Statistics

Investor statistics

13937

Active investors

221

Average number of loans Average loans per investor

15.24 %

Average interest rate Return on investment it will always be lower than the interest rate

3 377 €

Average active investment amount Average amount invested per investor

57 862 619 €

Principal received Principal received, including principal paid from Provision fund

18 052 774 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

10637

Total active borrowers

3217 €

Average loan amount

58 months

Average loan term Weighted average loan term

748 €

Average income

825 €

A+ rating

761 €

A rating

738 €

B rating

711 €

C rating

879 €

C- rating

Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 103 424 265 € 6 611 733 € 33 317 307 € 34 451 379 € 26 578 630 € 2 465 215 €
Amount of issued credits 47 069 561 € 4 450 034 € 13 322 017 € 15 035 732 € 12 517 433 € 1 744 346 €
Amount of issued credits 32 147 2 194 10 524 10 521 8 306 602
Amount of issued credits 32 130 2 194 10 512 10 517 8 305 602
Not overdue and returned 88 391 718 €
85.47%
6 471 994 €
97.89%
31 599 650 €
94.84%
29 540 472 €
85.75%
19 035 281 €
71.62%
1 744 321 €
70.76%
Not overdue and returned 32 037 015 €
68.06%
4 310 295 €
96.86%
11 604 360 €
87.11%
10 124 825 €
67.34%
4 974 084 €
39.74%
1 023 451 €
58.67%
Not overdue and returned 27 530
85.64%
2 143
97.68%
9 904
94.11%
9 035
85.88%
6 036
72.67%
412
68.44%
Not overdue and returned 27 513
85.63%
2 143
97.68%
9 892
94.10%
9 031
85.87%
6 035
72.67%
412
68.44%
Overdue 15 032 547 €
14.53%
139 739 €
2.11%
1 717 658 €
5.16%
4 910 907 €
14.25%
7 543 349 €
28.38%
720 895 €
29.24%
Overdue 15 032 547 €
31.94%
139 739 €
3.14%
1 717 658 €
12.89%
4 910 907 €
32.66%
7 543 349 €
60.26%
720 895 €
41.33%
Overdue 4 617
14.36%
51
2.32%
620
5.89%
1 486
14.12%
2 270
27.33%
190
31.56%
Overdue 4 617
14.37%
51
2.32%
620
5.90%
1 486
14.13%
2 270
27.33%
190
31.56%
1-30 days 3 862 887 €
3.73%
117 713 €
1.78%
824 933 €
2.48%
1 445 846 €
4.20%
1 261 685 €
4.75%
212 709 €
8.63%
1-30 days 3 862 887 €
8.21%
117 713 €
2.65%
824 933 €
6.19%
1 445 846 €
9.62%
1 261 685 €
10.08%
212 709 €
12.19%
1-30 days 1 230
3.83%
42
1.91%
277
2.63%
455
4.32%
403
4.85%
53
8.80%
1-30 days 1 230
3.83%
42
1.91%
277
2.64%
455
4.33%
403
4.85%
53
8.80%
31-60 days 882 525 €
0.85%
7 614 €
0.12%
132 842 €
0.40%
284 757 €
0.83%
377 427 €
1.42%
79 885 €
3.24%
31-60 days 882 525 €
1.87%
7 614 €
0.17%
132 842 €
1.00%
284 757 €
1.89%
377 427 €
3.02%
79 885 €
4.58%
31-60 days 275
0.86%
3
0.14%
50
0.48%
89
0.85%
111
1.34%
22
3.65%
31-60 days 275
0.86%
3
0.14%
50
0.48%
89
0.85%
111
1.34%
22
3.65%
61-90 days 576 619 €
0.56%
1 971 €
0.03%
48 458 €
0.15%
191 863 €
0.56%
234 070 €
0.88%
100 256 €
4.07%
61-90 days 576 619 €
1.23%
1 971 €
0.04%
48 458 €
0.36%
191 863 €
1.28%
234 070 €
1.87%
100 256 €
5.75%
61-90 days 173
0.54%
2
0.09%
24
0.23%
53
0.50%
69
0.83%
25
4.15%
61-90 days 173
0.54%
2
0.09%
24
0.23%
53
0.50%
69
0.83%
25
4.15%
91-720 days 5 000 729 €
4.84%
12 440 €
0.19%
359 082 €
1.08%
1 499 548 €
4.35%
2 801 616 €
10.54%
328 043 €
13.31%
91-720 days 5 000 729 €
10.62%
12 440 €
0.28%
359 082 €
2.70%
1 499 548 €
9.97%
2 801 616 €
22.38%
328 043 €
18.81%
91-720 days 1 512
4.70%
4
0.18%
148
1.41%
434
4.13%
836
10.07%
90
14.95%
91-720 days 1 512
4.71%
4
0.18%
148
1.41%
434
4.13%
836
10.07%
90
14.95%
> 720 days 4 709 786 €
4.55%
0 €
0.00%
352 342 €
1.06%
1 488 893 €
4.32%
2 868 551 €
10.79%
0 €
0.00%
> 720 days 4 709 786 €
10.01%
0 €
0.00%
352 342 €
2.64%
1 488 893 €
9.90%
2 868 551 €
22.92%
0 €
0.00%
> 720 days 1 427
4.44%
0
0.00%
121
1.15%
455
4.32%
851
10.25%
0
0.00%
> 720 days 1 427
4.44%
0
0.00%
121
1.15%
455
4.33%
851
10.25%
0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 12 540 049 €
A+
0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 1 966 642 €
A
1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 3 700 295 €
B
2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 4 208 424 €
C
2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 2 000 621 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 664 067 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 329 367 € 7 630 567 € 11 282 835 € 12 757 022 € 10 588 184 € 9 820 449 € 1 839 653 €
