Statistics

Investor statistics

16009

Active investors

324

Average number of loans Average loans per investor

14.94 %

Average interest rate Return on investment it will always be lower than the interest rate

5 791 €

Average active investment amount Average amount invested per investor

172 039 975 €

Principal received Principal received, including principal paid from Provision fund

48 731 440 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13698

Total active borrowers

4088 €

Average loan amount

67 months

Average loan term Weighted average loan term

882 €

Average income

965 €

A+ rating

872 €

A rating

894 €

B rating

814 €

C rating

983 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 259 076 282 € 18 422 769 € 76 054 128 € 104 425 204 € 49 112 777 € 11 052 553 €
Amount of issued credits 92 704 290 € 5 471 381 € 22 937 473 € 40 366 853 € 18 242 693 € 5 684 007 €
Amount of issued credits 63 370 6 529 19 792 22 597 12 215 2 219
Amount of issued credits 63 353 6 529 19 780 22 593 12 214 2 219
Not overdue and returned 219 712 837 €
84.81% 		17 796 149 €
96.60% 		69 509 093 €
91.39% 		88 429 854 €
84.68% 		36 922 655 €
75.18% 		7 046 597 €
63.76%
Not overdue and returned 53 481 699 €
57.69% 		4 844 762 €
88.55% 		16 411 184 €
71.55% 		24 440 295 €
60.55% 		6 105 888 €
33.47% 		1 678 050 €
29.52%
Not overdue and returned 55 957
88.30% 		6 437
98.59% 		18 829
95.13% 		19 804
87.64% 		9 506
77.82% 		1 364
61.47%
Not overdue and returned 55 940
88.30% 		6 437
98.59% 		18 817
95.13% 		19 800
87.64% 		9 505
77.82% 		1 364
61.47%
Overdue 39 222 591 €
15.14% 		626 620 €
3.40% 		6 526 289 €
8.58% 		15 926 558 €
15.25% 		12 136 806 €
24.71% 		4 005 956 €
36.24%
Overdue 39 222 591 €
42.31% 		626 620 €
11.45% 		6 526 289 €
28.45% 		15 926 558 €
39.45% 		12 136 806 €
66.53% 		4 005 956 €
70.48%
Overdue 7 382
11.65% 		92
1.41% 		957
4.84% 		2 781
12.31% 		2 696
22.07% 		855
38.53%
Overdue 7 382
11.65% 		92
1.41% 		957
4.84% 		2 781
12.31% 		2 696
22.07% 		855
38.53%
1-30 days 9 355 552 €
3.61% 		254 194 €
1.38% 		2 443 869 €
3.21% 		4 425 988 €
4.24% 		1 658 351 €
3.38% 		572 789 €
5.18%
1-30 days 9 355 552 €
10.09% 		254 194 €
4.65% 		2 443 869 €
10.65% 		4 425 988 €
10.96% 		1 658 351 €
9.09% 		572 789 €
10.08%
1-30 days 1 560
2.46% 		44
0.67% 		351
1.77% 		729
3.23% 		315
2.58% 		120
5.41%
1-30 days 1 560
2.46% 		44
0.67% 		351
1.77% 		729
3.23% 		315
2.58% 		120
5.41%
31-60 days 2 362 169 €
0.91% 		58 197 €
0.32% 		465 885 €
0.61% 		1 020 497 €
0.98% 		558 403 €
1.14% 		259 186 €
2.35%
31-60 days 2 362 169 €
2.55% 		58 197 €
1.06% 		465 885 €
2.03% 		1 020 497 €
2.53% 		558 403 €
3.06% 		259 186 €
4.56%
31-60 days 397
0.63% 		9
0.14% 		60
0.30% 		161
0.71% 		112
0.92% 		55
2.48%
31-60 days 397
0.63% 		9
0.14% 		60
0.30% 		161
0.71% 		112
0.92% 		55
2.48%
61-90 days 1 437 819 €
0.55% 		1 919 €
0.01% 		217 313 €
0.29% 		601 374 €
0.58% 		416 196 €
0.85% 		201 017 €
1.82%
61-90 days 1 437 819 €
1.55% 		1 919 €
0.04% 		217 313 €
0.95% 		601 374 €
1.49% 		416 196 €
2.28% 		201 017 €
3.54%
61-90 days 242
0.38% 		2
0.03% 		30
0.15% 		97
0.43% 		74
0.61% 		39
1.76%
61-90 days 242
0.38% 		2
0.03% 		30
0.15% 		97
0.43% 		74
0.61% 		39
1.76%
91-720 days 14 003 732 €
5.41% 		276 558 €
1.50% 		2 210 228 €
2.91% 		5 618 166 €
5.38% 		3 870 860 €
7.88% 		2 027 921 €
18.35%
