Statistics

Investor statistics

15855

Active investors

289

Average number of loans Average loans per investor

14.69 %

Average interest rate Return on investment it will always be lower than the interest rate

5 001 €

Average active investment amount Average amount invested per investor

129 401 898 €

Principal received Principal received, including principal paid from Provision fund

36 442 183 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

12688

Total active borrowers

3818 €

Average loan amount

68 months

Average loan term Weighted average loan term

837 €

Average income

923 €

A+ rating

837 €

A rating

837 €

B rating

773 €

C rating

952 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 204 136 339 € 17 252 938 € 67 225 838 € 73 850 440 € 38 698 203 € 7 104 308 €
Amount of issued credits 79 287 177 € 7 404 392 € 24 390 142 € 29 392 580 € 14 253 469 € 3 845 710 €
Amount of issued credits 53 470 5 420 17 456 18 252 10 719 1 614
Amount of issued credits 53 453 5 420 17 444 18 248 10 718 1 614
Not overdue and returned 171 641 384 €
84.08% 		16 526 929 €
95.79% 		60 819 877 €
90.47% 		61 114 571 €
82.75% 		28 726 313 €
74.23% 		4 449 084 €
62.63%
Not overdue and returned 46 792 223 €
59.02% 		6 678 383 €
90.19% 		17 984 180 €
73.74% 		16 656 711 €
56.67% 		4 281 579 €
30.04% 		1 190 485 €
30.96%
Not overdue and returned 46 700
87.34% 		5 283
97.47% 		16 463
94.31% 		15 797
86.55% 		8 186
76.37% 		962
59.60%
Not overdue and returned 46 683
87.33% 		5 283
97.47% 		16 451
94.31% 		15 793
86.55% 		8 185
76.37% 		962
59.60%
Overdue 32 494 954 €
15.92% 		726 009 €
4.21% 		6 405 961 €
9.53% 		12 735 869 €
17.25% 		9 971 890 €
25.77% 		2 655 225 €
37.37%
Overdue 32 494 954 €
40.98% 		726 009 €
9.81% 		6 405 961 €
26.26% 		12 735 869 €
43.33% 		9 971 890 €
69.96% 		2 655 225 €
69.04%
Overdue 6 770
12.66% 		137
2.53% 		993
5.69% 		2 455
13.45% 		2 533
23.63% 		652
40.40%
Overdue 6 770
12.67% 		137
2.53% 		993
5.69% 		2 455
13.45% 		2 533
23.63% 		652
40.40%
1-30 days 9 420 603 €
4.61% 		431 464 €
2.50% 		2 864 503 €
4.26% 		4 190 074 €
5.67% 		1 403 327 €
3.63% 		531 236 €
7.48%
1-30 days 9 420 603 €
11.88% 		431 464 €
5.83% 		2 864 503 €
11.74% 		4 190 074 €
14.26% 		1 403 327 €
9.85% 		531 236 €
13.81%
1-30 days 1 741
3.26% 		96
1.77% 		422
2.42% 		760
4.16% 		331
3.09% 		132
8.18%
1-30 days 1 741
3.26% 		96
1.77% 		422
2.42% 		760
4.16% 		331
3.09% 		132
8.18%
31-60 days 2 409 835 €
1.18% 		26 112 €
0.15% 		581 113 €
0.86% 		945 184 €
1.28% 		631 075 €
1.63% 		226 351 €
3.19%
31-60 days 2 409 835 €
3.04% 		26 112 €
0.35% 		581 113 €
2.38% 		945 184 €
3.22% 		631 075 €
4.43% 		226 351 €
5.89%
31-60 days 468
0.88% 		7
0.13% 		80
0.46% 		180
0.99% 		146
1.36% 		55
3.41%
31-60 days 468
0.88% 		7
0.13% 		80
0.46% 		180
0.99% 		146
1.36% 		55
3.41%
61-90 days 1 193 047 €
0.58% 		58 837 €
0.34% 		304 559 €
0.45% 		438 282 €
0.59% 		288 409 €
0.75% 		102 960 €
1.45%
61-90 days 1 193 047 €
1.50% 		58 837 €
0.79% 		304 559 €
1.25% 		438 282 €
1.49% 		288 409 €
2.02% 		102 960 €
2.68%
61-90 days 226
0.42% 		6
0.11% 		42
0.24% 		92
0.50% 		55
0.51% 		31
1.92%
61-90 days 226
0.42% 		6
0.11% 		42
0.24% 		92
0.50% 		55
0.51% 		31
1.92%
91-720 days 11 331 439 €
