Statistics

Investor statistics

14612

Active investors

248

Average number of loans Average loans per investor

14.42 %

Average interest rate Return on investment it will always be lower than the interest rate

4 137 €

Average active investment amount Average amount invested per investor

87 016 965 €

Principal received Principal received, including principal paid from Provision fund

24 861 885 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11470

Total active borrowers

3530 €

Average loan amount

65 months

Average loan term Weighted average loan term

784 €

Average income

884 €

A+ rating

792 €

A rating

771 €

B rating

733 €

C rating

916 €

C- rating

Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 145 015 987 € 12 034 724 € 48 694 529 € 49 522 978 € 30 834 320 € 3 929 435 €
Amount of issued credits 60 443 640 € 6 848 376 € 19 188 392 € 20 043 483 € 12 072 417 € 2 290 971 €
Amount of issued credits 41 077 3 882 13 626 13 335 9 262 972
Amount of issued credits 41 060 3 882 13 614 13 331 9 261 972
Not overdue and returned 122 639 330 €
84.57%
11 583 744 €
96.25%
44 615 156 €
91.62%
41 332 638 €
83.46%
22 516 293 €
73.02%
2 591 499 €
65.95%
Not overdue and returned 38 066 983 €
62.98%
6 397 396 €
93.41%
15 109 019 €
78.74%
11 853 144 €
59.14%
3 754 390 €
31.10%
953 035 €
41.60%
Not overdue and returned 35 213
85.72%
3 767
97.04%
12 705
93.24%
11 333
84.99%
6 813
73.56%
595
61.21%
Not overdue and returned 35 196
85.72%
3 767
97.04%
12 693
93.23%
11 329
84.98%
6 812
73.56%
595
61.21%
Overdue 22 376 657 €
15.43%
450 980 €
3.75%
4 079 373 €
8.38%
8 190 340 €
16.54%
8 318 027 €
26.98%
1 337 937 €
34.05%
Overdue 22 376 657 €
37.02%
450 980 €
6.59%
4 079 373 €
21.26%
8 190 340 €
40.86%
8 318 027 €
68.90%
1 337 937 €
58.40%
Overdue 5 864
14.28%
115
2.96%
921
6.76%
2 002
15.01%
2 449
26.44%
377
38.79%
Overdue 5 864
14.28%
115
2.96%
921
6.77%
2 002
15.02%
2 449
26.44%
377
38.79%
1-30 days 7 441 349 €
5.13%
356 928 €
2.97%
2 344 580 €
4.81%
3 036 768 €
6.13%
1 385 767 €
4.49%
317 307 €
8.08%
1-30 days 7 441 349 €
12.31%
356 928 €
5.21%
2 344 580 €
12.22%
3 036 768 €
15.15%
1 385 767 €
11.48%
317 307 €
13.85%
1-30 days 1 801
4.38%
94
2.42%
491
3.60%
694
5.20%
423
4.57%
99
10.19%
1-30 days 1 801
4.39%
94
2.42%
491
3.61%
694
5.21%
423
4.57%
99
10.19%
31-60 days 1 674 476 €
1.15%
39 659 €
0.33%
356 294 €
0.73%
735 661 €
1.49%
349 099 €
1.13%
193 763 €
4.93%
31-60 days 1 674 476 €
2.77%
39 659 €
0.58%
356 294 €
1.86%
735 661 €
3.67%
349 099 €
2.89%
193 763 €
8.46%
31-60 days 426
1.04%
9
0.23%
76
0.56%
164
1.23%
124
1.34%
53
5.45%
31-60 days 426
1.04%
9
0.23%
76
0.56%
164
1.23%
124
1.34%
53
5.45%
61-90 days 952 144 €
0.66%
5 150 €
0.04%
222 086 €
0.46%
330 750 €
0.67%
257 361 €
0.83%
136 796 €
3.48%
61-90 days 952 144 €
1.58%
5 150 €
0.08%
222 086 €
1.16%
330 750 €
1.65%
257 361 €
2.13%
136 796 €
5.97%
61-90 days 206
0.50%
1
0.03%
30
0.22%
68
0.51%
72
0.78%
35
3.60%
61-90 days 206