A+
0 € 0 € 0 € 0 € 0 € 983 687 € 1 020 898 € 150 855 €
A
1 400 € 590 165 € 2 931 872 € 4 832 788 € 5 334 743 € 3 194 887 € 2 711 883 € 379 269 €
B
2 750 € 821 353 € 2 739 435 € 3 536 050 € 4 283 970 € 3 647 225 € 3 577 646 € 750 649 €
C
2 700 € 917 850 € 1 959 261 € 2 913 997 € 3 138 309 € 2 762 384 € 1 920 000 € 428 292 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 590 022 € 130 589 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 90.83 % 85.33 % 79.04 % 68.50 % 55.48 % 35.86 % 14.67 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 63.43 % 32.99 % 7.67 %
A
100.00 % 89.95 % 93.88 % 89.20 % 77.25 % 57.86 % 33.94 % 10.25 %
B
100.00 % 94.45 % 84.69 % 79.80 % 70.53 % 55.11 % 39.69 % 17.84 %
C
100.00 % 88.34 % 75.81 % 65.84 % 55.60 % 51.23 % 34.98 % 21.41 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 32.76 % 19.66 %
Outstanding principal, EUR 0 € 235 298 € 1 311 480 € 2 991 587 € 5 867 144 € 8 494 786 € 17 568 647 € 10 700 396 €
A+
0 € 0 € 0 € 0 € 0 € 567 095 € 2 073 412 € 1 815 787 €
A
0 € 65 909 € 191 126 € 585 047 € 1 571 162 € 2 327 036 € 5 278 995 € 3 321 026 €
B
0 € 48 250 € 495 162 € 894 933 € 1 789 604 € 2 970 571 € 5 436 007 € 3 457 776 €
C
0 € 121 139 € 625 191 € 1 511 608 € 2 506 378 € 2 630 084 € 3 569 108 € 1 572 328 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 211 125 € 533 479 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 235 297 € 1 202 303 € 2 120 464 € 2 823 285 € 1 948 713 € 1 375 745 € 8 700 €
A+
0 € 0 € 0 € 0 € 0 € 0 € 12 440 € 0 €
A
0 € 65 909 € 145 572 € 177 762 € 196 386 € 58 505 € 68 177 € 0 €
B
0 € 48 250 € 450 625 € 642 491 € 843 833 € 621 862 € 382 136 € 500 €
C
0 € 121 138 € 606 106 € 1 300 212 € 1 783 065 € 1 268 346 € 584 948 € 8 200 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 328 043 € 0 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 9.17 % 13.45 % 14.85 % 15.16 % 10.21 % 5.02 % 0.07 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.40 % 0.00 %
A
0.00 % 10.05 % 4.66 % 3.28 % 2.84 % 1.06 % 0.85 % 0.00 %
B
0.00 % 5.55 % 13.93 % 14.50 % 13.89 % 9.40 % 4.24 % 0.01 %
C
0.00 % 11.66 % 23.45 % 29.38 % 31.59 % 23.52 % 10.66 % 0.41 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 18.21 % 0.00 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.39 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.52 %
A
16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 8.75 %
B
19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.66 %
C
26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.62 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 23.21 %
Interest paid, EUR 1 142 € 931 135 € 2 867 193 € 3 910 480 € 4 591 130 € 3 241 078 € 2 196 682 € 171 025 €
A+
0 € 0 € 0 € 0 € 0 € 149 611 € 146 291 € 10 560 €
A
61 € 181 014 € 795 573 € 1 171 977 € 1 293 864 € 717 708 € 485 442 € 33 368 €
B
416 € 322 119 € 1 074 012 € 1 224 901 € 1 543 760 € 1 197 861 € 756 586 € 62 507 €
C
664 € 428 002 € 997 608 € 1 513 602 € 1 753 506 € 1 175 898 € 600 318 € 46 592 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 208 046 € 17 998 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 172 317 € 784 046 € 1 051 048 € 1 121 783 € 540 114 € 206 251 € 12 166 €
A+
0 € 0 € 0 € 0 € 0 € 300 € 664 € 107 €
A
0 € 41 572 € 64 033 € 47 951 € 37 294 € 10 200 € 7 509 € 707 €
B
0 € 30 600 € 269 679 € 270 191 € 289 203 € 157 194 € 45 919 € 4 119 €
C
0 € 100 145 € 450 334 € 732 906 € 795 285 € 372 420 € 95 157 € 4 835 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 57 002 € 2 398 €
>90 days overdue, EUR 0 € 172 317 € 767 126 € 999 556 € 1 012 713 € 443 462 € 102 127 € 159 €
A+
0 € 0 € 0 € 0 € 0 € 0 € 48 € 0 €
A
0 € 41 572 € 63 061 € 44 724 € 30 274 € 6 863 € 2 296 € 0 €
B
0 € 30 600 € 260 002 € 256 882 € 259 634 € 127 069 € 20 525 € 33 €
C
0 € 100 145 € 444 063 € 697 950 € 722 806 € 309 530 € 50 024 € 126 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 29 233 € 0 €
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 901 035 €
Receivable fee amount 7 192 626 €
Historical Returns