Statistics

Investor statistics

15943

Active investors

317

Average number of loans Average loans per investor

14.91 %

Average interest rate Return on investment it will always be lower than the interest rate

5 700 €

Average active investment amount Average amount invested per investor

162 542 616 €

Principal received Principal received, including principal paid from Provision fund

45 947 548 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13585

Total active borrowers

4036 €

Average loan amount

67 months

Average loan term Weighted average loan term

873 €

Average income

957 €

A+ rating

865 €

A rating

884 €

B rating

806 €

C rating

973 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 247 867 944 € 18 223 875 € 74 855 874 € 97 711 902 € 46 997 836 € 10 073 816 €
Amount of issued credits 90 880 236 € 5 881 212 € 23 734 945 € 38 360 459 € 17 753 067 € 5 150 173 €
Amount of issued credits 61 406 6 323 19 397 21 709 11 898 2 069
Amount of issued credits 61 389 6 323 19 385 21 705 11 897 2 069
Not overdue and returned 210 666 518 €
84.99% 		17 473 500 €
95.88% 		68 626 807 €
91.68% 		82 451 829 €
84.38% 		35 582 134 €
75.71% 		6 527 607 €
64.80%
Not overdue and returned 53 688 985 €
59.08% 		5 130 837 €
87.24% 		17 505 878 €
73.76% 		23 102 301 €
60.22% 		6 345 626 €
35.74% 		1 603 964 €
31.14%
Not overdue and returned 54 292
88.41% 		6 226
98.47% 		18 468
95.21% 		19 027
87.65% 		9 277
77.97% 		1 284
62.06%
Not overdue and returned 54 275
88.41% 		6 226
98.47% 		18 456
95.21% 		19 023
87.64% 		9 276
77.97% 		1 284
62.06%
Overdue 37 191 252 €
15.00% 		750 375 €
4.12% 		6 229 067 €
8.32% 		15 258 158 €
15.62% 		11 407 442 €
24.27% 		3 546 210 €
35.20%
Overdue 37 191 252 €
40.92% 		750 375 €
12.76% 		6 229 067 €
26.24% 		15 258 158 €
39.78% 		11 407 442 €
64.26% 		3 546 210 €
68.86%
Overdue 7 112
11.58% 		97
1.53% 		929
4.79% 		2 681
12.35% 		2 620
22.02% 		785
37.94%
Overdue 7 112
11.59% 		97
1.53% 		929
4.79% 		2 681
12.35% 		2 620
22.02% 		785
37.94%
1-30 days 8 539 871 €
3.45% 		357 135 €
1.96% 		2 235 860 €
2.99% 		4 126 345 €
4.22% 		1 329 473 €
2.83% 		491 056 €
4.87%
1-30 days 8 539 871 €
9.40% 		357 135 €
6.07% 		2 235 860 €
9.42% 		4 126 345 €
10.76% 		1 329 473 €
7.49% 		491 056 €
9.53%
1-30 days 1 473
2.40% 		54
0.85% 		337
1.74% 		678
3.12% 		289
2.43% 		115
5.56%
1-30 days 1 473
2.40% 		54
0.85% 		337
1.74% 		678
3.12% 		289
2.43% 		115
5.56%
31-60 days 2 582 834 €
1.04% 		85 346 €
0.47% 		410 807 €
0.55% 		1 310 567 €
1.34% 		573 696 €
1.22% 		202 418 €
2.01%
31-60 days 2 582 834 €
2.84% 		85 346 €
1.45% 		410 807 €
1.73% 		1 310 567 €
3.42% 		573 696 €
3.23% 		202 418 €
3.93%
31-60 days 413
0.67% 		7
0.11% 		51
0.26% 		204
0.94% 		103
0.87% 		48
2.32%
31-60 days 413
0.67% 		7
0.11% 		51
0.26% 		204
0.94% 		103
0.87% 		48
2.32%
61-90 days 1 499 210 €
0.60% 		18 272 €
0.10% 		293 563 €
0.39% 		618 459 €
0.63% 		360 591 €
0.77% 		208 326 €
2.07%
61-90 days 1 499 210 €
1.65% 		18 272 €
0.31% 		293 563 €
1.24% 		618 459 €
1.61% 		360 591 €
2.03% 		208 326 €
4.05%
61-90 days 241
0.39% 		4
0.06% 		33
0.17% 		96
0.44% 		65
0.55% 		43
2.08%
61-90 days 241
0.39% 		4
0.06% 		33
0.17% 		96
0.44% 		65
0.55% 		43
2.08%
91-720 days 13 615 569 €
5.49% 		258 736 €
1.42% 		2 203 974 €
2.94% 		5 474 410 €
5.60% 		3 801 998 €
8.09% 		1 876 452 €
18.63%
91-720 days 13 615 569 €
14.98% 		258 736 €
4.40% 		2 203 974 €
9.29% 		5 474 410 €
14.27% 		3 801 998 €
21.42% 		1 876 452 €
36.43%
91-720 days 2 214
3.61% 		27
0.43% 		270
1.39% 		835
3.85% 		693
5.82% 		389
18.80%
91-720 days 2 214
3.61% 		27
