Statistics

Investor statistics

16008

Active investors

321

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 784 €

Average active investment amount Average amount invested per investor

168 465 295 €

Principal received Principal received, including principal paid from Provision fund

47 637 981 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13712

Total active borrowers

4074 €

Average loan amount

67 months

Average loan term Weighted average loan term

879 €

Average income

963 €

A+ rating

870 €

A rating

890 €

B rating

812 €

C rating

979 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 255 432 775 € 18 367 426 € 75 649 474 € 102 263 274 € 48 411 685 € 10 732 585 €
Amount of issued credits 92 582 353 € 5 631 032 € 23 347 752 € 39 891 095 € 18 134 677 € 5 575 122 €
Amount of issued credits 62 692 6 465 19 653 22 284 12 109 2 165
Amount of issued credits 62 675 6 465 19 641 22 280 12 108 2 165
Not overdue and returned 216 844 215 €
84.89% 		17 716 868 €
96.46% 		69 355 645 €
91.68% 		86 437 260 €
84.52% 		36 453 811 €
75.30% 		6 872 299 €
64.03%
Not overdue and returned 54 134 647 €
58.47% 		4 980 475 €
88.45% 		17 072 669 €
73.12% 		24 133 873 €
60.50% 		6 230 119 €
34.35% 		1 714 836 €
30.76%
Not overdue and returned 55 360
88.30% 		6 360
98.38% 		18 715
95.23% 		19 512
87.56% 		9 427
77.85% 		1 330
61.43%
Not overdue and returned 55 343
88.30% 		6 360
98.38% 		18 703
95.22% 		19 508
87.56% 		9 426
77.85% 		1 330
61.43%
Overdue 38 447 707 €
15.05% 		650 558 €
3.54% 		6 275 083 €
8.29% 		15 757 222 €
15.41% 		11 904 558 €
24.59% 		3 860 286 €
35.97%
Overdue 38 447 707 €
41.53% 		650 558 €
11.55% 		6 275 083 €
26.88% 		15 757 222 €
39.50% 		11 904 558 €
65.65% 		3 860 286 €
69.24%
Overdue 7 301
11.65% 		105
1.62% 		932
4.74% 		2 760
12.39% 		2 669
22.04% 		835
38.57%
Overdue 7 301
11.65% 		105
1.62% 		932
4.75% 		2 760
12.39% 		2 669
22.04% 		835
38.57%
1-30 days 9 298 265 €
3.64% 		299 913 €
1.63% 		2 283 684 €
3.02% 		4 482 728 €
4.38% 		1 669 799 €
3.45% 		562 142 €
5.24%
1-30 days 9 298 265 €
10.04% 		299 913 €
5.33% 		2 283 684 €
9.78% 		4 482 728 €
11.24% 		1 669 799 €
9.21% 		562 142 €
10.08%
1-30 days 1 580
2.52% 		62
0.96% 		334
1.70% 		730
3.28% 		334
2.76% 		120
5.54%
1-30 days 1 580
2.52% 		62
0.96% 		334
1.70% 		730
3.28% 		334
2.76% 		120
5.54%
31-60 days 2 275 882 €
0.89% 		34 910 €
0.19% 		338 014 €
0.45% 		1 037 992 €
1.02% 		594 537 €
1.23% 		270 430 €
2.52%
31-60 days 2 275 882 €
2.46% 		34 910 €
0.62% 		338 014 €
1.45% 		1 037 992 €
2.60% 		594 537 €
3.28% 		270 430 €
4.85%
31-60 days 404
0.64% 		6
0.09% 		57
0.29% 		174
0.78% 		105
0.87% 		62
2.86%
31-60 days 404
0.64% 		6
0.09% 		57
0.29% 		174
0.78% 		105
0.87% 		62
2.86%
61-90 days 1 417 411 €
0.55% 		29 361 €
0.16% 		291 218 €
0.38% 		634 506 €
0.62% 		256 271 €
0.53% 		206 055 €
1.92%
61-90 days 1 417 411 €
1.53% 		29 361 €
0.52% 		291 218 €
1.25% 		634 506 €
1.59% 		256 271 €
1.41% 		206 055 €
3.70%
61-90 days 218
0.35% 		3
0.05% 		33
0.17% 		90
0.40% 		52
0.43% 		40
1.85%
61-90 days 218
0.35% 		3
0.05% 		33
0.17% 		90
0.40% 		52
0.43% 		40
1.85%
91-720 days 13 862 997 €
5.43% 		250 587 €
1.36% 		2 196 098 €
2.90% 		5 564 943 €
5.44% 		3 900 679 €
8.06% 		1 950 690 €
18.18%
91-720 days 13 862 997 €
14.97% 		250 587 €
4.45% 		2 196 098 €
9.41% 		5 564 943 €
