Statistics
Investor statistics
14251
Active investors
240
Average number of loans Average loans per investor
14.54 %
Average interest rate Return on investment it will always be lower than the interest rate
3 900 €
Average active investment amount Average amount invested per investor
77 605 841 €
Principal received Principal received, including principal paid from Provision fund
22 482 303 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
11076
Total active borrowers
3451 €
Average loan amount
63 months
Average loan term Weighted average loan term
772 €
Average income
868 €
A+ rating
781 €
A rating
761 €
B rating
724 €
C rating
916 €
C- rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 131 246 756 € | 10 123 063 € | 43 672 132 € | 44 871 725 € | 29 281 610 € | 3 298 225 € |
Not overdue and returned |
111 791 437 €
85.18% |
9 794 737 €
96.76% |
40 754 888 €
93.32% |
37 859 192 €
84.37% |
21 253 336 €
72.58% |
2 129 284 €
64.56% |
Overdue |
19 455 320 €
14.82% |
328 327 €
3.24% |
2 917 244 €
6.68% |
7 012 533 €
15.63% |
8 028 275 €
27.42% |
1 168 941 €
35.44% |
1-30 days |
6 061 659 €
4.62% |
260 469 €
2.57% |
1 616 230 €
3.70% |
2 513 043 €
5.60% |
1 293 267 €
4.42% |
378 649 €
11.48% |
31-60 days |
1 449 475 €
1.10% |
34 244 €
0.34% |
253 694 €
0.58% |
599 620 €
1.34% |
401 789 €
1.37% |
160 128 €
4.85% |
61-90 days |
674 311 €
0.51% |
8 343 €
0.08% |
107 619 €
0.25% |
274 513 €
0.61% |
224 228 €
0.77% |
59 607 €
1.81% |
91-720 days |
5 468 376 €
4.17% |
25 270 €
0.25% |
536 372 €
1.23% |
1 788 287 €
3.99% |
2 547 890 €
8.70% |
570 557 €
17.30% |
> 720 days |
5 801 499 €
4.42% |
0 €
0.00% |
403 329 €
0.92% |
1 837 070 €
4.09% |
3 561 100 €
12.16% |
0 €
0.00% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 3 173 810 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 346 239 € | 7 860 276 € | 12 069 767 € | 14 383 480 € | 12 906 579 € | 14 252 227 € | 11 789 279 € | 46 234 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 91.48 % | 87.90 % | 84.56 % | 77.23 % | 67.63 % | 52.04 % | 31.70 % | 1.46 % |
Outstanding principal, EUR | 0 € | 218 426 € | 1 081 771 € | 2 204 655 € | 4 240 687 € | 6 176 390 € | 13 136 869 € | 25 399 452 € | 3 127 576 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 218 426 € | 1 081 702 € | 1 940 208 € | 2 650 991 € | 2 075 845 € | 2 165 686 € | 1 137 018 € | 0 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 8.52 % | 12.10 % | 13.59 % | 14.23 % | 10.88 % | 7.91 % | 3.06 % | 0.00 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 11.66 % |
Interest paid, EUR | 1 142 € | 960 153 € | 3 042 480 € | 4 220 442 € | 5 159 653 € | 3 907 758 € | 3 455 905 € | 1 588 257 € | 182 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 184 552 € | 819 209 € | 1 141 025 € | 1 281 167 € | 722 905 € | 406 973 € | 153 101 € | 0 € |
>90 days overdue, EUR | 0 € | 184 553 € | 818 662 € | 1 116 749 € | 1 210 353 € | 639 511 € | 293 392 € | 47 672 € | 0 € |