Statistics

Investor statistics

16019

Active investors

323

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 783 €

Average active investment amount Average amount invested per investor

170 856 417 €

Principal received Principal received, including principal paid from Provision fund

48 339 345 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13718

Total active borrowers

4082 €

Average loan amount

67 months

Average loan term Weighted average loan term

881 €

Average income

965 €

A+ rating

871 €

A rating

892 €

B rating

813 €

C rating

981 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 257 786 524 € 18 414 719 € 75 902 276 € 103 685 333 € 48 833 660 € 10 942 205 €
Amount of issued credits 92 633 199 € 5 544 330 € 23 088 799 € 40 186 992 € 18 155 807 € 5 655 176 €
Amount of issued credits 63 137 6 516 19 749 22 485 12 171 2 200
Amount of issued credits 63 120 6 516 19 737 22 481 12 170 2 200
Not overdue and returned 215 224 723 €
83.49% 		17 537 924 €
95.24% 		68 605 999 €
90.39% 		85 939 204 €
82.88% 		36 275 452 €
74.28% 		6 857 880 €
62.67%
Not overdue and returned 50 212 252 €
54.21% 		4 667 536 €
84.19% 		15 811 268 €
68.48% 		22 509 654 €
56.01% 		5 650 915 €
31.12% 		1 570 851 €
27.78%
Not overdue and returned 55 209
87.44% 		6 379
97.90% 		18 673
94.55% 		19 426
86.40% 		9 394
77.18% 		1 322
60.09%
Not overdue and returned 55 192
87.44% 		6 379
97.90% 		18 661
94.55% 		19 422
86.39% 		9 393
77.18% 		1 322
60.09%
Overdue 42 420 947 €
16.46% 		876 795 €
4.76% 		7 277 531 €
9.59% 		17 677 338 €
17.05% 		12 504 892 €
25.61% 		4 084 326 €
37.33%
Overdue 42 420 947 €
45.79% 		876 795 €
15.81% 		7 277 531 €
31.52% 		17 677 338 €
43.99% 		12 504 892 €
68.88% 		4 084 326 €
72.22%
Overdue 7 897
12.51% 		137
2.10% 		1 070
5.42% 		3 047
13.55% 		2 764
22.71% 		878
39.91%
Overdue 7 897
12.51% 		137
2.10% 		1 070
5.42% 		3 047
13.55% 		2 764
22.71% 		878
39.91%
1-30 days 12 611 771 €
4.89% 		558 743 €
3.03% 		3 171 384 €
4.18% 		6 012 155 €
5.80% 		2 151 144 €
4.41% 		718 278 €
6.56%
1-30 days 12 611 771 €
13.61% 		558 743 €
10.08% 		3 171 384 €
13.74% 		6 012 155 €
14.96% 		2 151 144 €
11.85% 		718 278 €
12.70%
1-30 days 2 068
3.28% 		94
1.44% 		457
2.31% 		961
4.27% 		402
3.30% 		153
6.95%
1-30 days 2 068
3.28% 		94
1.44% 		457
2.32% 		961
4.27% 		402
3.30% 		153
6.95%
31-60 days 2 313 651 €
0.90% 		4 755 €
0.03% 		416 152 €
0.55% 		1 207 616 €
1.16% 		481 373 €
0.99% 		203 754 €
1.86%
31-60 days 2 313 651 €
2.50% 		4 755 €
0.09% 		416 152 €
1.80% 		1 207 616 €
3.00% 		481 373 €
2.65% 		203 754 €
3.60%
31-60 days 414
0.66% 		6
0.09% 		61
0.31% 		205
0.91% 		96
0.79% 		46
2.09%
31-60 days 414
0.66% 		6
0.09% 		61
0.31% 		205
0.91% 		96
0.79% 		46
2.09%
61-90 days 1 607 300 €
0.62% 		28 699 €
0.16% 		252 962 €
0.33% 		635 503 €
0.61% 		443 341 €
0.91% 		246 796 €
2.26%
61-90 days 1 607 300 €
1.74% 		28 699 €
0.52% 		252 962 €
1.10% 		635 503 €
1.58% 		443 341 €
2.44% 		246 796 €
4.36%
61-90 days 259
0.41% 		3
0.05% 		40
0.20% 		91
0.40% 		76
0.62% 		49
2.23%
61-90 days 259
0.41% 		3
0.05% 		40
0.20% 		91
0.40% 		76
0.62% 		49
2.23%
91-720 days 14 017 995 €
5.44% 		248 845 €
1.35% 		2 275 652 €
3.00% 		5 657 364 €
5.46% 		3 841 058 €
7.87% 		1 995 076 €
18.23%
91-720 days 14 017 995 €
15.13% 		248 845 €
4.49% 		2 275 652 €
