Statistics
Investor statistics
14270
Active investors
240
Average number of loans Average loans per investor
14.53 %
Average interest rate Return on investment it will always be lower than the interest rate
3 911 €
Average active investment amount Average amount invested per investor
78 128 782 €
Principal received Principal received, including principal paid from Provision fund
22 592 963 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
11106
Total active borrowers
3452 €
Average loan amount
64 months
Average loan term Weighted average loan term
773 €
Average income
869 €
A+ rating
781 €
A rating
761 €
B rating
725 €
C rating
915 €
C- rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 131 933 866 € | 10 187 063 € | 43 969 032 € | 45 082 225 € | 29 380 060 € | 3 315 485 € |
Not overdue and returned |
111 498 690 €
84.51% |
9 813 645 €
96.33% |
40 700 591 €
92.57% |
37 694 558 €
83.61% |
21 185 375 €
72.11% |
2 104 521 €
63.48% |
Overdue |
20 435 176 €
15.49% |
373 419 €
3.67% |
3 268 441 €
7.43% |
7 387 667 €
16.39% |
8 194 685 €
27.89% |
1 210 964 €
36.52% |
1-30 days |
6 813 180 €
5.16% |
283 779 €
2.79% |
1 924 104 €
4.38% |
2 835 514 €
6.29% |
1 383 069 €
4.71% |
386 715 €
11.66% |
31-60 days |
1 625 522 €
1.23% |
56 026 €
0.55% |
324 600 €
0.74% |
585 908 €
1.30% |
463 610 €
1.58% |
195 379 €
5.89% |
61-90 days |
686 848 €
0.52% |
8 343 €
0.08% |
84 628 €
0.19% |
323 105 €
0.72% |
221 769 €
0.75% |
49 003 €
1.48% |
91-720 days |
5 480 233 €
4.15% |
25 270 €
0.25% |
530 759 €
1.21% |
1 805 956 €
4.01% |
2 538 380 €
8.64% |
579 868 €
17.49% |
> 720 days |
5 829 392 €
4.42% |
0 €
0.00% |
404 350 €
0.92% |
1 837 184 €
4.08% |
3 587 857 €
12.21% |
0 €
0.00% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 3 860 920 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 346 551 € | 7 863 052 € | 12 081 495 € | 14 408 958 € | 12 940 803 € | 14 370 277 € | 12 032 499 € | 68 434 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 91.50 % | 87.93 % | 84.64 % | 77.37 % | 67.81 % | 52.47 % | 32.36 % | 1.77 % |
Outstanding principal, EUR | 0 € | 218 114 € | 1 078 995 € | 2 192 927 € | 4 215 209 € | 6 142 167 € | 13 018 819 € | 25 156 231 € | 3 792 486 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 218 114 € | 1 078 927 € | 1 939 056 € | 2 654 023 € | 2 081 446 € | 2 150 899 € | 1 187 160 € | 0 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 8.50 % | 12.07 % | 13.58 % | 14.25 % | 10.91 % | 7.85 % | 3.19 % | 0.00 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 11.76 % |
Interest paid, EUR | 1 142 € | 961 206 € | 3 045 601 € | 4 224 805 € | 5 167 915 € | 3 920 450 € | 3 479 277 € | 1 634 034 € | 2 156 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 184 875 € | 822 066 € | 1 146 672 € | 1 290 122 € | 729 623 € | 416 853 € | 165 559 € | 481 € |
>90 days overdue, EUR | 0 € | 184 876 € | 821 597 € | 1 121 691 € | 1 216 532 € | 644 415 € | 297 729 € | 50 580 € | 0 € |