Statistics

Investor statistics

14270

Active investors

240

Average number of loans Average loans per investor

14.53 %

Average interest rate Return on investment it will always be lower than the interest rate

3 911 €

Average active investment amount Average amount invested per investor

78 128 782 €

Principal received Principal received, including principal paid from Provision fund

22 592 963 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11106

Total active borrowers

3452 €

Average loan amount

64 months

Average loan term Weighted average loan term

773 €

Average income

869 €

A+ rating

781 €

A rating

761 €

B rating

725 €

C rating

915 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 131 933 866 € 10 187 063 € 43 969 032 € 45 082 225 € 29 380 060 € 3 315 485 €
Amount of issued credits 55 814 765 € 6 016 519 € 17 481 310 € 18 388 689 € 11 964 279 € 1 963 968 €
Amount of issued credits 38 222 3 340 12 639 12 459 8 962 822
Amount of issued credits 38 205 3 340 12 627 12 455 8 961 822
Not overdue and returned 111 498 690 €
84.51% 		9 813 645 €
96.33% 		40 700 591 €
92.57% 		37 694 558 €
83.61% 		21 185 375 €
72.11% 		2 104 521 €
63.48%
Not overdue and returned 35 379 589 €
63.39% 		5 643 100 €
93.79% 		14 212 869 €
81.30% 		11 001 022 €
59.82% 		3 769 595 €
31.51% 		753 003 €
38.34%
Not overdue and returned 32 603
85.30% 		3 234
96.83% 		11 788
93.27% 		10 538
84.58% 		6 539
72.96% 		504
61.31%
Not overdue and returned 32 586
85.29% 		3 234
96.83% 		11 776
93.26% 		10 534
84.58% 		6 538
72.96% 		504
61.31%
Overdue 20 435 176 €
15.49% 		373 419 €
3.67% 		3 268 441 €
7.43% 		7 387 667 €
16.39% 		8 194 685 €
27.89% 		1 210 964 €
36.52%
Overdue 20 435 176 €
36.61% 		373 419 €
6.21% 		3 268 441 €
18.70% 		7 387 667 €
40.18% 		8 194 685 €
68.49% 		1 210 964 €
61.66%
Overdue 5 619
14.70% 		106
3.17% 		851
6.73% 		1 921
15.42% 		2 423
27.04% 		318
38.69%
Overdue 5 619
14.71% 		106
3.17% 		851
6.74% 		1 921
15.42% 		2 423
27.04% 		318
38.69%
1-30 days 6 813 180 €
5.16% 		283 779 €
2.79% 		1 924 104 €
4.38% 		2 835 514 €
6.29% 		1 383 069 €
4.71% 		386 715 €
11.66%
1-30 days 6 813 180 €
12.21% 		283 779 €
4.72% 		1 924 104 €
11.01% 		2 835 514 €
15.42% 		1 383 069 €
11.56% 		386 715 €
19.69%
1-30 days 1 775
4.64% 		90
2.69% 		465
3.68% 		688
5.52% 		432
4.82% 		100
12.17%
1-30 days 1 775
4.65% 		90
2.69% 		465
3.68% 		688
5.52% 		432
4.82% 		100
12.17%
31-60 days 1 625 522 €
1.23% 		56 026 €
0.55% 		324 600 €
0.74% 		585 908 €
1.30% 		463 610 €
1.58% 		195 379 €
5.89%
31-60 days 1 625 522 €
2.91% 		56 026 €
0.93% 		324 600 €
1.86% 		585 908 €
3.19% 		463 610 €
3.87% 		195 379 €
9.95%
31-60 days 397
1.04% 		6
0.18% 		60
0.47% 		148
1.19% 		137
1.53% 		46
5.60%
31-60 days 397
1.04% 		6
0.18% 		60
0.48% 		148
1.19% 		137
1.53% 		46
5.60%
61-90 days 686 848 €
0.52% 		8 343 €
0.08% 		84 628 €
0.19% 		323 105 €
0.72% 		221 769 €
0.75% 		49 003 €
1.48%
61-90 days 686 848 €
1.23% 		8 343 €
0.14% 		84 628 €
0.48% 		323 105 €
