Statistics
Investor statistics
15843
Active investors
312
Average number of loans Average loans per investor
14.86 %
Average interest rate Return on investment it will always be lower than the interest rate
5 596 €
Average active investment amount Average amount invested per investor
156 329 805 €
Principal received Principal received, including principal paid from Provision fund
44 233 597 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13374
Total active borrowers
4002 €
Average loan amount
67 months
Average loan term Weighted average loan term
866 €
Average income
949 €
A+ rating
859 €
A rating
875 €
B rating
799 €
C rating
967 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 239 624 274 € | 18 065 181 € | 73 895 419 € | 93 099 498 € | 45 097 473 € | 9 462 062 € |
Not overdue and returned |
203 676 807 €
85.00% |
17 464 642 €
96.68% |
67 746 548 €
91.68% |
78 475 222 €
84.29% |
33 897 024 €
75.16% |
6 089 128 €
64.35% |
Overdue |
35 947 467 €
15.00% |
600 539 €
3.32% |
6 148 871 €
8.32% |
14 624 276 €
15.71% |
11 200 449 €
24.84% |
3 372 935 €
35.65% |
1-30 days |
8 550 452 €
3.57% |
296 753 €
1.64% |
2 179 924 €
2.95% |
4 106 755 €
4.41% |
1 492 887 €
3.31% |
474 131 €
5.01% |
31-60 days |
2 689 968 €
1.12% |
10 896 €
0.06% |
571 964 €
0.77% |
1 231 186 €
1.32% |
610 747 €
1.35% |
264 777 €
2.80% |
61-90 days |
1 425 735 €
0.59% |
974 €
0.01% |
326 811 €
0.44% |
556 258 €
0.60% |
354 357 €
0.79% |
187 335 €
1.98% |
91-720 days |
12 886 238 €
5.38% |
260 976 €
1.44% |
2 109 414 €
2.85% |
5 232 163 €
5.62% |
3 507 371 €
7.78% |
1 776 314 €
18.77% |
> 720 days |
10 395 074 €
4.34% |
30 940 €
0.17% |
960 758 €
1.30% |
3 497 913 €
3.76% |
5 235 086 €
11.61% |
670 377 €
7.08% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 25 018 464 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 389 781 € | 8 079 514 € | 12 757 704 € | 16 527 713 € | 16 474 245 € | 21 677 720 € | 24 817 283 € | 23 515 364 € | 18 712 200 € | 6 015 005 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.18 % | 90.35 % | 89.37 % | 88.74 % | 86.33 % | 79.15 % | 66.73 % | 53.52 % | 43.93 % | 24.04 % |
Outstanding principal, EUR | 0 € | 174 884 € | 862 533 € | 1 516 718 € | 2 096 454 € | 2 608 724 € | 5 711 376 € | 12 371 448 € | 20 424 606 € | 23 880 694 € | 19 003 460 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 174 883 € | 862 534 € | 1 516 718 € | 2 062 368 € | 1 846 481 € | 2 217 997 € | 3 841 392 € | 6 193 617 € | 4 246 564 € | 318 758 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.82 % | 9.65 % | 10.63 % | 11.07 % | 9.68 % | 8.10 % | 10.33 % | 14.10 % | 9.97 % | 1.27 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.60 % |
Interest paid, EUR | 1 142 € | 1 075 849 € | 3 475 932 € | 4 903 361 € | 6 243 890 € | 5 096 038 € | 6 006 832 € | 6 096 163 € | 6 619 523 € | 3 891 327 € | 667 612 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 231 313 € | 1 057 007 € | 1 532 352 € | 1 785 242 € | 1 310 782 € | 982 925 € | 1 070 845 € | 1 458 202 € | 719 917 € | 77 420 € |
>90 days overdue, EUR | 0 € | 231 313 € | 1 057 007 € | 1 532 352 € | 1 785 006 € | 1 291 794 € | 930 956 € | 950 668 € | 1 239 629 € | 533 587 € | 8 500 € |