Statistics

Investor statistics

13937

Active investors

221

Average number of loans Average loans per investor

15.24 %

Average interest rate Return on investment it will always be lower than the interest rate

3 377 €

Average active investment amount Average amount invested per investor

57 862 619 €

Principal received Principal received, including principal paid from Provision fund

18 052 774 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

10637

Total active borrowers

3217 €

Average loan amount

58 months

Average loan term Weighted average loan term

748 €

Average income

825 €

A+ rating

761 €

A rating

738 €

B rating

711 €

C rating

879 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 103 424 265 € 6 611 733 € 33 317 307 € 34 451 379 € 26 578 630 € 2 465 215 €
Amount of issued credits 47 069 561 € 4 450 034 € 13 322 017 € 15 035 732 € 12 517 433 € 1 744 346 €
Amount of issued credits 32 147 2 194 10 524 10 521 8 306 602
Amount of issued credits 32 130 2 194 10 512 10 517 8 305 602
Not overdue and returned 88 391 718 €
85.47% 		6 471 994 €
97.89% 		31 599 650 €
94.84% 		29 540 472 €
85.75% 		19 035 281 €
71.62% 		1 744 321 €
70.76%
Not overdue and returned 32 037 015 €
68.06% 		4 310 295 €
96.86% 		11 604 360 €
87.11% 		10 124 825 €
67.34% 		4 974 084 €
39.74% 		1 023 451 €
58.67%
Not overdue and returned 27 530
85.64% 		2 143
97.68% 		9 904
94.11% 		9 035
85.88% 		6 036
72.67% 		412
68.44%
Not overdue and returned 27 513
85.63% 		2 143
97.68% 		9 892
94.10% 		9 031
85.87% 		6 035
72.67% 		412
68.44%
Overdue 15 032 547 €
14.53% 		139 739 €
2.11% 		1 717 658 €
5.16% 		4 910 907 €
14.25% 		7 543 349 €
28.38% 		720 895 €
29.24%
Overdue 15 032 547 €
31.94% 		139 739 €
3.14% 		1 717 658 €
12.89% 		4 910 907 €
32.66% 		7 543 349 €
60.26% 		720 895 €
41.33%
Overdue 4 617
14.36% 		51
2.32% 		620
5.89% 		1 486
14.12% 		2 270
27.33% 		190
31.56%
Overdue 4 617
14.37% 		51
2.32% 		620
5.90% 		1 486
14.13% 		2 270
27.33% 		190
31.56%
1-30 days 3 862 887 €
3.73% 		117 713 €
1.78% 		824 933 €
2.48% 		1 445 846 €
4.20% 		1 261 685 €
4.75% 		212 709 €
8.63%
1-30 days 3 862 887 €
8.21% 		117 713 €
2.65% 		824 933 €
6.19% 		1 445 846 €
9.62% 		1 261 685 €
10.08% 		212 709 €
12.19%
1-30 days 1 230
3.83% 		42
1.91% 		277
2.63% 		455
4.32% 		403
4.85% 		53
8.80%
1-30 days 1 230
3.83% 		42
1.91% 		277
2.64% 		455
4.33% 		403
4.85% 		53
8.80%
31-60 days 882 525 €
0.85% 		7 614 €
0.12% 		132 842 €
0.40% 		284 757 €
0.83% 		377 427 €
1.42% 		79 885 €
3.24%
31-60 days 882 525 €
1.87% 		7 614 €
0.17% 		132 842 €
1.00% 		284 757 €
1.89% 		377 427 €
3.02% 		79 885 €
4.58%
31-60 days 275
0.86% 		3
0.14% 		50
0.48% 		89
0.85% 		111
1.34% 		22
3.65%
31-60 days 275
0.86% 		3
0.14% 		50
0.48% 		89
0.85% 		111
1.34% 		22
3.65%
61-90 days 576 619 €
0.56% 		1 971 €
0.03% 		48 458 €
0.15% 		191 863 €
0.56% 		234 070 €
0.88% 		100 256 €
4.07%
61-90 days 576 619 €
1.23% 		1 971 €
0.04% 		48 458 €
0.36% 		191 863 €
1.28% 		234 070 €
1.87% 		100 256 €
5.75%
61-90 days 173
0.54% 		2
0.09% 		24
0.23% 		53
0.50% 		69
0.83% 		25
4.15%
61-90 days 173
0.54% 		2
0.09% 		24
0.23% 		53
0.50% 		69
0.83% 		25
4.15%
91-720 days 5 000 729 €
4.84% 		12 440 €
0.19% 		359 082 €
1.08% 		1 499 548 €
4.35% 		2 801 616 €
10.54% 		328 043 €
13.31%
91-720 days 5 000 729 €
10.62% 		12 440 €
0.28% 		359 082 €
2.70% 		1 499 548 €
9.97% 		2 801 616 €
22.38% 		328 043 €
18.81%
91-720 days 1 512
4.70% 		4
0.18% 		148
1.41% 		434
4.13% 		836
10.07% 		90
14.95%
91-720 days 1 512
4.71% 		4
0.18% 		148
1.41% 		434
4.13% 		836
10.07% 		90
14.95%
> 720 days 4 709 786 €
4.55% 		0 €
0.00% 		352 342 €
1.06% 		1 488 893 €
4.32% 		2 868 551 €
10.79% 		0 €
0.00%
> 720 days 4 709 786 €
10.01% 		0 €
0.00% 		352 342 €
2.64% 		1 488 893 €
9.90% 		2 868 551 €
22.92% 		0 €
0.00%
> 720 days 1 427
4.44% 		0
0.00% 		121
1.15% 		455
4.32% 		851
10.25% 		0
0.00%
> 720 days 1 427
4.44% 		0
0.00% 		121
1.15% 		455
4.33% 		851
10.25% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 12 540 049 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 1 966 642 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 3 700 295 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 4 208 424 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 2 000 621 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 664 067 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 329 367 € 7 630 567 € 11 282 835 € 12 757 022 € 10 588 184 € 9 820 449 € 1 839 653 €
