Statistics

Investor statistics

14115

Active investors

231

Average number of loans Average loans per investor

14.83 %

Average interest rate Return on investment it will always be lower than the interest rate

3 618 €

Average active investment amount Average amount invested per investor

67 630 914 €

Principal received Principal received, including principal paid from Provision fund

20 317 339 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

10774

Total active borrowers

3332 €

Average loan amount

61 months

Average loan term Weighted average loan term

760 €

Average income

850 €

A+ rating

771 €

A rating

750 €

B rating

718 €

C rating

887 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 116 970 416 € 8 355 883 € 38 268 122 € 39 721 305 € 27 816 280 € 2 808 825 €
Amount of issued credits 51 062 295 € 5 303 072 € 15 157 201 € 16 831 783 € 12 004 269 € 1 765 971 €
Amount of issued credits 35 106 2 782 11 550 11 477 8 604 693
Amount of issued credits 35 089 2 782 11 538 11 473 8 603 693
Not overdue and returned 99 685 501 €
85.22% 		8 136 933 €
97.38% 		35 941 940 €
93.92% 		33 811 462 €
85.12% 		19 959 116 €
71.75% 		1 836 050 €
65.37%
Not overdue and returned 33 777 381 €
66.15% 		5 084 122 €
95.87% 		12 831 018 €
84.65% 		10 921 939 €
64.89% 		4 147 105 €
34.55% 		793 196 €
44.92%
Not overdue and returned 30 050
85.60% 		2 707
97.30% 		10 841
93.86% 		9 814
85.51% 		6 257
72.72% 		431
62.19%
Not overdue and returned 30 033
85.59% 		2 707
97.30% 		10 829
93.86% 		9 810
85.51% 		6 256
72.72% 		431
62.19%
Overdue 17 284 915 €
14.78% 		218 951 €
2.62% 		2 326 182 €
6.08% 		5 909 843 €
14.88% 		7 857 164 €
28.25% 		972 775 €
34.63%
Overdue 17 284 915 €
33.85% 		218 951 €
4.13% 		2 326 182 €
15.35% 		5 909 843 €
35.11% 		7 857 164 €
65.45% 		972 775 €
55.08%
Overdue 5 056
14.40% 		75
2.70% 		709
6.14% 		1 663
14.49% 		2 347
27.28% 		262
37.81%
Overdue 5 056
14.41% 		75
2.70% 		709
6.14% 		1 663
14.49% 		2 347
27.28% 		262
37.81%
1-30 days 5 186 938 €
4.43% 		183 823 €
2.20% 		1 303 874 €
3.41% 		2 024 158 €
5.10% 		1 336 458 €
4.80% 		338 626 €
12.06%
1-30 days 5 186 938 €
10.16% 		183 823 €
3.47% 		1 303 874 €
8.60% 		2 024 158 €
12.03% 		1 336 458 €
11.13% 		338 626 €
19.18%
1-30 days 1 509
4.30% 		63
2.26% 		350
3.03% 		568
4.95% 		434
5.04% 		94
13.56%
1-30 days 1 509
4.30% 		63
2.26% 		350
3.03% 		568
4.95% 		434
5.04% 		94
13.56%
31-60 days 1 156 921 €
0.99% 		16 559 €
0.20% 		196 100 €
0.51% 		424 444 €
1.07% 		416 591 €
1.50% 		103 227 €
3.68%
31-60 days 1 156 921 €
2.27% 		16 559 €
0.31% 		196 100 €
1.29% 		424 444 €
2.52% 		416 591 €
3.47% 		103 227 €
5.85%
31-60 days 333
0.95% 		6
0.22% 		56
0.48% 		112
0.98% 		130
1.51% 		29
4.18%
31-60 days 333
0.95% 		6
0.22% 		56
0.49% 		112
0.98% 		130
1.51% 		29
4.18%
61-90 days 617 216 €
0.53% 		0 €
0.00% 		30 031 €
0.08% 		264 193 €
0.67% 		284 596 €
1.02% 		38 397 €
1.37%
61-90 days 617 216 €
1.21% 		0 €
0.00% 		30 031 €
0.20% 		264 193 €
1.57% 		284 596 €
2.37% 		38 397 €
2.17%
61-90 days 179
0.51% 		0
0.00% 		19
0.16% 		69
0.60% 		79
0.92% 		12
1.73%
61-90 days 179
0.51% 		0
0.00% 		19
0.16% 		69
0.60% 		79
0.92% 		12
1.73%
91-720 days 5 013 370 €
4.29% 		18 568 €
0.22% 		418 045 €
1.09% 		1 542 859 €
3.88% 		2 541 373 €
9.14% 		492 525 €
17.53%
91-720 days 5 013 370 €
9.82% 		18 568 €
0.35% 		418 045 €
2.76% 		1 542 859 €
9.17% 		2 541 373 €
21.17% 		492 525 €
27.89%
91-720 days 1 494
4.26% 		6
0.22% 		154
1.33% 		445
3.88% 		762
8.86% 		127
18.33%
91-720 days 1 494
4.26% 		6
0.22% 		154
1.33% 		445
3.88% 		762
8.86% 		127
18.33%
> 720 days 5 310 470 €
4.54% 		0 €
0.00% 		378 134 €
0.99% 		1 654 190 €
4.16% 		3 278 147 €
11.78% 		0 €
0.00%
> 720 days 5 310 470 €
10.40% 		0 €
0.00% 		378 134 €
2.49% 		1 654 190 €
9.83% 		3 278 147 €
27.31% 		0 €
0.00%
> 720 days 1 541
4.39% 		0
0.00% 		130
1.13% 		469
4.09% 		942
10.95% 		0
0.00%
> 720 days 1 541
4.39% 		0
0.00% 		130
1.13% 		469
4.09% 		942
10.95% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 26 086 200 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 3 710 792 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 8 651 110 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 9 478 351 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 3 238 271 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 007 677 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 337 706 € 7 780 902 € 11 757 987 € 13 684 003 € 11 952 723 € 12 381 964 € 6 005 306 €
