Statistics

Investor statistics

14611

Active investors

248

Average number of loans Average loans per investor

14.42 %

Average interest rate Return on investment it will always be lower than the interest rate

4 130 €

Average active investment amount Average amount invested per investor

86 864 870 €

Principal received Principal received, including principal paid from Provision fund

24 830 154 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11452

Total active borrowers

3529 €

Average loan amount

65 months

Average loan term Weighted average loan term

784 €

Average income

884 €

A+ rating

792 €

A rating

771 €

B rating

733 €

C rating

916 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 144 821 897 € 12 000 074 € 48 611 279 € 49 458 788 € 30 822 320 € 3 929 435 €
Amount of issued credits 60 349 251 € 6 821 799 € 19 153 983 € 20 014 838 € 12 067 286 € 2 291 345 €
Amount of issued credits 41 033 3 875 13 607 13 319 9 260 972
Amount of issued credits 41 016 3 875 13 595 13 315 9 259 972
Not overdue and returned 122 491 851 €
84.58% 		11 624 257 €
96.87% 		44 581 365 €
91.71% 		41 219 398 €
83.34% 		22 476 700 €
72.92% 		2 590 130 €
65.92%
Not overdue and returned 38 019 205 €
63.00% 		6 445 982 €
94.49% 		15 124 069 €
78.96% 		11 775 448 €
58.83% 		3 721 666 €
30.84% 		952 041 €
41.55%
Not overdue and returned 35 213
85.82% 		3 778
97.50% 		12 701
93.34% 		11 328
85.05% 		6 806
73.50% 		600
61.73%
Not overdue and returned 35 196
85.81% 		3 778
97.50% 		12 689
93.34% 		11 324
85.05% 		6 805
73.50% 		600
61.73%
Overdue 22 330 046 €
15.42% 		375 817 €
3.13% 		4 029 914 €
8.29% 		8 239 390 €
16.66% 		8 345 620 €
27.08% 		1 339 305 €
34.08%
Overdue 22 330 046 €
37.00% 		375 817 €
5.51% 		4 029 914 €
21.04% 		8 239 390 €
41.17% 		8 345 620 €
69.16% 		1 339 305 €
58.45%
Overdue 5 820
14.18% 		97
2.50% 		906
6.66% 		1 991
14.95% 		2 454
26.50% 		372
38.27%
Overdue 5 820
14.19% 		97
2.50% 		906
6.66% 		1 991
14.95% 		2 454
26.50% 		372
38.27%
1-30 days 7 400 693 €
5.11% 		281 356 €
2.34% 		2 288 802 €
4.71% 		3 091 906 €
6.25% 		1 411 293 €
4.58% 		327 335 €
8.33%
1-30 days 7 400 693 €
12.26% 		281 356 €
4.12% 		2 288 802 €
11.95% 		3 091 906 €
15.45% 		1 411 293 €
11.70% 		327 335 €
14.29%
1-30 days 1 770
4.31% 		76
1.96% 		481
3.53% 		690
5.18% 		426
4.60% 		97
9.98%
1-30 days 1 770
4.32% 		76
1.96% 		481
3.54% 		690
5.18% 		426
4.60% 		97
9.98%
31-60 days 1 684 256 €
1.16% 		40 068 €
0.33% 		362 284 €
0.75% 		755 977 €
1.53% 		347 544 €
1.13% 		178 383 €
4.54%
31-60 days 1 684 256 €
2.79% 		40 068 €
0.59% 		362 284 €
1.89% 		755 977 €
3.78% 		347 544 €
2.88% 		178 383 €
7.79%
31-60 days 409
1.00% 		9
0.23% 		71
0.52% 		156
1.17% 		124
1.34% 		49
5.04%
31-60 days 409
1.00% 		9
0.23% 		71
0.52% 		156
1.17% 		124
1.34% 		49
5.04%
61-90 days 940 636 €
0.65% 		5 150 €
0.04% 		227 058 €
0.47% 		302 124 €
0.61% 		260 552 €
0.85% 		145 752 €
3.71%
61-90 days 940 636 €
1.56% 		5 150 €
0.08% 		227 058 €
1.19% 		302 124 €
1.51% 		260 552 €
2.16% 		145 752 €