A+
 0 € 0 € 0 € 0 € 0 € 983 687 € 1 020 898 € 150 855 €
A
 1 400 € 590 165 € 2 931 872 € 4 832 788 € 5 334 743 € 3 194 887 € 2 711 883 € 379 269 €
B
 2 750 € 821 353 € 2 739 435 € 3 536 050 € 4 283 970 € 3 647 225 € 3 577 646 € 750 649 €
C
 2 700 € 917 850 € 1 959 261 € 2 913 997 € 3 138 309 € 2 762 384 € 1 920 000 € 428 292 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 590 022 € 130 589 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 90.83 % 85.33 % 79.04 % 68.50 % 55.48 % 35.86 % 14.67 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 63.43 % 32.99 % 7.67 %
A
 100.00 % 89.95 % 93.88 % 89.20 % 77.25 % 57.86 % 33.94 % 10.25 %
B
 100.00 % 94.45 % 84.69 % 79.80 % 70.53 % 55.11 % 39.69 % 17.84 %
C
 100.00 % 88.34 % 75.81 % 65.84 % 55.60 % 51.23 % 34.98 % 21.41 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 32.76 % 19.66 %
Outstanding principal, EUR 0 € 235 298 € 1 311 480 € 2 991 587 € 5 867 144 € 8 494 786 € 17 568 647 € 10 700 396 €
A+
 0 € 0 € 0 € 0 € 0 € 567 095 € 2 073 412 € 1 815 787 €
A
 0 € 65 909 € 191 126 € 585 047 € 1 571 162 € 2 327 036 € 5 278 995 € 3 321 026 €
B
 0 € 48 250 € 495 162 € 894 933 € 1 789 604 € 2 970 571 € 5 436 007 € 3 457 776 €
C
 0 € 121 139 € 625 191 € 1 511 608 € 2 506 378 € 2 630 084 € 3 569 108 € 1 572 328 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 211 125 € 533 479 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 235 297 € 1 202 303 € 2 120 464 € 2 823 285 € 1 948 713 € 1 375 745 € 8 700 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 12 440 € 0 €
A
 0 € 65 909 € 145 572 € 177 762 € 196 386 € 58 505 € 68 177 € 0 €
B
 0 € 48 250 € 450 625 € 642 491 € 843 833 € 621 862 € 382 136 € 500 €
C
 0 € 121 138 € 606 106 € 1 300 212 € 1 783 065 € 1 268 346 € 584 948 € 8 200 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 328 043 € 0 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 9.17 % 13.45 % 14.85 % 15.16 % 10.21 % 5.02 % 0.07 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.40 % 0.00 %
A
 0.00 % 10.05 % 4.66 % 3.28 % 2.84 % 1.06 % 0.85 % 0.00 %
B
 0.00 % 5.55 % 13.93 % 14.50 % 13.89 % 9.40 % 4.24 % 0.01 %
C
 0.00 % 11.66 % 23.45 % 29.38 % 31.59 % 23.52 % 10.66 % 0.41 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 18.21 % 0.00 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.39 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.52 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 8.75 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.66 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.62 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 23.21 %
Interest paid, EUR 1 142 € 931 135 € 2 867 193 € 3 910 480 € 4 591 130 € 3 241 078 € 2 196 682 € 171 025 €
A+
 0 € 0 € 0 € 0 € 0 € 149 611 € 146 291 € 10 560 €
A
 61 € 181 014 € 795 573 € 1 171 977 € 1 293 864 € 717 708 € 485 442 € 33 368 €
B
 416 € 322 119 € 1 074 012 € 1 224 901 € 1 543 760 € 1 197 861 € 756 586 € 62 507 €
C
 664 € 428 002 € 997 608 € 1 513 602 € 1 753 506 € 1 175 898 € 600 318 € 46 592 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 208 046 € 17 998 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 172 317 € 784 046 € 1 051 048 € 1 121 783 € 540 114 € 206 251 € 12 166 €
A+
 0 € 0 € 0 € 0 € 0 € 300 € 664 € 107 €
A
 0 € 41 572 € 64 033 € 47 951 € 37 294 € 10 200 € 7 509 € 707 €
B
 0 € 30 600 € 269 679 € 270 191 € 289 203 € 157 194 € 45 919 € 4 119 €
C
 0 € 100 145 € 450 334 € 732 906 € 795 285 € 372 420 € 95 157 € 4 835 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 57 002 € 2 398 €
>90 days overdue, EUR 0 € 172 317 € 767 126 € 999 556 € 1 012 713 € 443 462 € 102 127 € 159 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 48 € 0 €
A
 0 € 41 572 € 63 061 € 44 724 € 30 274 € 6 863 € 2 296 € 0 €
B
 0 € 30 600 € 260 002 € 256 882 € 259 634 € 127 069 € 20 525 € 33 €
C
 0 € 100 145 € 444 063 € 697 950 € 722 806 € 309 530 € 50 024 € 126 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 29 233 € 0 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 901 035 €
Receivable fee amount 7 192 626 €
Historical Returns