Statistics

Investor statistics

14251

Active investors

240

Average number of loans Average loans per investor

14.54 %

Average interest rate Return on investment it will always be lower than the interest rate

3 900 €

Average active investment amount Average amount invested per investor

77 605 841 €

Principal received Principal received, including principal paid from Provision fund

22 482 303 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11076

Total active borrowers

3451 €

Average loan amount

63 months

Average loan term Weighted average loan term

772 €

Average income

868 €

A+ rating

781 €

A rating

761 €

B rating

724 €

C rating

916 €

C- rating

Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 131 246 756 € 10 123 063 € 43 672 132 € 44 871 725 € 29 281 610 € 3 298 225 €
Amount of issued credits 55 574 949 € 5 983 896 € 17 341 380 € 18 342 303 € 11 930 054 € 1 977 317 €
Amount of issued credits 38 036 3 309 12 575 12 400 8 936 816
Amount of issued credits 38 019 3 309 12 563 12 396 8 935 816
Not overdue and returned 111 791 437 €
85.18%
9 794 737 €
96.76%
40 754 888 €
93.32%
37 859 192 €
84.37%
21 253 336 €
72.58%
2 129 284 €
64.56%
Not overdue and returned 36 119 629 €
64.99%
5 655 569 €
94.51%
14 424 135 €
83.18%
11 329 770 €
61.77%
3 901 780 €
32.71%
808 375 €
40.88%
Not overdue and returned 32 663
85.87%
3 223
97.40%
11 798
93.82%
10 566
85.21%
6 564
73.46%
512
62.75%
Not overdue and returned 32 646
85.87%
3 223
97.40%
11 786
93.82%
10 562
85.20%
6 563
73.45%
512
62.75%
Overdue 19 455 320 €
14.82%
328 327 €
3.24%
2 917 244 €
6.68%
7 012 533 €
15.63%
8 028 275 €
27.42%
1 168 941 €
35.44%
Overdue 19 455 320 €
35.01%
328 327 €
5.49%
2 917 244 €
16.82%
7 012 533 €
38.23%
8 028 275 €
67.29%
1 168 941 €
59.12%
Overdue 5 373
14.13%
86
2.60%
777
6.18%
1 834
14.79%
2 372
26.54%
304
37.25%
Overdue 5 373
14.13%
86
2.60%
777
6.18%
1 834
14.80%
2 372
26.55%
304
37.25%
1-30 days 6 061 659 €
4.62%
260 469 €
2.57%
1 616 230 €
3.70%
2 513 043 €
5.60%
1 293 267 €
4.42%
378 649 €
11.48%
1-30 days 6 061 659 €
10.91%
260 469 €
4.35%
1 616 230 €
9.32%
2 513 043 €
13.70%
1 293 267 €
10.84%
378 649 €
19.15%
1-30 days 1 585
4.17%
72
2.18%
392
3.12%
625
5.04%
407
4.55%
89
10.91%
1-30 days 1 585
4.17%
72
2.18%
392
3.12%
625
5.04%
407
4.56%
89
10.91%
31-60 days 1 449 475 €
1.10%
34 244 €
0.34%
253 694 €
0.58%
599 620 €
1.34%
401 789 €
1.37%
160 128 €
4.85%
31-60 days 1 449 475 €
2.61%
34 244 €
0.57%
253 694 €
1.46%
599 620 €
3.27%
401 789 €
3.37%
160 128 €
8.10%
31-60 days 350
0.92%
4
0.12%
53
0.42%
133
1.07%
114
1.28%
46
5.64%
31-60 days 350
0.92%
4
0.12%
53
0.42%
133
1.07%
114
1.28%
46
5.64%
61-90 days 674 311 €
0.51%
8 343 €
0.08%
107 619 €
0.25%
274 513 €
0.61%
224 228 €
0.77%
59 607 €
1.81%
61-90 days 674 311 €
1.21%
8 343 €
0.14%
107 619 €
0.62%
274 513 €
1.50%
224 228 €
1.88%
59 607 €
3.01%
61-90 days 211
0.55%
3
0.09%
