Statistics

Investor statistics

15994

Active investors

321

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 775 €

Average active investment amount Average amount invested per investor

167 758 769 €

Principal received Principal received, including principal paid from Provision fund

47 399 401 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13683

Total active borrowers

4069 €

Average loan amount

67 months

Average loan term Weighted average loan term

879 €

Average income

962 €

A+ rating

869 €

A rating

889 €

B rating

811 €

C rating

978 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 254 572 058 € 18 352 876 € 75 581 249 € 101 697 554 € 48 260 435 € 10 672 503 €
Amount of issued credits 92 369 239 € 5 653 036 € 23 397 978 € 39 659 418 € 18 102 744 € 5 554 091 €
Amount of issued credits 62 561 6 452 19 626 22 226 12 085 2 157
Amount of issued credits 62 544 6 452 19 614 22 222 12 084 2 157
Not overdue and returned 212 396 018 €
83.43% 		17 644 933 €
96.14% 		68 166 847 €
90.19% 		83 911 840 €
82.51% 		35 840 776 €
74.27% 		6 824 181 €
63.94%
Not overdue and returned 50 334 053 €
54.49% 		4 945 094 €
87.48% 		16 002 322 €
68.39% 		21 942 495 €
55.33% 		5 736 401 €
31.69% 		1 705 769 €
30.71%
Not overdue and returned 54 674
87.39% 		6 332
98.14% 		18 543
94.48% 		19 146
86.14% 		9 320
77.12% 		1 318
61.10%
Not overdue and returned 54 657
87.39% 		6 332
98.14% 		18 531
94.48% 		19 142
86.14% 		9 319
77.12% 		1 318
61.10%
Overdue 42 035 186 €
16.51% 		707 942 €
3.86% 		7 395 656 €
9.79% 		17 716 923 €
17.42% 		12 366 343 €
25.62% 		3 848 322 €
36.06%
Overdue 42 035 186 €
45.51% 		707 942 €
12.52% 		7 395 656 €
31.61% 		17 716 923 €
44.67% 		12 366 343 €
68.31% 		3 848 322 €
69.29%
Overdue 7 856
12.56% 		120
1.86% 		1 077
5.49% 		3 068
13.80% 		2 752
22.77% 		839
38.90%
Overdue 7 856
12.56% 		120
1.86% 		1 077
5.49% 		3 068
13.81% 		2 752
22.77% 		839
38.90%
1-30 days 12 614 192 €
4.96% 		381 553 €
2.08% 		3 308 671 €
4.38% 		6 249 533 €
6.15% 		2 104 392 €
4.36% 		570 042 €
5.34%
1-30 days 12 614 192 €
13.66% 		381 553 €
6.75% 		3 308 671 €
14.14% 		6 249 533 €
15.76% 		2 104 392 €
11.62% 		570 042 €
10.26%
1-30 days 2 087
3.34% 		75
1.16% 		463
2.36% 		1 007
4.53% 		413
3.42% 		129
5.98%
1-30 days 2 087
3.34% 		75
1.16% 		463
2.36% 		1 007
4.53% 		413
3.42% 		129
5.98%
31-60 days 2 596 499 €
1.02% 		37 948 €
0.21% 		441 743 €
0.58% 		1 234 780 €
1.21% 		618 628 €
1.28% 		263 400 €
2.47%
31-60 days 2 596 499 €
2.81% 		37 948 €
0.67% 		441 743 €
1.89% 		1 234 780 €
3.11% 		618 628 €
3.42% 		263 400 €
4.74%
31-60 days 446
0.71% 		10
0.15% 		68
0.35% 		201
0.90% 		108
0.89% 		59
2.74%
31-60 days 446
0.71% 		10
0.15% 		68
0.35% 		201
0.90% 		108
0.89% 		59
2.74%
61-90 days 1 286 752 €
0.51% 		4 161 €
0.02% 		277 630 €
0.37% 		550 587 €
0.54% 		261 881 €
0.54% 		192 492 €
1.80%
61-90 days 1 286 752 €
1.39% 		4 161 €
0.07% 		277 630 €
1.19% 		550 587 €
1.39% 		261 881 €
1.45% 		192 492 €
3.47%
61-90 days 220
0.35% 		2
0.03% 		38
0.19% 		90
0.40% 		50
0.41% 		40
1.85%
61-90 days 220
0.35% 		2
0.03% 		38
0.19% 		90
0.41% 		50
0.41% 		40
1.85%
91-720 days 14 083 708 €
5.53% 		248 494 €
1.35% 		2 228 535 €
2.95% 		5 707 066 €
5.61% 		3 922 983 €
8.13% 		1 976 630 €
18.52%
91-720 days 14 083 708 €
15.25% 		248 494 €
4.40% 		2 228 535 €
9.52% 		5 707 066 €