A+
 0 € 0 € 0 € 0 € 0 € 1 108 876 € 1 269 159 € 674 777 €
A
 1 400 € 591 527 € 2 980 190 € 5 009 089 € 5 721 392 € 3 696 839 € 3 536 209 € 1 574 275 €
B
 2 750 € 824 197 € 2 798 439 € 3 677 521 € 4 556 179 € 4 091 564 € 4 452 089 € 2 486 784 €
C
 2 700 € 921 982 € 2 002 272 € 3 071 377 € 3 406 433 € 3 055 444 € 2 349 134 € 1 001 989 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 775 373 € 267 481 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.15 % 87.01 % 82.37 % 73.47 % 62.64 % 45.21 % 23.02 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 71.50 % 41.02 % 18.18 %
A
 100.00 % 90.16 % 95.43 % 92.46 % 82.85 % 66.95 % 44.25 % 18.20 %
B
 100.00 % 94.78 % 86.52 % 83.00 % 75.02 % 61.83 % 49.39 % 26.24 %
C
 100.00 % 88.74 % 77.47 % 69.40 % 60.35 % 56.66 % 42.80 % 30.94 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 43.05 % 26.54 %
Outstanding principal, EUR 0 € 226 959 € 1 161 145 € 2 516 435 € 4 940 163 € 7 130 247 € 15 007 132 € 20 080 895 €
A+
 0 € 0 € 0 € 0 € 0 € 441 907 € 1 825 151 € 3 036 015 €
A
 0 € 64 547 € 142 808 € 408 746 € 1 184 513 € 1 825 084 € 4 454 669 € 7 076 834 €
B
 0 € 45 406 € 436 157 € 753 461 € 1 517 395 € 2 526 232 € 4 561 564 € 6 991 567 €
C
 0 € 117 006 € 582 179 € 1 354 228 € 2 238 255 € 2 337 024 € 3 139 975 € 2 236 281 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 025 775 € 740 197 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 226 959 € 1 140 373 € 2 009 422 € 2 716 920 € 2 017 949 € 1 884 531 € 327 686 €
A+
 0 € 0 € 0 € 0 € 0 € 4 436 € 12 332 € 1 800 €
A
 0 € 64 547 € 134 006 € 170 066 € 197 631 € 65 343 € 144 586 € 20 000 €
B
 0 € 45 406 € 428 540 € 606 833 € 816 696 € 643 012 € 560 812 € 95 751 €
C
 0 € 117 006 € 577 827 € 1 232 523 € 1 702 593 € 1 305 159 € 749 910 € 134 501 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 416 892 € 75 634 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.85 % 12.75 % 14.08 % 14.59 % 10.57 % 6.88 % 1.26 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.29 % 0.40 % 0.05 %
A
 0.00 % 9.84 % 4.29 % 3.14 % 2.86 % 1.18 % 1.81 % 0.23 %
B
 0.00 % 5.22 % 13.25 % 13.70 % 13.45 % 9.72 % 6.22 % 1.01 %
C
 0.00 % 11.26 % 22.36 % 27.85 % 30.16 % 24.20 % 13.66 % 4.15 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.15 % 7.51 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 11.99 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.71 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 8.97 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.50 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.29 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.93 %
Interest paid, EUR 1 142 € 946 587 € 2 965 487 € 4 099 318 € 4 903 542 € 3 616 241 € 2 894 646 € 745 943 €
A+
 0 € 0 € 0 € 0 € 0 € 166 780 € 195 191 € 67 987 €
A
 61 € 183 200 € 804 858 € 1 195 185 € 1 355 549 € 800 637 € 647 049 € 186 070 €
B
 416 € 325 173 € 1 112 544 € 1 278 677 € 1 635 066 € 1 339 258 € 989 904 € 282 423 €
C
 664 € 438 214 € 1 048 086 € 1 625 457 € 1 912 927 € 1 309 565 € 784 957 € 150 076 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 277 545 € 59 387 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 179 066 € 800 414 € 1 086 522 € 1 208 197 € 634 282 € 312 034 € 61 171 €
A+
 0 € 0 € 0 € 0 € 0 € 374 € 923 € 515 €
A
 0 € 43 728 € 64 854 € 49 901 € 39 752 € 12 002 € 12 746 € 5 684 €
B
 0 € 32 069 € 272 940 € 276 139 € 312 690 € 184 561 € 72 658 € 21 241 €
C
 0 € 103 270 € 462 620 € 760 482 € 855 754 € 437 344 € 141 229 € 21 929 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 84 479 € 11 803 €
>90 days overdue, EUR 0 € 179 066 € 796 410 € 1 051 126 € 1 119 534 € 544 189 € 199 887 € 10 078 €
A+
 0 € 0 € 0 € 0 € 0 € 142 € 300 € 35 €
A
 0 € 43 728 € 64 502 € 47 762 € 33 991 € 9 161 € 5 694 € 327 €
B
 0 € 32 069 € 271 491 € 267 272 € 287 673 € 155 636 € 43 726 € 1 830 €
C
 0 € 103 270 € 460 416 € 736 091 € 797 871 € 379 249 € 93 628 € 4 847 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 56 540 € 3 039 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 445 521 €
Receivable fee amount 7 748 987 €
Historical Returns