 10 405 838 €
11.22% 		325 961 €
5.96% 		2 649 517 €
11.57% 		4 968 241 €
12.30% 		1 832 430 €
10.03% 		629 329 €
11.06%
1-30 days 1 746
2.75% 		66
1.01% 		387
1.95% 		812
3.59% 		351
2.87% 		129
5.80%
1-30 days 1 746
2.75% 		66
1.01% 		387
1.96% 		812
3.59% 		351
2.87% 		129
5.80%
31-60 days 2 512 945 €
0.97% 		68 260 €
0.37% 		451 076 €
0.59% 		1 121 813 €
1.07% 		610 904 €
1.24% 		260 892 €
2.35%
31-60 days 2 512 945 €
2.71% 		68 260 €
1.25% 		451 076 €
1.97% 		1 121 813 €
2.78% 		610 904 €
3.34% 		260 892 €
4.58%
31-60 days 412
0.65% 		8
0.12% 		64
0.32% 		172
0.76% 		110
0.90% 		58
2.61%
31-60 days 412
0.65% 		8
0.12% 		64
0.32% 		172
0.76% 		110
0.90% 		58
2.61%
61-90 days 1 420 670 €
0.55% 		2 271 €
0.01% 		258 052 €
0.34% 		589 210 €
0.56% 		393 747 €
0.80% 		177 390 €
1.60%
61-90 days 1 420 670 €
1.53% 		2 271 €
0.04% 		258 052 €
1.13% 		589 210 €
1.46% 		393 747 €
2.15% 		177 390 €
3.12%
61-90 days 242
0.38% 		3
0.05% 		32
0.16% 		101
0.45% 		72
0.59% 		34
1.53%
61-90 days 242
0.38% 		3
0.05% 		32
0.16% 		101
0.45% 		72
0.59% 		34
1.53%
91-720 days 14 022 307 €
5.41% 		276 460 €
1.50% 		2 195 372 €
2.89% 		5 636 851 €
5.39% 		3 870 361 €
7.87% 		2 043 263 €
18.44%
91-720 days 14 022 307 €
15.13% 		276 460 €
5.06% 		2 195 372 €
9.59% 		5 636 851 €
13.96% 		3 870 361 €
21.18% 		2 043 263 €
35.91%
91-720 days 2 259
3.56% 		28
0.43% 		265
1.34% 		858
3.79% 		694
5.68% 		414
18.62%
91-720 days 2 259
3.56% 		28
0.43% 		265
1.34% 		858
3.79% 		694
5.68% 		414
18.62%
> 720 days 12 139 201 €
4.68% 		35 753 €
0.19% 		1 190 571 €
1.57% 		4 297 045 €
4.11% 		5 666 600 €
11.52% 		949 233 €
8.56%
> 720 days 12 139 201 €
13.09% 		35 753 €
0.65% 		1 190 571 €
5.20% 		4 297 045 €
10.64% 		5 666 600 €
31.01% 		949 233 €
16.68%
> 720 days 2 942
4.64% 		9
0.14% 		251
1.27% 		943
4.17% 		1 508
12.34% 		231
10.39%
> 720 days 2 942
4.64% 		9
0.14% 		251
1.27% 		943
4.17% 		1 508
12.34% 		231
10.39%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 44 772 829 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 922 558 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 779 159 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 25 266 440 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 488 833 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 311 599 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 402 € 8 094 864 € 12 789 709 € 16 588 841 € 16 749 921 € 22 388 888 € 25 935 058 € 25 485 426 € 21 749 786 € 14 347 711 €
A+
 0 € 0 € 0 € 0 € 0 € 1 509 306 € 2 560 170 € 3 728 718 € 3 277 237 € 1 443 433 € 443 932 €
A
 1 400 € 612 328 € 3 032 894 € 5 320 252 € 6 780 645 € 5 207 539 € 6 538 922 € 8 745 938 € 8 734 548 € 5 940 438 € 2 248 078 €
B
 2 750 € 835 585 € 2 910 441 € 3 971 402 € 5 488 919 € 5 733 391 € 7 625 821 € 9 407 193 € 9 367 820 € 10 633 594 € 8 174 393 €
C
 2 700 € 949 489 € 2 151 529 € 3 498 055 € 4 319 277 € 4 299 684 € 4 301 452 € 3 056 270 € 2 924 996 € 2 827 296 € 2 526 816 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 362 523 € 996 939 € 1 180 824 € 900 775 € 951 773 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.48 % 90.53 % 89.60 % 89.07 % 87.77 % 81.74 % 69.74 % 58.00 % 51.06 % 32.05 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.33 % 82.74 % 73.94 % 60.46 % 60.22 % 48.12 %
A
 100.00 % 93.33 % 97.11 % 98.20 % 98.19 % 94.31 % 81.83 % 68.12 % 57.52 % 50.98 % 33.16 %
B
 100.00 % 96.09 % 89.98 % 89.63 % 90.37 % 86.64 % 84.60 % 69.74 % 59.72 % 53.40 % 32.35 %
C
 100.00 % 91.39 % 83.25 % 79.04 % 76.52 % 79.73 % 78.36 % 69.43 % 54.46 % 44.54 % 29.77 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.65 % 70.39 % 51.89 % 39.53 % 28.74 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 762 € 808 981 € 1 453 470 € 2 001 455 € 2 317 012 € 5 000 208 € 11 253 672 € 18 454 544 € 20 843 107 € 30 425 119 €
A+
 0 € 0 € 0 € 0 € 0 € 41 476 € 534 139 € 1 314 104 € 2 143 544 € 953 533 € 478 626 €
A