14.39% 		3 922 983 €
21.67% 		1 976 630 €
35.59%
91-720 days 2 257
3.61% 		24
0.37% 		264
1.35% 		863
3.88% 		706
5.84% 		400
18.54%
91-720 days 2 257
3.61% 		24
0.37% 		264
1.35% 		863
3.88% 		706
5.84% 		400
18.54%
> 720 days 11 454 036 €
4.50% 		35 787 €
0.19% 		1 139 077 €
1.51% 		3 974 956 €
3.91% 		5 458 458 €
11.31% 		845 758 €
7.92%
> 720 days 11 454 036 €
12.40% 		35 787 €
0.63% 		1 139 077 €
4.87% 		3 974 956 €
10.02% 		5 458 458 €
30.15% 		845 758 €
15.23%
> 720 days 2 846
4.55% 		9
0.14% 		244
1.24% 		907
4.08% 		1 475
12.21% 		211
9.78%
> 720 days 2 846
4.55% 		9
0.14% 		244
1.24% 		907
4.08% 		1 475
12.21% 		211
9.78%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.06% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 39 966 248 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 847 215 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 285 630 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 22 367 858 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 7 562 061 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 2 900 654 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 396 188 € 8 088 356 € 12 780 539 € 16 571 313 € 16 674 099 € 22 189 586 € 25 612 784 € 24 917 278 € 20 910 553 € 11 914 417 €
A+
 0 € 0 € 0 € 0 € 0 € 1 504 603 € 2 535 120 € 3 690 252 € 3 199 913 € 1 402 995 € 366 956 €
A
 1 400 € 612 047 € 3 032 582 € 5 318 820 € 6 778 139 € 5 181 732 € 6 474 974 € 8 628 299 € 8 530 842 € 5 719 077 € 1 886 613 €
B
 2 750 € 835 585 € 2 907 191 € 3 967 858 € 5 478 873 € 5 709 825 € 7 575 225 € 9 285 086 € 9 166 848 € 10 195 846 € 6 844 259 €
C
 2 700 € 948 557 € 2 148 584 € 3 493 862 € 4 314 301 € 4 277 939 € 4 250 145 € 3 024 049 € 2 870 621 € 2 726 024 € 2 047 593 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 354 122 € 985 097 € 1 149 054 € 862 369 € 767 770 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.43 % 90.45 % 89.53 % 88.98 % 87.38 % 81.02 % 68.87 % 56.71 % 49.09 % 29.81 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.02 % 81.93 % 73.18 % 59.03 % 58.53 % 43.31 %
A
 100.00 % 93.29 % 97.10 % 98.17 % 98.15 % 93.84 % 81.03 % 67.21 % 56.17 % 49.08 % 30.01 %
B
 100.00 % 96.09 % 89.88 % 89.55 % 90.21 % 86.28 % 84.04 % 68.84 % 58.44 % 51.21 % 30.60 %
C
 100.00 % 91.30 % 83.13 % 78.95 % 76.43 % 79.33 % 77.43 % 68.69 % 53.45 % 42.95 % 27.08 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.18 % 69.56 % 50.49 % 37.84 % 26.47 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 146 975 € 815 489 € 1 462 640 € 2 018 983 € 2 392 833 € 5 199 509 € 11 575 946 € 19 022 692 € 21 682 340 € 28 051 831 €
A+
 0 € 0 € 0 € 0 € 0 € 46 179 € 559 189 € 1 352 569 € 2 220 868 € 993 971 € 480 259 €
A
 0 € 36 960 € 84 265 € 99 015 € 122 239 € 340 191 € 1 515 903 € 4 210 390 € 6 655 570 € 5 934 427 € 4 399 018 €
B
 0 € 34 018 € 309 671 € 446 787 € 576 019 € 891 934 € 1 438 428 € 4 203 615 € 6 519 752 € 9 715 595 € 15 523 599 €
C
 0 € 75 998 € 421 553 € 916 837 € 1 320 725 € 1 114 529 € 1 238 963 € 1 378 191 € 2 499 879 € 3 621 600 € 5 514 468 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 447 025 € 431 181 € 1 126 623 € 1 416 378 € 2 132 884 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 146 975 € 815 490 € 1 462 640 € 1 995 594 € 1 810 901 € 2 205 335 € 3 954 448 € 6 530 907 € 5 213 420 € 1 402 035 €
A+
