Statistics

Investor statistics

16005

Active investors

321

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 780 €

Average active investment amount Average amount invested per investor

168 779 875 €

Principal received Principal received, including principal paid from Provision fund

47 751 884 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13706

Total active borrowers

4074 €

Average loan amount

67 months

Average loan term Weighted average loan term

880 €

Average income

963 €

A+ rating

870 €

A rating

890 €

B rating

812 €

C rating

979 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 255 589 921 € 18 368 626 € 75 672 827 € 102 340 203 € 48 454 049 € 10 745 885 €
Amount of issued credits 92 501 171 € 5 614 308 € 23 317 708 € 39 857 451 € 18 127 751 € 5 581 432 €
Amount of issued credits 62 726 6 468 19 662 22 297 12 114 2 169
Amount of issued credits 62 709 6 468 19 650 22 293 12 113 2 169
Not overdue and returned 216 592 040 €
84.74% 		17 688 890 €
96.30% 		69 317 775 €
91.60% 		86 271 808 €
84.30% 		36 430 239 €
75.19% 		6 874 996 €
63.98%
Not overdue and returned 53 644 144 €
57.99% 		4 934 573 €
87.89% 		16 981 402 €
72.83% 		23 857 848 €
59.86% 		6 157 257 €
33.97% 		1 710 542 €
30.65%
Not overdue and returned 55 304
88.17% 		6 367
98.44% 		18 699
95.10% 		19 483
87.38% 		9 411
77.69% 		1 328
61.23%
Not overdue and returned 55 287
88.16% 		6 367
98.44% 		18 687
95.10% 		19 479
87.38% 		9 410
77.69% 		1 328
61.23%
Overdue 38 857 028 €
15.20% 		679 735 €
3.70% 		6 336 306 €
8.37% 		15 999 603 €
15.63% 		11 970 494 €
24.70% 		3 870 889 €
36.02%
Overdue 38 857 028 €
42.01% 		679 735 €
12.11% 		6 336 306 €
27.17% 		15 999 603 €
40.14% 		11 970 494 €
66.03% 		3 870 889 €
69.35%
Overdue 7 391
11.78% 		101
1.56% 		957
4.87% 		2 802
12.57% 		2 690
22.21% 		841
38.77%
Overdue 7 391
11.79% 		101
1.56% 		957
4.87% 		2 802
12.57% 		2 690
22.21% 		841
38.77%
1-30 days 9 440 420 €
3.69% 		330 451 €
1.80% 		2 293 514 €
3.03% 		4 581 237 €
4.48% 		1 653 385 €
3.41% 		581 833 €
5.41%
1-30 days 9 440 420 €
10.21% 		330 451 €
5.89% 		2 293 514 €
9.84% 		4 581 237 €
11.49% 		1 653 385 €
9.12% 		581 833 €
10.42%
1-30 days 1 655
2.64% 		61
0.94% 		357
1.82% 		767
3.44% 		340
2.81% 		130
5.99%
1-30 days 1 655
2.64% 		61
0.94% 		357
1.82% 		767
3.44% 		340
2.81% 		130
5.99%
31-60 days 2 480 652 €
0.97% 		33 321 €
0.18% 		420 816 €
0.56% 		1 150 808 €
1.12% 		635 786 €
1.31% 		239 922 €
2.23%
31-60 days 2 480 652 €
2.68% 		33 321 €
0.59% 		420 816 €
1.80% 		1 150 808 €
2.89% 		635 786 €
3.51% 		239 922 €
4.30%
31-60 days 416
0.66% 		2
0.03% 		61
0.31% 		182
0.82% 		116
0.96% 		55
2.54%
31-60 days 416
0.66% 		2
0.03% 		61
0.31% 		182
0.82% 		116
0.96% 		55
2.54%
61-90 days 1 484 886 €
0.58% 		29 612 €
0.16% 		313 110 €
0.41% 		625 048 €
0.61% 		291 513 €
0.60% 		225 603 €
2.10%
61-90 days 1 484 886 €
1.61% 		29 612 €
0.53% 		313 110 €
1.34% 		625 048 €
1.57% 		291 513 €
1.61% 		225 603 €
4.04%
61-90 days 220
0.35% 		4
0.06% 		37
0.19% 		82
0.37% 		54
0.45% 		43
1.98%
61-90 days 220
0.35% 		4
0.06% 		37
0.19% 		82
0.37% 		54
0.45% 		43
1.98%
91-720 days 13 761 399 €
5.38% 		250 565 €
1.36% 		2 139 652 €
2.83% 		5 562 283 €
5.44% 		3 870 609 €
7.99% 		1 938 290 €
18.04%
91-720 days 13 761 399 €
14.88% 		250 565 €
4.46% 		2 139 652 €
9.18% 		5 562 283 €