 0 € 36 679 € 83 954 € 97 582 € 119 733 € 314 384 € 1 451 955 € 4 092 752 € 6 451 864 € 5 713 066 € 4 531 081 €
B
 0 € 34 018 € 306 421 € 443 243 € 565 972 € 868 368 € 1 387 832 € 4 081 508 € 6 318 780 € 9 277 846 € 17 092 047 €
C
 0 € 75 065 € 418 607 € 912 644 € 1 315 750 € 1 092 784 € 1 187 657 € 1 345 971 € 2 445 504 € 3 520 328 € 5 962 017 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 438 625 € 419 339 € 1 094 853 € 1 377 972 € 2 359 826 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 762 € 808 982 € 1 453 470 € 1 981 450 € 1 800 530 € 2 161 007 € 3 995 808 € 6 597 227 € 5 335 521 € 1 881 752 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 507 € 67 894 € 217 247 € 23 750 € 251 €
A
 0 € 36 679 € 83 954 € 97 582 € 112 242 € 84 793 € 217 492 € 860 111 € 1 329 863 € 538 872 € 24 356 €
B
 0 € 34 018 € 306 422 € 443 243 € 553 458 € 640 395 € 688 108 € 1 803 919 € 2 684 591 € 2 122 809 € 656 931 €
C
 0 € 75 064 € 418 607 € 912 644 € 1 315 750 € 1 073 779 € 856 166 € 914 740 € 1 532 566 € 1 716 166 € 721 479 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 397 734 € 349 144 € 832 960 € 933 923 € 478 735 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.68 % 9.05 % 10.18 % 10.64 % 9.44 % 7.89 % 10.74 % 15.01 % 12.53 % 4.20 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 4.01 % 0.99 % 0.03 %
A
 0.00 % 5.59 % 2.69 % 1.80 % 1.63 % 1.54 % 2.72 % 6.70 % 8.76 % 4.62 % 0.36 %
B
 0.00 % 3.91 % 9.47 % 10.00 % 9.11 % 9.68 % 7.63 % 13.37 % 17.11 % 10.66 % 2.60 %
C
 0.00 % 7.22 % 16.20 % 20.62 % 23.31 % 19.91 % 15.60 % 20.78 % 28.54 % 27.04 % 8.50 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.08 % 24.65 % 36.60 % 40.98 % 14.46 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.69 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.61 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.23 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.29 %
Interest paid, EUR 1 142 € 1 087 955 € 3 529 851 € 4 989 504 € 6 366 161 € 5 200 876 € 6 245 255 € 6 579 820 € 7 510 635 € 5 056 113 € 2 101 008 €
A+
 0 € 0 € 0 € 0 € 0 € 227 676 € 455 951 € 602 147 € 696 599 € 191 536 € 18 932 €
A
 61 € 215 329 € 870 397 € 1 272 596 € 1 523 669 € 1 114 634 € 1 464 732 € 2 030 531 € 2 388 235 € 1 189 126 € 243 349 €
B
 416 € 354 922 € 1 324 988 € 1 522 530 € 2 074 564 € 1 917 177 € 2 054 184 € 2 517 289 € 2 822 108 € 2 493 851 € 1 187 648 €
C
 664 € 517 704 € 1 334 466 € 2 194 377 € 2 767 928 € 1 941 389 € 1 671 307 € 1 016 569 € 1 118 144 € 892 988 € 475 075 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 599 080 € 413 284 € 485 550 € 288 318 € 175 972 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 215 593 € 1 061 873 € 1 576 089 € 1 851 199 € 1 392 560 € 1 086 178 € 1 245 016 € 1 850 204 € 1 114 843 € 291 176 €
A+
 0 € 0 € 0 € 0 € 0 € 180 € 202 € 8 734 € 23 841 € 2 755 € 75 €
A
 0 € 50 990 € 71 496 € 69 528 € 56 711 € 36 350 € 56 963 € 153 462 € 247 179 € 79 902 € 3 083 €
B
 0 € 42 015 € 348 262 € 400 964 € 441 482 € 432 687 € 260 064 € 540 191 € 705 358 € 361 036 € 88 586 €
C
 0 € 122 589 € 642 115 € 1 105 597 € 1 353 006 € 923 343 € 492 183 € 373 678 € 524 043 € 397 179 € 116 448 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 276 766 € 168 951 € 349 784 € 273 960 € 82 984 €
>90 days overdue, EUR 0 € 215 594 € 1 061 873 € 1 576 089 € 1 851 014 € 1 379 663 € 1 042 978 € 1 130 559 € 1 649 850 € 983 148 € 136 568 €
A+
 0 € 0 € 0 € 0 € 0 € 180 € 9 € 7 392 € 19 919 € 2 221 € 1 €
A
 0 € 50 990 € 71 496 € 69 528 € 56 703 € 35 528 € 52 104 € 132 239 € 213 090 € 64 428 € 499 €
B
 0 € 42 015 € 348 262 € 400 964 € 441 304 € 422 890 € 246 647 € 486 342 € 625 337 € 297 551 € 31 497 €
C
 0 € 122 589 € 642 115 € 1 105 597 € 1 353 006 € 921 065 € 473 017 € 346 468 € 470 114 € 361 814 € 59 824 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 271 201 € 158 118 € 321 390 € 257 134 € 44 747 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 154 968 €
Receivable fee amount 14 574 178 €
Historical Returns