Statistics

Investor statistics

14251

Active investors

240

Average number of loans Average loans per investor

14.54 %

Average interest rate Return on investment it will always be lower than the interest rate

3 900 €

Average active investment amount Average amount invested per investor

77 605 841 €

Principal received Principal received, including principal paid from Provision fund

22 482 303 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11076

Total active borrowers

3451 €

Average loan amount

63 months

Average loan term Weighted average loan term

772 €

Average income

868 €

A+ rating

781 €

A rating

761 €

B rating

724 €

C rating

916 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 131 246 756 € 10 123 063 € 43 672 132 € 44 871 725 € 29 281 610 € 3 298 225 €
Amount of issued credits 55 574 949 € 5 983 896 € 17 341 380 € 18 342 303 € 11 930 054 € 1 977 317 €
Amount of issued credits 38 036 3 309 12 575 12 400 8 936 816
Amount of issued credits 38 019 3 309 12 563 12 396 8 935 816
Not overdue and returned 111 791 437 €
85.18% 		9 794 737 €
96.76% 		40 754 888 €
93.32% 		37 859 192 €
84.37% 		21 253 336 €
72.58% 		2 129 284 €
64.56%
Not overdue and returned 36 119 629 €
64.99% 		5 655 569 €
94.51% 		14 424 135 €
83.18% 		11 329 770 €
61.77% 		3 901 780 €
32.71% 		808 375 €
40.88%
Not overdue and returned 32 663
85.87% 		3 223
97.40% 		11 798
93.82% 		10 566
85.21% 		6 564
73.46% 		512
62.75%
Not overdue and returned 32 646
85.87% 		3 223
97.40% 		11 786
93.82% 		10 562
85.20% 		6 563
73.45% 		512
62.75%
Overdue 19 455 320 €
14.82% 		328 327 €
3.24% 		2 917 244 €
6.68% 		7 012 533 €
15.63% 		8 028 275 €
27.42% 		1 168 941 €
35.44%
Overdue 19 455 320 €
35.01% 		328 327 €
5.49% 		2 917 244 €
16.82% 		7 012 533 €
38.23% 		8 028 275 €
67.29% 		1 168 941 €
59.12%
Overdue 5 373
14.13% 		86
2.60% 		777
6.18% 		1 834
14.79% 		2 372
26.54% 		304
37.25%
Overdue 5 373
14.13% 		86
2.60% 		777
6.18% 		1 834
14.80% 		2 372
26.55% 		304
37.25%
1-30 days 6 061 659 €
4.62% 		260 469 €
2.57% 		1 616 230 €
3.70% 		2 513 043 €
5.60% 		1 293 267 €
4.42% 		378 649 €
11.48%
1-30 days 6 061 659 €
10.91% 		260 469 €
4.35% 		1 616 230 €
9.32% 		2 513 043 €
13.70% 		1 293 267 €
10.84% 		378 649 €
19.15%
1-30 days 1 585
4.17% 		72
2.18% 		392
3.12% 		625
5.04% 		407
4.55% 		89
10.91%
1-30 days 1 585
4.17% 		72
2.18% 		392
3.12% 		625
5.04% 		407
4.56% 		89
10.91%
31-60 days 1 449 475 €
1.10% 		34 244 €
0.34% 		253 694 €
0.58% 		599 620 €
1.34% 		401 789 €
1.37% 		160 128 €
4.85%
31-60 days 1 449 475 €
2.61% 		34 244 €
0.57% 		253 694 €
1.46% 		599 620 €
3.27% 		401 789 €
3.37% 		160 128 €
8.10%
31-60 days 350
0.92% 		4
0.12% 		53
0.42% 		133
1.07% 		114
1.28% 		46
5.64%
31-60 days 350
0.92% 		4
0.12% 		53
0.42% 		133
1.07% 		114
1.28% 		46
5.64%
61-90 days 674 311 €
0.51% 		8 343 €
0.08% 		107 619 €
0.25% 		274 513 €
0.61% 		224 228 €
0.77% 		59 607 €
1.81%
61-90 days 674 311 €
1.21% 		8 343 €
0.14% 		107 619 €
0.62% 		274 513 €