0.43% 		270
1.39% 		835
3.85% 		693
5.82% 		389
18.80%
> 720 days 10 953 768 €
4.42% 		30 885 €
0.17% 		1 084 863 €
1.45% 		3 728 377 €
3.82% 		5 341 684 €
11.37% 		767 958 €
7.62%
> 720 days 10 953 768 €
12.05% 		30 885 €
0.53% 		1 084 863 €
4.57% 		3 728 377 €
9.72% 		5 341 684 €
30.09% 		767 958 €
14.91%
> 720 days 2 771
4.51% 		5
0.08% 		238
1.23% 		868
4.00% 		1 470
12.36% 		190
9.18%
> 720 days 2 771
4.51% 		5
0.08% 		238
1.23% 		868
4.00% 		1 470
12.36% 		190
9.18%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 10 175 €
0.00% 		0 €
0.00% 		0 €
0.00% 		1 914 €
0.00% 		8 260 €
0.02% 		0 €
0.00%
Written-off loans 2
0.00% 		0
0.00% 		0
0.00% 		1
0.00% 		1
0.01% 		0
0.00%
Written-off loans 2
0.00% 		0
0.00% 		0
0.00% 		1
0.00% 		1
0.01% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 33 262 134 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 718 214 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 5 560 255 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 18 382 206 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 6 299 462 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 2 301 967 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 394 877 € 8 085 563 € 12 772 048 € 16 552 476 € 16 597 331 € 21 986 109 € 25 250 001 € 24 311 734 € 19 982 817 € 9 037 727 €
A+
 0 € 0 € 0 € 0 € 0 € 1 498 106 € 2 507 280 € 3 641 352 € 3 084 358 € 1 345 062 € 266 506 €
A
 1 400 € 611 728 € 3 032 402 € 5 318 194 € 6 773 865 € 5 155 628 € 6 416 878 € 8 498 887 € 8 335 835 € 5 461 570 € 1 514 540 €
B
 2 750 € 835 335 € 2 906 507 € 3 964 061 € 5 473 178 € 5 679 504 € 7 514 283 € 9 152 496 € 8 958 174 € 9 718 853 € 5 144 389 €
C
 2 700 € 947 814 € 2 146 654 € 3 489 793 € 4 305 432 € 4 264 093 € 4 202 980 € 2 983 977 € 2 812 781 € 2 613 396 € 1 466 887 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 344 687 € 973 289 € 1 120 586 € 839 705 € 645 375 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.38 % 90.42 % 89.48 % 88.88 % 86.97 % 80.27 % 67.90 % 55.33 % 46.92 % 27.17 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 96.60 % 81.03 % 72.21 % 56.90 % 56.12 % 37.11 %
A
 100.00 % 93.24 % 97.10 % 98.16 % 98.09 % 93.37 % 80.30 % 66.20 % 54.89 % 46.87 % 27.24 %
B
 100.00 % 96.06 % 89.86 % 89.46 % 90.11 % 85.82 % 83.37 % 67.85 % 57.11 % 48.81 % 27.99 %
C
 100.00 % 91.22 % 83.06 % 78.85 % 76.27 % 79.07 % 76.57 % 67.78 % 52.37 % 41.17 % 23.29 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 74.66 % 68.72 % 49.24 % 36.85 % 28.04 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 8 260 € 1 914 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 1 914 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 8 260 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 0.80 % 0.06 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.06 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 0.80 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 161 528 € 854 569 € 1 502 374 € 2 071 691 € 2 485 638 € 5 402 987 € 11 938 729 € 19 628 235 € 22 610 077 € 24 224 407 €
A+
 0 € 0 € 0 € 0 € 0 € 52 676 € 587 030 € 1 401 470 € 2 336 423 € 1 051 905 € 451 708 €
A
 0 € 44 346 € 90 596 € 99 641 € 132 040 € 366 294 € 1 573 999 € 4 339 803 € 6 850 577 € 6 191 934 € 4 045 715 €
B
 0 € 34 268 € 326 175 € 466 921 € 600 396 € 938 293 € 1 499 370 € 4 336 205 € 6 728 426 € 10 192 588 € 13 237 817 €
C
 0 € 82 914 € 437 798 € 935 812 € 1 339 255 € 1 128 375 € 1 286 128 € 1 418 264 € 2 557 719 € 3 734 228 € 4 832 575 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 456 460 € 442 988 € 1 155 091 € 1 439 042 € 1 656 592 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 161 527 € 854 570 € 1 502 374 € 2 043 934 € 1 831 299 € 2 211 362 € 3 894 129 € 6 445 621 € 4 721 721 € 902 800 €