13.96% 		3 870 609 €
21.35% 		1 938 290 €
34.73%
91-720 days 2 225
3.55% 		25
0.39% 		256
1.30% 		853
3.83% 		696
5.75% 		395
18.21%
91-720 days 2 225
3.55% 		25
0.39% 		256
1.30% 		853
3.83% 		696
5.75% 		395
18.21%
> 720 days 11 689 671 €
4.57% 		35 787 €
0.19% 		1 169 213 €
1.55% 		4 080 228 €
3.99% 		5 519 201 €
11.39% 		885 242 €
8.24%
> 720 days 11 689 671 €
12.64% 		35 787 €
0.64% 		1 169 213 €
5.01% 		4 080 228 €
10.24% 		5 519 201 €
30.45% 		885 242 €
15.86%
> 720 days 2 875
4.58% 		9
0.14% 		246
1.25% 		918
4.12% 		1 484
12.25% 		218
10.05%
> 720 days 2 875
4.58% 		9
0.14% 		246
1.25% 		918
4.12% 		1 484
12.25% 		218
10.05%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.06% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 40 984 111 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 862 965 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 377 208 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 23 010 507 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 7 755 675 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 2 974 036 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 078 € 8 089 559 € 12 783 104 € 16 574 335 € 16 689 897 € 22 235 695 € 25 699 162 € 25 038 293 € 21 121 955 € 12 311 969 €
A+
 0 € 0 € 0 € 0 € 0 € 1 506 435 € 2 541 223 € 3 698 676 € 3 216 865 € 1 411 181 € 379 938 €
A
 1 400 € 612 047 € 3 032 582 € 5 319 757 € 6 779 117 € 5 187 796 € 6 489 738 € 8 652 491 € 8 567 142 € 5 754 963 € 1 939 340 €
B
 2 750 € 835 585 € 2 907 310 € 3 968 682 € 5 480 270 € 5 714 805 € 7 586 894 € 9 330 436 € 9 208 768 € 10 307 390 € 7 071 070 €
C
 2 700 € 949 446 € 2 149 667 € 3 494 664 € 4 314 948 € 4 280 861 € 4 261 627 € 3 029 890 € 2 890 521 € 2 765 728 € 2 132 930 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 356 212 € 987 669 € 1 154 997 € 878 450 € 787 126 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.47 % 89.55 % 88.99 % 87.46 % 81.18 % 69.10 % 56.98 % 49.59 % 30.04 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.14 % 82.13 % 73.35 % 59.34 % 58.87 % 44.03 %
A
 100.00 % 93.29 % 97.10 % 98.19 % 98.16 % 93.95 % 81.21 % 67.39 % 56.41 % 49.38 % 30.41 %
B
 100.00 % 96.09 % 89.88 % 89.57 % 90.23 % 86.36 % 84.17 % 69.17 % 58.70 % 51.77 % 30.73 %
C
 100.00 % 91.38 % 83.18 % 78.96 % 76.44 % 79.39 % 77.64 % 68.83 % 53.82 % 43.57 % 27.50 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.30 % 69.74 % 50.75 % 38.55 % 26.47 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 146 086 € 814 286 € 1 460 076 € 2 015 961 € 2 377 036 € 5 153 401 € 11 489 569 € 18 901 677 € 21 470 939 € 28 672 142 €
A+
 0 € 0 € 0 € 0 € 0 € 44 347 € 553 086 € 1 344 146 € 2 203 916 € 985 785 € 483 028 €
A
 0 € 36 960 € 84 265 € 98 077 € 121 261 € 334 127 € 1 501 139 € 4 186 199 € 6 619 270 € 5 898 541 € 4 437 868 €
B
 0 € 34 018 € 309 552 € 445 963 € 574 621 € 886 954 € 1 426 758 € 4 158 264 € 6 477 831 € 9 604 051 € 15 939 437 €
C
 0 € 75 108 € 420 469 € 916 035 € 1 320 079 € 1 111 608 € 1 227 481 € 1 372 351 € 2 479 979 € 3 581 896 € 5 622 745 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 444 935 € 428 608 € 1 120 680 € 1 400 297 € 2 186 910 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 146 086 € 814 287 € 1 460 076 € 1 993 271 € 1 808 449 € 2 194 471 € 3 956 392 € 6 460 370 € 5 178 756 € 1 438 915 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 3 324 € 68 580 € 189 838 € 23 047 € 0 €