5.55% 		203 979 €
1.18% 		2 096 890 €
3.12% 		4 571 445 €
6.19% 		2 996 375 €
7.74% 		1 462 750 €
20.59%
91-720 days 11 331 439 €
14.29% 		203 979 €
2.75% 		2 096 890 €
8.60% 		4 571 445 €
15.55% 		2 996 375 €
21.02% 		1 462 750 €
38.04%
91-720 days 2 093
3.91% 		26
0.48% 		280
1.60% 		745
4.08% 		691
6.45% 		351
21.75%
91-720 days 2 093
3.92% 		26
0.48% 		280
1.61% 		745
4.08% 		691
6.45% 		351
21.75%
> 720 days 8 140 031 €
3.99% 		5 618 €
0.03% 		558 896 €
0.83% 		2 590 884 €
3.51% 		4 652 705 €
12.02% 		331 928 €
4.67%
> 720 days 8 140 031 €
10.27% 		5 618 €
0.08% 		558 896 €
2.29% 		2 590 884 €
8.81% 		4 652 705 €
32.64% 		331 928 €
8.63%
> 720 days 2 242
4.19% 		2
0.04% 		169
0.97% 		678
3.71% 		1 310
12.22% 		83
5.14%
> 720 days 2 242
4.19% 		2
0.04% 		169
0.97% 		678
3.72% 		1 310
12.22% 		83
5.14%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 32 123 422 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 144 243 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 9 583 724 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 14 432 185 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 4 347 453 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 1 611 206 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 381 922 € 8 045 235 € 12 678 411 € 16 334 196 € 15 778 208 € 20 139 934 € 22 267 763 € 19 481 850 € 7 734 604 €
A+
 0 € 0 € 0 € 0 € 0 € 1 420 416 € 2 249 688 € 3 170 039 € 2 362 773 € 645 630 €
A
 1 400 € 605 669 € 3 030 067 € 5 309 010 € 6 723 638 € 4 873 975 € 5 865 362 € 7 380 966 € 6 738 233 € 2 307 185 €
B
 2 750 € 834 512 € 2 890 104 € 3 935 890 € 5 399 574 € 5 404 513 € 6 938 160 € 8 245 669 € 7 293 688 € 3 513 001 €
C
 2 700 € 941 741 € 2 125 064 € 3 433 511 € 4 210 984 € 4 079 304 € 3 840 947 € 2 646 138 € 2 194 949 € 969 396 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 245 777 € 824 951 € 892 207 € 295 664 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.87 % 89.97 % 88.82 % 87.70 % 82.68 % 73.53 % 59.88 % 44.34 % 24.08 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 91.59 % 72.70 % 62.86 % 43.59 % 30.11 %
A
 100.00 % 92.32 % 97.02 % 97.99 % 97.36 % 88.27 % 73.40 % 57.49 % 44.37 % 24.07 %
B
 100.00 % 95.96 % 89.35 % 88.83 % 88.90 % 81.67 % 76.97 % 61.13 % 46.50 % 24.34 %
C
 100.00 % 90.64 % 82.22 % 77.58 % 74.60 % 75.65 % 69.97 % 60.11 % 40.87 % 22.30 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 69.17 % 58.25 % 39.21 % 18.35 %
Outstanding principal, EUR 0 € 182 743 € 896 812 € 1 596 011 € 2 289 971 € 3 304 762 € 7 249 162 € 14 920 968 € 24 458 120 € 24 388 819 €
A+
 0 € 0 € 0 € 0 € 0 € 130 366 € 844 622 € 1 872 783 € 3 058 008 € 1 498 613 €
A
 0 € 50 405 € 92 931 € 108 824 € 182 267 € 647 948 € 2 125 515 € 5 457 723 € 8 448 179 € 7 276 539 €
B
 0 € 35 091 € 344 493 € 495 092 € 674 000 € 1 213 284 € 2 075 493 € 5 243 032 € 8 392 911 € 10 919 184 €
C
 0 € 97 247 € 459 388 € 992 095 € 1 433 704 € 1 313 164 € 1 648 161 € 1 756 102 € 3 175 551 € 3 378 057 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 555 371 € 591 327 € 1 383 470 € 1 315 542 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 182 743 € 896 813 € 1 596 011 € 2 194 979 € 1 924 596 € 2 293 723 € 3 987 195 € 5 240 645 € 1 154 766 €