1.76% 		221 769 €
1.85% 		49 003 €
2.50%
61-90 days 200
0.52% 		3
0.09% 		24
0.19% 		83
0.67% 		72
0.80% 		18
2.19%
61-90 days 200
0.52% 		3
0.09% 		24
0.19% 		83
0.67% 		72
0.80% 		18
2.19%
91-720 days 5 480 233 €
4.15% 		25 270 €
0.25% 		530 759 €
1.21% 		1 805 956 €
4.01% 		2 538 380 €
8.64% 		579 868 €
17.49%
91-720 days 5 480 233 €
9.82% 		25 270 €
0.42% 		530 759 €
3.04% 		1 805 956 €
9.82% 		2 538 380 €
21.22% 		579 868 €
29.53%
91-720 days 1 584
4.14% 		7
0.21% 		161
1.27% 		498
4.00% 		764
8.52% 		154
18.73%
91-720 days 1 584
4.15% 		7
0.21% 		161
1.28% 		498
4.00% 		764
8.53% 		154
18.73%
> 720 days 5 829 392 €
4.42% 		0 €
0.00% 		404 350 €
0.92% 		1 837 184 €
4.08% 		3 587 857 €
12.21% 		0 €
0.00%
> 720 days 5 829 392 €
10.44% 		0 €
0.00% 		404 350 €
2.31% 		1 837 184 €
9.99% 		3 587 857 €
29.99% 		0 €
0.00%
> 720 days 1 663
4.35% 		0
0.00% 		141
1.12% 		504
4.05% 		1 018
11.36% 		0
0.00%
> 720 days 1 663
4.35% 		0
0.00% 		141
1.12% 		504
4.05% 		1 018
11.36% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 3 860 920 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 499 150 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 1 513 330 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 1 350 570 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 399 810 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 98 060 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 346 551 € 7 863 052 € 12 081 495 € 14 408 958 € 12 940 803 € 14 370 277 € 12 032 499 € 68 434 €
A+
 0 € 0 € 0 € 0 € 0 € 1 203 268 € 1 487 238 € 1 474 996 € 5 043 €
A
 1 400 € 595 663 € 3 000 408 € 5 131 532 € 5 998 444 € 3 983 797 € 4 150 245 € 3 599 340 € 26 893 €
B
 2 750 € 825 564 € 2 822 070 € 3 773 061 € 4 794 897 € 4 441 637 € 5 074 068 € 4 931 702 € 27 659 €
C
 2 700 € 925 324 € 2 040 573 € 3 176 903 € 3 615 617 € 3 312 102 € 2 758 936 € 1 575 866 € 7 706 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 899 790 € 450 594 € 1 133 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.50 % 87.93 % 84.64 % 77.37 % 67.81 % 52.47 % 32.36 % 1.77 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 77.59 % 48.06 % 29.25 % 1.01 %
A
 100.00 % 90.79 % 96.07 % 94.72 % 86.86 % 72.15 % 51.94 % 28.04 % 1.78 %
B
 100.00 % 94.94 % 87.25 % 85.15 % 78.95 % 67.12 % 56.29 % 36.56 % 2.05 %
C
 100.00 % 89.06 % 78.96 % 71.78 % 64.05 % 61.42 % 50.26 % 35.80 % 1.93 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 49.96 % 31.82 % 1.16 %
Outstanding principal, EUR 0 € 218 114 € 1 078 995 € 2 192 927 € 4 215 209 € 6 142 167 € 13 018 819 € 25 156 231 € 3 792 486 €
A+
 0 € 0 € 0 € 0 € 0 € 347 515 € 1 607 071 € 3 567 825 € 494 107 €
A
 0 € 60 411 € 122 590 € 286 303 € 907 461 € 1 538 126 € 3 840 632 € 9 239 350 € 1 486 437 €
B
 0 € 44 039 € 412 526 € 657 922 € 1 278 677 € 2 176 160 € 3 939 585 € 8 556 999 € 1 322 911 €
C
