PEER TO PEER LENDING Let your money work for you

12700.00 EUR loan financed by 310 investors Market
5100.00 EUR loan financed by 106 investors Market
8100.00 EUR loan financed by 166 investors Market
1500.00 EUR loan financed by 46 investors Market
1000.00 EUR loan financed by 25 investors Market

Why invest via NEO Finance?

What do we offer?

Unlimited e-money institution licence (EMI)

Unlimited e-money institution licence (EMI)

The first Lithuanian P2P platform operator to hold the unlimited EMI licence which allows operations in the entire European Union. This ensures safety of clients’ money, as it is kept in an account separate from that of the company. In addition, the company is constantly supervised by the Bank of Lithuania.

Buyback and Provision fund services

Buyback and Provision fund services

When agreements with borrowers are terminated, investors can sell their investments for 50-80% of their face value to NEO Finance. Also, a unique service of Provision Fund allows investors to reduce their investment risk: if a loan defaults, NEO Finance guarantees to repay investors with all the company assets as collateral.

Average return rate of 12 percent

Average return rate of 12 percent

Historically, Lithuanian consumer loans had high interest rates, as the market was not regulated until 2016. However, even after the regulation was implemented, the interest rates remained high (16.8% for banking consumer loans, and 78.9% for other financial institutions’ loans in 2016). Therefore, risk / reward ratio is one of the highest in Europe.

Personal IBAN accounts free of charge

Personal IBAN accounts free of charge

Every user account is linked to a personal IBAN account, which is free of charge. Payments sent to other financial institutions are also free of charge for VIP investors. In addition, one can have multiple IBAN accounts under their name at NEO Finance, which enables them to test and employ different investment strategies.

Built inhouse IT system

Built inhouse IT system

The Lending Platform is very similar in its functionality to a banking system with IBAN accounts, support of payment transactions, and similar functions. It was built and is being constantly developed in-house by highly experienced IT and banking professionals.

Close long-term partnership with debt collection and recovery company

Close long-term partnership with debt collection and recovery company

All debts are handled by a single firm, which has been a long-term partner of NEO Finance. The company has 8+ years of experience in delinquent loans recovery, which ensures speed and quality of the service: 65% of debts have been collected within two years.

Statistics and reports of "NEO Finance"

statistics-block-img-1

14005

Number of investors

statistics-block-img-1

112 877 206 €

Sum of granted loans

statistics-block-img-1

17046

Issued loans count

Introducing P2P Lending platform NEO Finance

Loan proposals to select
Refinancing Loan
Refinancing Loan
19500.00 € 13513.47 € collected from 19500.00 €
84 months Maturity
11.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
3200.00 € 3168.39 € collected from 3200.00 €
60 months Maturity
11.00 % Interest
B Rating
Car loan
Car loan
8000.00 € 6355.26 € collected from 8000.00 €
76 months Maturity
8.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
10800.00 € 10120.34 € collected from 10800.00 €
90 months Maturity
14.00 % Interest
B Rating
Refinancing Loan
Refinancing Loan
6700.00 € 5917.93 € collected from 6700.00 €
50 months Maturity
7.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
16000.00 € 9495.06 € collected from 16000.00 €
120 months Maturity
12.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
6500.00 € 2017.59 € collected from 6500.00 €
48 months Maturity
5.00 % Interest
A+ Rating
Refinancing Loan
Refinancing Loan
11900.00 € 6808.83 € collected from 11900.00 €
72 months Maturity
7.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
16700.00 € 10273.54 € collected from 16700.00 €
100 months Maturity
9.00 % Interest
A Rating
consumer loan
consumer loan
4000.00 € 576.23 € collected from 4000.00 €
36 months Maturity
6.00 % Interest
A Rating
auto-invest

or invest automatically

Select criteria for your Auto Invest and we will invest for you based on your criteria. Save your time and earn solid returns. More

NEWS

Subscribe to our newsletter

Receive our company news

Open NEO Finance account

Start investing today and earn solid returns

Sign up