Statistics

Investor statistics

14611

Active investors

248

Average number of loans Average loans per investor

14.42 %

Average interest rate Return on investment it will always be lower than the interest rate

4 130 €

Average active investment amount Average amount invested per investor

86 864 870 €

Principal received Principal received, including principal paid from Provision fund

24 830 154 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11452

Total active borrowers

3529 €

Average loan amount

65 months

Average loan term Weighted average loan term

784 €

Average income

884 €

A+ rating

792 €

A rating

771 €

B rating

733 €

C rating

916 €

C- rating

Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 144 821 897 € 12 000 074 € 48 611 279 € 49 458 788 € 30 822 320 € 3 929 435 €
Amount of issued credits 60 349 251 € 6 821 799 € 19 153 983 € 20 014 838 € 12 067 286 € 2 291 345 €
Amount of issued credits 41 033 3 875 13 607 13 319 9 260 972
Amount of issued credits 41 016 3 875 13 595 13 315 9 259 972
Not overdue and returned 122 491 851 €
84.58%
11 624 257 €
96.87%
44 581 365 €
91.71%
41 219 398 €
83.34%
22 476 700 €
72.92%
2 590 130 €
65.92%
Not overdue and returned 38 019 205 €
63.00%
6 445 982 €
94.49%
15 124 069 €
78.96%
11 775 448 €
58.83%
3 721 666 €
30.84%
952 041 €
41.55%
Not overdue and returned 35 213
85.82%
3 778
97.50%
12 701
93.34%
11 328
85.05%
6 806
73.50%
600
61.73%
Not overdue and returned 35 196
85.81%
3 778
97.50%
12 689
93.34%
11 324
85.05%
6 805
73.50%
600
61.73%
Overdue 22 330 046 €
15.42%
375 817 €
3.13%
4 029 914 €
8.29%
8 239 390 €
16.66%
8 345 620 €
27.08%
1 339 305 €
34.08%
Overdue 22 330 046 €
37.00%
375 817 €
5.51%
4 029 914 €
21.04%
8 239 390 €
41.17%
8 345 620 €
69.16%
1 339 305 €
58.45%
Overdue 5 820
14.18%
97
2.50%
906
6.66%
1 991
14.95%
2 454
26.50%
372
38.27%
Overdue 5 820
14.19%
97
2.50%
906
6.66%
1 991
14.95%
2 454
26.50%
372
38.27%
1-30 days 7 400 693 €
5.11%
281 356 €
2.34%
2 288 802 €
4.71%
3 091 906 €
6.25%
1 411 293 €
4.58%
327 335 €
8.33%
1-30 days 7 400 693 €
12.26%
281 356 €
4.12%
2 288 802 €
11.95%
3 091 906 €
15.45%
1 411 293 €
11.70%
327 335 €
14.29%
1-30 days 1 770
4.31%
76
1.96%
481
3.53%
690
5.18%
426
4.60%
97
9.98%
1-30 days 1 770
4.32%
76
1.96%
481
3.54%
690
5.18%
426
4.60%
97
9.98%
31-60 days 1 684 256 €
1.16%
40 068 €
0.33%
362 284 €
0.75%
755 977 €
1.53%
347 544 €
1.13%
178 383 €
4.54%
31-60 days 1 684 256 €
2.79%
40 068 €
0.59%
362 284 €
1.89%
755 977 €
3.78%
347 544 €
2.88%
178 383 €
7.79%
31-60 days 409
1.00%
9
0.23%
71
0.52%
156
1.17%
124
1.34%
49
5.04%
31-60 days 409
1.00%
9
0.23%
71
0.52%
156
1.17%
124
1.34%
49
5.04%
61-90 days 940 636 €
0.65%
5 150 €
0.04%
227 058 €
0.47%
302 124 €
0.61%
260 552 €
0.85%
145 752 €
3.71%
61-90 days 940 636 €
1.56%
5 150 €
0.08%
227 058 €
1.19%
302 124 €
1.51%
260 552 €
2.16%
145 752 €
6.36%
61-90 days 211
0.51%
1
0.03%
31
0.23%
68
0.51%
73
0.79%
38
3.91%
61-90 days 211
