Statistics

Investor statistics

14115

Active investors

231

Average number of loans Average loans per investor

14.83 %

Average interest rate Return on investment it will always be lower than the interest rate

3 618 €

Average active investment amount Average amount invested per investor

67 630 914 €

Principal received Principal received, including principal paid from Provision fund

20 317 339 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

10774

Total active borrowers

3332 €

Average loan amount

61 months

Average loan term Weighted average loan term

760 €

Average income

850 €

A+ rating

771 €

A rating

750 €

B rating

718 €

C rating

887 €

C- rating

Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 116 970 416 € 8 355 883 € 38 268 122 € 39 721 305 € 27 816 280 € 2 808 825 €
Amount of issued credits 51 062 295 € 5 303 072 € 15 157 201 € 16 831 783 € 12 004 269 € 1 765 971 €
Amount of issued credits 35 106 2 782 11 550 11 477 8 604 693
Amount of issued credits 35 089 2 782 11 538 11 473 8 603 693
Not overdue and returned 99 685 501 €
85.22%
8 136 933 €
97.38%
35 941 940 €
93.92%
33 811 462 €
85.12%
19 959 116 €
71.75%
1 836 050 €
65.37%
Not overdue and returned 33 777 381 €
66.15%
5 084 122 €
95.87%
12 831 018 €
84.65%
10 921 939 €
64.89%
4 147 105 €
34.55%
793 196 €
44.92%
Not overdue and returned 30 050
85.60%
2 707
97.30%
10 841
93.86%
9 814
85.51%
6 257
72.72%
431
62.19%
Not overdue and returned 30 033
85.59%
2 707
97.30%
10 829
93.86%
9 810
85.51%
6 256
72.72%
431
62.19%
Overdue 17 284 915 €
14.78%
218 951 €
2.62%
2 326 182 €
6.08%
5 909 843 €
14.88%
7 857 164 €
28.25%
972 775 €
34.63%
Overdue 17 284 915 €
33.85%
218 951 €
4.13%
2 326 182 €
15.35%
5 909 843 €
35.11%
7 857 164 €
65.45%
972 775 €
55.08%
Overdue 5 056
14.40%
75
2.70%
709
6.14%
1 663
14.49%
2 347
27.28%
262
37.81%
Overdue 5 056
14.41%
75
2.70%
709
6.14%
1 663
14.49%
2 347
27.28%
262
37.81%
1-30 days 5 186 938 €
4.43%
183 823 €
2.20%
1 303 874 €
3.41%
2 024 158 €
5.10%
1 336 458 €
4.80%
338 626 €
12.06%
1-30 days 5 186 938 €
10.16%
183 823 €
3.47%
1 303 874 €
8.60%
2 024 158 €
12.03%
1 336 458 €
11.13%
338 626 €
19.18%
1-30 days 1 509
4.30%
63
2.26%
350
3.03%
568
4.95%
434
5.04%
94
13.56%
1-30 days 1 509
4.30%
63
2.26%
350
3.03%
568
4.95%
434
5.04%
94
13.56%
31-60 days 1 156 921 €
0.99%
16 559 €
0.20%
196 100 €
0.51%
424 444 €
1.07%
416 591 €
1.50%
103 227 €
3.68%
31-60 days 1 156 921 €
2.27%
16 559 €
0.31%
196 100 €
1.29%
424 444 €
2.52%
416 591 €
3.47%
103 227 €
5.85%
31-60 days 333
0.95%
6
0.22%
56
0.48%
112
0.98%
130
1.51%
29
4.18%
31-60 days 333
0.95%
6
0.22%
56
0.49%
112
0.98%
130
1.51%
29
4.18%
61-90 days 617 216 €
0.53%
0 €
0.00%
30 031 €
0.08%
264 193 €
0.67%
284 596 €
1.02%
38 397 €
1.37%
61-90 days 617 216 €
1.21%
0 €
0.00%
30 031 €
0.20%
264 193 €
1.57%
284 596 €
2.37%
38 397 €
2.17%
61-90 days 179
0.51%
0
0.00%
19
0.16%
69
0.60%
79
0.92%
12
1.73%
61-90 days 179
0.51%
0
0.00%
19
0.16%
69
0.60%
79
0.92%
12
1.73%
91-720 days 5 013 370 €
4.29%
18 568 €
0.22%
418 045 €
1.09%
1 542 859 €
3.88%
2 541 373 €
9.14%
492 525 €
17.53%
91-720 days 5 013 370 €
9.82%
18 568 €
0.35%
418 045 €
2.76%
1 542 859 €
9.17%
2 541 373 €
21.17%
492 525 €
27.89%
91-720 days 1 494
4.26%
6
0.22%
154
1.33%
445
3.88%
762
8.86%
127
18.33%
91-720 days 1 494
4.26%
6
0.22%
154
1.33%
445
3.88%
762
8.86%
127
18.33%
> 720 days 5 310 470 €
4.54%
0 €
0.00%
378 134 €
0.99%
1 654 190 €
4.16%
3 278 147 €
11.78%
0 €
0.00%
> 720 days 5 310 470 €
10.40%
0 €
0.00%
378 134 €
2.49%
1 654 190 €
9.83%
3 278 147 €
27.31%
0 €
0.00%
> 720 days 1 541
4.39%
0
0.00%
130
1.13%
469
4.09%
942
10.95%
0
0.00%
> 720 days 1 541
4.39%
0
0.00%
130
1.13%
469
4.09%
942
10.95%
0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 26 086 200 €
A+
0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 3 710 792 €
A
1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 8 651 110 €
B
2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 9 478 351 €
C
2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 3 238 271 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 007 677 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 337 706 € 7 780 902 € 11 757 987 € 13 684 003 € 11 952 723 € 12 381 964 € 6 005 306 €