A+
 0 € 0 € 0 € 0 € 0 € 2 666 € 5 099 € 67 685 € 190 710 € 23 461 € 0 €
A
 0 € 44 346 € 90 596 € 99 641 € 120 515 € 85 479 € 238 322 € 826 551 € 1 290 081 € 490 179 € 3 126 €
B
 0 € 34 268 € 326 176 € 466 921 € 584 163 € 649 491 € 693 640 € 1 761 345 € 2 624 988 € 1 789 527 € 272 267 €
C
 0 € 82 914 € 437 798 € 935 812 € 1 339 255 € 1 093 662 € 873 586 € 908 523 € 1 542 966 € 1 541 041 € 388 125 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 400 714 € 330 024 € 796 876 € 877 512 € 239 283 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 6.30 % 9.56 % 10.52 % 10.97 % 9.60 % 8.07 % 10.47 % 14.67 % 11.09 % 2.71 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.17 % 0.16 % 1.34 % 3.52 % 0.98 % 0.00 %
A
 0.00 % 6.76 % 2.90 % 1.84 % 1.75 % 1.55 % 2.98 % 6.44 % 8.49 % 4.21 % 0.06 %
B
 0.00 % 3.94 % 10.08 % 10.54 % 9.62 % 9.81 % 7.70 % 13.06 % 16.73 % 8.99 % 1.48 %
C
 0.00 % 7.98 % 16.94 % 21.15 % 23.73 % 20.28 % 15.91 % 20.64 % 28.73 % 24.28 % 6.16 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.25 % 23.30 % 35.02 % 38.51 % 10.39 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.67 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.79 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.45 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.61 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.19 %
Interest paid, EUR 1 142 € 1 081 050 € 3 495 157 € 4 940 916 € 6 286 813 € 5 139 996 € 6 099 726 € 6 286 501 € 6 978 974 € 4 366 876 € 1 124 865 €
A+
 0 € 0 € 0 € 0 € 0 € 226 224 € 443 974 € 575 767 € 642 822 € 168 675 € 11 021 €
A
 61 € 214 883 € 868 237 € 1 268 072 € 1 518 785 € 1 106 419 € 1 422 537 € 1 929 693 € 2 203 407 € 1 027 189 € 146 964 €
B
 416 € 352 925 € 1 311 417 € 1 508 347 € 2 048 304 € 1 895 313 € 2 009 398 € 2 402 639 € 2 633 491 € 2 141 014 € 629 319 €
C
 664 € 513 243 € 1 315 502 € 2 164 497 € 2 719 723 € 1 912 040 € 1 635 753 € 977 954 € 1 044 664 € 774 685 € 244 900 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 588 064 € 400 448 € 454 590 € 255 054 € 92 662 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 224 331 € 1 069 940 € 1 561 910 € 1 826 830 € 1 347 227 € 1 026 752 € 1 138 754 € 1 604 680 € 865 020 € 138 218 €
A+
 0 € 0 € 0 € 0 € 0 € 280 € 432 € 7 596 € 20 602 € 2 202 € 24 €
A
 0 € 55 443 € 74 375 € 67 182 € 56 585 € 34 058 € 56 446 € 138 934 € 210 985 € 62 964 € 1 366 €
B
 0 € 41 078 € 353 854 € 404 215 € 449 222 € 424 853 € 245 862 € 493 880 € 606 546 € 277 841 € 43 446 €
C
 0 € 127 810 € 641 711 € 1 090 513 € 1 321 022 € 888 037 € 464 208 € 342 915 € 457 398 € 306 296 € 53 988 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 259 804 € 155 429 € 309 149 € 215 716 € 39 395 €
>90 days overdue, EUR 0 € 224 331 € 1 069 940 € 1 561 910 € 1 826 622 € 1 331 359 € 977 922 € 1 022 278 € 1 389 957 € 692 857 € 34 544 €
A+
 0 € 0 € 0 € 0 € 0 € 279 € 282 € 6 600 € 16 119 € 1 656 € 0 €
A
 0 € 55 443 € 74 375 € 67 182 € 56 585 € 33 164 € 51 661 € 118 757 € 174 007 € 48 620 € 137 €
B
 0 € 41 078 € 353 854 € 404 215 € 449 014 € 413 889 € 231 056 € 439 624 € 520 978 € 205 419 € 7 246 €
C
 0 € 127 810 € 641 711 € 1 090 513 € 1 321 022 € 884 028 € 442 478 € 313 604 € 400 233 € 251 496 € 14 310 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 252 445 € 143 693 € 278 621 € 185 667 € 12 851 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 183 594 €
Receivable fee amount 14 251 152 €
Historical Returns