Statistics

Investor statistics

14124

Active investors

231

Average number of loans Average loans per investor

14.82 %

Average interest rate Return on investment it will always be lower than the interest rate

3 626 €

Average active investment amount Average amount invested per investor

67 919 695 €

Principal received Principal received, including principal paid from Provision fund

20 398 709 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

10789

Total active borrowers

3334 €

Average loan amount

61 months

Average loan term Weighted average loan term

761 €

Average income

850 €

A+ rating

772 €

A rating

750 €

B rating

718 €

C rating

892 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 117 442 866 € 8 421 233 € 38 468 172 € 39 862 155 € 27 869 180 € 2 822 125 €
Amount of issued credits 51 208 650 € 5 340 838 € 15 270 615 € 16 848 844 € 11 991 409 € 1 756 944 €
Amount of issued credits 35 222 2 806 11 595 11 504 8 620 697
Amount of issued credits 35 205 2 806 11 583 11 500 8 619 697
Not overdue and returned 99 220 105 €
84.48% 		8 165 397 €
96.96% 		35 898 371 €
93.32% 		33 612 092 €
84.32% 		19 760 942 €
70.91% 		1 783 302 €
63.19%
Not overdue and returned 32 985 888 €
64.41% 		5 085 001 €
95.21% 		12 700 814 €
83.17% 		10 598 781 €
62.91% 		3 883 171 €
32.38% 		718 121 €
40.87%
Not overdue and returned 29 905
84.90% 		2 727
97.18% 		10 806
93.20% 		9 741
84.67% 		6 211
72.05% 		420
60.26%
Not overdue and returned 29 888
84.90% 		2 727
97.18% 		10 794
93.19% 		9 737
84.67% 		6 210
72.05% 		420
60.26%
Overdue 18 222 762 €
15.52% 		255 836 €
3.04% 		2 569 801 €
6.68% 		6 250 063 €
15.68% 		8 108 238 €
29.09% 		1 038 823 €
36.81%
Overdue 18 222 762 €
35.59% 		255 836 €
4.79% 		2 569 801 €
16.83% 		6 250 063 €
37.09% 		8 108 238 €
67.62% 		1 038 823 €
59.13%
Overdue 5 317
15.10% 		79
2.82% 		789
6.80% 		1 763
15.33% 		2 409
27.95% 		277
39.74%
Overdue 5 317
15.10% 		79
2.82% 		789
6.81% 		1 763
15.33% 		2 409
27.95% 		277
39.74%
1-30 days 6 025 266 €
5.13% 		220 394 €
2.62% 		1 556 651 €
4.05% 		2 311 942 €
5.80% 		1 543 581 €
5.54% 		392 699 €
13.92%
1-30 days 6 025 266 €
11.77% 		220 394 €
4.13% 		1 556 651 €
10.19% 		2 311 942 €
13.72% 		1 543 581 €
12.87% 		392 699 €
22.35%
1-30 days 1 754
4.98% 		67
2.39% 		440
3.79% 		658
5.72% 		483
5.60% 		106
15.21%
1-30 days 1 754
4.98% 		67
2.39% 		440
3.80% 		658
5.72% 		483
5.60% 		106
15.21%
31-60 days 1 196 375 €
1.02% 		14 186 €
0.17% 		189 031 €
0.49% 		448 729 €
1.13% 		440 713 €
1.58% 		103 717 €
3.68%
31-60 days 1 196 375 €
2.34% 		14 186 €
0.27% 		189 031 €
1.24% 		448 729 €
2.66% 		440 713 €
3.68% 		103 717 €
5.90%
31-60 days 340
0.97% 		5
0.18% 		45
0.39% 		121
1.05% 		139
1.61% 		30
4.30%
31-60 days 340
0.97% 		5
0.18% 		45
0.39% 		121
1.05% 		139
1.61% 		30
4.30%
61-90 days 707 681 €
0.60% 		2 688 €
0.03% 		57 347 €
0.15% 		280 924 €
0.70% 		309 615 €
1.11% 		57 107 €
2.02%
61-90 days 707 681 €
1.38% 		2 688 €
0.05% 		57 347 €
0.38% 		280 924 €
1.67% 		309 615 €
2.58% 		57 107 €
3.25%
61-90 days 190
0.54% 		1
0.04% 		22
0.19% 		67
0.58% 		86
1.00% 		14
2.01%
61-90 days 190
0.54% 		1
0.04% 		22
0.19% 		67
0.58% 		86
1.00% 		14
2.01%
91-720 days 4 945 111 €
4.21% 		18 568 €
0.22% 		391 256 €
1.02% 		1 522 260 €
3.82% 		2 527 726 €
9.07% 		485 301 €
17.20%
91-720 days 4 945 111 €
9.66% 		18 568 €
0.35% 		391 256 €
2.56% 		1 522 260 €
9.03% 		2 527 726 €
21.08% 		485 301 €
27.62%
91-720 days 1 486
4.22% 		6
0.21% 		152
1.31% 		444
3.86% 		757
8.78% 		127
18.22%
91-720 days 1 486
4.22% 		6
0.21% 		152
1.31% 		444
3.86% 		757
8.78% 		127
18.22%
> 720 days 5 348 329 €
4.55% 		0 €
0.00% 		375 517 €
0.98% 		1 686 208 €
4.23% 		3 286 604 €
11.79% 		0 €
0.00%
> 720 days 5 348 329 €
10.44% 		0 €
0.00% 		375 517 €
2.46% 		1 686 208 €
10.01% 		3 286 604 €
27.41% 		0 €
0.00%
> 720 days 1 547
4.39% 		0
0.00% 		130
1.12% 		473
4.11% 		944
10.95% 		0
0.00%
> 720 days 1 547
4.39% 		0
0.00% 		130
1.12% 		473
4.11% 		944
10.95% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 26 558 650 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 3 776 142 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 8 851 160 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 9 619 201 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 3 291 171 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 020 977 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 337 909 € 7 783 220 € 11 767 643 € 13 712 267 € 11 987 229 € 12 471 014 € 6 166 599 €