6.36%
61-90 days 211
0.51% 		1
0.03% 		31
0.23% 		68
0.51% 		73
0.79% 		38
3.91%
61-90 days 211
0.51% 		1
0.03% 		31
0.23% 		68
0.51% 		73
0.79% 		38
3.91%
91-720 days 6 196 296 €
4.28% 		49 242 €
0.41% 		733 017 €
1.51% 		2 197 961 €
4.44% 		2 553 470 €
8.28% 		662 607 €
16.86%
91-720 days 6 196 296 €
10.27% 		49 242 €
0.72% 		733 017 €
3.83% 		2 197 961 €
10.98% 		2 553 470 €
21.16% 		662 607 €
28.92%
91-720 days 1 664
4.06% 		11
0.28% 		181
1.33% 		547
4.11% 		743
8.02% 		182
18.72%
91-720 days 1 664
4.06% 		11
0.28% 		181
1.33% 		547
4.11% 		743
8.02% 		182
18.72%
> 720 days 6 108 164 €
4.22% 		0 €
0.00% 		418 754 €
0.86% 		1 891 422 €
3.82% 		3 772 761 €
12.24% 		25 228 €
0.64%
> 720 days 6 108 164 €
10.12% 		0 €
0.00% 		418 754 €
2.19% 		1 891 422 €
9.45% 		3 772 761 €
31.26% 		25 228 €
1.10%
> 720 days 1 766
4.30% 		0
0.00% 		142
1.04% 		530
3.98% 		1 088
11.75% 		6
0.62%
> 720 days 1 766
4.31% 		0
0.00% 		142
1.04% 		530
3.98% 		1 088
11.75% 		6
0.62%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 16 748 951 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 2 312 161 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 6 155 577 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 5 727 133 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 1 842 070 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 712 010 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 354 633 € 7 905 495 € 12 307 733 € 14 964 916 € 13 665 355 € 15 882 121 € 15 169 378 € 2 215 255 €
A+
 0 € 0 € 0 € 0 € 0 € 1 263 060 € 1 712 893 € 1 924 867 € 277 376 €
A
 1 400 € 595 782 € 3 004 386 € 5 217 205 € 6 205 257 € 4 230 195 € 4 552 826 € 4 823 351 € 826 895 €
B
 2 750 € 827 296 € 2 837 530 € 3 833 260 € 4 968 378 € 4 674 154 € 5 578 374 € 5 985 674 € 735 837 €
C
 2 700 € 931 554 € 2 063 579 € 3 257 268 € 3 791 282 € 3 497 946 € 3 042 232 € 1 893 962 € 274 402 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 995 797 € 541 524 € 100 744 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.81 % 88.41 % 86.22 % 80.35 % 71.61 % 57.99 % 40.79 % 13.23 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 81.45 % 55.36 % 38.17 % 12.00 %
A
 100.00 % 90.81 % 96.20 % 96.30 % 89.85 % 76.61 % 56.98 % 37.57 % 13.43 %
B
 100.00 % 95.13 % 87.72 % 86.51 % 81.80 % 70.63 % 61.89 % 44.38 % 12.85 %
C
 100.00 % 89.66 % 79.85 % 73.60 % 67.17 % 64.87 % 55.42 % 43.02 % 14.90 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 55.29 % 38.24 % 14.15 %
Outstanding principal, EUR 0 € 210 032 € 1 036 552 € 1 966 689 € 3 659 250 € 5 417 615 € 11 506 975 € 22 019 352 € 14 533 696 €
A+
 0 € 0 € 0 € 0 € 0 € 287 722 € 1 381 417 € 3 117 955 € 2 034 785 €
A
 0 € 60 292 € 118 613 € 200 629 € 700 648 € 1 291 728 € 3 438 052 € 8 015 338 € 5 328 682 €
B
 0 € 42 306 € 397 066 € 597 722 € 1 105 196 € 1 943 643 € 3 435 279 € 7 503 027 € 4 991 295 €
C
 0 € 107 434 € 520 873 € 1 168 337 € 1 853 406 € 1 894 522 € 2 446 877 € 2 508 278 € 1 567 668 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 805 351 € 874 753 € 611 266 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 210 032 € 1 036 553 € 1 870 651 € 2 550 559 € 2 065 047 € 2 296 225 € 2 185 003 € 90 389 €