0.50%
1
0.03%
30
0.22%
68
0.51%
72
0.78%
35
3.60%
91-720 days 6 199 325 €
4.27%
49 242 €
0.41%
737 724 €
1.52%
2 193 287 €
4.43%
2 554 229 €
8.28%
664 843 €
16.92%
91-720 days 6 199 325 €
10.26%
49 242 €
0.72%
737 724 €
3.84%
2 193 287 €
10.94%
2 554 229 €
21.16%
664 843 €
29.02%
91-720 days 1 665
4.05%
11
0.28%
182
1.34%
545
4.09%
743
8.02%
184
18.93%
91-720 days 1 665
4.06%
11
0.28%
182
1.34%
545
4.09%
743
8.02%
184
18.93%
> 720 days 6 109 362 €
4.21%
0 €
0.00%
418 690 €
0.86%
1 893 874 €
3.82%
3 771 571 €
12.23%
25 228 €
0.64%
> 720 days 6 109 362 €
10.11%
0 €
0.00%
418 690 €
2.18%
1 893 874 €
9.45%
3 771 571 €
31.24%
25 228 €
1.10%
> 720 days 1 766
4.30%
0
0.00%
142
1.04%
531
3.98%
1 087
11.74%
6
0.62%
> 720 days 1 766
4.30%
0
0.00%
142
1.04%
531
3.98%
1 087
11.74%
6
0.62%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 16 943 041 €
A+
0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 2 346 811 €
A
1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 6 238 827 €
B
2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 5 791 323 €
C
2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 1 854 070 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 712 010 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 354 670 € 7 906 084 € 12 308 887 € 14 968 334 € 13 671 283 € 15 890 420 € 15 188 905 € 2 274 257 €
A+
0 € 0 € 0 € 0 € 0 € 1 263 807 € 1 714 235 € 1 927 103 € 281 123 €
A
1 400 € 595 782 € 3 004 412 € 5 217 401 € 6 206 693 € 4 231 353 € 4 555 724 € 4 827 510 € 863 688 €
B
2 750 € 827 296 € 2 837 538 € 3 833 657 € 4 969 395 € 4 676 604 € 5 581 027 € 5 997 309 € 753 610 €
C
2 700 € 931 592 € 2 064 134 € 3 257 828 € 3 792 245 € 3 499 518 € 3 043 431 € 1 895 393 € 274 986 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 996 004 € 541 591 € 100 850 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.81 % 88.41 % 86.23 % 80.37 % 71.64 % 58.02 % 40.84 % 13.42 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 81.49 % 55.40 % 38.21 % 11.98 %
A
100.00 % 90.81 % 96.20 % 96.30 % 89.88 % 76.63 % 57.01 % 37.60 % 13.84 %
B
100.00 % 95.13 % 87.72 % 86.52 % 81.82 % 70.67 % 61.92 % 44.46 % 13.01 %
C
100.00 % 89.66 % 79.87 % 73.61 % 67.18 % 64.90 % 55.44 % 43.06 % 14.83 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 55.30 % 38.24 % 14.16 %
Outstanding principal, EUR 0 € 209 995 € 1 035 963 € 1 965 536 € 3 655 833 € 5 411 687 € 11 498 675 € 21 999 825 € 14 668 783 €
A+
0 € 0 € 0 € 0 € 0 € 286 975 € 1 380 075 € 3 115 719 € 2 065 688 €
A
0 € 60 292 € 118 587 € 200 433 € 699 212 € 1 290 570 € 3 435 154 € 8 011 180 € 5 375 139 €
B
0 € 42 306 € 397 059 € 597 326 € 1 104 178 € 1 941 193 € 3 432 626 € 7 491 392 € 5 037 713 €
C
0 € 107 396 € 520 317 € 1 167 777 € 1 852 443 € 1 892 950 € 2 445 677 € 2 506 848 € 1 579 084 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 805 143 € 874 686 € 611 160 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 209 995 € 1 035 964 € 1 870 107 € 2 548 389 € 2 063 546 € 2 291 246 € 2 194 205 € 95 236 €