A+
0 € 0 € 0 € 0 € 0 € 1 108 876 € 1 269 159 € 674 777 €
A
1 400 € 591 527 € 2 980 190 € 5 009 089 € 5 721 392 € 3 696 839 € 3 536 209 € 1 574 275 €
B
2 750 € 824 197 € 2 798 439 € 3 677 521 € 4 556 179 € 4 091 564 € 4 452 089 € 2 486 784 €
C
2 700 € 921 982 € 2 002 272 € 3 071 377 € 3 406 433 € 3 055 444 € 2 349 134 € 1 001 989 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 775 373 € 267 481 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.15 % 87.01 % 82.37 % 73.47 % 62.64 % 45.21 % 23.02 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 71.50 % 41.02 % 18.18 %
A
100.00 % 90.16 % 95.43 % 92.46 % 82.85 % 66.95 % 44.25 % 18.20 %
B
100.00 % 94.78 % 86.52 % 83.00 % 75.02 % 61.83 % 49.39 % 26.24 %
C
100.00 % 88.74 % 77.47 % 69.40 % 60.35 % 56.66 % 42.80 % 30.94 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 43.05 % 26.54 %
Outstanding principal, EUR 0 € 226 959 € 1 161 145 € 2 516 435 € 4 940 163 € 7 130 247 € 15 007 132 € 20 080 895 €
A+
0 € 0 € 0 € 0 € 0 € 441 907 € 1 825 151 € 3 036 015 €
A
0 € 64 547 € 142 808 € 408 746 € 1 184 513 € 1 825 084 € 4 454 669 € 7 076 834 €
B
0 € 45 406 € 436 157 € 753 461 € 1 517 395 € 2 526 232 € 4 561 564 € 6 991 567 €
C
0 € 117 006 € 582 179 € 1 354 228 € 2 238 255 € 2 337 024 € 3 139 975 € 2 236 281 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 025 775 € 740 197 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 226 959 € 1 140 373 € 2 009 422 € 2 716 920 € 2 017 949 € 1 884 531 € 327 686 €
A+
0 € 0 € 0 € 0 € 0 € 4 436 € 12 332 € 1 800 €
A
0 € 64 547 € 134 006 € 170 066 € 197 631 € 65 343 € 144 586 € 20 000 €
B
0 € 45 406 € 428 540 € 606 833 € 816 696 € 643 012 € 560 812 € 95 751 €
C
0 € 117 006 € 577 827 € 1 232 523 € 1 702 593 € 1 305 159 € 749 910 € 134 501 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 416 892 € 75 634 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.85 % 12.75 % 14.08 % 14.59 % 10.57 % 6.88 % 1.26 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.29 % 0.40 % 0.05 %
A
0.00 % 9.84 % 4.29 % 3.14 % 2.86 % 1.18 % 1.81 % 0.23 %
B
0.00 % 5.22 % 13.25 % 13.70 % 13.45 % 9.72 % 6.22 % 1.01 %
C
0.00 % 11.26 % 22.36 % 27.85 % 30.16 % 24.20 % 13.66 % 4.15 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.15 % 7.51 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 11.99 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.71 %
A
16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 8.97 %
B
19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.50 %
C
26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.29 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.93 %
Interest paid, EUR 1 142 € 946 587 € 2 965 487 € 4 099 318 € 4 903 542 € 3 616 241 € 2 894 646 € 745 943 €
A+
0 € 0 € 0 € 0 € 0 € 166 780 € 195 191 € 67 987 €
A
61 € 183 200 € 804 858 € 1 195 185 € 1 355 549 € 800 637 € 647 049 € 186 070 €
B
416 € 325 173 € 1 112 544 € 1 278 677 € 1 635 066 € 1 339 258 € 989 904 € 282 423 €
C
664 € 438 214 € 1 048 086 € 1 625 457 € 1 912 927 € 1 309 565 € 784 957 € 150 076 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 277 545 € 59 387 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 179 066 € 800 414 € 1 086 522 € 1 208 197 € 634 282 € 312 034 € 61 171 €
A+
0 € 0 € 0 € 0 € 0 € 374 € 923 € 515 €
A
0 € 43 728 € 64 854 € 49 901 € 39 752 € 12 002 € 12 746 € 5 684 €
B
0 € 32 069 € 272 940 € 276 139 € 312 690 € 184 561 € 72 658 € 21 241 €
C
0 € 103 270 € 462 620 € 760 482 € 855 754 € 437 344 € 141 229 € 21 929 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 84 479 € 11 803 €
>90 days overdue, EUR 0 € 179 066 € 796 410 € 1 051 126 € 1 119 534 € 544 189 € 199 887 € 10 078 €
A+
0 € 0 € 0 € 0 € 0 € 142 € 300 € 35 €
A
0 € 43 728 € 64 502 € 47 762 € 33 991 € 9 161 € 5 694 € 327 €
B
0 € 32 069 € 271 491 € 267 272 € 287 673 € 155 636 € 43 726 € 1 830 €
C
0 € 103 270 € 460 416 € 736 091 € 797 871 € 379 249 € 93 628 € 4 847 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 56 540 € 3 039 €
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 445 521 €
Receivable fee amount 7 748 987 €
Historical Returns