0.51%
1
0.03%
31
0.23%
68
0.51%
73
0.79%
38
3.91%
91-720 days 6 196 296 €
4.28%
49 242 €
0.41%
733 017 €
1.51%
2 197 961 €
4.44%
2 553 470 €
8.28%
662 607 €
16.86%
91-720 days 6 196 296 €
10.27%
49 242 €
0.72%
733 017 €
3.83%
2 197 961 €
10.98%
2 553 470 €
21.16%
662 607 €
28.92%
91-720 days 1 664
4.06%
11
0.28%
181
1.33%
547
4.11%
743
8.02%
182
18.72%
91-720 days 1 664
4.06%
11
0.28%
181
1.33%
547
4.11%
743
8.02%
182
18.72%
> 720 days 6 108 164 €
4.22%
0 €
0.00%
418 754 €
0.86%
1 891 422 €
3.82%
3 772 761 €
12.24%
25 228 €
0.64%
> 720 days 6 108 164 €
10.12%
0 €
0.00%
418 754 €
2.19%
1 891 422 €
9.45%
3 772 761 €
31.26%
25 228 €
1.10%
> 720 days 1 766
4.30%
0
0.00%
142
1.04%
530
3.98%
1 088
11.75%
6
0.62%
> 720 days 1 766
4.31%
0
0.00%
142
1.04%
530
3.98%
1 088
11.75%
6
0.62%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 16 748 951 €
A+
0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 2 312 161 €
A
1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 6 155 577 €
B
2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 5 727 133 €
C
2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 1 842 070 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 712 010 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 354 633 € 7 905 495 € 12 307 733 € 14 964 916 € 13 665 355 € 15 882 121 € 15 169 378 € 2 215 255 €
A+
0 € 0 € 0 € 0 € 0 € 1 263 060 € 1 712 893 € 1 924 867 € 277 376 €
A
1 400 € 595 782 € 3 004 386 € 5 217 205 € 6 205 257 € 4 230 195 € 4 552 826 € 4 823 351 € 826 895 €
B
2 750 € 827 296 € 2 837 530 € 3 833 260 € 4 968 378 € 4 674 154 € 5 578 374 € 5 985 674 € 735 837 €
C
2 700 € 931 554 € 2 063 579 € 3 257 268 € 3 791 282 € 3 497 946 € 3 042 232 € 1 893 962 € 274 402 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 995 797 € 541 524 € 100 744 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.81 % 88.41 % 86.22 % 80.35 % 71.61 % 57.99 % 40.79 % 13.23 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 81.45 % 55.36 % 38.17 % 12.00 %
A
100.00 % 90.81 % 96.20 % 96.30 % 89.85 % 76.61 % 56.98 % 37.57 % 13.43 %
B
100.00 % 95.13 % 87.72 % 86.51 % 81.80 % 70.63 % 61.89 % 44.38 % 12.85 %
C
100.00 % 89.66 % 79.85 % 73.60 % 67.17 % 64.87 % 55.42 % 43.02 % 14.90 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 55.29 % 38.24 % 14.15 %
Outstanding principal, EUR 0 € 210 032 € 1 036 552 € 1 966 689 € 3 659 250 € 5 417 615 € 11 506 975 € 22 019 352 € 14 533 696 €
A+
0 € 0 € 0 € 0 € 0 € 287 722 € 1 381 417 € 3 117 955 € 2 034 785 €
A
0 € 60 292 € 118 613 € 200 629 € 700 648 € 1 291 728 € 3 438 052 € 8 015 338 € 5 328 682 €
B
0 € 42 306 € 397 066 € 597 722 € 1 105 196 € 1 943 643 € 3 435 279 € 7 503 027 € 4 991 295 €
C
0 € 107 434 € 520 873 € 1 168 337 € 1 853 406 € 1 894 522 € 2 446 877 € 2 508 278 € 1 567 668 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 805 351 € 874 753 € 611 266 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 210 032 € 1 036 553 € 1 870 651 € 2 550 559 € 2 065 047 € 2 296 225 € 2 185 003 € 90 389 €