9.86% 		5 657 364 €
14.08% 		3 841 058 €
21.16% 		1 995 076 €
35.28%
91-720 days 2 247
3.56% 		25
0.38% 		267
1.35% 		860
3.82% 		690
5.67% 		405
18.41%
91-720 days 2 247
3.56% 		25
0.38% 		267
1.35% 		860
3.83% 		690
5.67% 		405
18.41%
> 720 days 11 870 231 €
4.60% 		35 753 €
0.19% 		1 161 382 €
1.53% 		4 164 700 €
4.02% 		5 587 976 €
11.44% 		920 422 €
8.41%
> 720 days 11 870 231 €
12.81% 		35 753 €
0.64% 		1 161 382 €
5.03% 		4 164 700 €
10.36% 		5 587 976 €
30.78% 		920 422 €
16.28%
> 720 days 2 909
4.61% 		9
0.14% 		245
1.24% 		930
4.14% 		1 500
12.32% 		225
10.23%
> 720 days 2 909
4.61% 		9
0.14% 		245
1.24% 		930
4.14% 		1 500
12.33% 		225
10.23%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 43 180 714 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 909 058 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 606 657 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 24 355 637 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 135 286 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 170 356 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 250 € 8 090 167 € 12 786 349 € 16 579 884 € 16 719 524 € 22 322 911 € 25 847 652 € 25 283 760 € 21 450 141 € 13 527 984 €
A+
 0 € 0 € 0 € 0 € 0 € 1 507 565 € 2 549 100 € 3 715 403 € 3 242 040 € 1 431 940 € 424 341 €
A
 1 400 € 612 219 € 3 032 706 € 5 319 956 € 6 780 170 € 5 198 479 € 6 521 752 € 8 717 593 € 8 652 397 € 5 850 337 € 2 107 721 €
B
 2 750 € 835 585 € 2 907 517 € 3 970 184 € 5 482 920 € 5 723 992 € 7 606 430 € 9 374 569 € 9 315 574 € 10 474 285 € 7 735 745 €
C
 2 700 € 949 446 € 2 149 944 € 3 496 208 € 4 316 794 € 4 289 488 € 4 285 715 € 3 049 393 € 2 907 156 € 2 797 642 € 2 380 051 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 359 914 € 990 694 € 1 166 594 € 891 689 € 878 138 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.47 % 89.58 % 89.02 % 87.61 % 81.50 % 69.50 % 57.54 % 50.36 % 31.33 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.21 % 82.38 % 73.68 % 59.81 % 59.74 % 46.68 %
A
 100.00 % 93.32 % 97.11 % 98.19 % 98.18 % 94.14 % 81.61 % 67.90 % 56.97 % 50.20 % 31.90 %
B
 100.00 % 96.09 % 89.89 % 89.60 % 90.28 % 86.49 % 84.39 % 69.50 % 59.39 % 52.60 % 31.76 %
C
 100.00 % 91.38 % 83.19 % 79.00 % 76.48 % 79.55 % 78.08 % 69.27 % 54.13 % 44.07 % 29.26 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.50 % 69.95 % 51.26 % 39.13 % 27.70 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 914 € 813 678 € 1 456 831 € 2 010 412 € 2 347 408 € 5 066 185 € 11 341 079 € 18 656 209 € 21 142 752 € 29 652 730 €
A+
 0 € 0 € 0 € 0 € 0 € 43 218 € 545 210 € 1 327 418 € 2 178 741 € 965 026 € 484 717 €
A
 0 € 36 788 € 84 141 € 97 878 € 120 208 € 323 444 € 1 469 126 € 4 121 097 € 6 534 015 € 5 803 167 € 4 498 936 €
B
 0 € 34 018 € 309 345 € 444 461 € 571 971 € 877 767 € 1 407 223 € 4 114 132 € 6 371 026 € 9 437 156 € 16 619 892 €
C
 0 € 75 108 € 420 193 € 914 491 € 1 318 233 € 1 102 980 € 1 203 393 € 1 352 848 € 2 463 344 € 3 549 982 € 5 755 235 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 441 233 € 425 584 € 1 109 083 € 1 387 058 € 2 292 218 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 914 € 813 679 € 1 456 831 € 1 989 385 € 1 811 452 € 2 193 654 € 4 011 174 € 6 524 585 € 5 307 892 € 1 633 661 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 531 € 68 020 € 189 524 € 23 959 € 0 €
