Statistics
Investor statistics
15945
Active investors
317
Average number of loans Average loans per investor
14.91 %
Average interest rate Return on investment it will always be lower than the interest rate
5 706 €
Average active investment amount Average amount invested per investor
162 661 436 €
Principal received Principal received, including principal paid from Provision fund
45 989 857 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13592
Total active borrowers
4038 €
Average loan amount
67 months
Average loan term Weighted average loan term
874 €
Average income
957 €
A+ rating
865 €
A rating
884 €
B rating
806 €
C rating
973 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 248 077 109 € | 18 225 875 € | 74 879 024 € | 97 804 014 € | 47 066 719 € | 10 096 836 € |
Not overdue and returned |
210 531 670 €
84.87% |
17 464 864 €
95.82% |
68 538 581 €
91.53% |
82 374 898 €
84.22% |
35 606 375 €
75.65% |
6 542 692 €
64.80% |
Overdue |
37 535 264 €
15.13% |
761 011 €
4.18% |
6 340 443 €
8.47% |
15 427 201 €
15.77% |
11 452 084 €
24.33% |
3 554 145 €
35.20% |
1-30 days |
8 799 768 €
3.55% |
382 643 €
2.10% |
2 354 508 €
3.14% |
4 230 223 €
4.33% |
1 341 075 €
2.85% |
490 939 €
4.86% |
31-60 days |
2 583 722 €
1.04% |
70 474 €
0.39% |
387 932 €
0.52% |
1 333 039 €
1.36% |
591 491 €
1.26% |
200 786 €
1.99% |
61-90 days |
1 524 760 €
0.61% |
18 272 €
0.10% |
296 173 €
0.40% |
617 228 €
0.63% |
381 641 €
0.81% |
211 446 €
2.09% |
91-720 days |
13 662 997 €
5.51% |
258 736 €
1.42% |
2 217 102 €
2.96% |
5 510 947 €
5.63% |
3 793 191 €
8.06% |
1 883 021 €
18.65% |
> 720 days |
10 964 018 €
4.42% |
30 885 €
0.17% |
1 084 729 €
1.45% |
3 735 765 €
3.82% |
5 344 686 €
11.36% |
767 953 €
7.61% |
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. |
10 175 €
0.00% |
0 €
0.00% |
0 €
0.00% |
1 914 €
0.00% |
8 260 €
0.02% |
0 €
0.00% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 33 471 299 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 395 011 € | 8 085 563 € | 12 772 089 € | 16 552 683 € | 16 599 218 € | 21 990 911 € | 25 253 366 € | 24 318 282 € | 20 029 390 € | 9 087 141 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.38 % | 90.42 % | 89.48 % | 88.88 % | 86.98 % | 80.29 % | 67.91 % | 55.34 % | 47.03 % | 27.15 % |
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. | 0 € | 8 260 € | 1 914 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € | 0 € |
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. | 0.00 % | 0.80 % | 0.06 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
Outstanding principal, EUR | 0 € | 161 393 € | 854 569 € | 1 502 333 € | 2 071 484 € | 2 483 751 € | 5 398 185 € | 11 935 364 € | 19 621 687 € | 22 563 504 € | 24 384 158 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 161 393 € | 854 570 € | 1 502 333 € | 2 043 727 € | 1 830 628 € | 2 208 872 € | 3 905 862 € | 6 446 734 € | 4 751 559 € | 921 337 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.29 % | 9.56 % | 10.52 % | 10.97 % | 9.59 % | 8.06 % | 10.50 % | 14.67 % | 11.16 % | 2.75 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.74 % |
Interest paid, EUR | 1 142 € | 1 081 121 € | 3 495 449 € | 4 941 596 € | 6 287 819 € | 5 140 854 € | 6 101 293 € | 6 289 569 € | 6 984 043 € | 4 374 922 € | 1 136 262 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 224 354 € | 1 070 153 € | 1 562 352 € | 1 827 072 € | 1 347 923 € | 1 027 490 € | 1 140 044 € | 1 608 754 € | 868 708 € | 141 005 € |
>90 days overdue, EUR | 0 € | 224 354 € | 1 070 153 € | 1 562 352 € | 1 826 883 € | 1 331 808 € | 978 884 € | 1 024 156 € | 1 393 410 € | 696 647 € | 35 511 € |