13.95% 		3 900 679 €
21.51% 		1 950 690 €
34.99%
91-720 days 2 236
3.57% 		25
0.39% 		263
1.34% 		850
3.81% 		701
5.79% 		397
18.34%
91-720 days 2 236
3.57% 		25
0.39% 		263
1.34% 		850
3.82% 		701
5.79% 		397
18.34%
> 720 days 11 593 151 €
4.54% 		35 787 €
0.19% 		1 166 069 €
1.54% 		4 037 054 €
3.95% 		5 483 273 €
11.33% 		870 969 €
8.12%
> 720 days 11 593 151 €
12.52% 		35 787 €
0.64% 		1 166 069 €
4.99% 		4 037 054 €
10.12% 		5 483 273 €
30.24% 		870 969 €
15.62%
> 720 days 2 863
4.57% 		9
0.14% 		245
1.25% 		916
4.11% 		1 477
12.20% 		216
9.98%
> 720 days 2 863
4.57% 		9
0.14% 		245
1.25% 		916
4.11% 		1 477
12.20% 		216
9.98%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.06% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 40 826 965 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 861 765 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 353 855 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 22 933 578 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 7 713 311 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 2 960 736 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 078 € 8 089 495 € 12 782 450 € 16 573 416 € 16 683 848 € 22 222 201 € 25 675 134 € 24 998 299 € 21 072 672 € 12 208 125 €
A+
 0 € 0 € 0 € 0 € 0 € 1 506 259 € 2 539 731 € 3 696 017 € 3 207 940 € 1 409 123 € 377 322 €
A
 1 400 € 612 047 € 3 032 582 € 5 319 757 € 6 778 411 € 5 185 027 € 6 484 592 € 8 640 941 € 8 557 362 € 5 744 218 € 1 926 639 €
B
 2 750 € 835 585 € 2 907 246 € 3 968 055 € 5 480 206 € 5 713 078 € 7 583 740 € 9 322 919 € 9 191 317 € 10 288 758 € 7 009 735 €
C
 2 700 € 949 446 € 2 149 667 € 3 494 638 € 4 314 799 € 4 279 485 € 4 258 610 € 3 028 433 € 2 887 986 € 2 749 259 € 2 108 669 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 355 528 € 986 824 € 1 153 693 € 877 071 € 784 346 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.47 % 89.55 % 88.99 % 87.43 % 81.14 % 69.04 % 56.89 % 49.47 % 29.90 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.13 % 82.08 % 73.29 % 59.18 % 58.79 % 43.78 %
A
 100.00 % 93.29 % 97.10 % 98.19 % 98.15 % 93.90 % 81.15 % 67.30 % 56.35 % 49.29 % 30.32 %
B
 100.00 % 96.09 % 89.88 % 89.55 % 90.23 % 86.33 % 84.14 % 69.12 % 58.59 % 51.67 % 30.57 %
C
 100.00 % 91.38 % 83.18 % 78.96 % 76.44 % 79.36 % 77.58 % 68.79 % 53.77 % 43.31 % 27.34 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.26 % 69.68 % 50.70 % 38.49 % 26.49 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 146 086 € 814 350 € 1 460 729 € 2 016 880 € 2 383 084 € 5 166 894 € 11 513 596 € 18 941 671 € 21 520 221 € 28 618 841 €
A+
 0 € 0 € 0 € 0 € 0 € 44 523 € 554 579 € 1 346 805 € 2 212 841 € 987 843 € 484 443 €
A
 0 € 36 960 € 84 265 € 98 077 € 121 967 € 336 896 € 1 506 286 € 4 197 749 € 6 629 050 € 5 909 286 € 4 427 217 €
B
 0 € 34 018 € 309 616 € 446 590 € 574 686 € 888 681 € 1 429 912 € 4 165 782 € 6 495 283 € 9 622 683 € 15 923 843 €
C
 0 € 75 108 € 420 469 € 916 062 € 1 320 227 € 1 112 984 € 1 230 499 € 1 373 808 € 2 482 514 € 3 598 365 € 5 604 642 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 445 619 € 429 453 € 1 121 984 € 1 401 676 € 2 176 390 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 146 086 € 814 351 € 1 460 729 € 1 994 125 € 1 809 610 € 2 200 161 € 3 958 472 € 6 510 974 € 5 160 094 € 1 401 548 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 3 324 € 68 580 € 189 860 € 23 047 € 0 €