A+
 0 € 0 € 0 € 0 € 0 € 1 111 105 € 1 275 198 € 694 092 €
A
 1 400 € 591 577 € 2 980 984 € 5 013 019 € 5 728 381 € 3 703 645 € 3 562 714 € 1 615 837 €
B
 2 750 € 824 311 € 2 799 290 € 3 680 252 € 4 567 961 € 4 108 247 € 4 474 377 € 2 556 080 €
C
 2 700 € 922 021 € 2 002 946 € 3 074 372 € 3 415 925 € 3 064 231 € 2 376 574 € 1 017 559 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 782 151 € 283 030 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.16 % 87.04 % 82.44 % 73.63 % 62.82 % 45.53 % 23.22 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 71.65 % 41.21 % 18.38 %
A
 100.00 % 90.17 % 95.45 % 92.53 % 82.95 % 67.07 % 44.58 % 18.26 %
B
 100.00 % 94.79 % 86.54 % 83.06 % 75.21 % 62.08 % 49.64 % 26.57 %
C
 100.00 % 88.74 % 77.50 % 69.47 % 60.52 % 56.82 % 43.30 % 30.92 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 43.43 % 27.72 %
Outstanding principal, EUR 0 € 226 756 € 1 158 827 € 2 506 779 € 4 911 900 € 7 095 740 € 14 918 082 € 20 392 052 €
A+
 0 € 0 € 0 € 0 € 0 € 439 677 € 1 819 112 € 3 082 049 €
A
 0 € 64 497 € 142 014 € 404 816 € 1 177 524 € 1 818 278 € 4 428 164 € 7 235 323 €
B
 0 € 45 291 € 435 307 € 750 730 € 1 505 613 € 2 509 549 € 4 539 276 € 7 063 121 €
C
 0 € 116 968 € 581 506 € 1 351 233 € 2 228 763 € 2 328 237 € 3 112 535 € 2 273 611 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 018 996 € 737 948 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 226 756 € 1 138 983 € 2 008 027 € 2 706 745 € 1 996 728 € 1 891 169 € 325 032 €
A+
 0 € 0 € 0 € 0 € 0 € 4 436 € 12 332 € 1 800 €
A
 0 € 64 497 € 133 521 € 170 508 € 188 379 € 65 283 € 144 586 € 0 €
B
 0 € 45 291 € 428 248 € 606 161 € 817 828 € 648 288 € 566 901 € 95 751 €
C
 0 € 116 967 € 577 214 € 1 231 359 € 1 700 538 € 1 278 722 € 751 154 € 158 376 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 416 195 € 69 105 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.84 % 12.74 % 14.07 % 14.53 % 10.46 % 6.90 % 1.22 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.29 % 0.40 % 0.05 %
A
 0.00 % 9.83 % 4.28 % 3.15 % 2.73 % 1.18 % 1.81 % 0.00 %
B
 0.00 % 5.21 % 13.24 % 13.68 % 13.47 % 9.80 % 6.29 % 1.00 %
C
 0.00 % 11.26 % 22.33 % 27.82 % 30.13 % 23.71 % 13.68 % 4.81 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.11 % 6.77 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 11.99 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.72 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 8.98 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.51 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.28 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.92 %
Interest paid, EUR 1 142 € 947 148 € 2 967 763 € 4 104 336 € 4 913 486 € 3 629 104 € 2 919 284 € 773 204 €
A+
 0 € 0 € 0 € 0 € 0 € 167 223 € 196 707 € 69 913 €
A
 61 € 183 425 € 805 289 € 1 195 788 € 1 357 231 € 803 199 € 652 752 € 195 938 €
B
 416 € 325 498 € 1 112 960 € 1 280 484 € 1 638 498 € 1 344 726 € 997 422 € 292 468 €
C
 664 € 438 226 € 1 049 514 € 1 628 064 € 1 917 757 € 1 313 957 € 791 820 € 153 502 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 280 584 € 61 383 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 179 158 € 801 842 € 1 088 863 € 1 213 248 € 639 309 € 321 881 € 65 234 €
A+
 0 € 0 € 0 € 0 € 0 € 464 € 1 018 € 820 €
A
 0 € 43 634 € 64 777 € 50 212 € 40 433 € 12 298 € 14 298 € 5 574 €
B
 0 € 31 966 € 273 520 € 276 322 € 313 093 € 186 758 € 76 111 € 23 006 €
C
 0 € 103 559 € 463 546 € 762 329 € 859 721 € 439 788 € 144 102 € 23 447 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 86 352 € 12 386 €
>90 days overdue, EUR 0 € 179 158 € 797 907 € 1 052 920 € 1 122 277 € 546 932 € 201 596 € 10 790 €
A+
 0 € 0 € 0 € 0 € 0 € 142 € 372 € 42 €
A
 0 € 43 634 € 64 451 € 47 820 € 34 268 € 9 293 € 5 919 € 0 €
B
 0 € 31 966 € 272 067 € 267 298 € 288 217 € 156 627 € 44 602 € 2 207 €
C
 0 € 103 559 € 461 389 € 737 802 € 799 793 € 380 869 € 93 669 € 5 309 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 57 034 € 3 232 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 428 529 €
Receivable fee amount 7 781 198 €
Historical Returns