Statistics

Investor statistics

16011

Active investors

324

Average number of loans Average loans per investor

14.94 %

Average interest rate Return on investment it will always be lower than the interest rate

5 789 €

Average active investment amount Average amount invested per investor

172 808 256 €

Principal received Principal received, including principal paid from Provision fund

48 959 392 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13703

Total active borrowers

4090 €

Average loan amount

67 months

Average loan term Weighted average loan term

883 €

Average income

966 €

A+ rating

872 €

A rating

895 €

B rating

814 €

C rating

985 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 259 793 450 € 18 433 169 € 76 103 010 € 104 853 144 € 49 267 003 € 11 128 273 €
Amount of issued credits 92 691 438 € 5 447 888 € 22 841 854 € 40 377 391 € 18 306 861 € 5 715 561 €
Amount of issued credits 63 508 6 544 19 817 22 661 12 237 2 231
Amount of issued credits 63 491 6 544 19 805 22 657 12 236 2 231
Not overdue and returned 217 298 800 €
83.64% 		17 559 896 €
95.26% 		69 049 753 €
90.73% 		87 138 725 €
83.11% 		36 531 369 €
74.15% 		7 010 568 €
63.00%
Not overdue and returned 50 337 642 €
54.31% 		4 574 614 €
83.97% 		15 807 343 €
69.20% 		22 731 764 €
56.30% 		5 624 543 €
30.72% 		1 597 856 €
27.96%
Not overdue and returned 55 610
87.56% 		6 406
97.89% 		18 751
94.62% 		19 620
86.58% 		9 459
77.30% 		1 357
60.82%
Not overdue and returned 55 593
87.56% 		6 406
97.89% 		18 739
94.62% 		19 616
86.58% 		9 458
77.30% 		1 357
60.82%
Overdue 42 353 796 €
16.30% 		873 273 €
4.74% 		7 034 511 €
9.24% 		17 645 627 €
16.83% 		12 682 318 €
25.74% 		4 117 705 €
37.00%
Overdue 42 353 796 €
45.69% 		873 273 €
16.03% 		7 034 511 €
30.80% 		17 645 627 €
43.70% 		12 682 318 €
69.28% 		4 117 705 €
72.04%
Overdue 7 867
12.39% 		138
2.11% 		1 060
5.35% 		3 029
13.37% 		2 765
22.60% 		874
39.18%
Overdue 7 867
12.39% 		138
2.11% 		1 060
5.35% 		3 029
13.37% 		2 765
22.60% 		874
39.18%
1-30 days 11 922 863 €
4.59% 		517 351 €
2.81% 		2 850 245 €
3.75% 		5 844 159 €
5.57% 		2 084 985 €
4.23% 		625 761 €
5.62%
1-30 days 11 922 863 €
12.86% 		517 351 €
9.50% 		2 850 245 €
12.48% 		5 844 159 €
14.47% 		2 084 985 €
11.39% 		625 761 €
10.95%
1-30 days 1 958
3.08% 		92
1.41% 		430
2.17% 		929
4.10% 		375
3.06% 		131
5.87%
1-30 days 1 958
3.08% 		92
1.41% 		430
2.17% 		929
4.10% 		375
3.06% 		131
5.87%
31-60 days 2 678 763 €
1.03% 		41 519 €
0.23% 		526 572 €
0.69% 		1 185 758 €
1.13% 		639 699 €
1.30% 		285 215 €
2.56%
31-60 days 2 678 763 €
2.89% 		41 519 €
0.76% 		526 572 €
2.31% 		1 185 758 €
2.94% 		639 699 €
3.49% 		285 215 €
4.99%
31-60 days 438
0.69% 		6
0.09% 		76
0.38% 		187
0.83% 		108
0.88% 		61
2.73%
31-60 days 438
0.69% 		6
0.09% 		76
0.38% 		187
0.83% 		108
0.88% 		61
2.73%
61-90 days 1 450 947 €
0.56% 		2 243 €
0.01% 		269 647 €
0.35% 		639 456 €
0.61% 		342 595 €
0.70% 		197 006 €
1.77%
61-90 days 1 450 947 €
1.57% 		2 243 €
0.04% 		269 647 €
1.18% 		639 456 €
1.58% 		342 595 €
1.87% 		197 006 €
3.45%
61-90 days 242
0.38% 		3
0.05% 		35
0.18% 		104
0.46% 		67
0.55% 		33
1.48%
61-90 days 242
0.38% 		3
0.05% 		35
0.18% 		104
0.46% 		67
0.55% 		33
1.48%
91-720 days 14 109 492 €
5.43% 		276 407 €
1.50% 		2 193 951 €
2.88% 		5 656 427 €
5.39% 		3 928 134 €
7.97% 		2 054 573 €
