Statistics

Investor statistics

13962

Active investors

224

Average number of loans Average loans per investor

15.08 %

Average interest rate Return on investment it will always be lower than the interest rate

3 473 €

Average active investment amount Average amount invested per investor

61 074 096 €

Principal received Principal received, including principal paid from Provision fund

18 711 231 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

10645

Total active borrowers

3266 €

Average loan amount

59 months

Average loan term Weighted average loan term

751 €

Average income

835 €

A+ rating

763 €

A rating

740 €

B rating

714 €

C rating

880 €

C- rating

Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 107 896 180 € 7 253 083 € 35 003 442 € 36 084 109 € 26 967 930 € 2 587 615 €
Amount of issued credits 48 492 965 € 4 825 379 € 13 991 784 € 15 595 190 € 12 342 848 € 1 737 764 €
Amount of issued credits 33 040 2 380 10 842 10 798 8 388 632
Amount of issued credits 33 023 2 380 10 830 10 794 8 387 632
Not overdue and returned 92 002 343 €
85.27%
7 100 423 €
97.90%
33 156 292 €
94.72%
30 877 905 €
85.57%
19 145 432 €
70.99%
1 722 291 €
66.56%
Not overdue and returned 32 599 128 €
67.22%
4 672 719 €
96.84%
12 144 634 €
86.80%
10 388 986 €
66.62%
4 520 349 €
36.62%
872 440 €
50.20%
Not overdue and returned 28 207
85.37%
2 323
97.61%
10 196
94.04%
9 253
85.69%
6 030
71.89%
405
64.08%
Not overdue and returned 28 190
85.36%
2 323
97.61%
10 184
94.04%
9 249
85.69%
6 029
71.89%
405
64.08%
Overdue 15 893 837 €
14.73%
152 660 €
2.10%
1 847 150 €
5.28%
5 206 204 €
14.43%
7 822 498 €
29.01%
865 324 €
33.44%
Overdue 15 893 837 €
32.78%
152 660 €
3.16%
1 847 150 €
13.20%
5 206 204 €
33.38%
7 822 498 €
63.38%
865 324 €
49.80%
Overdue 4 833
14.63%
57
2.39%
646
5.96%
1 545
14.31%
2 358
28.11%
227
35.92%
Overdue 4 833
14.64%
57
2.39%
646
5.96%
1 545
14.31%
2 358
28.11%
227
35.92%
1-30 days 4 323 530 €
4.01%
112 415 €
1.55%
943 133 €
2.69%
1 515 594 €
4.20%
1 421 692 €
5.27%
330 696 €
12.78%
1-30 days 4 323 530 €
8.92%
112 415 €
2.33%
943 133 €
6.74%
1 515 594 €
9.72%
1 421 692 €
11.52%
330 696 €
19.03%
1-30 days 1 353
4.10%
45
1.89%
301
2.78%
473
4.38%
449
5.35%
85
13.45%
1-30 days 1 353
4.10%
45
1.89%
301
2.78%
473
4.38%
449
5.35%
85
13.45%
31-60 days 1 136 123 €
1.05%
21 702 €
0.30%
147 497 €
0.42%
483 886 €
1.34%
399 357 €
1.48%
83 681 €
3.23%
31-60 days 1 136 123 €
2.34%
21 702 €
0.45%
147 497 €
1.05%
483 886 €
3.10%
399 357 €
3.24%
83 681 €
4.82%
31-60 days 332
1.00%
6
0.25%
49
0.45%
126
1.17%
131
1.56%
20
3.16%
31-60 days 332
1.01%
6
0.25%
49
0.45%
126
1.17%
131
1.56%
20
3.16%
61-90 days 583 440 €
0.54%
4 436 €
0.06%
41 187 €
0.12%
188 554 €
0.52%
287 186 €
1.06%
62 078 €
2.40%
61-90 days 583 440 €
1.20%
4 436 €
0.09%
41 187 €
0.29%
188 554 €
1.21%
287 186 €
2.33%
62 078 €
3.57%
61-90 days 166
0.50%
1
0.04%
18
0.17%
52
0.48%
76
0.91%
19
3.01%
61-90 days 166
0.50%
1
0.04%
18
0.17%
52
0.48%
76
0.91%
19
3.01%
91-720 days 4 956 100 €
4.59%
14 108 €
0.19%
358 629 €
1.02%
1 477 803 €
4.10%
2 716 692 €
10.07%
388 869 €
15.03%
91-720 days 4 956 100 €
10.22%
14 108 €
0.29%
358 629 €
2.56%
1 477 803 €
9.48%
2 716 692 €
22.01%
388 869 €
22.38%
91-720 days 1 502
4.55%
5
0.21%
154
1.42%
428
3.96%
812
9.68%
103
16.30%
91-720 days 1 502
4.55%
5
0.21%
154
1.42%
428
3.97%
812
9.68%
103
16.30%
> 720 days 4 894 644 €
4.54%
0 €
0.00%
356 705 €
1.02%
1 540 368 €
4.27%
2 997 571 €
11.12%
0 €
0.00%
> 720 days 4 894 644 €
10.09%
0 €
0.00%
356 705 €
2.55%
1 540 368 €
9.88%
2 997 571 €
24.29%
0 €
0.00%
> 720 days 1 480
4.48%
0
0.00%
124
1.14%
466
4.32%
890
10.61%
0
0.00%
> 720 days 1 480
4.48%
0
0.00%
124
1.14%
466
4.32%
890
10.61%
0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 17 011 964 €
A+
0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 2 607 992 €
A
1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 5 386 430 €
B
2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 5 841 154 €
C
2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 2 389 921 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 786 467 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 333 347 € 7 684 433 € 11 423 836 € 13 043 270 € 11 018 687 € 10 798 229 € 3 079 781 €