 0 € 0 € 0 € 0 € 0 € 2 075 € 1 574 € 66 170 € 190 267 € 24 195 € 0 €
A
 0 € 36 960 € 84 265 € 99 015 € 113 757 € 84 600 € 236 501 € 852 761 € 1 342 920 € 509 875 € 6 958 €
B
 0 € 34 018 € 309 672 € 446 787 € 561 112 € 639 590 € 691 556 € 1 799 421 € 2 662 157 € 2 088 267 € 449 442 €
C
 0 € 75 997 € 421 553 € 916 837 € 1 320 725 € 1 084 636 € 876 386 € 900 972 € 1 512 982 € 1 666 276 € 605 075 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 399 317 € 335 124 € 822 581 € 924 807 € 340 559 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.73 % 9.12 % 10.25 % 10.72 % 9.49 % 8.05 % 10.63 % 14.86 % 12.24 % 3.51 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.13 % 0.05 % 1.31 % 3.51 % 1.01 % 0.00 %
A
 0.00 % 5.63 % 2.70 % 1.83 % 1.65 % 1.53 % 2.96 % 6.64 % 8.84 % 4.38 % 0.11 %
B
 0.00 % 3.91 % 9.57 % 10.08 % 9.24 % 9.66 % 7.67 % 13.34 % 16.97 % 10.49 % 2.01 %
C
 0.00 % 7.31 % 16.31 % 20.72 % 23.40 % 20.11 % 15.97 % 20.47 % 28.17 % 26.25 % 8.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.17 % 23.66 % 36.15 % 40.58 % 11.74 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.67 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.33 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.56 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.19 %
Interest paid, EUR 1 142 € 1 085 204 € 3 511 260 € 4 965 055 € 6 332 754 € 5 169 851 € 6 174 397 € 6 437 448 € 7 255 540 € 4 718 119 € 1 585 156 €
A+
 0 € 0 € 0 € 0 € 0 € 226 893 € 450 106 € 589 795 € 671 934 € 180 503 € 15 159 €
A
 61 € 215 091 € 869 200 € 1 269 726 € 1 522 000 € 1 110 828 € 1 442 082 € 1 979 922 € 2 297 911 € 1 112 033 € 194 510 €
B
 416 € 353 973 € 1 316 386 € 1 515 842 € 2 061 187 € 1 906 737 € 2 033 363 € 2 462 068 € 2 730 804 € 2 318 470 € 890 522 €
C
 664 € 516 140 € 1 325 674 € 2 179 486 € 2 749 568 € 1 925 393 € 1 655 516 € 998 569 € 1 085 630 € 834 682 € 355 408 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 593 330 € 407 094 € 469 261 € 272 147 € 129 557 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 213 115 € 1 053 709 € 1 554 444 € 1 824 291 € 1 369 200 € 1 060 864 € 1 199 795 € 1 743 063 € 1 012 544 € 226 590 €
A+
 0 € 0 € 0 € 0 € 0 € 302 € 187 € 8 120 € 21 820 € 2 332 € 24 €
A
 0 € 50 358 € 70 555 € 68 449 € 55 751 € 35 347 € 59 655 € 150 889 € 233 970 € 72 595 € 3 124 €
B
 0 € 41 562 € 346 657 € 395 660 € 438 049 € 424 230 € 253 307 € 519 405 € 664 215 € 334 742 € 71 717 €
C
 0 € 121 194 € 636 497 € 1 090 334 € 1 330 492 € 909 321 € 478 029 € 358 596 € 490 872 € 356 058 € 90 362 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 269 686 € 162 785 € 332 186 € 246 817 € 61 364 €
>90 days overdue, EUR 0 € 213 115 € 1 053 709 € 1 554 444 € 1 824 095 € 1 354 212 € 1 012 031 € 1 079 031 € 1 528 619 € 866 187 € 76 980 €
A+
 0 € 0 € 0 € 0 € 0 € 203 € 9 € 6 901 € 18 453 € 1 955 € 0 €
A
 0 € 50 358 € 70 555 € 68 449 € 55 743 € 34 470 € 54 069 € 126 581 € 195 368 € 55 931 € 245 €
B
 0 € 41 562 € 346 657 € 395 660 € 437 861 € 413 398 € 238 351 € 463 121 € 578 219 € 261 015 € 16 981 €
C
 0 € 121 195 € 636 497 € 1 090 334 € 1 330 492 € 906 142 € 456 774 € 331 020 € 435 592 € 318 782 € 33 769 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 262 828 € 151 409 € 300 988 € 228 504 € 25 985 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 169 866 €
Receivable fee amount 14 519 043 €
Historical Returns