Statistics
Investor statistics
14612
Active investors
248
Average number of loans Average loans per investor
14.42 %
Average interest rate Return on investment it will always be lower than the interest rate
4 137 €
Average active investment amount Average amount invested per investor
87 016 965 €
Principal received Principal received, including principal paid from Provision fund
24 861 885 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
11470
Total active borrowers
3530 €
Average loan amount
65 months
Average loan term Weighted average loan term
784 €
Average income
884 €
A+ rating
792 €
A rating
771 €
B rating
733 €
C rating
916 €
C- rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 145 015 987 € | 12 034 724 € | 48 694 529 € | 49 522 978 € | 30 834 320 € | 3 929 435 € |
Not overdue and returned |
122 639 330 €
84.57% |
11 583 744 €
96.25% |
44 615 156 €
91.62% |
41 332 638 €
83.46% |
22 516 293 €
73.02% |
2 591 499 €
65.95% |
Overdue |
22 376 657 €
15.43% |
450 980 €
3.75% |
4 079 373 €
8.38% |
8 190 340 €
16.54% |
8 318 027 €
26.98% |
1 337 937 €
34.05% |
1-30 days |
7 441 349 €
5.13% |
356 928 €
2.97% |
2 344 580 €
4.81% |
3 036 768 €
6.13% |
1 385 767 €
4.49% |
317 307 €
8.08% |
31-60 days |
1 674 476 €
1.15% |
39 659 €
0.33% |
356 294 €
0.73% |
735 661 €
1.49% |
349 099 €
1.13% |
193 763 €
4.93% |
61-90 days |
952 144 €
0.66% |
5 150 €
0.04% |
222 086 €
0.46% |
330 750 €
0.67% |
257 361 €
0.83% |
136 796 €
3.48% |
91-720 days |
6 199 325 €
4.27% |
49 242 €
0.41% |
737 724 €
1.52% |
2 193 287 €
4.43% |
2 554 229 €
8.28% |
664 843 €
16.92% |
> 720 days |
6 109 362 €
4.21% |
0 €
0.00% |
418 690 €
0.86% |
1 893 874 €
3.82% |
3 771 571 €
12.23% |
25 228 €
0.64% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 16 943 041 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 354 670 € | 7 906 084 € | 12 308 887 € | 14 968 334 € | 13 671 283 € | 15 890 420 € | 15 188 905 € | 2 274 257 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 91.81 % | 88.41 % | 86.23 % | 80.37 % | 71.64 % | 58.02 % | 40.84 % | 13.42 % |
Outstanding principal, EUR | 0 € | 209 995 € | 1 035 963 € | 1 965 536 € | 3 655 833 € | 5 411 687 € | 11 498 675 € | 21 999 825 € | 14 668 783 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 209 995 € | 1 035 964 € | 1 870 107 € | 2 548 389 € | 2 063 546 € | 2 291 246 € | 2 194 205 € | 95 236 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 8.19 % | 11.59 % | 13.10 % | 13.68 % | 10.81 % | 8.37 % | 5.90 % | 0.56 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 13.01 % |
Interest paid, EUR | 1 142 € | 978 132 € | 3 117 405 € | 4 326 982 € | 5 385 198 € | 4 164 653 € | 3 963 423 € | 2 478 642 € | 289 538 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 190 400 € | 843 922 € | 1 197 341 € | 1 352 249 € | 814 585 € | 505 706 € | 275 889 € | 34 939 € |
>90 days overdue, EUR | 0 € | 190 400 € | 843 922 € | 1 182 864 € | 1 295 926 € | 737 762 € | 393 257 € | 129 491 € | 1 335 € |