A+
 0 € 0 € 0 € 0 € 0 € 6 943 € 16 362 € 25 938 € 0 €
A
 0 € 60 292 € 118 613 € 153 254 € 202 589 € 80 445 € 219 017 € 303 061 € 14 499 €
B
 0 € 42 306 € 397 067 € 569 489 € 747 793 € 690 660 € 717 657 € 904 811 € 19 600 €
C
 0 € 107 434 € 520 873 € 1 147 909 € 1 600 177 € 1 287 000 € 915 156 € 698 392 € 49 290 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 428 034 € 252 801 € 7 000 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.19 % 11.59 % 13.10 % 13.69 % 10.82 % 8.38 % 5.88 % 0.54 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.53 % 0.51 % 0.00 %
A
 0.00 % 9.19 % 3.80 % 2.83 % 2.93 % 1.46 % 2.74 % 2.36 % 0.24 %
B
 0.00 % 4.87 % 12.28 % 12.85 % 12.31 % 10.44 % 7.96 % 6.71 % 0.34 %
C
 0.00 % 10.34 % 20.15 % 25.94 % 28.35 % 23.87 % 16.67 % 15.86 % 2.68 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.76 % 17.85 % 0.98 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 13.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 7.83 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 10.62 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 14.42 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 19.18 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 23.07 %
Interest paid, EUR 1 142 € 978 108 € 3 117 091 € 4 326 150 € 5 383 107 € 4 161 546 € 3 959 826 € 2 471 735 € 283 081 €
A+
 0 € 0 € 0 € 0 € 0 € 189 690 € 275 548 € 227 332 € 24 121 €
A
 61 € 187 341 € 821 099 € 1 221 255 € 1 432 095 € 917 656 € 898 991 € 710 807 € 88 951 €
B
 416 € 329 935 € 1 164 689 € 1 338 393 € 1 791 996 € 1 541 832 € 1 339 182 € 958 396 € 113 492 €
C
 664 € 460 832 € 1 131 303 € 1 766 502 € 2 159 016 € 1 512 368 € 1 062 634 € 406 474 € 41 022 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 383 471 € 168 726 € 15 495 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 190 177 € 843 016 € 1 196 057 € 1 351 156 € 813 851 € 504 951 € 274 302 € 33 887 €
A+
 0 € 0 € 0 € 0 € 0 € 873 € 1 846 € 2 180 € 101 €
A
 0 € 48 411 € 67 617 € 54 288 € 46 884 € 17 176 € 22 553 € 29 057 € 6 613 €
B
 0 € 34 213 € 289 059 € 308 923 € 336 148 € 241 006 € 121 764 € 102 854 € 12 206 €
C
 0 € 107 552 € 486 340 € 832 845 € 968 123 € 554 796 € 226 521 € 96 692 € 10 222 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 132 266 € 43 519 € 4 745 €
>90 days overdue, EUR 0 € 190 177 € 843 016 € 1 181 604 € 1 294 334 € 736 761 € 391 920 € 128 300 € 1 160 €
A+
 0 € 0 € 0 € 0 € 0 € 656 € 1 027 € 293 € 0 €
A
 0 € 48 411 € 67 617 € 53 388 € 42 329 € 14 071 € 13 996 € 6 803 € 135 €
B
 0 € 34 213 € 289 059 € 305 673 € 320 942 € 213 307 € 91 243 € 43 903 € 239 €
C
 0 € 107 553 € 486 340 € 822 542 € 931 062 € 508 727 € 177 939 € 55 738 € 683 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 107 716 € 21 564 € 103 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 849 206 €
Receivable fee amount 9 347 389 €
Historical Returns