PEER TO PEER LENDING Let your money work for you
Number of investors
178 227 893 €
Sum of granted loans
Issued loans count
Why invest via NEO Finance?
What do we offer?
Unlimited e-money institution licence (EMI)
The first Lithuanian P2P platform operator to hold the unlimited EMI licence which allows operations in the entire European Union. This ensures safety of clients’ money, as it is kept in an account separate from that of the company. In addition, the company is constantly supervised by the Bank of Lithuania.
When agreements with borrowers are terminated, investors can sell their investments for 25-50% of their face value to NEO Finance.
Average return rate of 12 percent
Historically, Lithuanian consumer loans had high interest rates, as the market was not regulated until 2016. However, even after the regulation was implemented, the interest rates remained high (16.8% for banking consumer loans, and 78.9% for other financial institutions’ loans in 2016). Therefore, risk / reward ratio is one of the highest in Europe.
Personal IBAN accounts free of charge
Every user account is linked to a personal IBAN account, which is free of charge. Payments sent to other financial institutions are also free of charge for VIP investors. In addition, one can have multiple IBAN accounts under their name at NEO Finance, which enables them to test and employ different investment strategies.
Built inhouse IT system
The Lending Platform is very similar in its functionality to a banking system with IBAN accounts, support of payment transactions, and similar functions. It was built and is being constantly developed in-house by highly experienced IT and banking professionals.
Close long-term partnership with debt collection and recovery company
All debts are handled by a single firm, which has been a long-term partner of NEO Finance. The company has 8+ years of experience in delinquent loans recovery, which ensures speed and quality of the service: 65% of debts have been collected within two years.
Introducing P2P Lending platform NEO Finance
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