Statistics
Investor statistics
15856
Active investors
290
Average number of loans Average loans per investor
14.70 %
Average interest rate Return on investment it will always be lower than the interest rate
5 028 €
Average active investment amount Average amount invested per investor
130 343 988 €
Principal received Principal received, including principal paid from Provision fund
36 769 333 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
12699
Total active borrowers
3827 €
Average loan amount
68 months
Average loan term Weighted average loan term
838 €
Average income
923 €
A+ rating
838 €
A rating
839 €
B rating
774 €
C rating
951 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 205 499 482 € | 17 278 438 € | 67 487 875 € | 74 581 096 € | 38 967 858 € | 7 179 603 € |
Not overdue and returned |
173 534 961 €
84.45% |
16 646 054 €
96.34% |
61 224 715 €
90.72% |
62 031 467 €
83.17% |
29 046 702 €
74.54% |
4 581 847 €
63.82% |
Overdue |
31 964 520 €
15.55% |
632 384 €
3.66% |
6 263 160 €
9.28% |
12 549 629 €
16.83% |
9 921 156 €
25.46% |
2 597 756 €
36.18% |
1-30 days |
8 847 771 €
4.31% |
359 576 €
2.08% |
2 709 563 €
4.01% |
3 894 692 €
5.22% |
1 418 685 €
3.64% |
464 819 €
6.47% |
31-60 days |
2 256 636 €
1.10% |
8 405 €
0.05% |
500 466 €
0.74% |
953 092 €
1.28% |
568 616 €
1.46% |
226 056 €
3.15% |
61-90 days |
1 308 639 €
0.64% |
20 343 €
0.12% |
409 518 €
0.61% |
481 934 €
0.65% |
270 748 €
0.69% |
126 095 €
1.76% |
91-720 days |
11 387 612 €
5.54% |
238 441 €
1.38% |
2 080 097 €
3.08% |
4 625 264 €
6.20% |
2 996 933 €
7.69% |
1 446 876 €
20.15% |
> 720 days |
8 163 863 €
3.97% |
5 618 €
0.03% |
563 515 €
0.83% |
2 594 647 €
3.48% |
4 666 174 €
11.97% |
333 909 €
4.65% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 33 486 566 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 383 264 € | 8 049 433 € | 12 686 408 € | 16 344 542 € | 15 811 949 € | 20 211 877 € | 22 390 488 € | 19 643 122 € | 8 242 080 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 92.93 % | 90.02 % | 88.88 % | 87.76 % | 82.86 % | 73.80 % | 60.21 % | 44.70 % | 24.61 % |
Outstanding principal, EUR | 0 € | 181 401 € | 892 614 € | 1 588 014 € | 2 279 625 € | 3 271 020 € | 7 177 219 € | 14 798 242 € | 24 296 847 € | 25 244 485 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 181 401 € | 892 615 € | 1 588 014 € | 2 191 332 € | 1 911 631 € | 2 305 074 € | 3 931 802 € | 5 357 685 € | 1 191 921 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 7.07 % | 9.98 % | 11.12 % | 11.77 % | 10.02 % | 8.42 % | 10.57 % | 12.19 % | 3.56 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.27 % |
Interest paid, EUR | 1 142 € | 1 044 462 € | 3 377 880 € | 4 729 132 € | 5 996 125 € | 4 871 727 € | 5 496 177 € | 5 087 248 € | 4 706 795 € | 1 284 999 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 216 257 € | 971 023 € | 1 400 469 € | 1 635 417 € | 1 140 013 € | 803 384 € | 796 675 € | 854 325 € | 171 374 € |
>90 days overdue, EUR | 0 € | 216 257 € | 971 023 € | 1 400 469 € | 1 631 653 € | 1 102 915 € | 728 776 € | 642 960 € | 563 242 € | 50 165 € |