 0 € 113 664 € 543 879 € 1 248 702 € 2 029 070 € 2 080 366 € 2 730 173 € 2 826 375 € 392 104 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 901 358 € 965 683 € 96 927 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 218 114 € 1 078 927 € 1 939 056 € 2 654 023 € 2 081 446 € 2 150 899 € 1 187 160 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 6 943 € 16 527 € 1 800 € 0 €
A
 0 € 60 411 € 122 590 € 165 730 € 201 524 € 80 544 € 179 394 € 124 917 € 0 €
B
 0 € 44 039 € 412 458 € 587 105 € 790 470 € 685 991 € 635 529 € 487 549 € 0 €
C
 0 € 113 664 € 543 879 € 1 186 221 € 1 662 029 € 1 307 969 € 870 861 € 441 615 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 448 588 € 131 280 € 0 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.50 % 12.07 % 13.58 % 14.25 % 10.91 % 7.85 % 3.19 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.53 % 0.04 % 0.00 %
A
 0.00 % 9.21 % 3.93 % 3.06 % 2.92 % 1.46 % 2.24 % 0.97 % 0.00 %
B
 0.00 % 5.06 % 12.75 % 13.25 % 13.01 % 10.37 % 7.05 % 3.61 % 0.00 %
C
 0.00 % 10.94 % 21.04 % 26.80 % 29.44 % 24.26 % 15.87 % 10.03 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 24.91 % 9.27 % 0.00 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 11.76 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 7.02 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 9.40 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 13.51 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 18.06 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 22.42 %
Interest paid, EUR 1 142 € 961 206 € 3 045 601 € 4 224 805 € 5 167 915 € 3 920 450 € 3 479 277 € 1 634 034 € 2 156 €
A+
 0 € 0 € 0 € 0 € 0 € 179 860 € 239 416 € 149 360 € 443 €
A
 61 € 185 848 € 812 316 € 1 209 672 € 1 401 255 € 866 306 € 784 189 € 451 702 € 458 €
B
 416 € 328 006 € 1 137 569 € 1 313 483 € 1 723 004 € 1 451 617 € 1 185 003 € 633 587 € 1 122 €
C
 664 € 447 352 € 1 095 716 € 1 701 649 € 2 043 656 € 1 422 668 € 938 068 € 282 925 € 132 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 332 600 € 116 460 € 0 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 184 875 € 822 066 € 1 146 672 € 1 290 122 € 729 623 € 416 853 € 165 559 € 481 €
A+
 0 € 0 € 0 € 0 € 0 € 674 € 1 502 € 1 855 € 0 €
A
 0 € 45 797 € 66 373 € 53 280 € 43 170 € 14 446 € 18 666 € 16 383 € 18 €
B
 0 € 33 084 € 282 893 € 292 323 € 326 613 € 214 905 € 97 972 € 62 178 € 377 €
C
 0 € 105 994 € 472 800 € 801 069 € 920 340 € 499 599 € 186 476 € 59 179 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 112 237 € 25 965 € 87 €
>90 days overdue, EUR 0 € 184 876 € 821 597 € 1 121 691 € 1 216 532 € 644 415 € 297 729 € 50 580 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 375 € 639 € 77 € 0 €
A
 0 € 45 797 € 66 353 € 51 624 € 38 012 € 11 556 € 9 941 € 1 020 € 0 €
B
 0 € 33 084 € 282 699 € 286 382 € 306 390 € 186 104 € 66 156 € 16 323 € 0 €
C
 0 € 105 995 € 472 545 € 783 684 € 872 129 € 446 381 € 136 581 € 23 451 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 84 411 € 9 709 € 0 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 083 301 €
Receivable fee amount 8 590 333 €
Historical Returns