18.46%
91-720 days 14 109 492 €
15.22% 		276 407 €
5.07% 		2 193 951 €
9.60% 		5 656 427 €
14.01% 		3 928 134 €
21.46% 		2 054 573 €
35.95%
91-720 days 2 279
3.59% 		28
0.43% 		267
1.35% 		863
3.81% 		704
5.75% 		417
18.69%
91-720 days 2 279
3.59% 		28
0.43% 		267
1.35% 		863
3.81% 		704
5.75% 		417
18.69%
> 720 days 12 191 730 €
4.69% 		35 753 €
0.19% 		1 194 095 €
1.57% 		4 319 827 €
4.12% 		5 686 905 €
11.54% 		955 151 €
8.58%
> 720 days 12 191 730 €
13.15% 		35 753 €
0.66% 		1 194 095 €
5.23% 		4 319 827 €
10.70% 		5 686 905 €
31.06% 		955 151 €
16.71%
> 720 days 2 950
4.65% 		9
0.14% 		252
1.27% 		946
4.17% 		1 511
12.35% 		232
10.40%
> 720 days 2 950
4.65% 		9
0.14% 		252
1.27% 		946
4.18% 		1 511
12.35% 		232
10.40%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 45 187 640 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 927 508 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 807 391 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 25 523 448 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 568 629 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 356 424 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 423 € 8 095 276 € 12 791 589 € 16 589 175 € 16 755 901 € 22 401 249 € 25 969 491 € 25 518 905 € 21 817 761 € 14 617 538 €
A+
 0 € 0 € 0 € 0 € 0 € 1 509 368 € 2 561 007 € 3 734 034 € 3 282 341 € 1 447 513 € 451 018 €
A
 1 400 € 612 349 € 3 032 894 € 5 320 384 € 6 780 696 € 5 209 997 € 6 543 386 € 8 764 116 € 8 744 602 € 5 954 298 € 2 278 289 €
B
 2 750 € 835 585 € 2 910 538 € 3 972 521 € 5 489 127 € 5 736 378 € 7 629 346 € 9 415 555 € 9 377 124 € 10 677 803 € 8 360 235 €
C
 2 700 € 949 489 € 2 151 844 € 3 498 684 € 4 319 353 € 4 300 158 € 4 303 568 € 3 058 476 € 2 929 308 € 2 830 931 € 2 562 314 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 363 942 € 997 310 € 1 185 530 € 902 967 € 962 964 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.48 % 90.53 % 89.61 % 89.07 % 87.81 % 81.79 % 69.83 % 58.08 % 51.22 % 32.35 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.33 % 82.77 % 74.05 % 60.55 % 60.39 % 48.63 %
A
 100.00 % 93.34 % 97.11 % 98.20 % 98.19 % 94.35 % 81.89 % 68.26 % 57.58 % 51.09 % 33.47 %
B
 100.00 % 96.09 % 89.98 % 89.65 % 90.38 % 86.68 % 84.64 % 69.80 % 59.78 % 53.63 % 32.76 %
C
 100.00 % 91.39 % 83.26 % 79.06 % 76.52 % 79.74 % 78.40 % 69.48 % 54.54 % 44.60 % 29.90 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.73 % 70.42 % 52.10 % 39.63 % 28.69 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 741 € 808 569 € 1 451 590 € 2 001 121 € 2 311 031 € 4 987 847 € 11 219 239 € 18 421 065 € 20 775 133 € 30 570 102 €
A+
 0 € 0 € 0 € 0 € 0 € 41 414 € 533 303 € 1 308 787 € 2 138 440 € 949 454 € 476 490 €
A
 0 € 36 658 € 83 954 € 97 450 € 119 682 € 311 926 € 1 447 492 € 4 074 573 € 6 441 810 € 5 699 206 € 4 529 103 €
B
 0 € 34 018 € 306 323 € 442 124 € 565 765 € 865 381 € 1 384 307 € 4 073 146 € 6 309 476 € 9 233 638 € 17 163 213 €
C
 0 € 75 065 € 418 292 € 912 016 € 1 315 674 € 1 092 310 € 1 185 540 € 1 343 765 € 2 441 192 € 3 516 693 € 6 006 315 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 437 206 € 418 967 € 1 090 147 € 1 375 780 € 2 393 460 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 740 € 808 570 € 1 451 590 € 1 981 166 € 1 799 329 € 2 167 738 € 4 013 871 € 6 578 775 € 5 402 957 € 1 951 486 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 507 € 67 894 € 217 194 € 23 750 € 251 €