1.50% 		224 228 €
1.88% 		59 607 €
3.01%
61-90 days 211
0.55% 		3
0.09% 		31
0.25% 		82
0.66% 		77
0.86% 		18
2.21%
61-90 days 211
0.55% 		3
0.09% 		31
0.25% 		82
0.66% 		77
0.86% 		18
2.21%
91-720 days 5 468 376 €
4.17% 		25 270 €
0.25% 		536 372 €
1.23% 		1 788 287 €
3.99% 		2 547 890 €
8.70% 		570 557 €
17.30%
91-720 days 5 468 376 €
9.84% 		25 270 €
0.42% 		536 372 €
3.09% 		1 788 287 €
9.75% 		2 547 890 €
21.36% 		570 557 €
28.86%
91-720 days 1 573
4.14% 		7
0.21% 		161
1.28% 		491
3.96% 		763
8.54% 		151
18.50%
91-720 days 1 573
4.14% 		7
0.21% 		161
1.28% 		491
3.96% 		763
8.54% 		151
18.50%
> 720 days 5 801 499 €
4.42% 		0 €
0.00% 		403 329 €
0.92% 		1 837 070 €
4.09% 		3 561 100 €
12.16% 		0 €
0.00%
> 720 days 5 801 499 €
10.44% 		0 €
0.00% 		403 329 €
2.33% 		1 837 070 €
10.02% 		3 561 100 €
29.85% 		0 €
0.00%
> 720 days 1 654
4.35% 		0
0.00% 		140
1.11% 		503
4.06% 		1 011
11.31% 		0
0.00%
> 720 days 1 654
4.35% 		0
0.00% 		140
1.11% 		503
4.06% 		1 011
11.32% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 3 173 810 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 435 150 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 1 216 430 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 1 140 070 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 301 360 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 80 800 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 346 239 € 7 860 276 € 12 069 767 € 14 383 480 € 12 906 579 € 14 252 227 € 11 789 279 € 46 234 €
A+
 0 € 0 € 0 € 0 € 0 € 1 200 812 € 1 479 784 € 1 452 889 € 3 056 €
A
 1 400 € 595 634 € 2 999 207 € 5 128 326 € 5 986 950 € 3 973 576 € 4 121 815 € 3 503 526 € 15 819 €
B
 2 750 € 825 475 € 2 821 276 € 3 768 261 € 4 789 261 € 4 433 032 € 5 023 038 € 4 839 061 € 24 410 €
C
 2 700 € 925 131 € 2 039 793 € 3 173 180 € 3 607 269 € 3 299 160 € 2 743 587 € 1 558 183 € 1 816 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 884 003 € 435 619 € 1 133 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.48 % 87.90 % 84.56 % 77.23 % 67.63 % 52.04 % 31.70 % 1.46 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 77.43 % 47.82 % 28.81 % 0.70 %
A
 100.00 % 90.79 % 96.04 % 94.66 % 86.69 % 71.96 % 51.58 % 27.29 % 1.30 %
B
 100.00 % 94.93 % 87.22 % 85.04 % 78.85 % 66.99 % 55.73 % 35.87 % 2.14 %
C
 100.00 % 89.04 % 78.93 % 71.70 % 63.91 % 61.18 % 49.98 % 35.40 % 0.60 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 49.08 % 30.76 % 1.40 %
Outstanding principal, EUR 0 € 218 426 € 1 081 771 € 2 204 655 € 4 240 687 € 6 176 390 € 13 136 869 € 25 399 452 € 3 127 576 €
A+
 0 € 0 € 0 € 0 € 0 € 349 970 € 1 614 526 € 3 589 933 € 432 094 €
A
 0 € 60 440 € 123 792 € 289 508 € 918 955 € 1 548 347 € 3 869 063 € 9 335 163 € 1 200 611 €
B
 0 € 44 128 € 413 320 € 662 722 € 1 284 313 € 2 184 765 € 3 990 615 € 8 649 639 € 1 115 660 €
C
