Statistics

Investor statistics

13962

Active investors

224

Average number of loans Average loans per investor

15.08 %

Average interest rate Return on investment it will always be lower than the interest rate

3 473 €

Average active investment amount Average amount invested per investor

61 074 096 €

Principal received Principal received, including principal paid from Provision fund

18 711 231 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

10645

Total active borrowers

3266 €

Average loan amount

59 months

Average loan term Weighted average loan term

751 €

Average income

835 €

A+ rating

763 €

A rating

740 €

B rating

714 €

C rating

880 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 107 896 180 € 7 253 083 € 35 003 442 € 36 084 109 € 26 967 930 € 2 587 615 €
Amount of issued credits 48 492 965 € 4 825 379 € 13 991 784 € 15 595 190 € 12 342 848 € 1 737 764 €
Amount of issued credits 33 040 2 380 10 842 10 798 8 388 632
Amount of issued credits 33 023 2 380 10 830 10 794 8 387 632
Not overdue and returned 92 002 343 €
85.27% 		7 100 423 €
97.90% 		33 156 292 €
94.72% 		30 877 905 €
85.57% 		19 145 432 €
70.99% 		1 722 291 €
66.56%
Not overdue and returned 32 599 128 €
67.22% 		4 672 719 €
96.84% 		12 144 634 €
86.80% 		10 388 986 €
66.62% 		4 520 349 €
36.62% 		872 440 €
50.20%
Not overdue and returned 28 207
85.37% 		2 323
97.61% 		10 196
94.04% 		9 253
85.69% 		6 030
71.89% 		405
64.08%
Not overdue and returned 28 190
85.36% 		2 323
97.61% 		10 184
94.04% 		9 249
85.69% 		6 029
71.89% 		405
64.08%
Overdue 15 893 837 €
14.73% 		152 660 €
2.10% 		1 847 150 €
5.28% 		5 206 204 €
14.43% 		7 822 498 €
29.01% 		865 324 €
33.44%
Overdue 15 893 837 €
32.78% 		152 660 €
3.16% 		1 847 150 €
13.20% 		5 206 204 €
33.38% 		7 822 498 €
63.38% 		865 324 €
49.80%
Overdue 4 833
14.63% 		57
2.39% 		646
5.96% 		1 545
14.31% 		2 358
28.11% 		227
35.92%
Overdue 4 833
14.64% 		57
2.39% 		646
5.96% 		1 545
14.31% 		2 358
28.11% 		227
35.92%
1-30 days 4 323 530 €
4.01% 		112 415 €
1.55% 		943 133 €
2.69% 		1 515 594 €
4.20% 		1 421 692 €
5.27% 		330 696 €
12.78%
1-30 days 4 323 530 €
8.92% 		112 415 €
2.33% 		943 133 €
6.74% 		1 515 594 €
9.72% 		1 421 692 €
11.52% 		330 696 €
19.03%
1-30 days 1 353
4.10% 		45
1.89% 		301
2.78% 		473
4.38% 		449
5.35% 		85
13.45%
1-30 days 1 353
4.10% 		45
1.89% 		301
2.78% 		473
4.38% 		449
5.35% 		85
13.45%
31-60 days 1 136 123 €
1.05% 		21 702 €
0.30% 		147 497 €
0.42% 		483 886 €
1.34% 		399 357 €
1.48% 		83 681 €
3.23%
31-60 days 1 136 123 €
2.34% 		21 702 €
0.45% 		147 497 €
1.05% 		483 886 €
3.10% 		399 357 €
3.24% 		83 681 €
4.82%
31-60 days 332
1.00% 		6
0.25% 		49
0.45% 		126
1.17% 		131
1.56% 		20
3.16%
31-60 days 332
1.01% 		6
0.25% 		49
0.45% 		126
1.17% 		131
1.56% 		20
3.16%
61-90 days 583 440 €
0.54% 		4 436 €
0.06% 		41 187 €
0.12% 		188 554 €
0.52% 		287 186 €
1.06% 		62 078 €
2.40%
61-90 days 583 440 €
1.20% 		4 436 €
0.09% 		41 187 €
0.29% 		188 554 €
1.21% 		287 186 €
2.33% 		62 078 €
3.57%
61-90 days 166
0.50% 		1
0.04% 		18
0.17% 		52
0.48% 		76
0.91% 		19
3.01%
61-90 days 166
0.50% 		1
0.04% 		18
0.17% 		52
0.48% 		76
0.91% 		19
3.01%
91-720 days 4 956 100 €
4.59% 		14 108 €
0.19% 		358 629 €
1.02% 		1 477 803 €
4.10% 		2 716 692 €
10.07% 		388 869 €
15.03%
91-720 days 4 956 100 €
10.22% 		14 108 €
0.29% 		358 629 €
2.56% 		1 477 803 €
9.48% 		2 716 692 €
22.01% 		388 869 €
22.38%
91-720 days 1 502
4.55% 		5
0.21% 		154
1.42% 		428
3.96% 		812
9.68% 		103
16.30%
91-720 days 1 502
4.55% 		5
0.21% 		154
1.42% 		428
3.97% 		812
9.68% 		103
16.30%
> 720 days 4 894 644 €
4.54% 		0 €
0.00% 		356 705 €
1.02% 		1 540 368 €
4.27% 		2 997 571 €
11.12% 		0 €
0.00%
> 720 days 4 894 644 €
10.09% 		0 €
0.00% 		356 705 €
2.55% 		1 540 368 €
9.88% 		2 997 571 €
24.29% 		0 €
0.00%
> 720 days 1 480
4.48% 		0
0.00% 		124
1.14% 		466
4.32% 		890
10.61% 		0
0.00%
> 720 days 1 480
4.48% 		0
0.00% 		124
1.14% 		466
4.32% 		890
10.61% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 17 011 964 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 2 607 992 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 5 386 430 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 5 841 154 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 2 389 921 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 786 467 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 333 347 € 7 684 433 € 11 423 836 € 13 043 270 € 11 018 687 € 10 798 229 € 3 079 781 €