91-720 days 14 003 732 €
15.11% 		276 558 €
5.05% 		2 210 228 €
9.64% 		5 618 166 €
13.92% 		3 870 860 €
21.22% 		2 027 921 €
35.68%
91-720 days 2 252
3.55% 		28
0.43% 		267
1.35% 		854
3.78% 		691
5.66% 		412
18.57%
91-720 days 2 252
3.55% 		28
0.43% 		267
1.35% 		854
3.78% 		691
5.66% 		412
18.57%
> 720 days 12 063 319 €
4.66% 		35 753 €
0.19% 		1 188 994 €
1.56% 		4 260 533 €
4.08% 		5 632 996 €
11.47% 		945 043 €
8.55%
> 720 days 12 063 319 €
13.01% 		35 753 €
0.65% 		1 188 994 €
5.18% 		4 260 533 €
10.55% 		5 632 996 €
30.88% 		945 043 €
16.63%
> 720 days 2 931
4.63% 		9
0.14% 		249
1.26% 		940
4.16% 		1 504
12.31% 		229
10.32%
> 720 days 2 931
4.63% 		9
0.14% 		249
1.26% 		940
4.16% 		1 504
12.31% 		229
10.32%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 44 470 472 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 917 108 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 758 509 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 25 095 508 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 414 403 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 280 704 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 402 € 8 094 664 € 12 789 551 € 16 588 343 € 16 741 398 € 22 377 101 € 25 920 811 € 25 466 515 € 21 667 430 € 14 181 074 €
A+
 0 € 0 € 0 € 0 € 0 € 1 508 991 € 2 558 648 € 3 726 780 € 3 274 823 € 1 440 929 € 441 217 €
A
 1 400 € 612 328 € 3 032 738 € 5 320 210 € 6 780 645 € 5 206 251 € 6 535 758 € 8 738 171 € 8 727 938 € 5 920 247 € 2 222 223 €
B
 2 750 € 835 585 € 2 910 396 € 3 971 337 € 5 488 730 € 5 731 659 € 7 623 684 € 9 403 829 € 9 360 331 € 10 583 487 € 8 077 773 €
C
 2 700 € 949 489 € 2 151 529 € 3 498 005 € 4 318 968 € 4 294 497 € 4 296 911 € 3 055 447 € 2 923 299 € 2 818 657 € 2 507 266 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 362 100 € 996 584 € 1 180 124 € 899 861 € 929 877 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.48 % 90.52 % 89.60 % 89.07 % 87.73 % 81.70 % 69.70 % 57.96 % 50.87 % 31.89 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.31 % 82.69 % 73.90 % 60.41 % 60.11 % 48.11 %
A
 100.00 % 93.33 % 97.11 % 98.20 % 98.19 % 94.28 % 81.79 % 68.06 % 57.47 % 50.80 % 32.88 %
B
 100.00 % 96.09 % 89.98 % 89.63 % 90.37 % 86.61 % 84.58 % 69.72 % 59.67 % 53.15 % 32.19 %
C
 100.00 % 91.39 % 83.25 % 79.04 % 76.51 % 79.64 % 78.28 % 69.41 % 54.43 % 44.40 % 29.80 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.62 % 70.37 % 51.86 % 39.49 % 28.34 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 762 € 809 181 € 1 453 628 € 2 001 953 € 2 325 534 € 5 011 995 € 11 267 920 € 18 473 455 € 20 925 464 € 30 289 399 €
A+
 0 € 0 € 0 € 0 € 0 € 41 791 € 535 662 € 1 316 041 € 2 145 958 € 956 038 € 475 891 €
A
 0 € 36 679 € 84 109 € 97 624 € 119 733 € 315 672 € 1 455 119 € 4 100 519 € 6 458 474 € 5 733 257 € 4 536 286 €
B
 0 € 34 018 € 306 466 € 443 308 € 566 162 € 870 100 € 1 389 969 € 4 084 872 € 6 326 268 € 9 327 954 € 17 017 735 €
C
 0 € 75 065 € 418 607 € 912 695 € 1 316 058 € 1 097 971 € 1 192 198 € 1 346 794 € 2 447 201 € 3 528 967 € 5 907 137 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 439 048 € 419 694 € 1 095 553 € 1 378 886 € 2 350 827 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 762 € 809 182 € 1 453 628 € 1 981 787 € 1 805 768 € 2 165 903 € 3 990 858 € 6 563 149 € 5 352 529 € 1 798 487 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 507 € 67 894 € 217 345 € 23 750 € 251 €
