Statistics
Investor statistics
15836
Active investors
311
Average number of loans Average loans per investor
14.86 %
Average interest rate Return on investment it will always be lower than the interest rate
5 582 €
Average active investment amount Average amount invested per investor
155 106 521 €
Principal received Principal received, including principal paid from Provision fund
43 847 920 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13386
Total active borrowers
3993 €
Average loan amount
67 months
Average loan term Weighted average loan term
865 €
Average income
948 €
A+ rating
858 €
A rating
873 €
B rating
798 €
C rating
967 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 238 090 646 € | 18 046 866 € | 73 720 354 € | 92 098 386 € | 44 873 141 € | 9 347 288 € |
Not overdue and returned |
198 683 090 €
83.45% |
17 331 271 €
96.03% |
66 376 449 €
90.04% |
75 943 615 €
82.46% |
33 205 702 €
74.00% |
5 821 838 €
62.28% |
Overdue |
39 407 556 €
16.55% |
715 594 €
3.97% |
7 343 904 €
9.96% |
16 154 770 €
17.54% |
11 667 439 €
26.00% |
3 525 450 €
37.72% |
1-30 days |
11 989 198 €
5.04% |
374 447 €
2.07% |
3 363 039 €
4.56% |
5 548 839 €
6.02% |
2 041 608 €
4.55% |
660 867 €
7.07% |
31-60 days |
2 746 667 €
1.15% |
8 682 €
0.05% |
565 215 €
0.77% |
1 378 728 €
1.50% |
540 482 €
1.20% |
253 560 €
2.71% |
61-90 days |
1 489 615 €
0.63% |
37 362 €
0.21% |
378 005 €
0.51% |
566 454 €
0.62% |
336 663 €
0.75% |
171 131 €
1.83% |
91-720 days |
12 996 736 €
5.46% |
264 164 €
1.46% |
2 133 419 €
2.89% |
5 238 710 €
5.69% |
3 560 957 €
7.94% |
1 799 486 €
19.25% |
> 720 days |
10 185 341 €
4.28% |
30 940 €
0.17% |
904 226 €
1.23% |
3 422 040 €
3.72% |
5 187 729 €
11.56% |
640 407 €
6.85% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 23 484 836 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 389 616 € | 8 077 701 € | 12 755 811 € | 16 523 059 € | 16 446 458 € | 21 595 101 € | 24 709 815 € | 23 342 569 € | 18 457 821 € | 5 388 445 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.17 % | 90.33 % | 89.36 % | 88.72 % | 86.18 % | 78.85 % | 66.44 % | 53.12 % | 43.34 % | 22.94 % |
Outstanding principal, EUR | 0 € | 175 049 € | 864 346 € | 1 518 611 € | 2 101 108 € | 2 636 512 € | 5 793 994 € | 12 478 915 € | 20 597 401 € | 24 135 073 € | 18 096 391 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 175 049 € | 864 346 € | 1 518 611 € | 2 065 586 € | 1 851 716 € | 2 221 963 € | 3 809 722 € | 6 171 594 € | 4 227 187 € | 276 302 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.83 % | 9.67 % | 10.64 % | 11.09 % | 9.70 % | 8.11 % | 10.24 % | 14.05 % | 9.92 % | 1.18 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.58 % |
Interest paid, EUR | 1 142 € | 1 075 204 € | 3 473 224 € | 4 894 933 € | 6 233 752 € | 5 085 957 € | 5 981 662 € | 6 046 824 € | 6 530 874 € | 3 772 098 € | 573 847 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 230 402 € | 1 053 204 € | 1 525 154 € | 1 777 816 € | 1 305 144 € | 980 292 € | 1 068 000 € | 1 449 262 € | 706 201 € | 75 948 € |
>90 days overdue, EUR | 0 € | 230 402 € | 1 053 204 € | 1 525 154 € | 1 777 555 € | 1 284 666 € | 923 535 € | 939 759 € | 1 214 327 € | 509 406 € | 6 914 € |