A
 0 € 36 960 € 84 265 € 98 077 € 113 519 € 85 315 € 235 514 € 858 237 € 1 343 549 € 497 937 € 8 794 €
B
 0 € 34 018 € 309 617 € 446 590 € 560 379 € 639 097 € 692 329 € 1 787 078 € 2 638 313 € 2 055 812 € 438 764 €
C
 0 € 75 108 € 420 469 € 916 062 € 1 320 227 € 1 083 635 € 869 935 € 910 080 € 1 515 161 € 1 666 219 € 607 056 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 399 059 € 334 495 € 824 091 € 917 079 € 346 934 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.70 % 9.11 % 10.23 % 10.71 % 9.48 % 8.03 % 10.64 % 14.82 % 12.11 % 3.43 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.11 % 1.36 % 3.50 % 0.96 % 0.00 %
A
 0.00 % 5.63 % 2.70 % 1.81 % 1.64 % 1.55 % 2.95 % 6.68 % 8.85 % 4.27 % 0.14 %
B
 0.00 % 3.91 % 9.57 % 10.08 % 9.23 % 9.66 % 7.68 % 13.25 % 16.82 % 10.32 % 1.91 %
C
 0.00 % 7.23 % 16.27 % 20.70 % 23.39 % 20.10 % 15.85 % 20.67 % 28.21 % 26.25 % 7.87 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.16 % 23.62 % 36.21 % 40.24 % 11.72 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.65 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.31 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.21 %
Interest paid, EUR 1 142 € 1 085 685 € 3 512 750 € 4 969 362 € 6 336 983 € 5 174 204 € 6 185 515 € 6 462 339 € 7 302 239 € 4 779 647 € 1 670 175 €
A+
 0 € 0 € 0 € 0 € 0 € 227 144 € 451 227 € 591 982 € 675 382 € 182 394 € 15 651 €
A
 61 € 215 091 € 869 795 € 1 270 972 € 1 522 068 € 1 111 407 € 1 445 037 € 1 987 205 € 2 314 244 € 1 124 582 € 202 941 €
B
 416 € 354 149 € 1 316 710 € 1 517 135 € 2 063 457 € 1 908 165 € 2 036 343 € 2 472 865 € 2 748 614 € 2 352 040 € 939 774 €
C
 664 € 516 445 € 1 326 245 € 2 181 255 € 2 751 459 € 1 927 487 € 1 658 480 € 1 001 690 € 1 091 766 € 844 935 € 376 657 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 594 427 € 408 596 € 472 233 € 275 414 € 135 153 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 213 420 € 1 056 090 € 1 557 407 € 1 829 581 € 1 373 130 € 1 062 992 € 1 200 320 € 1 744 518 € 1 013 380 € 218 579 €
A+
 0 € 0 € 0 € 0 € 0 € 186 € 129 € 7 875 € 22 495 € 2 490 € 63 €
A
 0 € 50 494 € 70 652 € 68 595 € 55 983 € 35 453 € 59 375 € 149 939 € 231 538 € 71 022 € 2 060 €
B
 0 € 41 697 € 347 536 € 395 977 € 438 818 € 425 412 € 253 546 € 519 169 € 662 695 € 328 359 € 64 758 €
C
 0 € 121 229 € 637 902 € 1 092 835 € 1 334 780 € 912 079 € 479 306 € 360 116 € 493 466 € 360 449 € 87 792 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 270 636 € 163 220 € 334 324 € 251 060 € 63 906 €
>90 days overdue, EUR 0 € 213 421 € 1 056 090 € 1 557 407 € 1 829 384 € 1 358 803 € 1 017 413 € 1 087 355 € 1 546 438 € 880 868 € 84 086 €
A+
 0 € 0 € 0 € 0 € 0 € 163 € 9 € 6 958 € 18 760 € 1 993 € 0 €
A
 0 € 50 494 € 70 652 € 68 595 € 55 974 € 34 645 € 54 337 € 127 915 € 197 093 € 57 044 € 280 €
B
 0 € 41 697 € 347 536 € 395 977 € 438 630 € 414 917 € 239 926 € 467 276 € 584 967 € 264 734 € 18 568 €
C
 0 € 121 230 € 637 902 € 1 092 835 € 1 334 780 € 909 078 € 459 343 € 333 122 € 440 953 € 323 731 € 37 257 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 263 798 € 152 084 € 304 666 € 233 366 € 27 981 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 168 039 €
Receivable fee amount 14 560 450 €
Historical Returns