A
 0 € 36 679 € 84 109 € 97 624 € 112 242 € 84 793 € 217 492 € 860 402 € 1 317 863 € 564 509 € 23 510 €
B
 0 € 34 018 € 306 467 € 443 308 € 553 487 € 641 715 € 688 155 € 1 804 298 € 2 666 504 € 2 121 678 € 619 067 €
C
 0 € 75 064 € 418 607 € 912 695 € 1 316 058 € 1 077 697 € 860 738 € 909 086 € 1 532 260 € 1 708 329 € 693 321 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 011 € 349 178 € 829 176 € 934 261 € 462 338 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.68 % 9.05 % 10.18 % 10.64 % 9.46 % 7.91 % 10.73 % 14.94 % 12.57 % 4.04 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 4.01 % 0.99 % 0.03 %
A
 0.00 % 5.59 % 2.69 % 1.80 % 1.63 % 1.54 % 2.72 % 6.70 % 8.68 % 4.84 % 0.35 %
B
 0.00 % 3.91 % 9.47 % 10.00 % 9.11 % 9.70 % 7.63 % 13.38 % 17.00 % 10.66 % 2.47 %
C
 0.00 % 7.22 % 16.20 % 20.62 % 23.31 % 19.99 % 15.68 % 20.65 % 28.53 % 26.91 % 8.24 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.10 % 24.65 % 36.44 % 41.00 % 14.09 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.69 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.61 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.24 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.29 %
Interest paid, EUR 1 142 € 1 087 857 € 3 529 738 € 4 988 714 € 6 364 837 € 5 196 413 € 6 240 979 € 6 570 852 € 7 497 192 € 5 031 087 € 2 064 506 €
A+
 0 € 0 € 0 € 0 € 0 € 227 619 € 455 671 € 601 410 € 695 211 € 190 463 € 18 730 €
A
 61 € 215 329 € 870 361 € 1 272 518 € 1 523 669 € 1 114 432 € 1 463 356 € 2 026 086 € 2 382 862 € 1 183 140 € 239 974 €
B
 416 € 354 824 € 1 324 911 € 1 522 356 € 2 074 321 € 1 916 434 € 2 053 134 € 2 514 324 € 2 817 557 € 2 481 207 € 1 166 636 €
C
 664 € 517 704 € 1 334 466 € 2 193 840 € 2 766 847 € 1 937 927 € 1 670 289 € 1 015 905 € 1 116 644 € 888 283 € 467 388 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 598 529 € 413 128 € 484 918 € 287 699 € 171 747 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 215 432 € 1 060 549 € 1 574 224 € 1 848 841 € 1 393 486 € 1 083 175 € 1 237 081 € 1 833 669 € 1 104 912 € 278 881 €
A+
 0 € 0 € 0 € 0 € 0 € 201 € 97 € 8 572 € 23 550 € 2 571 € 65 €
A
 0 € 50 932 € 71 419 € 69 494 € 56 586 € 36 306 € 56 362 € 151 960 € 244 133 € 79 087 € 2 720 €
B
 0 € 42 055 € 347 829 € 400 455 € 440 806 € 432 167 € 259 010 € 536 356 € 698 086 € 357 510 € 83 460 €
C
 0 € 122 444 € 641 301 € 1 104 275 € 1 351 448 € 924 812 € 491 211 € 371 914 € 519 915 € 394 079 € 110 964 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 276 495 € 168 280 € 347 984 € 271 653 € 81 673 €
>90 days overdue, EUR 0 € 215 432 € 1 060 549 € 1 574 224 € 1 848 671 € 1 380 369 € 1 040 361 € 1 124 961 € 1 639 935 € 975 857 € 133 732 €
A+
 0 € 0 € 0 € 0 € 0 € 178 € 9 € 7 373 € 19 864 € 2 203 € 1 €
A
 0 € 50 932 € 71 419 € 69 494 € 56 578 € 35 458 € 51 802 € 131 237 € 211 764 € 63 962 € 497 €
B
 0 € 42 055 € 347 829 € 400 455 € 440 644 € 422 295 € 245 566 € 484 491 € 621 607 € 295 685 € 30 642 €
C
 0 € 122 444 € 641 301 € 1 104 275 € 1 351 448 € 922 438 € 472 212 € 344 698 € 467 311 € 358 973 € 58 227 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 270 773 € 157 162 € 319 389 € 255 034 € 44 366 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 156 012 €
Receivable fee amount 14 574 818 €
Historical Returns