Statistics
Investor statistics
15851
Active investors
306
Average number of loans Average loans per investor
14.83 %
Average interest rate Return on investment it will always be lower than the interest rate
5 470 €
Average active investment amount Average amount invested per investor
149 265 511 €
Principal received Principal received, including principal paid from Provision fund
42 165 447 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13250
Total active borrowers
3962 €
Average loan amount
68 months
Average loan term Weighted average loan term
858 €
Average income
943 €
A+ rating
853 €
A rating
865 €
B rating
792 €
C rating
961 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 230 681 635 € | 17 890 359 € | 72 738 269 € | 87 935 397 € | 43 346 094 € | 8 766 904 € |
Not overdue and returned |
193 110 031 €
83.71% |
17 219 196 €
96.25% |
65 803 869 €
90.47% |
72 562 475 €
82.52% |
32 083 018 €
74.02% |
5 436 862 €
62.02% |
Overdue |
37 571 604 €
16.29% |
671 163 €
3.75% |
6 934 401 €
9.53% |
15 372 921 €
17.48% |
11 263 076 €
25.98% |
3 330 042 €
37.98% |
1-30 days |
11 366 214 €
4.93% |
331 248 €
1.85% |
3 086 990 €
4.24% |
5 370 557 €
6.11% |
1 962 576 €
4.53% |
614 843 €
7.01% |
31-60 days |
2 197 928 €
0.95% |
8 761 €
0.05% |
558 796 €
0.77% |
915 803 €
1.04% |
466 297 €
1.08% |
248 270 €
2.83% |
61-90 days |
1 553 071 €
0.67% |
46 556 €
0.26% |
272 805 €
0.38% |
707 360 €
0.80% |
344 510 €
0.79% |
181 839 €
2.07% |
91-720 days |
12 779 409 €
5.54% |
253 574 €
1.42% |
2 251 393 €
3.10% |
5 144 450 €
5.85% |
3 388 834 €
7.82% |
1 741 157 €
19.86% |
> 720 days |
9 674 981 €
4.19% |
31 024 €
0.17% |
764 416 €
1.05% |
3 234 750 €
3.68% |
5 100 859 €
11.77% |
543 933 €
6.20% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 16 075 825 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 388 520 € | 8 070 752 € | 12 738 338 € | 16 495 267 € | 16 320 207 € | 21 308 148 € | 24 186 259 € | 22 538 897 € | 16 987 782 € | 2 930 802 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.13 % | 90.26 % | 89.24 % | 88.57 % | 85.52 % | 77.80 % | 65.04 % | 51.29 % | 39.88 % | 18.23 % |
Outstanding principal, EUR | 0 € | 176 145 € | 871 295 € | 1 536 084 € | 2 128 899 € | 2 762 762 € | 6 080 948 € | 13 002 471 € | 21 401 073 € | 25 605 112 € | 13 145 023 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 176 145 € | 871 296 € | 1 536 084 € | 2 087 486 € | 1 870 804 € | 2 282 690 € | 3 868 287 € | 6 055 710 € | 3 683 688 € | 22 200 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.87 % | 9.74 % | 10.76 % | 11.21 % | 9.80 % | 8.33 % | 10.40 % | 13.78 % | 8.65 % | 0.14 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.46 % |
Interest paid, EUR | 1 142 € | 1 071 278 € | 3 452 569 € | 4 854 910 € | 6 185 550 € | 5 039 470 € | 5 878 383 € | 5 841 947 € | 6 139 764 € | 3 253 833 € | 260 159 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 226 953 € | 1 034 528 € | 1 498 516 € | 1 747 440 € | 1 272 809 € | 943 722 € | 1 008 734 € | 1 319 379 € | 572 518 € | 33 212 € |
>90 days overdue, EUR | 0 € | 226 953 € | 1 034 528 € | 1 498 516 € | 1 747 126 € | 1 248 142 € | 882 740 € | 873 359 € | 1 068 419 € | 360 365 € | 528 € |