Statistics
Investor statistics
13962
Active investors
224
Average number of loans Average loans per investor
15.08 %
Average interest rate Return on investment it will always be lower than the interest rate
3 473 €
Average active investment amount Average amount invested per investor
61 074 096 €
Principal received Principal received, including principal paid from Provision fund
18 711 231 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
10645
Total active borrowers
3266 €
Average loan amount
59 months
Average loan term Weighted average loan term
751 €
Average income
835 €
A+ rating
763 €
A rating
740 €
B rating
714 €
C rating
880 €
C- rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 107 896 180 € | 7 253 083 € | 35 003 442 € | 36 084 109 € | 26 967 930 € | 2 587 615 € |
Not overdue and returned |
92 002 343 €
85.27% |
7 100 423 €
97.90% |
33 156 292 €
94.72% |
30 877 905 €
85.57% |
19 145 432 €
70.99% |
1 722 291 €
66.56% |
Overdue |
15 893 837 €
14.73% |
152 660 €
2.10% |
1 847 150 €
5.28% |
5 206 204 €
14.43% |
7 822 498 €
29.01% |
865 324 €
33.44% |
1-30 days |
4 323 530 €
4.01% |
112 415 €
1.55% |
943 133 €
2.69% |
1 515 594 €
4.20% |
1 421 692 €
5.27% |
330 696 €
12.78% |
31-60 days |
1 136 123 €
1.05% |
21 702 €
0.30% |
147 497 €
0.42% |
483 886 €
1.34% |
399 357 €
1.48% |
83 681 €
3.23% |
61-90 days |
583 440 €
0.54% |
4 436 €
0.06% |
41 187 €
0.12% |
188 554 €
0.52% |
287 186 €
1.06% |
62 078 €
2.40% |
91-720 days |
4 956 100 €
4.59% |
14 108 €
0.19% |
358 629 €
1.02% |
1 477 803 €
4.10% |
2 716 692 €
10.07% |
388 869 €
15.03% |
> 720 days |
4 894 644 €
4.54% |
0 €
0.00% |
356 705 €
1.02% |
1 540 368 €
4.27% |
2 997 571 €
11.12% |
0 €
0.00% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 17 011 964 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 333 347 € | 7 684 433 € | 11 423 836 € | 13 043 270 € | 11 018 687 € | 10 798 229 € | 3 079 781 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 90.98 % | 85.94 % | 80.03 % | 70.03 % | 57.74 % | 39.43 % | 18.10 % |
Outstanding principal, EUR | 0 € | 231 318 € | 1 257 614 € | 2 850 586 € | 5 580 896 € | 8 064 283 € | 16 590 867 € | 13 932 183 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 231 318 € | 1 185 838 € | 2 109 939 € | 2 770 257 € | 1 949 779 € | 1 554 588 € | 49 025 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 9.02 % | 13.26 % | 14.78 % | 14.87 % | 10.22 % | 5.68 % | 0.29 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.11 % |
Interest paid, EUR | 1 142 € | 939 078 € | 2 898 109 € | 3 955 366 € | 4 694 229 € | 3 357 864 € | 2 414 279 € | 298 779 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 171 954 € | 786 575 € | 1 069 137 € | 1 140 951 € | 565 094 € | 236 808 € | 22 034 € |
>90 days overdue, EUR | 0 € | 171 954 € | 778 289 € | 1 024 277 € | 1 041 273 € | 471 909 € | 130 618 € | 730 € |