A+
0 € 0 € 0 € 0 € 0 € 1 033 790 € 1 118 387 € 272 151 €
A
1 400 € 590 635 € 2 947 555 € 4 893 421 € 5 462 425 € 3 357 497 € 3 046 292 € 707 311 €
B
2 750 € 822 333 € 2 766 043 € 3 577 307 € 4 362 307 € 3 775 883 € 3 869 599 € 1 309 005 €
C
2 700 € 920 379 € 1 970 835 € 2 953 108 € 3 218 538 € 2 851 517 € 2 074 267 € 631 306 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 689 684 € 160 007 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 90.98 % 85.94 % 80.03 % 70.03 % 57.74 % 39.43 % 18.10 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 66.66 % 36.14 % 10.44 %
A
100.00 % 90.03 % 94.38 % 90.32 % 79.10 % 60.80 % 38.12 % 13.13 %
B
100.00 % 94.56 % 85.51 % 80.73 % 71.82 % 57.06 % 42.93 % 22.41 %
C
100.00 % 88.58 % 76.26 % 66.73 % 57.02 % 52.88 % 37.79 % 26.42 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 38.29 % 20.35 %
Outstanding principal, EUR 0 € 231 318 € 1 257 614 € 2 850 586 € 5 580 896 € 8 064 283 € 16 590 867 € 13 932 183 €
A+
0 € 0 € 0 € 0 € 0 € 516 992 € 1 975 922 € 2 335 840 €
A
0 € 65 439 € 175 444 € 524 414 € 1 443 480 € 2 164 426 € 4 944 586 € 4 679 119 €
B
0 € 47 270 € 468 554 € 853 675 € 1 711 267 € 2 841 914 € 5 144 053 € 4 532 149 €
C
0 € 118 610 € 613 616 € 1 472 497 € 2 426 150 € 2 540 951 € 3 414 842 € 1 758 614 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 111 464 € 626 460 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 231 318 € 1 185 838 € 2 109 939 € 2 770 257 € 1 949 779 € 1 554 588 € 49 025 €
A+
0 € 0 € 0 € 0 € 0 € 0 € 12 308 € 1 800 €
A
0 € 65 439 € 143 269 € 178 869 € 192 170 € 65 782 € 69 806 € 0 €
B
0 € 47 270 € 441 424 € 636 327 € 833 195 € 608 425 € 446 329 € 5 200 €
C
0 € 118 609 € 601 145 € 1 294 743 € 1 744 892 € 1 275 572 € 650 451 € 28 851 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 375 695 € 13 174 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 9.02 % 13.26 % 14.78 % 14.87 % 10.22 % 5.68 % 0.29 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.40 % 0.07 %
A
0.00 % 9.97 % 4.59 % 3.30 % 2.78 % 1.19 % 0.87 % 0.00 %
B
0.00 % 5.44 % 13.65 % 14.36 % 13.72 % 9.19 % 4.95 % 0.09 %
C
0.00 % 11.42 % 23.26 % 29.26 % 30.91 % 23.65 % 11.85 % 1.21 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 20.86 % 1.68 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.11 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.63 %
A
16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 8.80 %
B
19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.53 %
C
26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.49 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 23.06 %
Interest paid, EUR 1 142 € 939 078 € 2 898 109 € 3 955 366 € 4 694 229 € 3 357 864 € 2 414 279 € 298 779 €
A+
0 € 0 € 0 € 0 € 0 € 155 168 € 160 745 € 23 406 €
A
61 € 182 228 € 798 223 € 1 179 653 € 1 314 118 € 743 161 € 536 860 € 66 091 €
B
416 € 323 243 € 1 090 895 € 1 237 840 € 1 574 485 € 1 245 047 € 829 544 € 107 653 €
C
664 € 433 606 € 1 008 991 € 1 537 873 € 1 805 626 € 1 214 488 € 657 630 € 73 292 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 229 500 € 28 337 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 171 954 € 786 575 € 1 069 137 € 1 140 951 € 565 094 € 236 808 € 22 034 €
A+
0 € 0 € 0 € 0 € 0 € 329 € 868 € 141 €
A
0 € 41 618 € 64 720 € 48 491 € 37 552 € 10 477 € 8 497 € 1 081 €
B
0 € 30 844 € 266 222 € 274 629 € 293 644 € 161 959 € 54 126 € 6 558 €
C
0 € 99 492 € 455 633 € 746 017 € 809 754 € 392 330 € 108 195 € 9 054 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 65 122 € 5 201 €
>90 days overdue, EUR 0 € 171 954 € 778 289 € 1 024 277 € 1 041 273 € 471 909 € 130 618 € 730 €
A+
0 € 0 € 0 € 0 € 0 € 0 € 56 € 9 €
A
0 € 41 618 € 63 897 € 45 729 € 31 249 € 7 634 € 2 931 € 0 €
B
0 € 30 844 € 263 424 € 263 282 € 266 411 € 132 668 € 26 698 € 84 €
C
0 € 99 492 € 450 968 € 715 266 € 743 613 € 331 607 € 63 208 € 322 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 37 725 € 315 €
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 747 916 €
Receivable fee amount 7 583 068 €
Historical Returns