31
0.25%
82
0.66%
77
0.86%
18
2.21%
61-90 days 211
0.55%
3
0.09%
31
0.25%
82
0.66%
77
0.86%
18
2.21%
91-720 days 5 468 376 €
4.17%
25 270 €
0.25%
536 372 €
1.23%
1 788 287 €
3.99%
2 547 890 €
8.70%
570 557 €
17.30%
91-720 days 5 468 376 €
9.84%
25 270 €
0.42%
536 372 €
3.09%
1 788 287 €
9.75%
2 547 890 €
21.36%
570 557 €
28.86%
91-720 days 1 573
4.14%
7
0.21%
161
1.28%
491
3.96%
763
8.54%
151
18.50%
91-720 days 1 573
4.14%
7
0.21%
161
1.28%
491
3.96%
763
8.54%
151
18.50%
> 720 days 5 801 499 €
4.42%
0 €
0.00%
403 329 €
0.92%
1 837 070 €
4.09%
3 561 100 €
12.16%
0 €
0.00%
> 720 days 5 801 499 €
10.44%
0 €
0.00%
403 329 €
2.33%
1 837 070 €
10.02%
3 561 100 €
29.85%
0 €
0.00%
> 720 days 1 654
4.35%
0
0.00%
140
1.11%
503
4.06%
1 011
11.31%
0
0.00%
> 720 days 1 654
4.35%
0
0.00%
140
1.11%
503
4.06%
1 011
11.32%
0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 3 173 810 €
A+
0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 435 150 €
A
1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 1 216 430 €
B
2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 1 140 070 €
C
2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 301 360 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 80 800 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 346 239 € 7 860 276 € 12 069 767 € 14 383 480 € 12 906 579 € 14 252 227 € 11 789 279 € 46 234 €
A+
0 € 0 € 0 € 0 € 0 € 1 200 812 € 1 479 784 € 1 452 889 € 3 056 €
A
1 400 € 595 634 € 2 999 207 € 5 128 326 € 5 986 950 € 3 973 576 € 4 121 815 € 3 503 526 € 15 819 €
B
2 750 € 825 475 € 2 821 276 € 3 768 261 € 4 789 261 € 4 433 032 € 5 023 038 € 4 839 061 € 24 410 €
C
2 700 € 925 131 € 2 039 793 € 3 173 180 € 3 607 269 € 3 299 160 € 2 743 587 € 1 558 183 € 1 816 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 884 003 € 435 619 € 1 133 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.48 % 87.90 % 84.56 % 77.23 % 67.63 % 52.04 % 31.70 % 1.46 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 77.43 % 47.82 % 28.81 % 0.70 %
A
100.00 % 90.79 % 96.04 % 94.66 % 86.69 % 71.96 % 51.58 % 27.29 % 1.30 %
B
100.00 % 94.93 % 87.22 % 85.04 % 78.85 % 66.99 % 55.73 % 35.87 % 2.14 %
C
100.00 % 89.04 % 78.93 % 71.70 % 63.91 % 61.18 % 49.98 % 35.40 % 0.60 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 49.08 % 30.76 % 1.40 %
Outstanding principal, EUR 0 € 218 426 € 1 081 771 € 2 204 655 € 4 240 687 € 6 176 390 € 13 136 869 € 25 399 452 € 3 127 576 €
A+
0 € 0 € 0 € 0 € 0 € 349 970 € 1 614 526 € 3 589 933 € 432 094 €
A
0 € 60 440 € 123 792 € 289 508 € 918 955 € 1 548 347 € 3 869 063 € 9 335 163 € 1 200 611 €
B
0 € 44 128 € 413 320 € 662 722 € 1 284 313 € 2 184 765 € 3 990 615 € 8 649 639 € 1 115 660 €
C
0 € 113 858 € 544 658 € 1 252 425 € 2 037 419 € 2 093 308 € 2 745 522 € 2 844 058 € 299 544 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 917 144 € 980 659 € 79 667 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 218 426 € 1 081 702 € 1 940 208 € 2 650 991 € 2 075 845 € 2 165 686 € 1 137 018 € 0 €