A+
0 € 0 € 0 € 0 € 0 € 6 943 € 16 362 € 25 938 € 0 €
A
0 € 60 292 € 118 613 € 153 254 € 202 589 € 80 445 € 219 017 € 303 061 € 14 499 €
B
0 € 42 306 € 397 067 € 569 489 € 747 793 € 690 660 € 717 657 € 904 811 € 19 600 €
C
0 € 107 434 € 520 873 € 1 147 909 € 1 600 177 € 1 287 000 € 915 156 € 698 392 € 49 290 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 428 034 € 252 801 € 7 000 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.19 % 11.59 % 13.10 % 13.69 % 10.82 % 8.38 % 5.88 % 0.54 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.53 % 0.51 % 0.00 %
A
0.00 % 9.19 % 3.80 % 2.83 % 2.93 % 1.46 % 2.74 % 2.36 % 0.24 %
B
0.00 % 4.87 % 12.28 % 12.85 % 12.31 % 10.44 % 7.96 % 6.71 % 0.34 %
C
0.00 % 10.34 % 20.15 % 25.94 % 28.35 % 23.87 % 16.67 % 15.86 % 2.68 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.76 % 17.85 % 0.98 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 13.00 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 7.83 %
A
16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 10.62 %
B
19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 14.42 %
C
26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 19.18 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 23.07 %
Interest paid, EUR 1 142 € 978 108 € 3 117 091 € 4 326 150 € 5 383 107 € 4 161 546 € 3 959 826 € 2 471 735 € 283 081 €
A+
0 € 0 € 0 € 0 € 0 € 189 690 € 275 548 € 227 332 € 24 121 €
A
61 € 187 341 € 821 099 € 1 221 255 € 1 432 095 € 917 656 € 898 991 € 710 807 € 88 951 €
B
416 € 329 935 € 1 164 689 € 1 338 393 € 1 791 996 € 1 541 832 € 1 339 182 € 958 396 € 113 492 €
C
664 € 460 832 € 1 131 303 € 1 766 502 € 2 159 016 € 1 512 368 € 1 062 634 € 406 474 € 41 022 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 383 471 € 168 726 € 15 495 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 190 177 € 843 016 € 1 196 057 € 1 351 156 € 813 851 € 504 951 € 274 302 € 33 887 €
A+
0 € 0 € 0 € 0 € 0 € 873 € 1 846 € 2 180 € 101 €
A
0 € 48 411 € 67 617 € 54 288 € 46 884 € 17 176 € 22 553 € 29 057 € 6 613 €
B
0 € 34 213 € 289 059 € 308 923 € 336 148 € 241 006 € 121 764 € 102 854 € 12 206 €
C
0 € 107 552 € 486 340 € 832 845 € 968 123 € 554 796 € 226 521 € 96 692 € 10 222 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 132 266 € 43 519 € 4 745 €
>90 days overdue, EUR 0 € 190 177 € 843 016 € 1 181 604 € 1 294 334 € 736 761 € 391 920 € 128 300 € 1 160 €
A+
0 € 0 € 0 € 0 € 0 € 656 € 1 027 € 293 € 0 €
A
0 € 48 411 € 67 617 € 53 388 € 42 329 € 14 071 € 13 996 € 6 803 € 135 €
B
0 € 34 213 € 289 059 € 305 673 € 320 942 € 213 307 € 91 243 € 43 903 € 239 €
C
0 € 107 553 € 486 340 € 822 542 € 931 062 € 508 727 € 177 939 € 55 738 € 683 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 107 716 € 21 564 € 103 €
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 849 206 €
Receivable fee amount 9 347 389 €
Historical Returns