A+
0 € 0 € 0 € 0 € 0 € 6 943 € 16 362 € 25 938 € 0 €
A
0 € 60 292 € 118 587 € 153 233 € 202 500 € 80 445 € 218 950 € 303 061 € 19 346 €
B
0 € 42 306 € 397 060 € 569 382 € 746 252 € 689 869 € 717 880 € 904 811 € 19 600 €
C
0 € 107 396 € 520 317 € 1 147 492 € 1 599 638 € 1 286 288 € 916 998 € 698 381 € 49 290 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 421 056 € 262 014 € 7 000 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.19 % 11.59 % 13.10 % 13.68 % 10.81 % 8.37 % 5.90 % 0.56 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.53 % 0.51 % 0.00 %
A
0.00 % 9.19 % 3.80 % 2.83 % 2.93 % 1.46 % 2.74 % 2.36 % 0.31 %
B
0.00 % 4.87 % 12.28 % 12.85 % 12.29 % 10.42 % 7.96 % 6.71 % 0.34 %
C
0.00 % 10.34 % 20.13 % 25.93 % 28.34 % 23.85 % 16.71 % 15.86 % 2.66 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.38 % 18.50 % 0.98 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 13.01 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 7.86 %
A
16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 10.64 %
B
19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 14.43 %
C
26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 19.19 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 23.07 %
Interest paid, EUR 1 142 € 978 132 € 3 117 405 € 4 326 982 € 5 385 198 € 4 164 653 € 3 963 423 € 2 478 642 € 289 538 €
A+
0 € 0 € 0 € 0 € 0 € 189 827 € 275 829 € 228 370 € 24 742 €
A
61 € 187 341 € 821 194 € 1 221 264 € 1 432 662 € 917 887 € 900 263 € 712 347 € 90 610 €
B
416 € 329 935 € 1 164 692 € 1 338 675 € 1 792 378 € 1 542 876 € 1 340 327 € 961 323 € 116 479 €
C
664 € 460 856 € 1 131 519 € 1 767 043 € 2 160 158 € 1 514 063 € 1 063 340 € 407 731 € 42 091 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 383 664 € 168 870 € 15 616 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 190 400 € 843 922 € 1 197 341 € 1 352 249 € 814 585 € 505 706 € 275 889 € 34 939 €
A+
0 € 0 € 0 € 0 € 0 € 962 € 2 000 € 2 178 € 343 €
A
0 € 48 470 € 67 629 € 54 401 € 46 702 € 17 194 € 22 321 € 29 458 € 6 802 €
B
0 € 34 263 € 289 497 € 309 207 € 336 605 € 241 142 € 122 034 € 103 433 € 12 577 €
C
0 € 107 667 € 486 796 € 833 733 € 968 942 € 555 287 € 226 766 € 96 716 € 10 361 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 132 585 € 44 105 € 4 856 €
>90 days overdue, EUR 0 € 190 400 € 843 922 € 1 182 864 € 1 295 926 € 737 762 € 393 257 € 129 491 € 1 335 €
A+
0 € 0 € 0 € 0 € 0 € 657 € 1 028 € 293 € 0 €
A
0 € 48 470 € 67 629 € 53 490 € 42 225 € 14 224 € 13 964 € 6 810 € 207 €
B
0 € 34 263 € 289 497 € 305 989 € 321 376 € 213 763 € 91 587 € 44 743 € 293 €
C
0 € 107 667 € 486 796 € 823 386 € 932 326 € 509 119 € 178 537 € 55 927 € 684 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 108 141 € 21 719 € 151 €
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 848 056 €
Receivable fee amount 9 363 803 €
Historical Returns