A+
 0 € 0 € 0 € 0 € 0 € 4 801 € 8 738 € 68 855 € 116 459 € 10 744 €
A
 0 € 50 405 € 92 931 € 108 824 € 140 555 € 86 112 € 236 342 € 822 266 € 947 313 € 171 037 €
B
 0 € 35 091 € 344 494 € 495 092 € 630 640 € 667 607 € 719 268 € 1 799 233 € 2 089 765 € 381 140 €
C
 0 € 97 247 € 459 388 € 992 095 € 1 423 783 € 1 166 077 € 916 618 € 948 367 € 1 326 276 € 319 229 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 412 756 € 348 475 € 760 831 € 272 616 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.13 % 10.03 % 11.18 % 11.79 % 10.09 % 8.37 % 10.72 % 11.93 % 3.59 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.31 % 0.28 % 1.37 % 2.15 % 0.50 %
A
 0.00 % 7.68 % 2.98 % 2.01 % 2.04 % 1.56 % 2.96 % 6.40 % 6.24 % 1.78 %
B
 0.00 % 4.04 % 10.65 % 11.17 % 10.38 % 10.09 % 7.98 % 13.34 % 13.32 % 2.64 %
C
 0.00 % 9.36 % 17.78 % 22.42 % 25.22 % 21.62 % 16.70 % 21.54 % 24.70 % 7.34 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.92 % 24.60 % 33.43 % 16.92 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.21 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.29 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.65 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.29 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.50 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.89 %
Interest paid, EUR 1 142 € 1 043 744 € 3 370 026 € 4 713 901 € 5 984 525 € 4 859 205 € 5 470 798 € 5 040 729 € 4 617 244 € 1 190 572 €
A+
 0 € 0 € 0 € 0 € 0 € 216 980 € 392 161 € 463 169 € 415 778 € 65 852 €
A
 61 € 211 322 € 859 002 € 1 254 391 € 1 503 441 € 1 058 459 € 1 257 220 € 1 523 113 € 1 426 545 € 333 633 €
B
 416 € 342 144 € 1 256 691 € 1 442 631 € 1 972 504 € 1 797 726 € 1 817 720 € 1 931 419 € 1 776 004 € 529 316 €
C
 664 € 490 278 € 1 254 333 € 2 016 879 € 2 508 579 € 1 786 039 € 1 470 180 € 796 952 € 700 801 € 190 677 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 533 517 € 326 076 € 298 116 € 70 990 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 215 893 € 970 479 € 1 402 995 € 1 633 505 € 1 135 873 € 799 114 € 788 068 € 832 887 € 164 222 €
A+
 0 € 0 € 0 € 0 € 0 € 688 € 460 € 5 756 € 11 567 € 708 €
A
 0 € 50 978 € 68 136 € 59 732 € 52 466 € 26 613 € 43 163 € 88 650 € 103 730 € 18 681 €
B
 0 € 40 054 € 325 719 € 365 527 € 396 437 € 349 446 € 188 400 € 328 929 € 299 865 € 55 991 €
C
 0 € 124 862 € 576 624 € 977 736 € 1 184 602 € 759 126 € 363 823 € 249 662 € 243 599 € 48 962 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 203 269 € 115 071 € 174 127 € 39 879 €
>90 days overdue, EUR 0 € 215 893 € 970 479 € 1 402 995 € 1 629 204 € 1 097 637 € 722 872 € 633 411 € 543 529 € 44 442 €
A+
 0 € 0 € 0 € 0 € 0 € 602 € 84 € 4 000 € 6 020 € 163 €
A
 0 € 50 978 € 68 136 € 59 732 € 52 187 € 24 754 € 36 292 € 61 781 € 55 861 € 4 226 €
B
 0 € 40 054 € 325 719 € 365 527 € 395 525 € 332 154 € 166 627 € 260 724 € 192 574 € 11 312 €
C
 0 € 124 862 € 576 624 € 977 736 € 1 181 492 € 740 128 € 331 033 € 210 231 € 163 131 € 13 067 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 188 837 € 96 674 € 125 942 € 15 674 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 328 790 €
Receivable fee amount 12 231 642 €
Historical Returns