A+
0 € 0 € 0 € 0 € 0 € 6 943 € 16 527 € 1 800 € 0 €
A
0 € 60 440 € 123 792 € 164 033 € 201 725 € 80 587 € 176 524 € 132 600 € 0 €
B
0 € 44 128 € 413 252 € 589 599 € 788 103 € 678 266 € 651 612 € 460 398 € 0 €
C
0 € 113 858 € 544 658 € 1 186 576 € 1 661 163 € 1 310 049 € 872 436 € 420 250 € 0 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 448 588 € 121 969 € 0 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.52 % 12.10 % 13.59 % 14.23 % 10.88 % 7.91 % 3.06 % 0.00 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.53 % 0.04 % 0.00 %
A
0.00 % 9.21 % 3.96 % 3.03 % 2.92 % 1.46 % 2.21 % 1.03 % 0.00 %
B
0.00 % 5.07 % 12.78 % 13.31 % 12.98 % 10.25 % 7.23 % 3.41 % 0.00 %
C
0.00 % 10.96 % 21.07 % 26.81 % 29.43 % 24.29 % 15.89 % 9.55 % 0.00 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 24.91 % 8.61 % 0.00 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 11.66 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 7.07 %
A
16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 9.28 %
B
19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 13.54 %
C
26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 17.94 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 22.38 %
Interest paid, EUR 1 142 € 960 153 € 3 042 480 € 4 220 442 € 5 159 653 € 3 907 758 € 3 455 905 € 1 588 257 € 182 €
A+
0 € 0 € 0 € 0 € 0 € 179 235 € 237 737 € 145 066 € 10 €
A
61 € 185 745 € 811 642 € 1 209 278 € 1 399 529 € 864 059 € 778 067 € 436 782 € 69 €
B
416 € 327 736 € 1 136 774 € 1 312 029 € 1 720 301 € 1 446 198 € 1 177 265 € 616 186 € 70 €
C
664 € 446 673 € 1 094 064 € 1 699 135 € 2 039 823 € 1 418 266 € 931 763 € 276 865 € 33 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 331 073 € 113 358 € 0 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 184 552 € 819 209 € 1 141 025 € 1 281 167 € 722 905 € 406 973 € 153 101 € 0 €
A+
0 € 0 € 0 € 0 € 0 € 613 € 1 206 € 1 672 € 0 €
A
0 € 45 662 € 66 225 € 52 897 € 42 765 € 14 180 € 17 799 € 14 319 € 0 €
B
0 € 33 145 € 281 856 € 291 091 € 324 860 € 213 059 € 95 417 € 57 606 € 0 €
C
0 € 105 745 € 471 127 € 797 037 € 913 542 € 495 053 € 183 117 € 54 836 € 0 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 109 434 € 24 668 € 0 €
>90 days overdue, EUR 0 € 184 553 € 818 662 € 1 116 749 € 1 210 353 € 639 511 € 293 392 € 47 672 € 0 €
A+
0 € 0 € 0 € 0 € 0 € 352 € 637 € 69 € 0 €
A
0 € 45 662 € 66 197 € 51 373 € 37 900 € 11 366 € 9 623 € 1 179 € 0 €
B
0 € 33 145 € 281 655 € 285 276 € 304 930 € 184 905 € 65 182 € 15 329 € 0 €
C
0 € 105 745 € 470 810 € 780 099 € 867 523 € 442 888 € 135 062 € 21 925 € 0 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 82 888 € 9 169 € 0 €
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 096 502 €
Receivable fee amount 8 548 486 €
Historical Returns