Statistics
Investor statistics
12877
Active investors
186
Average number of loans Average loans per investor
16.50 %
Average interest rate Return on investment it will always be lower than the interest rate
2 748 €
Average active investment amount Average amount invested per investor
32 895 785 €
Principal received Principal received, including principal paid from Provision fund
11 463 694 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
9472
Total active borrowers
2901 €
Average loan amount
52 months
Average loan term Weighted average loan term
721 €
Average income
779 €
A+ rating
747 €
A rating
712 €
B rating
691 €
C rating
866 €
pk_front_statistics_averageIncome_RATING_CM
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 67 340 332 € | 1 859 041 € | 22 687 973 € | 22 492 017 € | 20 040 409 € | 260 892 € |
Not overdue and returned |
54 136 768 €
80.39% |
1 824 477 €
98.14% |
20 993 356 €
92.53% |
18 150 018 €
80.70% |
12 937 505 €
64.56% |
231 412 €
88.70% |
Overdue |
13 203 564 €
19.61% |
34 564 €
1.86% |
1 694 617 €
7.47% |
4 341 999 €
19.30% |
7 102 904 €
35.44% |
29 480 €
11.30% |
1-30 days |
3 893 243 €
5.78% |
33 684 €
1.81% |
869 128 €
3.83% |
1 397 290 €
6.21% |
1 563 661 €
7.80% |
29 480 €
11.30% |
31-60 days |
761 022 €
1.13% |
880 €
0.05% |
114 698 €
0.51% |
231 990 €
1.03% |
413 455 €
2.06% |
0 €
0.00% |
61-90 days |
518 695 €
0.77% |
0 €
0.00% |
37 282 €
0.16% |
220 956 €
0.98% |
260 456 €
1.30% |
0 €
0.00% |
91-720 days |
5 804 380 €
8.62% |
0 €
0.00% |
478 390 €
2.11% |
1 824 067 €
8.11% |
3 501 924 €
17.47% |
0 €
0.00% |
> 720 days |
2 226 224 €
3.31% |
0 €
0.00% |
195 119 €
0.86% |
667 697 €
2.97% |
1 363 408 €
6.80% |
0 €
0.00% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 3 845 212 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 242 234 € | 6 853 354 € | 9 231 449 € | 8 779 076 € | 4 676 381 € | 163 263 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 87.43 % | 76.64 % | 64.67 % | 47.14 % | 24.51 % | 4.25 % |
Outstanding principal, EUR | 0 € | 322 431 € | 2 088 693 € | 5 042 973 € | 9 845 090 € | 14 406 588 € | 3 681 949 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 260 519 € | 1 373 745 € | 2 326 411 € | 2 821 543 € | 1 248 386 € | 0 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 10.16 % | 15.36 % | 16.30 % | 15.15 % | 6.54 % | 0.00 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 14.00 % |
Interest paid, EUR | 1 142 € | 871 931 € | 2 556 199 € | 3 205 935 € | 3 226 790 € | 1 435 502 € | 22 836 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 149 178 € | 636 504 € | 803 248 € | 730 633 € | 191 444 € | 1 772 € |
>90 days overdue, EUR | 0 € | 145 988 € | 597 685 € | 705 648 € | 567 167 € | 95 264 € | 0 € |