A+
 0 € 0 € 0 € 0 € 0 € 1 033 790 € 1 118 387 € 272 151 €
A
 1 400 € 590 635 € 2 947 555 € 4 893 421 € 5 462 425 € 3 357 497 € 3 046 292 € 707 311 €
B
 2 750 € 822 333 € 2 766 043 € 3 577 307 € 4 362 307 € 3 775 883 € 3 869 599 € 1 309 005 €
C
 2 700 € 920 379 € 1 970 835 € 2 953 108 € 3 218 538 € 2 851 517 € 2 074 267 € 631 306 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 689 684 € 160 007 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 90.98 % 85.94 % 80.03 % 70.03 % 57.74 % 39.43 % 18.10 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 66.66 % 36.14 % 10.44 %
A
 100.00 % 90.03 % 94.38 % 90.32 % 79.10 % 60.80 % 38.12 % 13.13 %
B
 100.00 % 94.56 % 85.51 % 80.73 % 71.82 % 57.06 % 42.93 % 22.41 %
C
 100.00 % 88.58 % 76.26 % 66.73 % 57.02 % 52.88 % 37.79 % 26.42 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 38.29 % 20.35 %
Outstanding principal, EUR 0 € 231 318 € 1 257 614 € 2 850 586 € 5 580 896 € 8 064 283 € 16 590 867 € 13 932 183 €
A+
 0 € 0 € 0 € 0 € 0 € 516 992 € 1 975 922 € 2 335 840 €
A
 0 € 65 439 € 175 444 € 524 414 € 1 443 480 € 2 164 426 € 4 944 586 € 4 679 119 €
B
 0 € 47 270 € 468 554 € 853 675 € 1 711 267 € 2 841 914 € 5 144 053 € 4 532 149 €
C
 0 € 118 610 € 613 616 € 1 472 497 € 2 426 150 € 2 540 951 € 3 414 842 € 1 758 614 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 111 464 € 626 460 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 231 318 € 1 185 838 € 2 109 939 € 2 770 257 € 1 949 779 € 1 554 588 € 49 025 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 12 308 € 1 800 €
A
 0 € 65 439 € 143 269 € 178 869 € 192 170 € 65 782 € 69 806 € 0 €
B
 0 € 47 270 € 441 424 € 636 327 € 833 195 € 608 425 € 446 329 € 5 200 €
C
 0 € 118 609 € 601 145 € 1 294 743 € 1 744 892 € 1 275 572 € 650 451 € 28 851 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 375 695 € 13 174 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 9.02 % 13.26 % 14.78 % 14.87 % 10.22 % 5.68 % 0.29 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.40 % 0.07 %
A
 0.00 % 9.97 % 4.59 % 3.30 % 2.78 % 1.19 % 0.87 % 0.00 %
B
 0.00 % 5.44 % 13.65 % 14.36 % 13.72 % 9.19 % 4.95 % 0.09 %
C
 0.00 % 11.42 % 23.26 % 29.26 % 30.91 % 23.65 % 11.85 % 1.21 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 20.86 % 1.68 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.11 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.63 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 8.80 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.53 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.49 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 23.06 %
Interest paid, EUR 1 142 € 939 078 € 2 898 109 € 3 955 366 € 4 694 229 € 3 357 864 € 2 414 279 € 298 779 €
A+
 0 € 0 € 0 € 0 € 0 € 155 168 € 160 745 € 23 406 €
A
 61 € 182 228 € 798 223 € 1 179 653 € 1 314 118 € 743 161 € 536 860 € 66 091 €
B
 416 € 323 243 € 1 090 895 € 1 237 840 € 1 574 485 € 1 245 047 € 829 544 € 107 653 €
C
 664 € 433 606 € 1 008 991 € 1 537 873 € 1 805 626 € 1 214 488 € 657 630 € 73 292 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 229 500 € 28 337 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 171 954 € 786 575 € 1 069 137 € 1 140 951 € 565 094 € 236 808 € 22 034 €
A+
 0 € 0 € 0 € 0 € 0 € 329 € 868 € 141 €
A
 0 € 41 618 € 64 720 € 48 491 € 37 552 € 10 477 € 8 497 € 1 081 €
B
 0 € 30 844 € 266 222 € 274 629 € 293 644 € 161 959 € 54 126 € 6 558 €
C
 0 € 99 492 € 455 633 € 746 017 € 809 754 € 392 330 € 108 195 € 9 054 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 65 122 € 5 201 €
>90 days overdue, EUR 0 € 171 954 € 778 289 € 1 024 277 € 1 041 273 € 471 909 € 130 618 € 730 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 56 € 9 €
A
 0 € 41 618 € 63 897 € 45 729 € 31 249 € 7 634 € 2 931 € 0 €
B
 0 € 30 844 € 263 424 € 263 282 € 266 411 € 132 668 € 26 698 € 84 €
C
 0 € 99 492 € 450 968 € 715 266 € 743 613 € 331 607 € 63 208 € 322 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 37 725 € 315 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 747 916 €
Receivable fee amount 7 583 068 €
Historical Returns