Statistics
Investor statistics
15856
Active investors
309
Average number of loans Average loans per investor
14.85 %
Average interest rate Return on investment it will always be lower than the interest rate
5 529 €
Average active investment amount Average amount invested per investor
152 842 670 €
Principal received Principal received, including principal paid from Provision fund
43 174 592 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13314
Total active borrowers
3984 €
Average loan amount
67 months
Average loan term Weighted average loan term
862 €
Average income
946 €
A+ rating
856 €
A rating
870 €
B rating
796 €
C rating
963 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 235 239 008 € | 17 988 466 € | 73 284 639 € | 90 540 477 € | 44 291 569 € | 9 129 246 € |
Not overdue and returned |
199 690 144 €
84.89% |
17 422 830 €
96.86% |
66 942 025 €
91.35% |
76 258 407 €
84.23% |
33 328 121 €
75.25% |
5 734 552 €
62.82% |
Overdue |
35 548 864 €
15.11% |
565 636 €
3.14% |
6 342 614 €
8.65% |
14 282 069 €
15.77% |
10 963 448 €
24.75% |
3 394 694 €
37.18% |
1-30 days |
8 972 535 €
3.81% |
231 209 €
1.29% |
2 482 887 €
3.39% |
4 152 369 €
4.59% |
1 520 170 €
3.43% |
585 498 €
6.41% |
31-60 days |
2 535 994 €
1.08% |
6 980 €
0.04% |
561 384 €
0.77% |
1 100 981 €
1.22% |
569 880 €
1.29% |
296 769 €
3.25% |
61-90 days |
1 125 598 €
0.48% |
23 052 €
0.13% |
319 201 €
0.44% |
389 731 €
0.43% |
265 159 €
0.60% |
128 454 €
1.41% |
91-720 days |
12 915 005 €
5.49% |
273 456 €
1.52% |
2 127 052 €
2.90% |
5 285 858 €
5.84% |
3 450 603 €
7.79% |
1 778 036 €
19.48% |
> 720 days |
9 999 732 €
4.25% |
30 940 €
0.17% |
852 090 €
1.16% |
3 353 130 €
3.70% |
5 157 636 €
11.64% |
605 937 €
6.64% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 20 633 198 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 389 478 € | 8 075 669 € | 12 749 323 € | 16 511 960 € | 16 398 738 € | 21 495 629 € | 24 498 515 € | 23 008 864 € | 17 923 677 € | 4 513 041 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.17 % | 90.31 % | 89.32 % | 88.66 % | 85.93 % | 78.48 % | 65.88 % | 52.36 % | 42.08 % | 21.87 % |
Outstanding principal, EUR | 0 € | 175 187 € | 866 378 € | 1 525 099 € | 2 112 207 € | 2 684 232 € | 5 893 467 € | 12 690 215 € | 20 931 106 € | 24 669 216 € | 16 120 158 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 175 186 € | 866 379 € | 1 525 099 € | 2 074 685 € | 1 861 304 € | 2 232 124 € | 3 783 891 € | 6 182 632 € | 4 019 792 € | 193 646 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.83 % | 9.69 % | 10.68 % | 11.14 % | 9.75 % | 8.15 % | 10.17 % | 14.07 % | 9.44 % | 0.94 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.57 % |
Interest paid, EUR | 1 142 € | 1 073 904 € | 3 462 562 € | 4 881 759 € | 6 213 879 € | 5 067 852 € | 5 943 361 € | 5 972 487 € | 6 384 485 € | 3 584 515 € | 436 292 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 228 732 € | 1 044 577 € | 1 513 713 € | 1 768 085 € | 1 291 439 € | 962 682 € | 1 032 868 € | 1 378 088 € | 632 813 € | 49 911 € |
>90 days overdue, EUR | 0 € | 228 732 € | 1 044 577 € | 1 513 713 € | 1 767 806 € | 1 270 352 € | 907 704 € | 912 294 € | 1 158 631 € | 447 056 € | 3 644 € |