A
 0 € 36 960 € 84 265 € 98 077 € 112 813 € 85 315 € 235 301 € 856 950 € 1 293 195 € 497 195 € 8 794 €
B
 0 € 34 018 € 309 553 € 445 963 € 560 379 € 638 981 € 692 761 € 1 786 851 € 2 638 133 € 2 062 069 € 473 804 €
C
 0 € 75 108 € 420 469 € 916 035 € 1 320 079 € 1 082 589 € 864 167 € 909 784 € 1 517 806 € 1 679 452 € 604 321 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 918 € 334 227 € 821 397 € 916 993 € 351 996 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.70 % 9.11 % 10.23 % 10.70 % 9.48 % 8.01 % 10.64 % 14.70 % 12.16 % 3.51 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.11 % 1.36 % 3.50 % 0.96 % 0.00 %
A
 0.00 % 5.63 % 2.70 % 1.81 % 1.63 % 1.55 % 2.94 % 6.67 % 8.52 % 4.27 % 0.14 %
B
 0.00 % 3.91 % 9.57 % 10.06 % 9.23 % 9.66 % 7.69 % 13.25 % 16.82 % 10.36 % 2.06 %
C
 0.00 % 7.23 % 16.27 % 20.70 % 23.39 % 20.08 % 15.74 % 20.67 % 28.26 % 26.46 % 7.79 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.15 % 23.60 % 36.09 % 40.24 % 11.84 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.65 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.31 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.21 %
Interest paid, EUR 1 142 € 1 085 874 € 3 513 245 € 4 970 134 € 6 339 216 € 5 177 020 € 6 190 834 € 6 470 762 € 7 321 854 € 4 807 279 € 1 712 751 €
A+
 0 € 0 € 0 € 0 € 0 € 227 161 € 451 814 € 592 779 € 677 234 € 183 061 € 15 949 €
A
 61 € 215 136 € 869 795 € 1 270 972 € 1 522 164 € 1 111 813 € 1 446 522 € 1 991 025 € 2 322 860 € 1 131 330 € 206 322 €
B
 416 € 354 170 € 1 317 055 € 1 517 744 € 2 064 458 € 1 908 808 € 2 038 076 € 2 475 484 € 2 754 500 € 2 365 565 € 964 912 €
C
 664 € 516 569 € 1 326 395 € 2 181 418 € 2 752 594 € 1 929 238 € 1 659 766 € 1 002 604 € 1 093 501 € 850 086 € 386 195 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 594 656 € 408 869 € 473 759 € 276 955 € 139 372 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 213 635 € 1 057 173 € 1 559 746 € 1 831 221 € 1 374 246 € 1 066 137 € 1 206 549 € 1 754 052 € 1 022 193 € 223 834 €
A+
 0 € 0 € 0 € 0 € 0 € 187 € 128 € 7 996 € 22 518 € 2 570 € 61 €
A
 0 € 50 507 € 70 764 € 68 708 € 55 842 € 35 545 € 59 556 € 149 947 € 231 454 € 72 217 € 2 148 €
B
 0 € 41 754 € 347 716 € 396 538 € 439 087 € 426 217 € 254 387 € 523 009 € 667 747 € 330 952 € 67 435 €
C
 0 € 121 374 € 638 693 € 1 094 501 € 1 336 293 € 912 297 € 480 868 € 361 647 € 496 813 € 364 016 € 89 080 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 271 197 € 163 950 € 335 519 € 252 438 € 65 111 €
>90 days overdue, EUR 0 € 213 636 € 1 057 173 € 1 559 746 € 1 831 023 € 1 360 352 € 1 020 717 € 1 091 162 € 1 554 695 € 888 190 € 87 044 €
A+
 0 € 0 € 0 € 0 € 0 € 164 € 9 € 6 977 € 18 783 € 2 011 € 0 €
A
 0 € 50 507 € 70 764 € 68 708 € 55 833 € 34 703 € 54 642 € 128 553 € 198 107 € 57 512 € 283 €
B
 0 € 41 754 € 347 716 € 396 538 € 438 897 € 415 940 € 240 578 € 469 197 € 587 856 € 266 662 € 19 884 €
C
 0 € 121 374 € 638 693 € 1 094 501 € 1 336 293 € 909 545 € 460 736 € 334 071 € 443 930 € 326 780 € 37 991 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 264 751 € 152 364 € 306 019 € 235 224 € 28 886 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 167 230 €
Receivable fee amount 14 545 799 €
Historical Returns