A
 0 € 36 658 € 83 954 € 97 450 € 112 242 € 84 793 € 219 760 € 880 585 € 1 308 309 € 538 589 € 25 707 €
B
 0 € 34 018 € 306 324 € 442 124 € 553 251 € 639 312 € 689 213 € 1 798 925 € 2 687 470 € 2 152 370 € 673 246 €
C
 0 € 75 064 € 418 292 € 912 016 € 1 315 674 € 1 073 662 € 859 591 € 914 614 € 1 538 855 € 1 742 306 € 764 964 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 397 666 € 351 851 € 826 947 € 945 942 € 487 318 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.68 % 9.04 % 10.17 % 10.64 % 9.43 % 7.91 % 10.79 % 14.97 % 12.69 % 4.32 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 4.01 % 0.99 % 0.03 %
A
 0.00 % 5.59 % 2.69 % 1.80 % 1.63 % 1.54 % 2.75 % 6.86 % 8.61 % 4.62 % 0.38 %
B
 0.00 % 3.91 % 9.47 % 9.98 % 9.11 % 9.66 % 7.65 % 13.34 % 17.13 % 10.81 % 2.64 %
C
 0.00 % 7.22 % 16.18 % 20.61 % 23.31 % 19.91 % 15.66 % 20.78 % 28.65 % 27.45 % 8.93 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.08 % 24.84 % 36.34 % 41.51 % 14.52 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.60 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.22 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.30 %
Interest paid, EUR 1 142 € 1 087 960 € 3 531 291 € 4 991 864 € 6 366 658 € 5 203 963 € 6 250 061 € 6 591 437 € 7 531 644 € 5 084 745 € 2 149 423 €
A+
 0 € 0 € 0 € 0 € 0 € 227 685 € 456 095 € 603 597 € 699 265 € 192 642 € 19 523 €
A
 61 € 215 335 € 870 397 € 1 272 637 € 1 523 677 € 1 115 058 € 1 466 241 € 2 034 950 € 2 395 238 € 1 196 211 € 248 549 €
B
 416 € 354 922 € 1 325 298 € 1 523 153 € 2 074 768 € 1 918 007 € 2 055 465 € 2 521 695 € 2 829 099 € 2 507 716 € 1 214 494 €
C
 664 € 517 704 € 1 335 596 € 2 196 074 € 2 768 212 € 1 943 212 € 1 672 763 € 1 017 650 € 1 121 487 € 897 858 € 487 422 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 599 497 € 413 543 € 486 555 € 290 022 € 179 404 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 216 021 € 1 062 975 € 1 578 509 € 1 856 844 € 1 397 171 € 1 090 472 € 1 252 724 € 1 869 100 € 1 135 157 € 313 683 €
A+
 0 € 0 € 0 € 0 € 0 € 182 € 160 € 9 109 € 24 551 € 2 849 € 88 €
A
 0 € 51 081 € 71 683 € 69 674 € 56 912 € 36 672 € 57 184 € 155 155 € 251 066 € 81 504 € 3 847 €
B
 0 € 42 111 € 348 952 € 401 636 € 442 811 € 434 389 € 261 640 € 542 688 € 712 952 € 370 611 € 99 017 €
C
 0 € 122 829 € 642 340 € 1 107 199 € 1 357 122 € 925 928 € 493 644 € 375 834 € 527 881 € 402 902 € 123 762 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 277 843 € 169 938 € 352 651 € 277 279 € 86 969 €
>90 days overdue, EUR 0 € 216 021 € 1 062 975 € 1 578 509 € 1 856 656 € 1 383 727 € 1 046 914 € 1 136 353 € 1 666 076 € 997 357 € 145 135 €
A+
 0 € 0 € 0 € 0 € 0 € 182 € 9 € 7 482 € 20 005 € 2 251 € 1 €
A
 0 € 51 081 € 71 683 € 69 674 € 56 912 € 35 677 € 52 171 € 133 132 € 216 617 € 65 342 € 503 €
B
 0 € 42 111 € 348 952 € 401 636 € 442 622 € 424 266 € 247 755 € 488 592 € 631 639 € 302 201 € 33 578 €
C
 0 € 122 830 € 642 340 € 1 107 199 € 1 357 122 € 923 603 € 474 769 € 348 232 € 473 955 € 367 537 € 63 579 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 272 210 € 158 915 € 323 858 € 260 027 € 47 474 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 154 062 €
Receivable fee amount 14 568 641 €
Historical Returns