 0 € 113 858 € 544 658 € 1 252 425 € 2 037 419 € 2 093 308 € 2 745 522 € 2 844 058 € 299 544 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 917 144 € 980 659 € 79 667 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 218 426 € 1 081 702 € 1 940 208 € 2 650 991 € 2 075 845 € 2 165 686 € 1 137 018 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 6 943 € 16 527 € 1 800 € 0 €
A
 0 € 60 440 € 123 792 € 164 033 € 201 725 € 80 587 € 176 524 € 132 600 € 0 €
B
 0 € 44 128 € 413 252 € 589 599 € 788 103 € 678 266 € 651 612 € 460 398 € 0 €
C
 0 € 113 858 € 544 658 € 1 186 576 € 1 661 163 € 1 310 049 € 872 436 € 420 250 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 448 588 € 121 969 € 0 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.52 % 12.10 % 13.59 % 14.23 % 10.88 % 7.91 % 3.06 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.53 % 0.04 % 0.00 %
A
 0.00 % 9.21 % 3.96 % 3.03 % 2.92 % 1.46 % 2.21 % 1.03 % 0.00 %
B
 0.00 % 5.07 % 12.78 % 13.31 % 12.98 % 10.25 % 7.23 % 3.41 % 0.00 %
C
 0.00 % 10.96 % 21.07 % 26.81 % 29.43 % 24.29 % 15.89 % 9.55 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 24.91 % 8.61 % 0.00 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 11.66 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 7.07 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 9.28 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 13.54 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 17.94 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 22.38 %
Interest paid, EUR 1 142 € 960 153 € 3 042 480 € 4 220 442 € 5 159 653 € 3 907 758 € 3 455 905 € 1 588 257 € 182 €
A+
 0 € 0 € 0 € 0 € 0 € 179 235 € 237 737 € 145 066 € 10 €
A
 61 € 185 745 € 811 642 € 1 209 278 € 1 399 529 € 864 059 € 778 067 € 436 782 € 69 €
B
 416 € 327 736 € 1 136 774 € 1 312 029 € 1 720 301 € 1 446 198 € 1 177 265 € 616 186 € 70 €
C
 664 € 446 673 € 1 094 064 € 1 699 135 € 2 039 823 € 1 418 266 € 931 763 € 276 865 € 33 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 331 073 € 113 358 € 0 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 184 552 € 819 209 € 1 141 025 € 1 281 167 € 722 905 € 406 973 € 153 101 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 613 € 1 206 € 1 672 € 0 €
A
 0 € 45 662 € 66 225 € 52 897 € 42 765 € 14 180 € 17 799 € 14 319 € 0 €
B
 0 € 33 145 € 281 856 € 291 091 € 324 860 € 213 059 € 95 417 € 57 606 € 0 €
C
 0 € 105 745 € 471 127 € 797 037 € 913 542 € 495 053 € 183 117 € 54 836 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 109 434 € 24 668 € 0 €
>90 days overdue, EUR 0 € 184 553 € 818 662 € 1 116 749 € 1 210 353 € 639 511 € 293 392 € 47 672 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 352 € 637 € 69 € 0 €
A
 0 € 45 662 € 66 197 € 51 373 € 37 900 € 11 366 € 9 623 € 1 179 € 0 €
B
 0 € 33 145 € 281 655 € 285 276 € 304 930 € 184 905 € 65 182 € 15 329 € 0 €
C
 0 € 105 745 € 470 810 € 780 099 € 867 523 € 442 888 € 135 062 € 21 925 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 82 888 € 9 169 € 0 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 096 502 €
Receivable fee amount 8 548 486 €
Historical Returns