A
 0 € 36 788 € 84 141 € 97 878 € 112 603 € 84 191 € 220 306 € 896 117 € 1 338 691 € 559 369 € 6 951 €
B
 0 € 34 018 € 309 345 € 444 461 € 558 550 € 646 002 € 689 810 € 1 797 955 € 2 649 356 € 2 106 049 € 586 516 €
C
 0 € 75 108 € 420 193 € 914 491 € 1 318 233 € 1 079 696 € 883 646 € 905 223 € 1 529 079 € 1 687 766 € 615 600 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 361 € 343 859 € 817 935 € 930 749 € 424 594 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.69 % 9.10 % 10.21 % 10.68 % 9.49 % 8.01 % 10.79 % 14.85 % 12.46 % 3.78 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 3.50 % 1.00 % 0.00 %
A
 0.00 % 5.61 % 2.69 % 1.81 % 1.63 % 1.52 % 2.76 % 6.98 % 8.82 % 4.80 % 0.11 %
B
 0.00 % 3.91 % 9.56 % 10.03 % 9.20 % 9.76 % 7.65 % 13.33 % 16.89 % 10.58 % 2.41 %
C
 0.00 % 7.23 % 16.26 % 20.66 % 23.35 % 20.02 % 16.10 % 20.56 % 28.47 % 26.59 % 7.57 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.12 % 24.28 % 35.94 % 40.84 % 13.39 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.69 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.62 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.26 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.26 %
Interest paid, EUR 1 142 € 1 087 064 € 3 517 524 € 4 982 661 € 6 353 217 € 5 188 534 € 6 223 206 € 6 531 898 € 7 419 016 € 4 940 608 € 1 915 882 €
A+
 0 € 0 € 0 € 0 € 0 € 227 398 € 453 867 € 597 799 € 688 526 € 187 445 € 17 823 €
A
 61 € 215 243 € 870 124 € 1 271 786 € 1 523 034 € 1 113 368 € 1 458 736 € 2 014 309 € 2 354 480 € 1 162 491 € 226 986 €
B
 416 € 354 695 € 1 319 332 € 1 520 880 € 2 069 131 € 1 913 488 € 2 046 790 € 2 498 308 € 2 789 639 € 2 433 532 € 1 078 589 €
C
 664 € 517 126 € 1 328 068 € 2 189 994 € 2 761 053 € 1 934 280 € 1 666 458 € 1 010 405 € 1 107 269 € 873 365 € 433 714 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 597 354 € 411 077 € 479 102 € 283 481 € 158 742 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 214 858 € 1 064 669 € 1 568 718 € 1 845 598 € 1 388 151 € 1 076 867 € 1 231 075 € 1 823 568 € 1 085 536 € 276 382 €
A+
 0 € 0 € 0 € 0 € 0 € 196 € 197 € 8 938 € 22 993 € 2 952 € 58 €
A
 0 € 50 806 € 71 244 € 69 258 € 56 317 € 36 115 € 56 486 € 152 253 € 246 939 € 77 870 € 3 960 €
B
 0 € 41 973 € 350 108 € 399 068 € 441 702 € 430 612 € 258 408 € 533 561 € 695 405 € 356 121 € 86 466 €
C
 0 € 122 079 € 643 317 € 1 100 393 € 1 347 580 € 921 228 € 487 329 € 368 978 € 513 020 € 383 683 € 109 051 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 274 448 € 167 345 € 345 211 € 264 909 € 76 844 €
>90 days overdue, EUR 0 € 214 858 € 1 064 669 € 1 568 718 € 1 845 394 € 1 373 912 € 1 030 808 € 1 112 167 € 1 614 513 € 946 777 € 114 967 €
A+
 0 € 0 € 0 € 0 € 0 € 174 € 9 € 7 331 € 19 666 € 2 138 € 0 €
A
 0 € 50 806 € 71 244 € 69 258 € 56 309 € 35 256 € 51 248 € 128 996 € 209 001 € 61 039 € 291 €
B
 0 € 41 973 € 350 108 € 399 068 € 441 505 € 419 914 € 243 733 € 478 432 € 612 372 € 286 930 € 26 131 €
C
 0 € 122 079 € 643 317 € 1 100 393 € 1 347 580 € 918 568 € 467 434 € 341 427 € 458 550 € 348 212 € 50 763 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 268 384 € 155 981 € 314 924 € 248 459 € 37 783 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 159 704 €
Receivable fee amount 14 566 130 €
Historical Returns